V Earnings Predictions — 2026-07-28

Ticker Report or Guide KPI Prediction Answer Confidence
V Report Net revenue IN-LINE pred ~$11.30B vs. cons $11.27B MEDIUM
V Report Adjusted diluted EPS IN-LINE pred ~$3.20 vs. cons $3.18 MEDIUM
V Report Value-added-services revenue BEAT pred ~$3.73B vs. cons $3.66B MEDIUM
V Guide FY26 adjusted net-revenue growth LOWER guide ~12.0% vs. cons 12.5% (FY26) MEDIUM
V Guide FY26 adjusted EPS growth LOWER guide ~12.0% vs. cons 12.7% (FY26) MEDIUM
V Guide Fiscal 4Q adjusted net-revenue growth LOWER guide ~12.0% vs. cons 12.7% (2026Q4) MEDIUM
V Guide Fiscal 4Q adjusted operating-expense growth BETTER guide ~10.5% vs. cons 11.5% (2026Q4) LOW
V Return Day-1 residual (stock − beta × S&P 500) -2.8% MEDIUM
V Return 5-day cumulative residual -4.5% (FOLLOW-THROUGH) A modest VAS beat is unlikely to offset in-line ~$11.30B revenue versus $11.27B consensus and ~$3.20 EPS versus $3.18 consensus if FY26 revenue growth is held near 12.0% versus 12.5% expected; the lower 2026Q4 revenue setup drives out-period estimate cuts and extends the initial -2.8% residual toward -4.5%. MEDIUM