| ALL |
Report |
Adjusted EPS |
BEAT |
pred ~$7.20 vs. cons $5.61 |
MEDIUM |
| ALL |
Report |
Property-Liability combined ratio |
BEAT |
pred ~89.8% vs. cons 91.0% |
MEDIUM |
| ALL |
Report |
Auto underlying combined ratio |
IN-LINE |
pred ~90.2% vs. cons 90.8% |
MEDIUM |
| ALL |
Guide |
Auto underlying combined ratio outlook |
BETTER |
guide ~90.5% vs. cons 91.5% (2H 2026) |
MEDIUM |
| ALL |
Guide |
Allstate Protection policy growth outlook |
BETTER |
guide ~3.0% vs. cons 2.6% (2H 2026) |
MEDIUM |
| ALL |
Return |
Day-1 residual (stock − beta × S&P 500) |
+2.4% |
— |
MEDIUM |
| ALL |
Return |
5-day cumulative residual |
+1.0% (FADE) |
A headline beat and favorable reported combined ratio should lift the shares initially, but outsized prior-year reserve development, lower pricing and gradual auto-margin normalization limit out-period estimate revisions, causing part of the day-1 gain to fade. |
MEDIUM |