{
  "legislationId": "118_S_4784",
  "lastUpdate": "2026-02-10T19:54:40.097Z",
  "history": [
    {
      "timestamp": "2026-02-10T19:54:40.097Z",
      "source_url": "https://www.congress.gov/118/bills/s4784/BILLS-118s4784is.htm",
      "model": "gemini-3-pro-preview",
      "prompt_sent": "\nJesteś LEGISLATIVE SURGEON.\nTwoim zadaniem jest audyt i naprawa streszczenia (JSON) pod kątem zgodności z tekstem źródłowym (SOURCE).\nZASADA FUNDAMENTALNA: \"NO NEW INFORMATION\" (żadnych nowych informacji).\nStreszczenie może jedynie transformować informacje zawarte w SOURCE (skracać, tłumaczyć, sumować). 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Użyj terminologii z tekstu.\n\nKATEGORIE RYZYKA (szczególna uwaga):\nDaty (start obowiązywania vs start finansowania).\nLiczby (konkretne kwoty muszą wynikać z tekstu).\nPodmioty (kto co robi).\nZakres (co ustawa obejmuje, a czego nie).\n\nINPUT:\n--- SOURCE_TEXT START ---\n[Congressional Bills 118th Congress] [From the U.S. Government Publishing Office] [S. 4784 Introduced in Senate (IS)] <DOC> 118th CONGRESS 2d Session S. 4784 To eliminate asset limits employed by certain federally funded means- tested public assistance programs, and for other purposes. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES July 25, 2024 Mr. Coons (for himself, Mr. Brown, Mr. Kaine, Mr. Schatz, Mr. Van Hollen, Mr. Casey, Mr. Welch, Mr. Booker, Mr. Reed, and Ms. Baldwin) introduced the following bill; which was read twice and referred to the Committee on Finance _______________________________________________________________________ A BILL To eliminate asset limits employed by certain federally funded means- tested public assistance programs, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``Allowing Steady Savings by Eliminating Tests Act'' or the ``ASSET Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Sec. 2. Findings; sense of Congress. Sec. 3. States prohibited from imposing asset limits on programs funded by Temporary Assistance for Needy Families (TANF) grants. Sec. 4. Eliminating asset limits in the supplemental nutrition assistance program (SNAP). Sec. 5. Eliminating asset limit in Low-Income Home Energy Assistance Program (LIHEAP). Sec. 6. Updating and indexing the resource limit for supplemental security income (SSI). Sec. 7. Effective date. SEC. 2. FINDINGS; SENSE OF CONGRESS. (a) Findings.--Congress finds as follows: (1) Many means-tested public assistance programs limit eligibility for benefits on the basis of the assets of a family, such as savings and other resources. Such asset limits impede the ability of needy families to improve their financial circumstances and thereby reduce their dependence on public assistance programs. (2) Restricting eligibility for public assistance programs on the basis of assets negatively affects the financial security of low-income families. For example, to avoid losing eligibility for public assistance under an asset limit, a family may avoid mainstream financial services such as bank accounts, or refrain from acquiring and saving resources that would enable the family to weather an unanticipated expense. (3) The risk that people who don't need public assistance will take advantage of public assistance programs in the absence of asset limits is low, in part because most applicants for public assistance have very few assets, must meet strict work requirements, and usually may only participate in a program for a limited time. (4) Evidence from States that have eliminated asset limits suggests that the administrative cost savings associated with the elimination of asset limits outweigh any increases in payments made to beneficiaries. (b) Sense of Congress.--It is the sense of Congress that certain federally funded means-tested public assistance programs should not utilize asset limits to restrict eligibility for assistance under those programs. SEC. 3. STATES PROHIBITED FROM IMPOSING ASSET LIMITS ON PROGRAMS FUNDED BY TEMPORARY ASSISTANCE FOR NEEDY FAMILIES (TANF) GRANTS. (a) No State Limitation on Allowable Financial Resources.--Section 408(a) of the Social Security Act (42 U.S.C. 608(a)) is amended by adding at the end the following new paragraph: ``(13) No asset or resource limit.--A State to which a grant is made under section 403 shall not apply any asset or resource limit for eligibility of a family for any benefit, assistance, or service provided under the State program funded under this part.''. (b) Conforming Amendments.--Section 408(f) of the Social Security Act (42 U.S.C. 608(f)) is amended-- (1) in the matter preceding paragraph (1), by striking ``or resources''; and (2) in paragraph (1)-- (A) in the paragraph heading, by striking ``and resources''; (B) by striking subparagraph (B); (C) by redesignating subparagraph (C) as subparagraph (B); and (D) in subparagraph (B) (as so redesignated), by striking ``and resources'' each place it appears. (c) Delay Permitted if State Legislation Required.-- (1) In general.--In the case of a State to which a grant is made under section 403 of the Social Security Act (42 U.S.C. 603) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) to meet the requirements of paragraph (13) of section 408(a) of such Act (42 U.S.C. 608(a)), such State shall not be regarded as failing to comply with the requirements of such paragraph before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act. (2) 2-year legislative session.--For purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature. SEC. 4. ELIMINATING ASSET LIMITS IN THE SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM (SNAP). (a) In General.-- (1) Eligible households.--Section 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended-- (A) in subsection (a), in the first sentence, by striking ``and other financial resources''; (B) by striking subsections (g) and (j); (C) by redesignating subsections (h), (i), (k), (l), (m), and (n) as subsections (g), (h), (i), (j), (k), and (l), respectively; and (D) in subsection (h) (as so redesignated)-- (i) in paragraph (1), by striking ``and resources'' each place it appears; and (ii) in paragraph (2)-- (I) by striking subparagraph (B); and (II) by redesignating subparagraphs (C) through (E) as subparagraphs (B) through (D), respectively. (2) Eligibility disqualifications.--Section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended-- (A) by striking subsection (h); and (B) by redesignating subsections (i) through (s) as subsections (h) through (r), respectively. (3) Research, demonstration, and evaluations.--Section 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended-- (A) by striking subsections (h) and (i); and (B) by redesignating subsections (j) through (n) as subsections (h) through (l), respectively. (b) Conforming Amendments.-- (1) Section 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended-- (A) in subsection (a), in the second sentence, by striking ``and (r)'' and inserting ``and (q)''; and (B) in subsection (d)-- (i) in paragraph (1), by striking ``subsection (k)'' and inserting ``subsection (i)''; and (ii) in paragraph (10), by striking ``subsection (k) of this section'' and inserting ``subsection (i)''. (2) Section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended-- (A) in subsection (d)(4), by striking ``subsection (o)'' each place it appears and inserting ``subsection (n)''; (B) in subsection (f), in the third sentence, by striking ``and financial resources''; (C) in subsection (q) (as redesignated by subsection (a)(2)(B)), in paragraph (1)(B), by striking ``subsection (k)'' and inserting ``subsection (j)''; and (D) in subsection (r) (as redesignated by subsection (a)(2)(B)), in paragraph (2)-- (i) by striking ``allowable financial resources and''; and (ii) by striking ``(g), (i), (k), (l), (m), and (n)'' and inserting ``(h), (i), (j), (k), and (l)''. (3) Section 7(i)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2016(i)(1)) is amended by striking ``section 6(o)(2) of this Act'' and inserting ``section 6(n)(2)''. (4) Section 11(e)(22) of the Food and Nutrition Act of 2008 (7 U.S.C. 2020(e)(22)) is amended by striking ``section 6(i)'' and inserting ``section 6(h)''. (5) Section 16 of the Food and Nutrition Act of 2008 (7 U.S.C. 2025) is amended-- (A) in subsection (a)(9), by striking ``section 17(n)'' and inserting ``section 17(l)''; and (B) in subsection (h)-- (i) in paragraph (1)-- (I) in subparagraph (B)(ii), by striking ``section 6(o)'' and inserting ``section 6(n)''; (II) in subparagraph (E)-- (aa) by striking ``section 6(o)(3)'' each place it appears and inserting ``section 6(n)(3)''; (bb) by striking ``section 6(o)(2)'' each place it appears and inserting ``section 6(n)(2)''; and (cc) in clause (ii)-- (AA) in subclause (III), by striking ``section 6(o)(4)'' and inserting ``section 6(n)(4)''; and (BB) in subclause (IV), by striking ``section 6(o)(6)'' and inserting ``section 6(n)(6)''; and (III) in subparagraph (F)(ii)(III)(ee)(AA), by striking ``section 6(o)'' and inserting ``section 6(n)''; and (ii) in paragraph (5)(C)(iv)(I), by striking ``section 6(o)(2)'' and inserting ``section 6(n)(2)''. (6) Section 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended-- (A) in subsection (k) (as redesignated by subsection (a)(3)(B))-- (i) by striking ``subsections (l) through (n)'' each place it appears and inserting ``subsections (k) through (m)''; and (ii) in paragraph (2)(E), by striking ``section 6(l)(2)'' and inserting ``section 6(k)(2)''; and (B) in subsection (l) (as redesignated by subsection (a)(3)(B)), in paragraph (4)(A)(i)(II), by striking ``and financial resources (as described in section 5(g))''. (7) Section 18(g)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2027(g)(2)) is amended by striking ``section 5(h)'' and inserting ``section 5(g)''. (8) Section 103(a)(2)(D) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3113(a)(2)(D)) is amended by striking ``section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o))'' and inserting ``section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n))''. (9) Section 121(b)(2)(B)(iv) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3151(b)(2)(B)(iv)) is amended by striking ``section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o))'' and inserting ``section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n))''. (10) Section 454 of the Social Security Act (42 U.S.C. 654) is amended-- (A) in paragraph (4)(A)(i), by striking ``section 6(l)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(1))'' and inserting ``section 6(k)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(1))''; (B) in paragraph (6)(B)(i), by striking ``subsection (l) or (m) of section 6 of the Food and Nutrition Act of 2008'' and inserting ``subsection (k) or (l) of section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015)''; and (C) in paragraph (29)(A)(ii), by striking ``section 6(l)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(2))'' and inserting ``section 6(k)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(2))''. (c) Delay Permitted if State Legislation Required.-- (1) In general.--In the case of a State plan under section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) that the Secretary of Agriculture determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendments made by this section, the State plan shall not be regarded as failing to comply with the requirements of section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act. (2) Legislative session.--For purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered a separate regular session of the State legislature. SEC. 5. ELIMINATING ASSET LIMIT IN LOW-INCOME HOME ENERGY ASSISTANCE PROGRAM (LIHEAP). (a) Elimination of Limitations on Allowable Financial Resources.-- Section 2605(b)(2) of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624(b)(2)) is amended, in the matter following subparagraph (B), by inserting ``, and agrees that the State may not exclude a household from eligibility in a fiscal year solely or partially on the basis of the assets of 1 or more members of the household'' before the semicolon. (b) Delay Permitted if State Legislation Required.