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| Did an Amazon Truck Hit Your Car?Posted on May 14, 2026inTruck AccidentAmazondelivery trucksare all over Colorado roads in 2026.Amazonrecently reported that Prime members in the United States received more than 8 billion same-day or next-day deliveries in 2025, showing how large and fast-moving the company’s delivery network has become. With so many deliveries happening every day, crashes involving Amazon drivers are becoming more common.When one of those crashes involves your car, figuring out who pays is not always easy. Amazon relies on a large network of outside companies to make its deliveries, which can make it harder to hold the right party responsible. If an Amazon driver hit your vehicle, you may be able to recover money for your injuries, and a Fort Collins, CO truck accidentlawyercan help you understand your options.What Should You Do Right After an Amazon Delivery Truck Crash in Colorado?The steps you take at the scene matter more than most people think. Call 911 even if the damage looks minor. A police report creates an official record of what happened and who was involved. If anyone is hurt, ask for medical help right away.While you wait, and if it is safe, take photos of both vehicles, the area around the crash, and any visible injuries. Get the driver's name, phone number, license plate number, and insurance details. If there are witnesses, get their contact information too. Write down everything you remember as soon as you can, while it is still fresh. Do not move your vehicle until the police arrive unless it is blocking traffic.One more thing: do not give a recorded statement to any insurance company before you talk to a personal injury attorney. Adjusters are trained to find ways to lower what you recover, and anything you say can be used against your claim.How Do Insurance Claims Work After an Amazon Truck Accident?If an Amazon driver hits you, you may be able to file a claim directly with Amazon. Most Amazon delivery drivers are not Amazon employees. They work for smaller companies called Delivery Service Partners, or DSPs. These are outside businesses that Amazon hires to handle deliveries. If the driver who hit you worked for a DSP, Amazon will likely tell you to file your claim through that company's insurance instead.This matters because each DSP carries its own insurance, and those policies vary. The coverage limits may not be enough to pay for serious injuries. If the policy falls short, you may need to go after the DSP directly or look at whether Amazon itself can be held responsible.Can Amazon Be Held Liable for a Delivery Driver Crash in Colorado?Amazon has long said it is not responsible for crashes caused by DSP drivers because those drivers are outside contractors. Courts have started to look past that argument, though. They look at how much control Amazon actually has over those drivers each day.In a 2024 Georgia case, Bradfield v. Amazon Logistics, a jury found that Amazon exercised enough control over its delivery operation to share responsibility for a crash involving one of its delivery partners. The Georgia jury put 85 percent of the fault on Amazon and awarded the victim $16.2 million. That ruling matters because it shows courts are willing to look at how Amazon actually runs its delivery network, not just what its contracts say. What they find is troubling. ACBS News investigationof six years of federal safety data found that Amazon’s middle-mile trucking contractors had unsafe driving violation rates at least 89 percent higher than other carriers in every month studied. Those numbers point to a system-wide problem, and they help explain why more courts are starting to make Amazon answer for what its drivers do on the road.Does Amazon Cover Flex Drivers Who Get Into Accidents in Colorado?Amazon also runs a program called Amazon Flex, which lets people deliver packages using their own cars. Amazon says Flex drivers are covered by a commercial auto insurance policy that includes up to $1 million in liability coverage, along with uninsured and underinsured motorist coverage, while they are actively making deliveries.That coverage does not apply in every situation, though. Drivers must still keep their own personal auto insurance active. If the driver was not actively delivering for Amazon at the time of the crash, you may need to file a claim through the driver’s personal insurance instead. If that policy does not fully cover your injuries, you may still have other options. An attorney can review all available insurance coverage and help you decide the best path forward.What Evidence Helps Prove an Amazon Truck Accident Claim in Colorado?Amazon tracks its delivery vehicles closely. GPS data, delivery logs, route timing, and in-van camera footage all exist and can back up your case. This data can be deleted, so acting fast is important. An attorney can send a legal hold notice to stop Amazon and its outside carriers from getting rid of records that help show what happened.Under the Colorado Revised Statutes,C.R.S. § 13-80-101, you have three years from the date of the crash to file a personal injury lawsuit. If you miss that deadline, you will likely lose your right to recover anything at all.Schedule a Free Consultation with Fort Collins, CO Truck Accident AttorneysAn Amazon delivery crash can pull in multiple insurance companies, a DSP carrier, and Amazon itself, with all of them wanting to pay you as little as possible. The experiencedLarimer County, CO personal injury lawyersat Hoggatt Law Office, P.C. know how to handle that. Attorney Hoggatt is a member of the Colorado Trial Lawyers Association, which means our team keeps up closely with how courts are handling carrier liability and delivery truck crash claims.We offer free consultations. Call970-225-2190or reach out online to get started today.Se habla español. | | | | | | | | |
