{
  "report_rows": [
    {
      "kpi": "Net revenue",
      "prediction": "IN-LINE",
      "answer": "pred ~$9.13B vs. cons $9.076B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Adjusted diluted EPS",
      "prediction": "IN-LINE",
      "answer": "pred ~$4.81 vs. cons $4.771",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Cross-border volume growth",
      "prediction": "BEAT",
      "answer": "pred ~12.5% vs. cons 10.9%",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "Q3 revenue growth (currency-neutral)",
      "prediction": "UNCHANGED",
      "answer": "guide ~low-teens vs. 12.2% reported-revenue consensus; UNVERIFIED basis match",
      "confidence": "LOW"
    },
    {
      "kpi": "FY26 revenue growth (currency-neutral)",
      "prediction": "UNCHANGED",
      "answer": "guide ~high end of low-double-digits vs. $37.129B reported-revenue consensus; UNVERIFIED basis match",
      "confidence": "LOW"
    },
    {
      "kpi": "Cross-border/travel recovery commentary",
      "prediction": "UNCHANGED",
      "answer": "guide ~recovery consistent with prior Q2-contained disruption",
      "confidence": "MEDIUM"
    }
  ],
  "day1_residual_pct": -1.5,
  "day1_confidence": "LOW",
  "day5_residual_pct": -2.0,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "FOLLOW-THROUGH \u2014 no FY estimate catalyst after a strong run",
  "day5_confidence": "LOW"
}