-- (1) In general.--In the case of a State plan under section 2605 of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendment made by this section, the State plan shall not be regarded as failing to comply with the requirements of such section 2605 solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act. (2) 2-year legislative session.--For purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature. SEC. 6. UPDATING AND INDEXING THE RESOURCE LIMIT FOR SUPPLEMENTAL SECURITY INCOME (SSI). (a) In General.-- (1) Update in resource limit for individuals and couples.-- Section 1611(a)(3) of such Act (42 U.S.C. 1382(a)(3)) is amended-- (A) in subparagraph (A), by striking ``$2,250'' and all that follows through the end of the subparagraph and inserting ``$20,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year.''; and (B) in subparagraph (B), by striking ``$1,500'' and all that follows through the end of the subparagraph and inserting ``$10,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year.''. (2) Inflation adjustment.--Section 1617 of such Act (42 U.S.C. 1382f) is amended-- (A) in the section heading, by inserting ``; inflation adjustment'' after ``benefits''; and (B) by adding at the end the following: ``(d) In the case of any calendar year after 2024, each of the amounts specified in section 1611(a)(3) shall be increased by multiplying each such amount by the quotient (not less than 1) obtained by dividing-- ``(1) the average of the Consumer Price Index for Elderly Consumers (CPI-E, as published by the Bureau of Labor Statistics of the Department of Labor) for the 12-month period ending with September of the preceding calendar year, by ``(2) such average for the 12-month period ending with September 2023.''. (b) Effective Date.--The amendments made by this section shall take effect as if enacted on January 1, 2024. SEC. 7. EFFECTIVE DATE. Except as otherwise provided, the amendments made by this Act shall apply to benefits for calendar months beginning on or after the date that is 30 days after the date of enactment of this Act. <all>\n--- SOURCE_TEXT END ---\n\n--- FLAGGED_JSON START ---\n{\n  \"pl_ai_title\": \"Koniec limitów oszczędności dla pomocy społecznej i wyższe limity SSI.\",\n  \"pl_summary\": \"Ustawa znosi limity posiadanych oszczędności i zasobów finansowych dla większości federalnych programów pomocy, takich jak bony żywnościowe (SNAP), pomoc energetyczna (LIHEAP) i TANF. Dzięki temu obywatele o niskich dochodach mogą gromadzić oszczędności bez ryzyka utraty świadczeń. Dodatkowo, znacznie podnosi i indeksuje limity majątkowe dla osób otrzymujących zasiłek SSI, aby umożliwić im większą stabilność finansową.\",\n  \"pl_key_points\": [\n    \"Osoby korzystające z bonów żywnościowych (SNAP), pomocy energetycznej (LIHEAP) i TANF mogą teraz posiadać dowolną kwotę oszczędności bez utraty uprawnień do tych świadczeń.\",\n    \"Limit oszczędności dla osób otrzymujących zasiłek dla niepełnosprawnych i starszych (SSI) wzrasta do 20 000 USD dla osób samotnych i 10 000 USD dla par, z coroczną waloryzacją o inflację.\",\n    \"Zmiany mają zachęcać rodziny o niskich dochodach do budowania poduszki finansowej na nieprzewidziane wydatki, eliminując karę za oszczędzanie.\"\n  ],\n  \"eng_ai_title\": \"Eliminating Asset Limits for Key Federal Assistance Programs and Raising SSI Savings Caps.\",\n  \"eng_summary\": \"This Act removes asset and savings limits for major federal assistance programs like SNAP (food stamps), TANF, and LIHEAP (energy assistance). This allows low-income citizens to build financial stability without jeopardizing their benefits. Furthermore, it significantly increases and indexes the resource limits for Supplemental Security Income (SSI) recipients, promoting greater financial security.\",\n  \"eng_key_points\": [\n    \"Recipients of SNAP, TANF, and LIHEAP can now hold unlimited savings or assets without losing eligibility for these benefits.\",\n    \"The savings limit for individuals receiving SSI (disability/elderly benefits) increases substantially to $20,000 for individuals and $10,000 for couples, with annual inflation adjustments.\",\n    \"The goal is to encourage low-income families to save money for emergencies and reduce dependence on public aid by removing penalties for saving.\"\n  ],\n  \"de_ai_title\": \"Abschaffung von Vermögensgrenzen für Sozialleistungen und Erhöhung der SSI-Sparlimits.\",\n  \"de_summary\": \"Dieses Gesetz beseitigt die Vermögens- und Spargrenzen für wichtige staatliche Hilfsprogramme wie SNAP (Lebensmittelmarken), TANF und LIHEAP (Energiehilfe). Dies ermöglicht es Bürgern mit geringem Einkommen, finanzielle Stabilität aufzubauen, ohne ihre Leistungen zu gefährden. Darüber hinaus werden die Vermögensgrenzen für Empfänger der ergänzenden Sozialversicherung (SSI) erheblich angehoben und jährlich an die Inflation angepasst.\",\n  \"de_key_points\": [\n    \"Empfänger von SNAP, TANF und LIHEAP dürfen nun unbegrenzte Ersparnisse oder Vermögenswerte besitzen, ohne ihren Anspruch auf diese Leistungen zu verlieren.\",\n    \"Die Spargrenze für Einzelpersonen, die SSI (Leistungen für Behinderte/Ältere) erhalten, steigt auf 20.000 USD für Einzelpersonen und 10.000 USD für Paare, mit jährlicher Inflationsanpassung.\",\n    \"Die Änderungen sollen einkommensschwache Familien ermutigen, finanzielle Rücklagen für Notfälle zu bilden, ohne Angst vor dem Verlust von Sozialleistungen haben zu müssen.\"\n  ],\n  \"fr_ai_title\": \"Suppression des limites d'actifs pour l'aide fédérale et augmentation des plafonds d'épargne SSI.\",\n  \"fr_summary\": \"Cette loi supprime les limites d'actifs et d'épargne pour les principaux programmes d'aide fédérale tels que SNAP (bons alimentaires), TANF et LIHEAP (aide énergétique). Cela permet aux citoyens à faible revenu de se constituer une stabilité financière sans risquer de perdre leurs prestations. De plus, elle augmente et indexe considérablement les limites de ressources pour les bénéficiaires de la Sécurité Sociale Supplémentaire (SSI).\",\n  \"fr_key_points\": [\n    \"Les bénéficiaires de SNAP, TANF et LIHEAP peuvent désormais détenir des économies ou des actifs illimités sans perdre leur éligibilité à ces aides.\",\n    \"La limite d'épargne pour les personnes recevant le SSI (prestations pour personnes handicapées/âgées) augmente à 20 000 USD pour les individus et 10 000 USD pour les couples, avec des ajustements annuels à l'inflation.\",\n    \"L'objectif est d'encourager les familles à faible revenu à épargner pour les urgences, en supprimant les obstacles à la constitution d'une épargne.\"\n  ],\n  \"es_ai_title\": \"Eliminación de límites de activos para asistencia federal clave y aumento de topes de ahorro SSI.\",\n  \"es_summary\": \"Esta Ley elimina los límites de activos y ahorros para programas federales de asistencia importantes como SNAP (cupones de alimentos), TANF y LIHEAP (asistencia energética). Esto permite a los ciudadanos de bajos ingresos construir estabilidad financiera sin poner en peligro sus beneficios. Además, aumenta e indexa significativamente los límites de recursos para los beneficiarios del Ingreso de Seguridad Suplementario (SSI).\",\n  \"es_key_points\": [\n    \"Los beneficiarios de SNAP, TANF y LIHEAP ahora pueden poseer ahorros o activos ilimitados sin perder la elegibilidad para estos beneficios.\",\n    \"El límite de ahorro para las personas que reciben SSI (beneficios por discapacidad/ancianos) aumenta sustancialmente a $20,000 para individuos y $10,000 para parejas, con ajustes anuales por inflación.\",\n    \"El cambio busca alentar a las familias de bajos ingresos a ahorrar dinero para emergencias, eliminando la penalización por tener ahorros.\"\n  ],\n  \"it_ai_title\": \"Eliminazione dei limiti di patrimonio per l'assistenza federale e aumento dei massimali di risparmio SSI.\",\n  \"it_summary\": \"Questa legge elimina i limiti di patrimonio e risparmio per i principali programmi di assistenza federale come SNAP (buoni alimentari), TANF e LIHEAP (assistenza energetica). Ciò consente ai cittadini a basso reddito di costruire stabilità finanziaria senza compromettere i loro benefici. Inoltre, aumenta e indicizza significativamente i limiti di risorse per i beneficiari del Reddito di Sicurezza Supplementare (SSI).\",\n  \"it_key_points\": [\n    \"I beneficiari di SNAP, TANF e LIHEAP possono ora detenere risparmi o beni illimitati senza perdere l'idoneità a tali benefici.\",\n    \"Il limite di risparmio per gli individui che ricevono SSI (benefici per disabili/anziani) aumenta a $20.000 per gli individui e $10.000 per le coppie, con adeguamenti annuali all'inflazione.\",\n    \"L'obiettivo è incoraggiare le famiglie a basso reddito a risparmiare denaro per le emergenze, rimuovendo gli ostacoli al risparmio.\"\n  ],\n  \"nl_ai_title\": \"Afschaffing van vermogensgrenzen voor federale hulp en verhoging van SSI-spaarplafonds.\",\n  \"nl_summary\": \"Deze wet schaft de vermogens- en spaargrenzen af voor belangrijke federale hulpprogramma's zoals SNAP (voedselbonnen), TANF en LIHEAP (energiehulp). Dit stelt burgers met lage inkomens in staat financiële stabiliteit op te bouwen zonder hun uitkeringen in gevaar te brengen. Bovendien verhoogt en indexeert het de vermogensgrenzen voor ontvangers van de Aanvullende Sociale Zekerheid (SSI) aanzienlijk.\",\n  \"nl_key_points\": [\n    \"Ontvangers van SNAP, TANF en LIHEAP mogen nu onbeperkte spaargelden of bezittingen aanhouden zonder hun recht op deze uitkeringen te verliezen.\",\n    \"De spaarlimiet voor personen die SSI (uitkeringen voor gehandicapten/ouderen) ontvangen, stijgt naar $20.000 voor individuen en $10.000 voor paren, met jaarlijkse inflatiecorrecties.\",\n    \"De wijzigingen zijn bedoeld om gezinnen met lage inkomens aan te moedigen een financiële buffer op te bouwen voor onvoorziene uitgaven.\"\n  ],\n  \"pt_ai_title\": \"Eliminação de Limites de Ativos para Assistência Federal e Aumento dos Tetos de Poupança SSI.\",\n  \"pt_summary\": \"Este Ato remove os limites de ativos e poupanças para os principais programas de assistência federal, como SNAP (cupões de alimentos), TANF e LIHEAP (assistência energética). Isso permite que cidadãos de baixa renda construam estabilidade financeira sem comprometer os seus benefícios. Além disso, aumenta e indexa significativamente os limites de recursos para os beneficiários do Rendimento de Segurança Suplementar (SSI).\",\n  \"pt_key_points\": [\n    \"Os beneficiários do SNAP, TANF e LIHEAP podem agora deter poupanças ou ativos ilimitados sem perder a elegibilidade para estes benefícios.\",\n    \"O limite de poupança para indivíduos que recebem SSI (benefícios para deficientes/idosos) aumenta para $20.000 para indivíduos e $10.000 para casais, com ajustes anuais de inflação.\",\n    \"O objetivo é incentivar as famílias de baixa renda a poupar dinheiro para emergências, eliminando a penalização por ter poupanças.\"\n  ],\n  \"category\": [\n    \"Benefits\"\n  ]\n}\n--- FLAGGED_JSON END ---\n\nOUTPUT:\nWyłącznie naprawiony obiekt JSON zgodny ze strukturą:\n{\n  \"pl_ai_title\": \"...\", \"pl_summary\": \"...\", \"pl_key_points\": [...],\n  \"eng_ai_title\": \"...\", \"eng_summary\": \"...\", \"eng_key_points\": [...],\n  \"de_ai_title\": \"...\", \"de_summary\": \"...\", \"de_key_points\": [...],\n  \"fr_ai_title\": \"...\", \"fr_summary\": \"...\", \"fr_key_points\": [...],\n  \"es_ai_title\": \"...\", \"es_summary\": \"...\", \"es_key_points\": [...],\n  \"it_ai_title\": \"...\", \"it_summary\": \"...\", \"it_key_points\": [...],\n  \"nl_ai_title\": \"...\", \"nl_summary\": \"...\", \"nl_key_points\": [...],\n  \"pt_ai_title\": \"...\", \"pt_summary\": \"...\", \"pt_key_points\": [...],\n  \"category\": [\"...\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Koniec limitów oszczędności dla pomocy społecznej i wyższe limity SSI\",\n  \"pl_summary\": \"Ustawa znosi limity posiadanych oszczędności i zasobów finansowych dla określonych federalnych programów pomocy, takich jak SNAP (bony żywnościowe), pomoc energetyczna (LIHEAP) i TANF. Dzięki temu rodziny o niskich dochodach mogą gromadzić oszczędności bez ryzyka utraty świadczeń. Dodatkowo, ustawa podnosi i indeksuje limity zasobów dla osób otrzymujących zasiłek SSI.