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| How Colorado's Modified Comparative Fault Rule Affects Your Car Accident ClaimPosted on May 07, 2026inCar AccidentCar crashes leave injured drivers with medical bills, lost wages, and a lot of unanswered questions, including one that insurance companies are counting on you not to ask: how does shared fault affect what you can recover? When acrashoccurs on Colorado roads in 2026, figuring out who is to blame has a major impact on the outcome of insurance coverage. Insurance adjusters often try to assign at least some fault to injured drivers, which in turn affects how much that driver recovers.Fault is not a mathematical matter set in stone, however. An experienced Larimer County, CO personal injuryattorneycan help fight claims of shared fault and, if shared fault is a factor in your case, argue to reduce your share as much as possible.Colorado's Modified Comparative Fault Law and Car Accident ClaimsColorado follows a modified comparative fault system underC.R.S. § 13-21-111, which applies to negligence claims, including car accidents. The law means that injured people can still recover compensation even if they share some blame for the accident. But the amount they collect gets cut by their share of the blame.For example, suppose your damages total $100,000, but that you were 20 percent at fault for the crash. Under C.R.S. § 13-21-111, your recovery would drop by 20 percent, leaving you with $80,000.The law also sets a hard limit. If you are found 50 percent or more at fault (equal to or greater than the other party), you recover nothing. That limit can wipe out your entire claim.How Insurance Companies Use Comparative Fault Against Car Accident Victims in ColoradoInsurance adjusters are trained to find reasons to assign fault to injured claimants. Even when another driver caused a crash, an adjuster may argue that you were speeding slightly, that you failed to brake in time, or that you made a lane change that helped cause the collision. Each point they add to your fault reduces what they owe you.According to theNational Highway Traffic Safety Administration, about 2.44 million people were injured in car crashes across the United States in 2023. With that many claims being processed, blaming the injured driver is one of the most common ways insurers pay less. This is why what you say after an accident matters. Apologizing at the scene, talking to an adjuster without an attorney, or signing documents early in the process can all be used to raise your percentage of fault.What Evidence Can Help Limit Your Fault Percentage in a Colorado Car Accident Case?The evidence gathered right after a crash shapes how fault is split. The following can help show that the other driver was primarily or entirely responsible:Police reports and the responding officer's notes on traffic violationsTraffic and dashcam footage showing the sequence of eventsWitness statements from people who saw the crash happenCell phone records if distracted driving is suspectedCrash reconstruction for more complex accidentsPhysical evidence disappears, footage gets overwritten, and witness memories fade. An attorney who acts quickly has the opportunity to find and keep as much evidence as possible to strengthen your argument against claims of shared fault.What Happens When Multiple Drivers Share Fault in a Colorado Crash?Crashes do not always involve just two vehicles. Colorado's comparative fault law also applies when multiple drivers share responsibility. In those situations, fault may be divided among all parties. As long as your share of fault is less than 50 percent, you can still recover compensation. An attorney can help identify everyone who shares responsibility and push back if insurers try to shift too much blame onto you.Contact a Fort Collins, CO Car Accident Attorney for a Free ConsultationA partial fault finding does not have to end your claim. TheLarimer County, CO personal injury lawyersat Hoggatt Law Office, P.C. know how insurers use comparative fault arguments to minimize what they pay, and we know how to fight back. Attorney Hoggatt is a member of the Colorado Trial Lawyers Association and has years of experience helping injured drivers across Larimer County and northern Colorado recover the full compensation the law allows. We offer free consultations, so you can get answers before making any decisions. Call970-225-2190today.Se habla español. | | | | | | | | |
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