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What Are the Most Dangerous Days of the Year for Colorado Drivers?Posted on February 16, 2026inCar AccidentsSome days are statistically much more dangerous for drivers than others because of weather, traffic volume, or driver behavior. Understanding whencar accidentsare most likely to happen can help you stay safer on Colorado roads.If you find yourself injured in a car accident in 2026 , a Denver car accidentattorneycan help you understand your legal options and pursue the compensation you deserve.Which Holidays Have the Highest Car Crash Rates in Colorado?You might assume New Year's Eve is the most dangerous holiday for drivers, but Colorado data say otherwise. According to crash investigation statistics collected by the Colorado State Patrol over a three-year period from 2019 to 2021,Labor Day was the most dangerous holiday on Colorado roads for injury and fatal car crashes caused by impaired drivers.The Colorado State Patrol ranked major holidays from most to least dangerous:Labor DayMemorial DayFourth of JulyChristmas DayNew Year's DayThanksgiving DayThese holidays combine heavy traffic with alcohol consumption and long-distance travel. The Wednesday before Thanksgiving is one of the busiest travel days of the year, with millions of Americans driving to see family. The combination of tired drivers, unfamiliar routes, possible weather events, and packed highways creates dangerous conditions.New Year's Eve does see a sharp spike in alcohol-related crashes, especially between midnight and 3 a.m. on January 1st.Colorado’s DUI lawsset the legal blood alcohol limit in Colorado is .08, but many drivers go home with much more in their system after parties.What Makes Summer Months More Dangerous for Colorado Drivers?More people travel during summer months, especially families, which increases the total number of drivers on roads. Teen drivers also increase summer crash statistics because they have more freedom to drive when school is not in session.While summer does not bring ice and snow, sudden thunderstorms can create slick roads and poor visibility. Flash flooding is a serious hazard in Colorado during summer months.The period between Memorial Day and Labor Day is known as the 100 Deadliest Days of Summer. According to the Colorado Department of Transportation, during the 100 Deadliest Days period in 2024, 221 people were killed on Colorado roads. About one-third of those fatal crashes involved an impaired driver.Does Weekend Driving Increase Your Crash Risk?Saturday typically records the most fatal crashes of any day of the week, with Sunday coming in second. Friday evenings also see elevated crash rates as people head out for weekend activities.Weekend crashes are different from weekday crashes because they tend to have:Higher rates of alcohol impairmentMore recreational travel to unfamiliar areasLate-night driving when visibility is reducedYounger drivers on the roadMore speeding and aggressive drivingThe hours between 6 p.m. and midnight on Fridays and Saturdays are especially dangerous.Denver, interestingly, has a unique accident pattern. According to local crash data, Thursday is the most dangerous day of the week in Denver. This may be due to a return to work routines or increased commercial traffic.Can I Get Compensation if I Am Injured in a Car AccidentColorado law does not award higher compensation simply because a crash happened on a holiday or high-risk day. Your compensation depends on how bad your injuries are, medical costs, lost wages from time taken off work, and pain and suffering.However, crashes during dangerous periods often involve factors like drunk driving. If the other driver was impaired, you may be able to pursue "punitive" damages in addition to compensatory damages. This means that the other driver may have to pay extra fines for being intoxicated at the time of the accident, as well as the money they owe you for injuries, medical costs, etc.Call a Denver Car Accident Lawyer TodayIf you have been injured in a car crash, call aDenver car accident attorneyfor help. At The Gold Law Firm, our team has recovered over $100 million in verdicts and settlements for our clients. We offer free consultations and will fight to get you the compensation you deserve for your injuries, lost wages, and pain and suffering. Contact The Gold Law Firm at303-694-4653today to schedule.