\",\n  \"pl_key_points\": [\n    \"Stany nie mogą stosować limitów aktywów ani zasobów przy ustalaniu kwalifikowalności do programów finansowanych z grantów TANF.\",\n    \"Ustawa eliminuje limity zasobów finansowych w programie SNAP oraz w programie pomocy energetycznej LIHEAP.\",\n    \"Limit zasobów dla osób otrzymujących zasiłek SSI wzrasta do 20 000 USD dla osób samotnych i 10 000 USD dla par, z coroczną waloryzacją o inflację.\"\n  ],\n  \"eng_ai_title\": \"Eliminating Asset Limits for Key Federal Assistance Programs and Raising SSI Savings Caps\",\n  \"eng_summary\": \"This Act removes asset and resource limits for certain federally funded assistance programs like SNAP, TANF, and LIHEAP. This allows low-income families to accumulate savings without jeopardizing their benefits. Furthermore, it increases and indexes the resource limits for Supplemental Security Income (SSI) recipients.\",\n  \"eng_key_points\": [\n    \"States are prohibited from applying asset or resource limits for eligibility in programs funded by TANF grants.\",\n    \"The Act eliminates financial resource limits in the Supplemental Nutrition Assistance Program (SNAP) and the Low-Income Home Energy Assistance Program (LIHEAP).\",\n    \"The resource limit for individuals receiving SSI increases to $20,000 for individuals and $10,000 for couples, with annual inflation adjustments.\"\n  ],\n  \"de_ai_title\": \"Abschaffung von Vermögensgrenzen für Sozialleistungen und Erhöhung der SSI-Sparlimits\",\n  \"de_summary\": \"Dieses Gesetz beseitigt die Vermögens- und Ressourcengrenzen für bestimmte staatlich finanzierte Hilfsprogramme wie SNAP, TANF und LIHEAP. Dies ermöglicht es einkommensschwachen Familien, Ersparnisse anzusammeln, ohne ihre Leistungen zu gefährden. Darüber hinaus werden die Ressourcengrenzen für Empfänger der ergänzenden Sozialversicherung (SSI) angehoben und indexiert.\",\n  \"de_key_points\": [\n    \"Staaten dürfen keine Vermögens- oder Ressourcengrenzen für die Berechtigung in Programmen anwenden, die durch TANF-Zuschüsse finanziert werden.\",\n    \"Das Gesetz eliminiert die Grenzen für finanzielle Ressourcen im Supplemental Nutrition Assistance Program (SNAP) und im Low-Income Home Energy Assistance Program (LIHEAP).\",\n    \"Die Ressourcengrenze für Personen, die SSI erhalten, steigt auf 20.000 USD für Einzelpersonen und 10.000 USD für Paare, mit jährlicher Inflationsanpassung.\"\n  ],\n  \"fr_ai_title\": \"Suppression des limites d'actifs pour l'aide fédérale et augmentation des plafonds d'épargne SSI\",\n  \"fr_summary\": \"Cette loi supprime les limites d'actifs et de ressources pour certains programmes d'aide fédérale tels que SNAP, TANF et LIHEAP. Cela permet aux familles à faible revenu d'accumuler des économies sans compromettre leurs prestations. De plus, elle augmente et indexe les limites de ressources pour les bénéficiaires du revenu de sécurité supplémentaire (SSI).\",\n  \"fr_key_points\": [\n    \"Il est interdit aux États d'appliquer des limites d'actifs ou de ressources pour l'éligibilité aux programmes financés par les subventions TANF.\",\n    \"La loi élimine les limites de ressources financières dans le programme d'assistance nutritionnelle supplémentaire (SNAP) et le programme d'aide énergétique (LIHEAP).\",\n    \"La limite de ressources pour les personnes recevant le SSI passe à 20 000 USD pour les individus et 10 000 USD pour les couples, avec des ajustements annuels pour l'inflation.\"\n  ],\n  \"es_ai_title\": \"Eliminación de límites de activos para asistencia federal clave y aumento de topes de ahorro SSI\",\n  \"es_summary\": \"Esta Ley elimina los límites de activos y recursos para ciertos programas de asistencia financiados federalmente como SNAP, TANF y LIHEAP. Esto permite a las familias de bajos ingresos acumular ahorros sin poner en peligro sus beneficios. Además, aumenta e indexa los límites de recursos para los beneficiarios del Ingreso de Seguridad Suplementario (SSI).\",\n  \"es_key_points\": [\n    \"Se prohíbe a los estados aplicar límites de activos o recursos para la elegibilidad en programas financiados por subvenciones TANF.\",\n    \"La Ley elimina los límites de recursos financieros en el Programa de Asistencia Nutricional Suplementaria (SNAP) y en el Programa de Asistencia de Energía para Hogares de Bajos Ingresos (LIHEAP).\",\n    \"El límite de recursos para las personas que reciben SSI aumenta a $20,000 para individuos y $10,000 para parejas, con ajustes anuales por inflación.\"\n  ],\n  \"it_ai_title\": \"Eliminazione dei limiti di patrimonio per l'assistenza federale e aumento dei massimali di risparmio SSI\",\n  \"it_summary\": \"Questa legge elimina i limiti di patrimonio e risorse per alcuni programmi di assistenza finanziati a livello federale come SNAP, TANF e LIHEAP. Ciò consente alle famiglie a basso reddito di accumulare risparmi senza compromettere i loro benefici. Inoltre, aumenta e indicizza i limiti di risorse per i beneficiari del Reddito di Sicurezza Supplementare (SSI).\",\n  \"it_key_points\": [\n    \"Agli Stati è vietato applicare limiti di patrimonio o risorse per l'idoneità ai programmi finanziati dalle sovvenzioni TANF.\",\n    \"La legge elimina i limiti alle risorse finanziarie nel Programma di Assistenza Nutrizionale Supplementare (SNAP) e nel Programma di Assistenza Energetica (LIHEAP).\",\n    \"Il limite di risorse per le persone che ricevono SSI aumenta a $20.000 per gli individui e $10.000 per le coppie, con adeguamenti annuali all'inflazione.\"\n  ],\n  \"nl_ai_title\": \"Afschaffing van vermogensgrenzen voor federale hulp en verhoging van SSI-spaarplafonds\",\n  \"nl_summary\": \"Deze wet schaft de vermogens- en middelengrenzen af voor bepaalde federaal gefinancierde hulpprogramma's zoals SNAP, TANF en LIHEAP. Dit stelt gezinnen met lage inkomens in staat spaargeld op te bouwen zonder hun uitkeringen in gevaar te brengen. Bovendien verhoogt en indexeert het de middelengrenzen voor ontvangers van de Aanvullende Sociale Zekerheid (SSI).\",\n  \"nl_key_points\": [\n    \"Het is staten verboden vermogens- of middelengrenzen toe te passen voor de geschiktheid in programma's die worden gefinancierd door TANF-subsidies.\",\n    \"De wet elimineert de grenzen voor financiële middelen in het Supplemental Nutrition Assistance Program (SNAP) en het Low-Income Home Energy Assistance Program (LIHEAP).\",\n    \"De middelengrens voor personen die SSI ontvangen, stijgt naar $20.000 voor individuen en $10.000 voor paren, met jaarlijkse inflatiecorrecties.\"\n  ],\n  \"pt_ai_title\": \"Eliminação de Limites de Ativos para Assistência Federal e Aumento dos Tetos de Poupança SSI\",\n  \"pt_summary\": \"Este Ato remove os limites de ativos e recursos para certos programas de assistência financiados federalmente, como SNAP, TANF e LIHEAP. Isso permite que famílias de baixa renda acumulem poupanças sem comprometer os seus benefícios. Além disso, aumenta e indexa os limites de recursos para os beneficiários do Rendimento de Segurança Suplementar (SSI).\",\n  \"pt_key_points\": [\n    \"Os estados estão proibidos de aplicar limites de ativos ou recursos para elegibilidade em programas financiados por subsídios TANF.\",\n    \"A Lei elimina os limites de recursos financeiros no Programa de Assistência Nutricional Suplementar (SNAP) e no Programa de Assistência Energética (LIHEAP).\",\n    \"O limite de recursos para indivíduos que recebem SSI aumenta para $20.000 para indivíduos e $10.000 para casais, com ajustes anuais de inflação.\"\n  ],\n  \"category\": [\n    \"Benefits\"\n  ]\n}"
    },
    {
      "timestamp": "2025-12-30T22:31:48.083Z",
      "source_url": "https://www.congress.gov/118/bills/s4784/BILLS-118s4784is.xml",
      "model": "gemini-flash-lite-latest",
      "prompt_sent": "\nROLE: Fact Checker.\nZADANIE: Porównaj SOURCE (oryginał) i SUMMARY (streszczenie przygotowane przez inne AI).\n\nTwoim celem jest wykrycie \"ZMYŚLONYCH KONKRETÓW\" (Fabricated Entities) w SUMMARY.\n\nSOURCE:\n118 S4784 IS: Allowing Steady Savings by Eliminating Tests Act U.S. Senate 2024-07-25 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. II118th CONGRESS2d SessionS. 4784IN THE SENATE OF THE UNITED STATESJuly 25, 2024Mr. Coons (for himself, Mr. Brown, Mr. Kaine, Mr. Schatz, Mr. Van Hollen, Mr. Casey, Mr. Welch, Mr. Booker, Mr. Reed, and Ms. Baldwin) introduced the following bill; which was read twice and referred to the Committee on FinanceA BILLTo eliminate asset limits employed by certain federally funded means-tested public assistance programs, and for other purposes.1.Short title; table of contents(a)Short titleThis Act may be cited as the Allowing Steady Savings by Eliminating Tests Act or the ASSET Act.(b)Table of contentsThe table of contents for this Act is as follows:Sec. 1. Short title; table of contents.Sec. 2. Findings; sense of Congress.Sec. 3. States prohibited from imposing asset limits on programs funded by Temporary Assistance for Needy Families (TANF) grants.Sec. 4. Eliminating asset limits in the supplemental nutrition assistance program (SNAP).Sec. 5. Eliminating asset limit in Low-Income Home Energy Assistance Program (LIHEAP).Sec. 6. Updating and indexing the resource limit for supplemental security income (SSI).Sec. 7. Effective date.2.Findings; sense of Congress(a)FindingsCongress finds as follows:(1)Many means-tested public assistance programs limit eligibility for benefits on the basis of the assets of a family, such as savings and other resources. Such asset limits impede the ability of needy families to improve their financial circumstances and thereby reduce their dependence on public assistance programs.(2)Restricting eligibility for public assistance programs on the basis of assets negatively affects the financial security of low-income families. For example, to avoid losing eligibility for public assistance under an asset limit, a family may avoid mainstream financial services such as bank accounts, or refrain from acquiring and saving resources that would enable the family to weather an unanticipated expense.(3)The risk that people who don't need public assistance will take advantage of public assistance programs in the absence of asset limits is low, in part because most applicants for public assistance have very few assets, must meet strict work requirements, and usually may only participate in a program for a limited time.(4)Evidence from States that have eliminated asset limits suggests that the administrative cost savings associated with the elimination of asset limits outweigh any increases in payments made to beneficiaries.(b)Sense of CongressIt is the sense of Congress that certain federally funded means-tested public assistance programs should not utilize asset limits to restrict eligibility for assistance under those programs.3.States prohibited from imposing asset limits on programs funded by Temporary Assistance for Needy Families (TANF) grants(a)No State limitation on allowable financial resourcesSection 408(a) of the Social Security Act (42 U.S.C. 608(a)) is amended by adding at the end the following new paragraph:(13)No asset or resource limitA State to which a grant is made under section 403 shall not apply any asset or resource limit for eligibility of a family for any benefit, assistance, or service provided under the State program funded under this part..(b)Conforming amendmentsSection 408(f) of the Social Security Act (42 U.S.C. 608(f)) is amended—(1)in the matter preceding paragraph (1), by striking or resources; and(2)in paragraph (1)—(A)in the paragraph heading, by striking and resources;(B)by striking subparagraph (B);(C)by redesignating subparagraph (C) as subparagraph (B); and(D)in subparagraph (B) (as so redesignated), by striking and resources each place it appears.