{
  "report_rows": [
    {
      "kpi": "Revenue",
      "prediction": "IN-LINE",
      "answer": "pred ~$11.46B vs. cons $11.385B",
      "confidence": "LOW"
    },
    {
      "kpi": "Adjusted diluted EPS",
      "prediction": "IN-LINE",
      "answer": "pred ~$3.24 vs. cons $3.228",
      "confidence": "LOW"
    },
    {
      "kpi": "Cross-border volume ex-intra-Europe growth",
      "prediction": "BEAT",
      "answer": "pred ~11.5% vs. cons 10.8%",
      "confidence": "LOW"
    }
  ],
  "guide_rows": [
    {
      "kpi": "FY26 adjusted net revenue growth",
      "prediction": "UNCHANGED",
      "answer": "guide maintain low double-digit to low teens vs. FY revenue consensus $45.578B; numerical guide UNVERIFIED",
      "confidence": "LOW"
    },
    {
      "kpi": "FY26 adjusted EPS growth",
      "prediction": "UNCHANGED",
      "answer": "guide maintain low teens vs. FY EPS consensus $13.152; numerical guide UNVERIFIED",
      "confidence": "LOW"
    },
    {
      "kpi": "Q4 demand / cross-border / FIFA commentary",
      "prediction": "UNCHANGED",
      "answer": "guide maintain resilient-spend framing vs. no quantified consensus",
      "confidence": "LOW"
    }
  ],
  "day1_residual_pct": -2.0,
  "day1_confidence": "LOW",
  "day5_residual_pct": -1.0,
  "day5_path": "STABILIZE",
  "day5_rationale": "STABILIZE \u2014 in-line report and maintained FY framework leave little incremental reason to sustain the pre-print rally",
  "day5_confidence": "LOW"
}