PGR Earnings Predictions — 2026-08-04

Ticker Report or Guide KPI Prediction Answer Confidence
PGR Report Combined Ratio - P&C (%) BEAT pred ~90.7 vs. cons 91.9 MEDIUM
PGR Report Net Premiums Written ($B) MISS pred ~$21.9B vs. cons $22.2B MEDIUM
PGR Report Operating EPS ($) BEAT pred ~$3.85 vs. cons $3.65 MEDIUM
PGR Guide Combined Ratio target (FY 2026) UNCHANGED guide 'at or below 96%' reaffirmed vs. cons 89.1 MEDIUM
PGR Guide Robinson/Property growth (qualitative, Q3 2026 call) BETTER incrementally positive tone vs. muted expectations LOW
PGR Guide Growth posture / NPW trajectory UNCHANGED grow as fast as possible maintained vs. cons ~+4% YoY MEDIUM
PGR Return Day-1 residual (stock − beta × S&P 500) +2.0% MEDIUM
PGR Return 5-day cumulative residual -1.0% (FADE) FADE — NPW miss triggers sell-side estimate cuts on growth line; CR beat partially offsets but does not hold MEDIUM