(c)Delay permitted if State legislation required(1)In generalIn the case of a State to which a grant is made under section 403 of the Social Security Act (42 U.S.C. 603) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) to meet the requirements of paragraph (13) of section 408(a) of such Act (42 U.S.C. 608(a)), such State shall not be regarded as failing to comply with the requirements of such paragraph before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)2-year legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature.4.Eliminating asset limits in the supplemental nutrition assistance program (SNAP)(a)In general(1)Eligible householdsSection 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended—(A)in subsection (a), in the first sentence, by striking and other financial resources;(B)by striking subsections (g) and (j);(C)by redesignating subsections (h), (i), (k), (l), (m), and (n) as subsections (g), (h), (i), (j), (k), and (l), respectively; and(D)in subsection (h) (as so redesignated)—(i)in paragraph (1), by striking and resources each place it appears; and(ii)in paragraph (2)—(I)by striking subparagraph (B); and(II)by redesignating subparagraphs (C) through (E) as subparagraphs (B) through (D), respectively.(2)Eligibility disqualificationsSection 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended—(A)by striking subsection (h); and(B)by redesignating subsections (i) through (s) as subsections (h) through (r), respectively.(3)Research, demonstration, and evaluationsSection 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended—(A)by striking subsections (h) and (i); and(B)by redesignating subsections (j) through (n) as subsections (h) through (l), respectively.(b)Conforming amendments(1)Section 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended—(A)in subsection (a), in the second sentence, by striking and (r) and inserting and (q); and(B)in subsection (d)—(i)in paragraph (1), by striking subsection (k) and inserting subsection (i); and(ii)in paragraph (10), by striking subsection (k) of this section and inserting subsection (i).(2)Section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended—(A)in subsection (d)(4), by striking subsection (o) each place it appears and inserting subsection (n);(B)in subsection (f), in the third sentence, by striking and financial resources;(C)in subsection (q) (as redesignated by subsection (a)(2)(B)), in paragraph (1)(B), by striking subsection (k) and inserting subsection (j); and(D)in subsection (r) (as redesignated by subsection (a)(2)(B)), in paragraph (2)—(i)by striking allowable financial resources and; and(ii)by striking (g), (i), (k), (l), (m), and (n) and inserting (h), (i), (j), (k), and (l).(3)Section 7(i)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2016(i)(1)) is amended by striking section 6(o)(2) of this Act and inserting section 6(n)(2).(4)Section 11(e)(22) of the Food and Nutrition Act of 2008 (7 U.S.C. 2020(e)(22)) is amended by striking section 6(i) and inserting section 6(h).(5)Section 16 of the Food and Nutrition Act of 2008 (7 U.S.C. 2025) is amended—(A)in subsection (a)(9), by striking section 17(n) and inserting section 17(l); and(B)in subsection (h)—(i)in paragraph (1)—(I)in subparagraph (B)(ii), by striking section 6(o) and inserting section 6(n);(II)in subparagraph (E)—(aa)by striking section 6(o)(3) each place it appears and inserting section 6(n)(3);(bb)by striking section 6(o)(2) each place it appears and inserting section 6(n)(2); and(cc)in clause (ii)—(AA)in subclause (III), by striking section 6(o)(4) and inserting section 6(n)(4); and(BB)in subclause (IV), by striking section 6(o)(6) and inserting section 6(n)(6); and(III)in subparagraph (F)(ii)(III)(ee)(AA), by striking section 6(o) and inserting section 6(n); and(ii)in paragraph (5)(C)(iv)(I), by striking section 6(o)(2) and inserting section 6(n)(2).(6)Section 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended—(A)in subsection (k) (as redesignated by subsection (a)(3)(B))—(i)by striking subsections (l) through (n) each place it appears and inserting subsections (k) through (m); and(ii)in paragraph (2)(E), by striking section 6(l)(2) and inserting section 6(k)(2); and(B)in subsection (l) (as redesignated by subsection (a)(3)(B)), in paragraph (4)(A)(i)(II), by striking and financial resources (as described in section 5(g)).(7)Section 18(g)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2027(g)(2)) is amended by striking section 5(h) and inserting section 5(g).(8)Section 103(a)(2)(D) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3113(a)(2)(D)) is amended by striking section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o)) and inserting section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n)).(9)Section 121(b)(2)(B)(iv) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3151(b)(2)(B)(iv)) is amended by striking section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o)) and inserting section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n)). (10)Section 454 of the Social Security Act (42 U.S.C. 654) is amended—(A)in paragraph (4)(A)(i), by striking section 6(l)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(1)) and inserting section 6(k)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(1));(B)in paragraph (6)(B)(i), by striking subsection (l) or (m) of section 6 of the Food and Nutrition Act of 2008 and inserting subsection (k) or (l) of section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015); and(C)in paragraph (29)(A)(ii), by striking section 6(l)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(2)) and inserting section 6(k)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(2)).(c)Delay permitted if State legislation required(1)In generalIn the case of a State plan under section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) that the Secretary of Agriculture determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendments made by this section, the State plan shall not be regarded as failing to comply with the requirements of section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)Legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered a separate regular session of the State legislature.5.Eliminating asset limit in Low-Income Home Energy Assistance Program (LIHEAP)(a)Elimination of limitations on allowable financial resourcesSection 2605(b)(2) of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624(b)(2)) is amended, in the matter following subparagraph (B), by inserting , and agrees that the State may not exclude a household from eligibility in a fiscal year solely or partially on the basis of the assets of 1 or more members of the household before the semicolon.(b)Delay permitted if State legislation required(1)In generalIn the case of a State plan under section 2605 of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendment made by this section, the State plan shall not be regarded as failing to comply with the requirements of such section 2605 solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)2-year legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature. 6.Updating and indexing the resource limit for supplemental security income (SSI)(a)In general(1)Update in resource limit for individuals and couplesSection 1611(a)(3) of such Act (42 U.S.C. 1382(a)(3)) is amended—(A)in subparagraph (A), by striking $2,250 and all that follows through the end of the subparagraph and inserting $20,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year.; and(B)in subparagraph (B), by striking $1,500 and all that follows through the end of the subparagraph and inserting $10,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year..(2)Inflation adjustmentSection 1617 of such Act (42 U.S.C. 1382f) is amended—(A)in the section heading, by inserting ; inflation adjustment after benefits; and(B)by adding at the end the following:(d)In the case of any calendar year after 2024, each of the amounts specified in section 1611(a)(3) shall be increased by multiplying each such amount by the quotient (not less than 1) obtained by dividing—(1)the average of the Consumer Price Index for Elderly Consumers (CPI–E, as published by the Bureau of Labor Statistics of the Department of Labor) for the 12-month period ending with September of the preceding calendar year, by(2)such average for the 12-month period ending with September 2023..(b)Effective dateThe amendments made by this section shall take effect as if enacted on January 1, 2024. 7.Effective dateExcept as otherwise provided, the amendments made by this Act shall apply to benefits for calendar months beginning on or after the date that is 30 days after the date of enactment of this Act.\n\nSUMMARY TO EVALUATE:\nTitle: Eliminating Asset Limits for Key Federal Assistance Programs and Raising SSI Savings Caps.\nSummary: This Act removes asset and savings limits for major federal assistance programs like SNAP (food stamps), TANF, and LIHEAP (energy assistance). This allows low-income citizens to build financial stability without jeopardizing their benefits. Furthermore, it significantly increases and indexes the resource limits for Supplemental Security Income (SSI) recipients, promoting greater financial security.\nKey Points: Recipients of SNAP, TANF, and LIHEAP can now hold unlimited savings or assets without losing eligibility for these benefits., The savings limit for individuals receiving SSI (disability/elderly benefits) increases substantially to $20,000 for individuals and $10,000 for couples, with annual inflation adjustments., The goal is to encourage low-income families to save money for emergencies and reduce dependence on public aid by removing penalties for saving.\n\nZASADY OCENY:\n1. Sprawdź wszystkie LICZBY, DATY i KWOTY w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n2. Sprawdź wszystkie NAZWISKA, ORGANIZACJE i MIEJSCA w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n3. Sprawdź wszystkie konkretne DZIAŁANIA PRAWNE . Jeśli tego mechanizmu nie ma w SOURCE -> is_valid: false.\n\nWAŻNE: Abstrakcyjne pojęcia (np. \"transparentność\", \"zaufanie\") są dozwolone jako wnioski.\n\nOUTPUT (JSON):\n{\n  \"is_valid\": true/false,\n  \"issue\": \"fabricated_entity\" / \"contradiction\" / \"none\"\n}\n\nWYMAGANIA FORMATOWANIA:\n1. Odpowiedz WYŁĄCZNIE surowym obiektem JSON.\n2. NIE używaj bloków kodu Markdown.\n3. NIE dodawaj żadnych wstępów ani wyjaśnień przed ani po JSONie.\n4. JSON musi być poprawny i gotowy do parsowania.\n\n",
      "ai_response_raw": "{\n  \"is_valid\": false,\n  \"issue\": \"fabricated_entity\"\n}"
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    {
      "timestamp": "2025-12-30T16:08:22.544Z",
      "source_url": "https://www.congress.gov/118/bills/s4784/BILLS-118s4784is.xml",
      "model": "gemini-flash-latest",
