2017-04-28T08:00:37-05:00 2016-12-31 362985770 SELDEN FOX LTD 619 ENTERPRISE DRIVE OAK BROOK IL 605238835 990 2016-01-01 361894017 UNITED CREDIT UNION UNIT 7733766000 4444 SOUTH PULASKI ROAD CHICAGO IL 60632 MARIO AGUIRRE PRESIDENT 7733766000 2017-04-24 1 PAUL J ROZEK P00542258 6309541400 50.201.115.82 2017-04-24 13:24:27 CD P 86D11BA83795F1104EF79766F12DEE4C920F11FA 03FD05049833B0D61C9B7C84406D16EFD44EA40E 2016 2021-01-29 14:40:06Z MARIO AGUIRRE 4444 SOUTH PULASKI ROAD CHICAGO IL 60632 6090898 0 X WWW.UNITEDCREDITUNION.COM X 1931 IL TO ENCOURAGE SAVING AND PROVIDE CREDIT AT A REASONABLE INTEREST RATE, FOR THE BENEFIT OF MEMBERS 10 10 66 0 0 0 0 0 4540863 5065308 862711 970590 0 0 5403574 6035898 0 0 0 0 3166310 2097393 0 0 0 2937148 3065709 6103458 5163102 -699884 872796 167376703 168702686 148667341 149182693 18709362 19519993 THE CREDIT UNION OPERATES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, PROVIDE A SOURCE OF CREDIT AT A REASONABLE RATE OF INTEREST, AND PROVIDE ITS MEMBERS AN OPPORTUNITY TO USE AND CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 0 0 LOANS (REAL ESTATE, VEHICLE, CREDIT CARD AND OTHER) ARE OFFERED TO MEMBERS. THE NUMBER OF OUTSTANDING LOANS AT 12/31/16 WAS 5,834. DEPOSIT/SHARE ACCOUNTS (SAVINGS, CHECKING, CERTIFICATES AND OTHER) ARE OFFERED TO MEMBERS. THE NUMBER OF OUTSTANDING DEPOSIT/SHARE ACCOUNTS OUTSTANDING AT 12/31/16 WAS 29,544. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 2024 0 1 66 1 0 0 0 0 0 0 X 10 10 0 0 0 0 1 1 0 1 1 0 1 1 1 1 0 0 1 1 1 0 0 X MARIO AGUIRRE 7733766000 4444 SOUTH PULASKI ROAD CHICAGO IL 60632 DOLPHIN HARRIS CHAIRMAN 10.00 X X 0 0 0 NEAL SUWE VICE CHAIRMAN 4.00 X X 0 0 0 KENNETH BOLDEN TREASURER 4.00 X X 6000 0 0 BETTY HULL SECRETARY 4.00 X X 608 0 0 RONALD NAWROCKI CHAIRMAN EMERITUS 4.00 X X 0 0 0 CAROLYN JOHNSON DIRECTOR 1.00 X 0 0 0 FRANK JOHNSON DIRECTOR 1.00 X 0 0 0 RAUL SEGURA DIRECTOR 6.00 X 0 0 0 SHAWN MAYBERRY DIRECTOR 1.00 X 0 0 0 PATTI WALSH DIRECTOR 1.00 X 0 0 0 JAMES ZAGORSKI OUTGOING PRESIDENT/TREAS 40.00 X X 22165 0 0 MARIO AGUIRRE PRESIDENT 40.00 X 128865 0 0 157638 0 0 1 0 0 0 0 MEMBER LOAN INTEREST 522100 3803397 3803397 0 0 FEES AND CHARGES 522100 1261911 1261911 5065308 945974 945974 79616 55000 24616 24616 24616 6035898 6035898 0 0 157638 1540443 8232 247132 143948 5978 38400 103423 496937 889919 350540 18279 115894 262510 59993 PROVISION FOR LOAN LOSS 568806 OUTSIDE SERVICES 61309 LOAN EXPENSES 44052 SECURITY 3954 45715 5163102 5231547 7377171 60800070 45811283 60971569 74895799 70218 93972 7259567 5249146 1931121 2010421 35807482 35007438 116757 209844 2447939 3296758 167376703 168702686 429955 656927 148237386 148525766 148667341 149182693 X 0 0 0 0 18709362 19519993 18709362 19519993 167376703 168702686 872796 -62165 0 X 0 1 X 1 0 659117 659117 3809423 2951356 858067 338066 225030 113036 2343229 1963028 380201 109732 109732 0 2010421 MEMBERS SHARES DEPOSITS 148525551 ACCRUED DIVIDENDS PAYABLE 215 148525766 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS OPERATED FOR THE BENEFIT OF ITS MEMBERS, WHICH INCLUDE GROUPS OF EMPLOYEES AND INDIVIDUALS WHO LIVE, WORK OR WORSHIP IN A DEFINED GEOGRAPHIC AREA. UNITED CREDIT UNION HAS NEARLY 19,000 MEMBERS AND IS A COOPERATIVE NONPROFIT ASSOCIATION. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS ARE EMPOWERED TO VOTE FOR DIRECTORS ON THE BOARD. AS A PRACTICAL MATTER, MOST CREDIT UNION MEMBERS ASSIGN THEIR VOTING RIGHTS BY PROXY. FORM 990, PART VI, SECTION B, LINE 11B THE PRESIDENT INSPECTS FORM 990 AND REVIEWS IT WITH THE CHAIRMAN OF THE BOARD, COMPARING THE TAX RETURN WITH INTERNAL RECORDS. ALSO, THE PRESIDENT COMPLETES THE NECESSARY AUTHORIZATION FOR ELECTRONICALLY FILING FORM 990 BEFORE THE RETURN IS SUBMITTED TO THE IRS. FORM 990, PART VI, SECTION B, LINE 15A REVIEW OF TOP MANAGEMENT COMPENSATION IS PERFORMED BY THE BOARD OF DIRECTORS. COMPENSATION ADJUSTMENTS ARE DETERMINED BASED UPON ACHIEVEMENT OF OBJECTIVES SET BY THE BOARD. INCREASES IN COMPENSATION ARE INCLUDED IN THE ANNUAL BUDGET APPROVED BY THE BOARD. FORM 990, PART VI, SECTION C, LINE 19 MOST DOCUMENTS ARE AVAILABLE UPON REQUEST. UCU FINANCIAL SERVICES INC 4444 SOUTH PULASKI ROAD CHICAGO IL 60632 364025553 FINANCIAL PLANNING IL N/A C 381 165202 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 UCU FINANCIAL SERVICES INC - NO FUNDS TRANSFERRED N