AIG Earnings Predictions — 2026-08-06

Ticker Report or Guide KPI Prediction Answer Confidence
AIG Report Adjusted EPS (Q2'26) BEAT pred ~$1.99 vs. cons $1.92 MEDIUM
AIG Report GI accident-year combined ratio ex-cat BEAT pred ~88.0% vs. cons ~88.4% MEDIUM
AIG Report General Insurance NPW growth (comparable, constant $) BEAT pred ~+13% vs. cons ~+10% MEDIUM
AIG Guide FY2026 NPW growth guide UNCHANGED guide ~low-to-mid teens (~13%) vs. cons ~11% (FY2026) MEDIUM
AIG Guide GI expense ratio target BETTER guide ~29% vs. cons <30% target (FY2027) MEDIUM
AIG Guide Capital return / buyback pace (Corebridge exit funding) BETTER guide ~$1.5B+/qtr buyback vs. cons ~$0.9B (2H2026) LOW
AIG Guide Catastrophe losses (Q2 weather season) UNKNOWN guide ~$250M vs. cons ~$200M (Q2'26) LOW
AIG Guide Global Personal combined ratio BETTER guide ~91% vs. cons 94% target (FY2027) MEDIUM
AIG Return Day-1 residual (stock − beta × S&P 500) +1.5% MEDIUM
AIG Return 5-day cumulative residual -0.5% (FADE) A modest headline beat is likely, but the quality debate (beats leaning on low cats and favorable PYD, softening NA property pricing -11% and flat-to-down financial lines) caps upside. Out-period math is unfavorable: mix shift toward casualty lifts the AY loss ratio and forward estimates get nudged lower even after a beat, so an initial pop tends to fade over the week absent a clean underlying-margin/buyback surprise. LOW