      "prompt_sent": "\nJesteś ekspertem od prawa Stanów Zjednoczonych, który ma za zadanie analizować dokumenty ustaw, uchwał oraz innych dokumentów legislacyjnych, a następnie przygotowywać z nich informacje w przystępny sposób dla obywateli. Twoim celem jest przedstawienie informacji tak, aby obywatele mogli sami ocenić wpływ legislacji na ich życie, nawet bez posiadania specjalistycznej wiedzy legislacyjnej. Skup się na faktach i konsekwencjach wprowadzanych zmian, unikając wartościowania i osobistych opinii. Wszelki żargon prawny jest zabroniony. Prezentuj informacje w jasny, zwięzły i angażujący sposób, tak aby były zrozumiałe dla osoby bez wykształcenia prawniczego. Unikaj długich, złożonych zdań. Zamiast pisać \"projekt ma na celu nowelizację kodeksu podatkowego...\", napisz \"Zmiany w podatkach: nowe ulgi i obowiązki dla...\". Kontynuuj swoją pracę, dopóki nie rozwiążesz swojego zadania. Jeśli nie masz pewności co do generowanej treści, przeanalizuj dokument ponownie – nie zgaduj. Rozplanuj dobrze swoje zadanie przed przystąpieniem do niego. W podsumowaniu i kluczowych punktach, jeśli to możliwe i uzasadnione, podkreśl, jakie konkretne korzyści lub konsekwencje (pozytywne lub negatywne) wprowadza ustawa dla życia codziennego obywateli, ich praw i obowiązków, finansów osobistych, bezpieczeństwa i innych ważnych kwestii.\n\nTwoja odpowiedź MUSI być w formacie JSON - i zawierać następujące klucze.\nZanim zwrócisz odpowiedź, dokładnie zweryfikuj, czy cała struktura JSON jest w 100% poprawna, włącznie ze wszystkimi przecinkami, nawiasami klamrowymi, kwadratowymi oraz cudzysłowami. Błędny JSON jest nieakceptowalny i uniemożliwi przetworzenie Twojej pracy.\n\nPrzeanalizuj dokładnie poniższy tekst dokumentu prawnego. To jest treść, na podstawie której masz wygenerować podsumowanie i kluczowe punkty:\n--- POCZĄTEK DOKUMENTU ---\n118 S4784 IS: Allowing Steady Savings by Eliminating Tests Act U.S. Senate 2024-07-25 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. II118th CONGRESS2d SessionS. 4784IN THE SENATE OF THE UNITED STATESJuly 25, 2024Mr. Coons (for himself, Mr. Brown, Mr. Kaine, Mr. Schatz, Mr. Van Hollen, Mr. Casey, Mr. Welch, Mr. Booker, Mr. Reed, and Ms. Baldwin) introduced the following bill; which was read twice and referred to the Committee on FinanceA BILLTo eliminate asset limits employed by certain federally funded means-tested public assistance programs, and for other purposes.1.Short title; table of contents(a)Short titleThis Act may be cited as the Allowing Steady Savings by Eliminating Tests Act or the ASSET Act.(b)Table of contentsThe table of contents for this Act is as follows:Sec. 1. Short title; table of contents.Sec. 2. Findings; sense of Congress.Sec. 3. States prohibited from imposing asset limits on programs funded by Temporary Assistance for Needy Families (TANF) grants.Sec. 4. Eliminating asset limits in the supplemental nutrition assistance program (SNAP).Sec. 5. Eliminating asset limit in Low-Income Home Energy Assistance Program (LIHEAP).Sec. 6. Updating and indexing the resource limit for supplemental security income (SSI).Sec. 7. Effective date.2.Findings; sense of Congress(a)FindingsCongress finds as follows:(1)Many means-tested public assistance programs limit eligibility for benefits on the basis of the assets of a family, such as savings and other resources. Such asset limits impede the ability of needy families to improve their financial circumstances and thereby reduce their dependence on public assistance programs.(2)Restricting eligibility for public assistance programs on the basis of assets negatively affects the financial security of low-income families. For example, to avoid losing eligibility for public assistance under an asset limit, a family may avoid mainstream financial services such as bank accounts, or refrain from acquiring and saving resources that would enable the family to weather an unanticipated expense.(3)The risk that people who don't need public assistance will take advantage of public assistance programs in the absence of asset limits is low, in part because most applicants for public assistance have very few assets, must meet strict work requirements, and usually may only participate in a program for a limited time.(4)Evidence from States that have eliminated asset limits suggests that the administrative cost savings associated with the elimination of asset limits outweigh any increases in payments made to beneficiaries.(b)Sense of CongressIt is the sense of Congress that certain federally funded means-tested public assistance programs should not utilize asset limits to restrict eligibility for assistance under those programs.3.States prohibited from imposing asset limits on programs funded by Temporary Assistance for Needy Families (TANF) grants(a)No State limitation on allowable financial resourcesSection 408(a) of the Social Security Act (42 U.S.C. 608(a)) is amended by adding at the end the following new paragraph:(13)No asset or resource limitA State to which a grant is made under section 403 shall not apply any asset or resource limit for eligibility of a family for any benefit, assistance, or service provided under the State program funded under this part..(b)Conforming amendmentsSection 408(f) of the Social Security Act (42 U.S.C. 608(f)) is amended—(1)in the matter preceding paragraph (1), by striking or resources; and(2)in paragraph (1)—(A)in the paragraph heading, by striking and resources;(B)by striking subparagraph (B);(C)by redesignating subparagraph (C) as subparagraph (B); and(D)in subparagraph (B) (as so redesignated), by striking and resources each place it appears.(c)Delay permitted if State legislation required(1)In generalIn the case of a State to which a grant is made under section 403 of the Social Security Act (42 U.S.C. 603) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) to meet the requirements of paragraph (13) of section 408(a) of such Act (42 U.S.C. 608(a)), such State shall not be regarded as failing to comply with the requirements of such paragraph before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)2-year legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature.4.Eliminating asset limits in the supplemental nutrition assistance program (SNAP)(a)In general(1)Eligible householdsSection 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended—(A)in subsection (a), in the first sentence, by striking and other financial resources;(B)by striking subsections (g) and (j);(C)by redesignating subsections (h), (i), (k), (l), (m), and (n) as subsections (g), (h), (i), (j), (k), and (l), respectively; and(D)in subsection (h) (as so redesignated)—(i)in paragraph (1), by striking and resources each place it appears; and(ii)in paragraph (2)—(I)by striking subparagraph (B); and(II)by redesignating subparagraphs (C) through (E) as subparagraphs (B) through (D), respectively.(2)Eligibility disqualificationsSection 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended—(A)by striking subsection (h); and(B)by redesignating subsections (i) through (s) as subsections (h) through (r), respectively.(3)Research, demonstration, and evaluationsSection 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended—(A)by striking subsections (h) and (i); and(B)by redesignating subsections (j) through (n) as subsections (h) through (l), respectively.(b)Conforming amendments(1)Section 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended—(A)in subsection (a), in the second sentence, by striking and (r) and inserting and (q); and(B)in subsection (d)—(i)in paragraph (1), by striking subsection (k) and inserting subsection (i); and(ii)in paragraph (10), by striking subsection (k) of this section and inserting subsection (i).(2)Section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended—(A)in subsection (d)(4), by striking subsection (o) each place it appears and inserting subsection (n);(B)in subsection (f), in the third sentence, by striking and financial resources;(C)in subsection (q) (as redesignated by subsection (a)(2)(B)), in paragraph (1)(B), by striking subsection (k) and inserting subsection (j); and(D)in subsection (r) (as redesignated by subsection (a)(2)(B)), in paragraph (2)—(i)by striking allowable financial resources and; and(ii)by striking (g), (i), (k), (l), (m), and (n) and inserting (h), (i), (j), (k), and (l).(3)Section 7(i)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2016(i)(1)) is amended by striking section 6(o)(2) of this Act and inserting section 6(n)(2).(4)Section 11(e)(22) of the Food and Nutrition Act of 2008 (7 U.S.C. 2020(e)(22)) is amended by striking section 6(i) and inserting section 6(h).(5)Section 16 of the Food and Nutrition Act of 2008 (7 U.S.C. 2025) is amended—(A)in subsection (a)(9), by striking section 17(n) and inserting section 17(l); and(B)in subsection (h)—(i)in paragraph (1)—(I)in subparagraph (B)(ii), by striking section 6(o) and inserting section 6(n);(II)in subparagraph (E)—(aa)by striking section 6(o)(3) each place it appears and inserting section 6(n)(3);(bb)by striking section 6(o)(2) each place it appears and inserting section 6(n)(2); and(cc)in clause (ii)—(AA)in subclause (III), by striking section 6(o)(4) and inserting section 6(n)(4); and(BB)in subclause (IV), by striking section 6(o)(6) and inserting section 6(n)(6); and(III)in subparagraph (F)(ii)(III)(ee)(AA), by striking section 6(o) and inserting section 6(n); and(ii)in paragraph (5)(C)(iv)(I), by striking section 6(o)(2) and inserting section 6(n)(2).(6)Section 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended—(A)in subsection (k) (as redesignated by subsection (a)(3)(B))—(i)by striking subsections (l) through (n) each place it appears and inserting subsections (k) through (m); and(ii)in paragraph (2)(E), by striking section 6(l)(2) and inserting section 6(k)(2); and(B)in subsection (l) (as redesignated by subsection (a)(3)(B)), in paragraph (4)(A)(i)(II), by striking and financial resources (as described in section 5(g)).(7)Section 18(g)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2027(g)(2)) is amended by striking section 5(h) and inserting section 5(g).(8)Section 103(a)(2)(D) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3113(a)(2)(D)) is amended by striking section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o)) and inserting section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n)).(9)Section 121(b)(2)(B)(iv) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3151(b)(2)(B)(iv)) is amended by striking section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o)) and inserting section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n)). (10)Section 454 of the Social Security Act (42 U.S.C. 654) is amended—(A)in paragraph (4)(A)(i), by striking section 6(l)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(1)) and inserting section 6(k)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(1));(B)in paragraph (6)(B)(i), by striking subsection (l) or (m) of section 6 of the Food and Nutrition Act of 2008 and inserting subsection (k) or (l) of section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015); and(C)in paragraph (29)(A)(ii), by striking section 6(l)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(2)) and inserting section 6(k)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(2)).(c)Delay permitted if State legislation required(1)In generalIn the case of a State plan under section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) that the Secretary of Agriculture determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendments made by this section, the State plan shall not be regarded as failing to comply with the requirements of section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)Legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered a separate regular session of the State legislature.5.Eliminating asset limit in Low-Income Home Energy Assistance Program (LIHEAP)(a)Elimination of limitations on allowable financial resourcesSection 2605(b)(2) of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624(b)(2)) is amended, in the matter following subparagraph (B), by inserting , and agrees that the State may not exclude a household from eligibility in a fiscal year solely or partially on the basis of the assets of 1 or more members of the household before the semicolon.(b)Delay permitted if State legislation required(1)In generalIn the case of a State plan under section 2605 of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendment made by this section, the State plan shall not be regarded as failing to comply with the requirements of such section 2605 solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)2-year legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature. 6.Updating and indexing the resource limit for supplemental security income (SSI)(a)In general(1)Update in resource limit for individuals and couplesSection 1611(a)(3) of such Act (42 U.S.C. 1382(a)(3)) is amended—(A)in subparagraph (A), by striking $2,250 and all that follows through the end of the subparagraph and inserting $20,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year.; and(B)in subparagraph (B), by striking $1,500 and all that follows through the end of the subparagraph and inserting $10,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year..(2)Inflation adjustmentSection 1617 of such Act (42 U.S.C. 1382f) is amended—(A)in the section heading, by inserting ; inflation adjustment after benefits; and(B)by adding at the end the following:(d)In the case of any calendar year after 2024, each of the amounts specified in section 1611(a)(3) shall be increased by multiplying each such amount by the quotient (not less than 1) obtained by dividing—(1)the average of the Consumer Price Index for Elderly Consumers (CPI–E, as published by the Bureau of Labor Statistics of the Department of Labor) for the 12-month period ending with September of the preceding calendar year, by(2)such average for the 12-month period ending with September 2023..