Toyota Financing Rates Canada

Save with Toyota Canada's special deals & promotions. Take advantage of incentives like car finance & lease deals when you purchase or lease a new Toyota. Here Toyota can help well-qualified customers with Toyota financing specials.

See Toyota 0% APR and low. Toyota is one of the most popular cars thanks to its reliability and affordability compared to other car brands. Find out how you can finance a Toyota in Canada.

Finance your Certified Used Vehicle with Toyota's special financial rates, choose from 24 to 72 months on all vehicles. Finance Centre Welcome to Our Financing Department Toyota On The Park offers a wide range of customized financing and leasing solutions at competitive rates to suit your unique requirements. Once you've found the vehicle you're looking for, financing is probably the next step.

Interest rates for Toyota car loans in Canada vary based on credit score, loan term, and vehicle type. As of 2025, the average rate is around 6.86%, with new vehicles ranging from 0% (promotional) to 7.5% and used vehicles from 8% to 10%. Ready for a new Toyota? Get the best Toyota auto loan rates in Canada with fast approval! Discover easy financing options and drive away in your new Toyota today.

Apply now! Toyota Explore Offers & Promotions from Toyota Discover a selection of promotional offers, rates, and incentives currently provided by Toyota Canada and its authorized dealerships. All details are based on publicly available information and are subject to change.

Please confirm availability and terms directly with your local Toyota dealer. In many cases, it actually makes more sense to finance a car, particularly if interest rates are low. And Toyota Financial Services offers financing programs to help you get the car of your dreams at an affordable rate.

Conditions apply. See your Toyota retailer for details. **Up to 1% rate reduction is available for current Toyota owners with an active Toyota Canada contract only (standard rates excluded).

Lease or finance 2024/2025/2026 Toyota models and qualify for a 1% loyalty rate reduction. Rates can not be lower than 0%. Offer ends September 30, 2025.