V Earnings Predictions — 2026-07-28

Ticker Report or Guide KPI Prediction Answer Confidence
V Report Non-GAAP EPS (FQ3'26) BEAT pred ~$3.28 vs. cons ~$3.23 HIGH
V Report Net revenue (FQ3'26) BEAT pred ~$11.50B vs. cons ~$11.36B MEDIUM
V Report Cross-border volume growth ex-Europe cc (FQ3'26) BEAT pred ~+11% vs. cons ~+9-10% MEDIUM
V Guide FY26 net revenue growth guide BETTER guide ~low-teens (~+12-13%) vs. cons ~+12% (FY26) MEDIUM
V Guide FY26 non-GAAP EPS growth guide BETTER guide ~low-teens (~$13.15) vs. cons ~$13.10 (FY26) MEDIUM
V Guide Q4 net revenue growth (re-accel) guide UNCHANGED guide ~+1pt re-accel to ~low-teens vs. cons ~+12% (FQ4'26) MEDIUM
V Guide FQ3 opex growth guide (FIFA marketing) UNCHANGED guide ~low-teens vs. cons ~low-teens (FQ3'26) MEDIUM
V Guide VAS growth durability commentary BETTER pred ~+24-27% cc vs. framework ~16-18% (FQ3'26) MEDIUM
V Return Day-1 residual (stock − beta × S&P 500) +1.5% MEDIUM
V Return 5-day cumulative residual +0.5% (STABILIZE) Likely modest EPS/revenue beat plus resilient cross-border (FIFA/travel recovery post-Ramadan) drives an initial pop, but Q3 is management's guided trough (higher incentives, tougher FX-volatility comp, tax rate stepping to ~18.5%) and the stock is near highs/richly positioned vs. a lagging MA, capping upside. A likely reaffirm/modest FY26 raise supports estimates rather than a big cut, so no sharp fade; out-period math (Q4 re-accel already in numbers) leaves little fresh upside to chase. Net: initial gain largely holds but drifts sideways. LOW