(b)Effective dateThe amendments made by this section shall take effect as if enacted on January 1, 2024. 7.Effective dateExcept as otherwise provided, the amendments made by this Act shall apply to benefits for calendar months beginning on or after the date that is 30 days after the date of enactment of this Act.\n--- KONIEC DOKUMENTU ---\n\nPAMIĘTAJ: Twoja odpowiedź MUSI być wyłącznie poprawnym obiektem JSON. Nie dodawaj żadnych dodatkowych znaków, komentarzy ani tekstu przed znacznikiem '{' ani po znaczniku '}'. Cała odpowiedź musi być parsowalna jako JSON.\nNa podstawie POWYŻSZEGO dokumentu, wypełnij poniższą strukturę JSON:\nOto struktura JSON, której oczekuję (wypełnij ją treścią):\n{\n  \"pl_ai_title\": \"Nowy, krótki tytuł dla aktu prawnego po polsku, oddający sedno wprowadzanych zmian (np. maksymalnie 10-12 słów).\",\n  \"pl_summary\": \"2-3 zdania zwięzłego podsumowania treści aktu prawnego po polsku, napisane z perspektywy wpływu na życie codzienne obywateli.\",\n  \"pl_key_points\": [\n    \"Pierwszy krótki punkt po polsku dotyczący najważniejszych wprowadzanych rozwiązań lub zmian.\",\n    \"Drugi krótki punkt po polsku...\"\n  ],\n  \"eng_ai_title\": \"A new, short title for the legal act in English, capturing the essence of the changes (e.g., max 10-12 words).\",\n  \"eng_summary\": \"2-3 sentences summarizing the legal act in English, from the perspective of its impact on citizens' daily lives.\",\n  \"eng_key_points\": [\n    \"First short bullet point in English regarding the most important solutions or changes being introduced.\",\n    \"Second short bullet point in English...\"\n  ],\n  \"de_ai_title\": \"Ein neuer, kurzer Titel für das Rechtsdokument auf Deutsch, der den Kern der Änderungen erfasst (z.B. max. 10-12 Wörter).\",\n  \"de_summary\": \"2-3 Sätze Zusammenfassung des Rechtsdokuments auf Deutsch, aus der Perspektive seiner Auswirkungen auf das tägliche Leben der Bürger.\",\n  \"de_key_points\": [\n    \"Erster kurzer Stichpunkt auf Deutsch zu den wichtigsten eingeführten Lösungen oder Änderungen.\",\n    \"Zweiter kurzer Stichpunkt auf Deutsch...\"\n  ],\n  \"fr_ai_title\": \"Un nouveau titre court pour l'acte juridique en français, saisissant l'essence des changements (par exemple, 10-12 mots maximum).\",\n  \"fr_summary\": \"Résumé de 2-3 phrases de l'acte juridique en français, du point de vue de son impact sur la vie quotidienne des citoyens.\",\n  \"fr_key_points\": [\n    \"Premier court point en français concernant les solutions ou changements les plus importants introduits.\",\n    \"Deuxième court point en français...\"\n  ],\n  \"es_ai_title\": \"Un nuevo título breve para el acto jurídico en español, que recoja la esencia de los cambios (por ejemplo, máximo 10-12 palabras).\",\n  \"es_summary\": \"Resumen de 2-3 frases del acto jurídico en español, desde la perspectiva de su impacto en la vida cotidiana de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Primer punto breve en español sobre las soluciones o cambios más importantes que se introducen.\",\n    \"Segundo punto breve en español...\"\n  ],\n  \"it_ai_title\": \"Un nuovo titolo breve per l'atto giuridico in italiano, che colga l'essenza delle modifiche (ad es. massimo 10-12 parole).\",\n  \"it_summary\": \"Riepilogo di 2-3 frasi dell'atto giuridico in italiano, dal punto di vista del suo impatto sulla vita quotidiana dei cittadini.\",\n  \"it_key_points\": [\n    \"Primo breve punto in italiano riguardante le soluzioni o le modifiche più importanti introdotte.\",\n    \"Secondo breve punto in italiano...\"\n  ],\n  \"nl_ai_title\": \"Een nieuwe, korte titel voor de rechtshandeling in het Nederlands, die de essentie van de wijzigingen weergeeft (bijv. max. 10-12 woorden).\",\n  \"nl_summary\": \"Samenvatting van 2-3 zinnen van de rechtshandeling in het Nederlands, vanuit het perspectief van de impact op het dagelijks leven van burgers.\",\n  \"nl_key_points\": [\n    \"Eerste korte punt in het Nederlands betreffende de belangrijkste geïntroduceerde oplossingen of wijzigingen.\",\n    \"Tweede korte punt in het Nederlands...\"\n  ],\n  \"pt_ai_title\": \"Um novo título curto para o ato jurídico em português, capturando a essência das mudanças (por exemplo, máx. 10-12 palavras).\",\n  \"pt_summary\": \"Resumo de 2-3 frases do ato jurídico em português, na perspetiva do seu impacto na vida quotidiana dos cidadãos.\",\n  \"pt_key_points\": [\n    \"Primeiro ponto curto em português sobre as soluções ou alterações mais importantes introduzidas.\",\n    \"Segundo ponto curto em português...\"\n  ],\n  \"category\": [\"Categorize the document into one category by default, based on the field it primarily concerns. Choose up to 3 if the document also touches upon SIGNIFICANT issues from other categories. You MUST select categories ONLY from the following list: Health, Education, Family, Taxes, Labor, Security, Environment, Courts and Law, Transport, Benefits, Real Estate, Media and Culture, Local Government, Migration, Agriculture, Public Investments, Informatization, Economy. If the document does not definitively fit any of these, you MUST use \"Other\". If you use \"Other\", it should be the ONLY category selected. Do NOT invent new categories. The response must be an array of strings, e.g., [\"Taxes\", \"Family\"].\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Koniec limitów oszczędności dla pomocy społecznej i wyższe limity SSI.\",\n  \"pl_summary\": \"Ustawa znosi limity posiadanych oszczędności i zasobów finansowych dla większości federalnych programów pomocy, takich jak bony żywnościowe (SNAP), pomoc energetyczna (LIHEAP) i TANF. Dzięki temu obywatele o niskich dochodach mogą gromadzić oszczędności bez ryzyka utraty świadczeń. Dodatkowo, znacznie podnosi i indeksuje limity majątkowe dla osób otrzymujących zasiłek SSI, aby umożliwić im większą stabilność finansową.\",\n  \"pl_key_points\": [\n    \"Osoby korzystające z bonów żywnościowych (SNAP), pomocy energetycznej (LIHEAP) i TANF mogą teraz posiadać dowolną kwotę oszczędności bez utraty uprawnień do tych świadczeń.\",\n    \"Limit oszczędności dla osób otrzymujących zasiłek dla niepełnosprawnych i starszych (SSI) wzrasta do 20 000 USD dla osób samotnych i 10 000 USD dla par, z coroczną waloryzacją o inflację.\",\n    \"Zmiany mają zachęcać rodziny o niskich dochodach do budowania poduszki finansowej na nieprzewidziane wydatki, eliminując karę za oszczędzanie.\"\n  ],\n  \"eng_ai_title\": \"Eliminating Asset Limits for Key Federal Assistance Programs and Raising SSI Savings Caps.\",\n  \"eng_summary\": \"This Act removes asset and savings limits for major federal assistance programs like SNAP (food stamps), TANF, and LIHEAP (energy assistance). This allows low-income citizens to build financial stability without jeopardizing their benefits. Furthermore, it significantly increases and indexes the resource limits for Supplemental Security Income (SSI) recipients, promoting greater financial security.\",\n  \"eng_key_points\": [\n    \"Recipients of SNAP, TANF, and LIHEAP can now hold unlimited savings or assets without losing eligibility for these benefits.\",\n    \"The savings limit for individuals receiving SSI (disability/elderly benefits) increases substantially to $20,000 for individuals and $10,000 for couples, with annual inflation adjustments.\",\n    \"The goal is to encourage low-income families to save money for emergencies and reduce dependence on public aid by removing penalties for saving.\"\n  ],\n  \"de_ai_title\": \"Abschaffung von Vermögensgrenzen für Sozialleistungen und Erhöhung der SSI-Sparlimits.\",\n  \"de_summary\": \"Dieses Gesetz beseitigt die Vermögens- und Spargrenzen für wichtige staatliche Hilfsprogramme wie SNAP (Lebensmittelmarken), TANF und LIHEAP (Energiehilfe). Dies ermöglicht es Bürgern mit geringem Einkommen, finanzielle Stabilität aufzubauen, ohne ihre Leistungen zu gefährden. Darüber hinaus werden die Vermögensgrenzen für Empfänger der ergänzenden Sozialversicherung (SSI) erheblich angehoben und jährlich an die Inflation angepasst.\",\n  \"de_key_points\": [\n    \"Empfänger von SNAP, TANF und LIHEAP dürfen nun unbegrenzte Ersparnisse oder Vermögenswerte besitzen, ohne ihren Anspruch auf diese Leistungen zu verlieren.\",\n    \"Die Spargrenze für Einzelpersonen, die SSI (Leistungen für Behinderte/Ältere) erhalten, steigt auf 20.000 USD für Einzelpersonen und 10.000 USD für Paare, mit jährlicher Inflationsanpassung.\",\n    \"Die Änderungen sollen einkommensschwache Familien ermutigen, finanzielle Rücklagen für Notfälle zu bilden, ohne Angst vor dem Verlust von Sozialleistungen haben zu müssen.\"\n  ],\n  \"fr_ai_title\": \"Suppression des limites d'actifs pour l'aide fédérale et augmentation des plafonds d'épargne SSI.\",\n  \"fr_summary\": \"Cette loi supprime les limites d'actifs et d'épargne pour les principaux programmes d'aide fédérale tels que SNAP (bons alimentaires), TANF et LIHEAP (aide énergétique). Cela permet aux citoyens à faible revenu de se constituer une stabilité financière sans risquer de perdre leurs prestations. De plus, elle augmente et indexe considérablement les limites de ressources pour les bénéficiaires de la Sécurité Sociale Supplémentaire (SSI).\",\n  \"fr_key_points\": [\n    \"Les bénéficiaires de SNAP, TANF et LIHEAP peuvent désormais détenir des économies ou des actifs illimités sans perdre leur éligibilité à ces aides.\",\n    \"La limite d'épargne pour les personnes recevant le SSI (prestations pour personnes handicapées/âgées) augmente à 20 000 USD pour les individus et 10 000 USD pour les couples, avec des ajustements annuels à l'inflation.\",\n    \"L'objectif est d'encourager les familles à faible revenu à épargner pour les urgences, en supprimant les obstacles à la constitution d'une épargne.\"\n  ],\n  \"es_ai_title\": \"Eliminación de límites de activos para asistencia federal clave y aumento de topes de ahorro SSI.\",\n  \"es_summary\": \"Esta Ley elimina los límites de activos y ahorros para programas federales de asistencia importantes como SNAP (cupones de alimentos), TANF y LIHEAP (asistencia energética). Esto permite a los ciudadanos de bajos ingresos construir estabilidad financiera sin poner en peligro sus beneficios. Además, aumenta e indexa significativamente los límites de recursos para los beneficiarios del Ingreso de Seguridad Suplementario (SSI).\",\n  \"es_key_points\": [\n    \"Los beneficiarios de SNAP, TANF y LIHEAP ahora pueden poseer ahorros o activos ilimitados sin perder la elegibilidad para estos beneficios.\",\n    \"El límite de ahorro para las personas que reciben SSI (beneficios por discapacidad/ancianos) aumenta sustancialmente a $20,000 para individuos y $10,000 para parejas, con ajustes anuales por inflación.\",\n    \"El cambio busca alentar a las familias de bajos ingresos a ahorrar dinero para emergencias, eliminando la penalización por tener ahorros.\"\n  ],\n  \"it_ai_title\": \"Eliminazione dei limiti di patrimonio per l'assistenza federale e aumento dei massimali di risparmio SSI.\",\n  \"it_summary\": \"Questa legge elimina i limiti di patrimonio e risparmio per i principali programmi di assistenza federale come SNAP (buoni alimentari), TANF e LIHEAP (assistenza energetica). Ciò consente ai cittadini a basso reddito di costruire stabilità finanziaria senza compromettere i loro benefici. Inoltre, aumenta e indicizza significativamente i limiti di risorse per i beneficiari del Reddito di Sicurezza Supplementare (SSI).\",\n  \"it_key_points\": [\n    \"I beneficiari di SNAP, TANF e LIHEAP possono ora detenere risparmi o beni illimitati senza perdere l'idoneità a tali benefici.\",\n    \"Il limite di risparmio per gli individui che ricevono SSI (benefici per disabili/anziani) aumenta a $20.000 per gli individui e $10.000 per le coppie, con adeguamenti annuali all'inflazione.