{
  "report_rows": [
    {
      "kpi": "Gross Profit (Q2 2026)",
      "prediction": "BEAT",
      "answer": "pred ~$3.09B vs. cons $3.056B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Consumer Lending Origination Volume (Q2 2026)",
      "prediction": "MISS",
      "answer": "pred ~$18.7B vs. cons $19.8B",
      "confidence": "HIGH"
    },
    {
      "kpi": "Cash App Primary Banking Actives (Q2 2026)",
      "prediction": "MISS",
      "answer": "pred ~9.65M vs. cons 10.76M",
      "confidence": "HIGH"
    }
  ],
  "guide_rows": [
    {
      "kpi": "Gross Profit (Q3 2026)",
      "prediction": "BETTER",
      "answer": "guide ~$3.12B vs. cons ~$3.10B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Gross Profit (FY 2026)",
      "prediction": "BETTER",
      "answer": "guide ~$12.45B vs. cons $12.379B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Adj. Operating Income (FY 2026)",
      "prediction": "BETTER",
      "answer": "guide ~$3.38B vs. cons $3.351B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Adj. Diluted EPS (FY 2026)",
      "prediction": "BETTER",
      "answer": "guide ~$3.95 vs. cons $3.904",
      "confidence": "MEDIUM"
    }
  ],
  "day1_residual_pct": -2.5,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": -3.5,
  "day5_path": "FADE",
  "day5_rationale": "FADE \u2014 lending miss drives H2 estimate cuts on the Borrow/BNPL GP line even as FY GP guide is raised; sell-side models will reduce lending contribution, pulling consensus down over the 5-day window",
  "day5_confidence": "MEDIUM"
}