{
  "report_rows": [
    {
      "kpi": "Adjusted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$5.40 vs. cons $5.16 (2026Q2)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Total revenue",
      "prediction": "BEAT",
      "answer": "pred ~$3.47B vs. cons $3.41B (2026Q2)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Adjusted EBITDA, excluding reportable catastrophes",
      "prediction": "BEAT",
      "answer": "pred ~$425M vs. cons $420M (2026Q2)",
      "confidence": "LOW"
    }
  ],
  "guide_rows": [
    {
      "kpi": "FY2026 adjusted EPS, excluding reportable catastrophes growth",
      "prediction": "UNCHANGED",
      "answer": "guide ~3% growth vs. cons ~3% growth (FY2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "FY2026 Global Lifestyle adjusted EBITDA growth",
      "prediction": "UNCHANGED",
      "answer": "guide ~10% growth vs. cons ~10% growth (FY2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "FY2026 share repurchases",
      "prediction": "UNCHANGED",
      "answer": "guide ~$325M vs. cons ~$325M (FY2026)",
      "confidence": "MEDIUM"
    }
  ],
  "day1_residual_pct": 1.5,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": 0.4,
  "day5_path": "FADE",
  "day5_rationale": "A ~$5.40 EPS result versus $5.16 consensus is a ~4.7% beat, but a ~3% FY2026 EPS-growth guide versus ~3% consensus leaves out-period estimates largely unchanged; the initial positive reaction should fade without a Lifestyle-guide increase above ~10%.",
  "day5_confidence": "MEDIUM"
}