\",\n    \"L'obiettivo è incoraggiare le famiglie a basso reddito a risparmiare denaro per le emergenze, rimuovendo gli ostacoli al risparmio.\"\n  ],\n  \"nl_ai_title\": \"Afschaffing van vermogensgrenzen voor federale hulp en verhoging van SSI-spaarplafonds.\",\n  \"nl_summary\": \"Deze wet schaft de vermogens- en spaargrenzen af voor belangrijke federale hulpprogramma's zoals SNAP (voedselbonnen), TANF en LIHEAP (energiehulp). Dit stelt burgers met lage inkomens in staat financiële stabiliteit op te bouwen zonder hun uitkeringen in gevaar te brengen. Bovendien verhoogt en indexeert het de vermogensgrenzen voor ontvangers van de Aanvullende Sociale Zekerheid (SSI) aanzienlijk.\",\n  \"nl_key_points\": [\n    \"Ontvangers van SNAP, TANF en LIHEAP mogen nu onbeperkte spaargelden of bezittingen aanhouden zonder hun recht op deze uitkeringen te verliezen.\",\n    \"De spaarlimiet voor personen die SSI (uitkeringen voor gehandicapten/ouderen) ontvangen, stijgt naar $20.000 voor individuen en $10.000 voor paren, met jaarlijkse inflatiecorrecties.\",\n    \"De wijzigingen zijn bedoeld om gezinnen met lage inkomens aan te moedigen een financiële buffer op te bouwen voor onvoorziene uitgaven.\"\n  ],\n  \"pt_ai_title\": \"Eliminação de Limites de Ativos para Assistência Federal e Aumento dos Tetos de Poupança SSI.\",\n  \"pt_summary\": \"Este Ato remove os limites de ativos e poupanças para os principais programas de assistência federal, como SNAP (cupões de alimentos), TANF e LIHEAP (assistência energética). Isso permite que cidadãos de baixa renda construam estabilidade financeira sem comprometer os seus benefícios. Além disso, aumenta e indexa significativamente os limites de recursos para os beneficiários do Rendimento de Segurança Suplementar (SSI).\",\n  \"pt_key_points\": [\n    \"Os beneficiários do SNAP, TANF e LIHEAP podem agora deter poupanças ou ativos ilimitados sem perder a elegibilidade para estes benefícios.\",\n    \"O limite de poupança para indivíduos que recebem SSI (benefícios para deficientes/idosos) aumenta para $20.000 para indivíduos e $10.000 para casais, com ajustes anuais de inflação.\",\n    \"O objetivo é incentivar as famílias de baixa renda a poupar dinheiro para emergências, eliminando a penalização por ter poupanças.\"\n  ],\n  \"category\": [\n    \"Benefits\"\n  ]\n}"
    },
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      "timestamp": "2025-12-26T21:01:08.633Z",
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II118th CONGRESS2d SessionS. 4784IN THE SENATE OF THE UNITED STATESJuly 25, 2024Mr. Coons (for himself, Mr. Brown, Mr. Kaine, Mr. Schatz, Mr. Van Hollen, Mr. Casey, Mr. Welch, Mr. Booker, Mr. Reed, and Ms. Baldwin) introduced the following bill; which was read twice and referred to the Committee on FinanceA BILLTo eliminate asset limits employed by certain federally funded means-tested public assistance programs, and for other purposes.1.Short title; table of contents(a)Short titleThis Act may be cited as the Allowing Steady Savings by Eliminating Tests Act or the ASSET Act.(b)Table of contentsThe table of contents for this Act is as follows:Sec. 1. Short title; table of contents.Sec. 2. Findings; sense of Congress.Sec. 3. States prohibited from imposing asset limits on programs funded by Temporary Assistance for Needy Families (TANF) grants.Sec. 4. Eliminating asset limits in the supplemental nutrition assistance program (SNAP).Sec. 5. Eliminating asset limit in Low-Income Home Energy Assistance Program (LIHEAP).Sec. 6. Updating and indexing the resource limit for supplemental security income (SSI).Sec. 7. Effective date.2.Findings; sense of Congress(a)FindingsCongress finds as follows:(1)Many means-tested public assistance programs limit eligibility for benefits on the basis of the assets of a family, such as savings and other resources. Such asset limits impede the ability of needy families to improve their financial circumstances and thereby reduce their dependence on public assistance programs.(2)Restricting eligibility for public assistance programs on the basis of assets negatively affects the financial security of low-income families. For example, to avoid losing eligibility for public assistance under an asset limit, a family may avoid mainstream financial services such as bank accounts, or refrain from acquiring and saving resources that would enable the family to weather an unanticipated expense.(3)The risk that people who don't need public assistance will take advantage of public assistance programs in the absence of asset limits is low, in part because most applicants for public assistance have very few assets, must meet strict work requirements, and usually may only participate in a program for a limited time.(4)Evidence from States that have eliminated asset limits suggests that the administrative cost savings associated with the elimination of asset limits outweigh any increases in payments made to beneficiaries.(b)Sense of CongressIt is the sense of Congress that certain federally funded means-tested public assistance programs should not utilize asset limits to restrict eligibility for assistance under those programs.3.States prohibited from imposing asset limits on programs funded by Temporary Assistance for Needy Families (TANF) grants(a)No State limitation on allowable financial resourcesSection 408(a) of the Social Security Act (42 U.S.C. 608(a)) is amended by adding at the end the following new paragraph:(13)No asset or resource limitA State to which a grant is made under section 403 shall not apply any asset or resource limit for eligibility of a family for any benefit, assistance, or service provided under the State program funded under this part..(b)Conforming amendmentsSection 408(f) of the Social Security Act (42 U.S.C. 608(f)) is amended—(1)in the matter preceding paragraph (1), by striking or resources; and(2)in paragraph (1)—(A)in the paragraph heading, by striking and resources;(B)by striking subparagraph (B);(C)by redesignating subparagraph (C) as subparagraph (B); and(D)in subparagraph (B) (as so redesignated), by striking and resources each place it appears.(c)Delay permitted if State legislation required(1)In generalIn the case of a State to which a grant is made under section 403 of the Social Security Act (42 U.S.C. 603) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) to meet the requirements of paragraph (13) of section 408(a) of such Act (42 U.S.C. 608(a)), such State shall not be regarded as failing to comply with the requirements of such paragraph before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)2-year legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature.4.Eliminating asset limits in the supplemental nutrition assistance program (SNAP)(a)In general(1)Eligible householdsSection 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended—(A)in subsection (a), in the first sentence, by striking and other financial resources;(B)by striking subsections (g) and (j);(C)by redesignating subsections (h), (i), (k), (l), (m), and (n) as subsections (g), (h), (i), (j), (k), and (l), respectively; and(D)in subsection (h) (as so redesignated)—(i)in paragraph (1), by striking and resources each place it appears; and(ii)in paragraph (2)—(I)by striking subparagraph (B); and(II)by redesignating subparagraphs (C) through (E) as subparagraphs (B) through (D), respectively.(2)Eligibility disqualificationsSection 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended—(A)by striking subsection (h); and(B)by redesignating subsections (i) through (s) as subsections (h) through (r), respectively.(3)Research, demonstration, and evaluationsSection 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended—(A)by striking subsections (h) and (i); and(B)by redesignating subsections (j) through (n) as subsections (h) through (l), respectively.(b)Conforming amendments(1)Section 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended—(A)in subsection (a), in the second sentence, by striking and (r) and inserting and (q); and(B)in subsection (d)—(i)in paragraph (1), by striking subsection (k) and inserting subsection (i); and(ii)in paragraph (10), by striking subsection (k) of this section and inserting subsection (i).(2)Section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended—(A)in subsection (d)(4), by striking subsection (o) each place it appears and inserting subsection (n);(B)in subsection (f), in the third sentence, by striking and financial resources;(C)in subsection (q) (as redesignated by subsection (a)(2)(B)), in paragraph (1)(B), by striking subsection (k) and inserting subsection (j); and(D)in subsection (r) (as redesignated by subsection (a)(2)(B)), in paragraph (2)—(i)by striking allowable financial resources and; and(ii)by striking (g), (i), (k), (l), (m), and (n) and inserting (h), (i), (j), (k), and (l).(3)Section 7(i)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2016(i)(1)) is amended by striking section 6(o)(2) of this Act and inserting section 6(n)(2).(4)Section 11(e)(22) of the Food and Nutrition Act of 2008 (7 U.S.C. 2020(e)(22)) is amended by striking section 6(i) and inserting section 6(h).(5)Section 16 of the Food and Nutrition Act of 2008 (7 U.S.C. 2025) is amended—(A)in subsection (a)(9), by striking section 17(n) and inserting section 17(l); and(B)in subsection (h)—(i)in paragraph (1)—(I)in subparagraph (B)(ii), by striking section 6(o) and inserting section 6(n);(II)in subparagraph (E)—(aa)by striking section 6(o)(3) each place it appears and inserting section 6(n)(3);(bb)by striking section 6(o)(2) each place it appears and inserting section 6(n)(2); and(cc)in clause (ii)—(AA)in subclause (III), by striking section 6(o)(4) and inserting section 6(n)(4); and(BB)in subclause (IV), by striking section 6(o)(6) and inserting section 6(n)(6); and(III)in subparagraph (F)(ii)(III)(ee)(AA), by striking section 6(o) and inserting section 6(n); and(ii)in paragraph (5)(C)(iv)(I), by striking section 6(o)(2) and inserting section 6(n)(2).(6)Section 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended—(A)in subsection (k) (as redesignated by subsection (a)(3)(B))—(i)by striking subsections (l) through (n) each place it appears and inserting subsections (k) through (m); and(ii)in paragraph (2)(E), by striking section 6(l)(2) and inserting section 6(k)(2); and(B)in subsection (l) (as redesignated by subsection (a)(3)(B)), in paragraph (4)(A)(i)(II), by striking and financial resources (as described in section 5(g)).(7)Section 18(g)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2027(g)(2)) is amended by striking section 5(h) and inserting section 5(g).(8)Section 103(a)(2)(D) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3113(a)(2)(D)) is amended by striking section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o)) and inserting section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n)).(9)Section 121(b)(2)(B)(iv) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3151(b)(2)(B)(iv)) is amended by striking section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o)) and inserting section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n)). (10)Section 454 of the Social Security Act (42 U.S.C. 654) is amended—(A)in paragraph (4)(A)(i), by striking section 6(l)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(1)) and inserting section 6(k)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(1));(B)in paragraph (6)(B)(i), by striking subsection (l) or (m) of section 6 of the Food and Nutrition Act of 2008 and inserting subsection (k) or (l) of section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015); and(C)in paragraph (29)(A)(ii), by striking section 6(l)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(2)) and inserting section 6(k)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(2)).