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Filing a Third-Party Claim in a Workers’ Compensation CasePosted on May 24, 2026inWorkers' CompensationColoradoworkers' compensationpays for medical treatment and part of your lost wages after a job injury, but it does not cover everything. If someone other than your employer caused or contributed to your injury in 2026, you may be able to file a third-party claim alongside your workers' comp case to recover additional damages. A Fort Collins workers' compensationattorneyat Hoggatt Law Office, P.C. can help you understand whether you have that option and what it could mean for your recovery.What Does Workers' Compensation Cover in Colorado?Colorado's workers' compensation system pays for medical treatment and a portion of lost wages when you are hurt on the job. The tradeoff is that workers' comp is the exclusive remedy against your employer. That means you generally cannot sue your employer directly, even if their negligence played a role in your injury.TheBureau of Labor Statisticsreported 2.5 million nonfatal workplace injuries and illnesses in private industry in 2024. The vast majority of those workers were limited to workers' comp benefits. But workers' comp does not cover pain and suffering or the full value of your lost wages. That gap can be significant when a serious injury keeps you out of work for months or longer.What Is a Third-Party Claim After a Colorado Work Injury?A third-party claim is a personal injury lawsuit filed against someone other than your employer or a co-worker. You have to prove the other party's negligence caused your injury. In return, you can recover damages that workers' comp never pays – including pain and suffering, emotional distress, and full lost wages.A sample of third-party claims in workplace injury cases might include:A delivery driver injured by a negligent motorist while on the clockA construction worker hurt by defective equipment made by an outside companyA retail employee hurt by a third-party delivery contractorA worker injured on a property owned or managed by a third party who failed to keep it safeAny of these situations may give you grounds to file a separate claim for full compensation.Can You File Both a Workers' Comp Claim and a Third-Party Lawsuit in Colorado?Pursuing both a third-party and a workers’ compensation claim at the same time is allowed under Colorado law. There is one key rule to understand before you settle anything, however. UnderC.R.S. § 8-41-203, Colorado's workers' compensation subrogation statute, the insurance carrier that paid your workers' comp benefits has a legal right to recover some of what it paid from your third-party settlement. This is called subrogation.Subrogation in Workers’ Comp ClaimsHere is what subrogation looks like in practice. Say your employer's insurer paid $40,000 in medical bills and lost wages. You later settle a third-party claim for $100,000. The insurer can seek up to $40,000 back from that settlement. The carrier cannot take more than what it actually paid in benefits; it can only get up to its lien amount. The insurer also has the right to step in and pursue the third-party claim directly if you choose not to. They have 90 days after receiving notice of your lawsuit to decide whether to intervene.What Can a Workers' Compensation Insurance Company Take From Your Third-Party Settlement?Colorado law does not automatically let the workers' comp insurer take every dollar from your third-party settlement. The insurer's claim is tied to the benefits it paid for economic losses, such as medical bills and wage benefits. Some parts of a settlement, including pain and suffering damages, may not be fully subject to reimbursement.Before you agree to any settlement, have a workers' compensation lawyer review the insurer's lien. An attorney can help make sure the amount the insurer claims is legally supported.Why You Should Not Settle Your Third-Party Claim Without Insurer ApprovalUnder C.R.S. § 8-41-203, settling your third-party claim for less than your total workers' comp benefits without written insurer approval can forfeit your right to future credit for attorney fees and costs. It can also put your remaining workers' comp benefits at risk. The insurer cannot unreasonably withhold approval, but you still need it in writing before you finalize any deal. Do not sign anything before speaking with an attorney.Schedule a Free Consultation with a Fort Collins, CO Workers' Compensation Attorney TodayIf you were hurt at work and a third party may share responsibility, the work injury attorneys at Hoggatt Law Office, P.C. are ready to help. We will review your case and identify every source of compensation available to you. Attorney Hoggatt is a member of the Colorado Trial Lawyers Association and the Workers' Compensation Education Association. Our attorneys offer free consultations so you can get real answers with no upfront cost. Call theLarimer County, CO workers' comp lawyersat Hoggatt Law Office, P.C. at970-225-2190today.Se habla español.
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