| ALL |
Report |
Overall Combined Ratio - Allstate Protection |
BEAT |
pred ~90.5 vs. cons 91.9 |
MEDIUM |
| ALL |
Report |
Homeowners Combined Ratio |
BEAT |
pred ~93.0 vs. cons 95.4 |
MEDIUM |
| ALL |
Report |
Auto Policies in Force |
IN-LINE |
pred ~25,950K vs. cons 25,949K |
HIGH |
| ALL |
Guide |
Underlying CR Trajectory (H2 2026) |
BETTER |
guide better-than-embedded; management signals continued improvement below mid-90s auto target |
MEDIUM |
| ALL |
Guide |
Policy Growth / New Business (H2 2026) |
BETTER |
guide signals record new business continuing; PIF growth accelerating toward 3-4% |
MEDIUM |
| ALL |
Guide |
Pricing Posture (H2 2026) |
UNCHANGED |
net-neutral rate stance reaffirmed; no re-acceleration of increases |
HIGH |
| ALL |
Return |
Day-1 residual (stock − beta × S&P 500) |
-0.5% |
— |
MEDIUM |
| ALL |
Return |
5-day cumulative residual |
+1.5% (STABILIZE) |
STABILIZE - initial flat/slight-negative on high bar and no formal raise; modest recovery as Street revises H2 estimates upward on underlying beat and short covering provides a bid |
MEDIUM |