{
  "report_rows": [
    {
      "kpi": "Cross-Border Volume CC Growth (Q2 2026)",
      "prediction": "BEAT",
      "answer": "pred ~+12% vs. cons +10.9% (Visible Alpha, Jul 29 2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "VASS Net Revenue (Q2 2026)",
      "prediction": "BEAT",
      "answer": "pred ~$3.82B vs. cons $3.738B (Visible Alpha, Jul 29 2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Rebates & Incentives (Q2 2026)",
      "prediction": "BEAT",
      "answer": "pred ~-$5.68B vs. cons -$5.751B (Visible Alpha, Jul 29 2026)",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "Net Revenue CC Growth (Q3 2026)",
      "prediction": "BETTER",
      "answer": "guide ~+11-12% CC vs. cons ~+11.7% CC implied (Visible Alpha, Jul 29 2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Net Revenue CC Growth (FY 2026)",
      "prediction": "BETTER",
      "answer": "guide raise to ~12% CC from 'high end low-double-digits' vs. cons ~11.9% CC / $37.129B (Visible Alpha, Jul 29 2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Operating EPS (FY 2026)",
      "prediction": "BETTER",
      "answer": "guide ~$20.00-20.10 vs. cons $19.691 (Visible Alpha, Jul 29 2026)",
      "confidence": "MEDIUM"
    }
  ],
  "day1_residual_pct": 1.5,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": 2.0,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "FOLLOW-THROUGH \u2014 FY raise drives sell-side estimate revisions upward; partially capped by new CFO transition uncertainty",
  "day5_confidence": "MEDIUM"
}