(c)Delay permitted if State legislation required(1)In generalIn the case of a State plan under section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) that the Secretary of Agriculture determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendments made by this section, the State plan shall not be regarded as failing to comply with the requirements of section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)Legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered a separate regular session of the State legislature.5.Eliminating asset limit in Low-Income Home Energy Assistance Program (LIHEAP)(a)Elimination of limitations on allowable financial resourcesSection 2605(b)(2) of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624(b)(2)) is amended, in the matter following subparagraph (B), by inserting , and agrees that the State may not exclude a household from eligibility in a fiscal year solely or partially on the basis of the assets of 1 or more members of the household before the semicolon.(b)Delay permitted if State legislation required(1)In generalIn the case of a State plan under section 2605 of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendment made by this section, the State plan shall not be regarded as failing to comply with the requirements of such section 2605 solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)2-year legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature. 6.Updating and indexing the resource limit for supplemental security income (SSI)(a)In general(1)Update in resource limit for individuals and couplesSection 1611(a)(3) of such Act (42 U.S.C. 1382(a)(3)) is amended—(A)in subparagraph (A), by striking $2,250 and all that follows through the end of the subparagraph and inserting $20,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year.; and(B)in subparagraph (B), by striking $1,500 and all that follows through the end of the subparagraph and inserting $10,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year..(2)Inflation adjustmentSection 1617 of such Act (42 U.S.C. 1382f) is amended—(A)in the section heading, by inserting ; inflation adjustment after benefits; and(B)by adding at the end the following:(d)In the case of any calendar year after 2024, each of the amounts specified in section 1611(a)(3) shall be increased by multiplying each such amount by the quotient (not less than 1) obtained by dividing—(1)the average of the Consumer Price Index for Elderly Consumers (CPI–E, as published by the Bureau of Labor Statistics of the Department of Labor) for the 12-month period ending with September of the preceding calendar year, by(2)such average for the 12-month period ending with September 2023..(b)Effective dateThe amendments made by this section shall take effect as if enacted on January 1, 2024. 7.Effective dateExcept as otherwise provided, the amendments made by this Act shall apply to benefits for calendar months beginning on or after the date that is 30 days after the date of enactment of this Act.\n\nSUMMARY TO EVALUATE:\nTitle: Eliminating Asset Limits for Key Federal Assistance Programs and Raising SSI Savings Caps.\nSummary: This Act removes asset and savings limits for major federal assistance programs like SNAP (food stamps), TANF, and LIHEAP (energy assistance). This allows low-income citizens to build financial stability without jeopardizing their benefits. Furthermore, it significantly increases and indexes the resource limits for Supplemental Security Income (SSI) recipients, promoting greater financial security.\nKey Points: Recipients of SNAP, TANF, and LIHEAP can now hold unlimited savings or assets without losing eligibility for these benefits., The savings limit for individuals receiving SSI (disability/elderly benefits) increases substantially to $20,000 for individuals and $10,000 for couples, with annual inflation adjustments., The goal is to encourage low-income families to save money for emergencies and reduce dependence on public aid by removing penalties for saving.\n\nZASADY OCENY:\n1. Sprawdź wszystkie LICZBY, DATY i KWOTY w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n2. Sprawdź wszystkie NAZWISKA, ORGANIZACJE i MIEJSCA w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n3. Sprawdź wszystkie konkretne DZIAŁANIA PRAWNE . Jeśli tego mechanizmu nie ma w SOURCE -> is_valid: false.\n\nWAŻNE: Abstrakcyjne pojęcia (np. \"transparentność\", \"zaufanie\") są dozwolone jako wnioski.\n\nOUTPUT (JSON):\n{\n  \"is_valid\": true/false,\n  \"issue\": \"fabricated_entity\" / \"contradiction\" / \"none\"\n}\n\nWYMAGANIA FORMATOWANIA:\n1. Odpowiedz WYŁĄCZNIE surowym obiektem JSON.\n2. NIE używaj bloków kodu Markdown.\n3. NIE dodawaj żadnych wstępów ani wyjaśnień przed ani po JSONie.\n4. JSON musi być poprawny i gotowy do parsowania.\n\n",
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      "timestamp": "2025-12-23T06:22:31.255Z",
      "source_url": "https://www.congress.gov/118/bills/s4784/BILLS-118s4784is.xml",
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Jeśli nie masz pewności co do generowanej treści, przeanalizuj dokument ponownie – nie zgaduj. Rozplanuj dobrze swoje zadanie przed przystąpieniem do niego. W podsumowaniu i kluczowych punktach, jeśli to możliwe i uzasadnione, podkreśl, jakie konkretne korzyści lub konsekwencje (pozytywne lub negatywne) wprowadza ustawa dla życia codziennego obywateli, ich praw i obowiązków, finansów osobistych, bezpieczeństwa i innych ważnych kwestii.\n\nTwoja odpowiedź MUSI być w formacie JSON - i zawierać następujące klucze.\nZanim zwrócisz odpowiedź, dokładnie zweryfikuj, czy cała struktura JSON jest w 100% poprawna, włącznie ze wszystkimi przecinkami, nawiasami klamrowymi, kwadratowymi oraz cudzysłowami. Błędny JSON jest nieakceptowalny i uniemożliwi przetworzenie Twojej pracy.\n\nPrzeanalizuj dokładnie poniższy tekst dokumentu prawnego. To jest treść, na podstawie której masz wygenerować podsumowanie i kluczowe punkty:\n--- POCZĄTEK DOKUMENTU ---\n118 S4784 IS: Allowing Steady Savings by Eliminating Tests Act U.S. Senate 2024-07-25 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. II118th CONGRESS2d SessionS. 4784IN THE SENATE OF THE UNITED STATESJuly 25, 2024Mr. Coons (for himself, Mr. Brown, Mr. Kaine, Mr. Schatz, Mr. Van Hollen, Mr. Casey, Mr. Welch, Mr. Booker, Mr. Reed, and Ms. Baldwin) introduced the following bill; which was read twice and referred to the Committee on FinanceA BILLTo eliminate asset limits employed by certain federally funded means-tested public assistance programs, and for other purposes.1.Short title; table of contents(a)Short titleThis Act may be cited as the Allowing Steady Savings by Eliminating Tests Act or the ASSET Act.(b)Table of contentsThe table of contents for this Act is as follows:Sec. 1. Short title; table of contents.Sec. 2. Findings; sense of Congress.Sec. 3. States prohibited from imposing asset limits on programs funded by Temporary Assistance for Needy Families (TANF) grants.Sec. 4. Eliminating asset limits in the supplemental nutrition assistance program (SNAP).Sec. 5. Eliminating asset limit in Low-Income Home Energy Assistance Program (LIHEAP).Sec. 6. Updating and indexing the resource limit for supplemental security income (SSI).Sec. 7. Effective date.2.Findings; sense of Congress(a)FindingsCongress finds as follows:(1)Many means-tested public assistance programs limit eligibility for benefits on the basis of the assets of a family, such as savings and other resources. Such asset limits impede the ability of needy families to improve their financial circumstances and thereby reduce their dependence on public assistance programs.(2)Restricting eligibility for public assistance programs on the basis of assets negatively affects the financial security of low-income families. For example, to avoid losing eligibility for public assistance under an asset limit, a family may avoid mainstream financial services such as bank accounts, or refrain from acquiring and saving resources that would enable the family to weather an unanticipated expense.(3)The risk that people who don't need public assistance will take advantage of public assistance programs in the absence of asset limits is low, in part because most applicants for public assistance have very few assets, must meet strict work requirements, and usually may only participate in a program for a limited time.(4)Evidence from States that have eliminated asset limits suggests that the administrative cost savings associated with the elimination of asset limits outweigh any increases in payments made to beneficiaries.(b)Sense of CongressIt is the sense of Congress that certain federally funded means-tested public assistance programs should not utilize asset limits to restrict eligibility for assistance under those programs.3.States prohibited from imposing asset limits on programs funded by Temporary Assistance for Needy Families (TANF) grants(a)No State limitation on allowable financial resourcesSection 408(a) of the Social Security Act (42 U.S.C. 608(a)) is amended by adding at the end the following new paragraph:(13)No asset or resource limitA State to which a grant is made under section 403 shall not apply any asset or resource limit for eligibility of a family for any benefit, assistance, or service provided under the State program funded under this part..(b)Conforming amendmentsSection 408(f) of the Social Security Act (42 U.S.C. 608(f)) is amended—(1)in the matter preceding paragraph (1), by striking or resources; and(2)in paragraph (1)—(A)in the paragraph heading, by striking and resources;(B)by striking subparagraph (B);(C)by redesignating subparagraph (C) as subparagraph (B); and(D)in subparagraph (B) (as so redesignated), by striking and resources each place it appears.(c)Delay permitted if State legislation required(1)In generalIn the case of a State to which a grant is made under section 403 of the Social Security Act (42 U.S.C. 603) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) to meet the requirements of paragraph (13) of section 408(a) of such Act (42 U.S.C. 608(a)), such State shall not be regarded as failing to comply with the requirements of such paragraph before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)2-year legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature.4.Eliminating asset limits in the supplemental nutrition assistance program (SNAP)(a)In general(1)Eligible householdsSection 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended—(A)in subsection (a), in the first sentence, by striking and other financial resources;(B)by striking subsections (g) and (j);(C)by redesignating subsections (h), (i), (k), (l), (m), and (n) as subsections (g), (h), (i), (j), (k), and (l), respectively; and(D)in subsection (h) (as so redesignated)—(i)in paragraph (1), by striking and resources each place it appears; and(ii)in paragraph (2)—(I)by striking subparagraph (B); and(II)by redesignating subparagraphs (C) through (E) as subparagraphs (B) through (D), respectively.(2)Eligibility disqualificationsSection 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended—(A)by striking subsection (h); and(B)by redesignating subsections (i) through (s) as subsections (h) through (r), respectively.(3)Research, demonstration, and evaluationsSection 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended—(A)by striking subsections (h) and (i); and(B)by redesignating subsections (j) through (n) as subsections (h) through (l), respectively.(b)Conforming amendments(1)Section 5 of the Food and Nutrition Act of 2008 (7 U.S.C. 2014) is amended—(A)in subsection (a), in the second sentence, by striking and (r) and inserting and (q); and(B)in subsection (d)—(i)in paragraph (1), by striking subsection (k) and inserting subsection (i); and(ii)in paragraph (10), by striking subsection (k) of this section and inserting subsection (i).(2)Section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015) is amended—(A)in subsection (d)(4), by striking subsection (o) each place it appears and inserting subsection (n);(B)in subsection (f), in the third sentence, by striking and financial resources;(C)in subsection (q) (as redesignated by subsection (a)(2)(B)), in paragraph (1)(B), by striking subsection (k) and inserting subsection (j); and(D)in subsection (r) (as redesignated by subsection (a)(2)(B)), in paragraph (2)—(i)by striking allowable financial resources and; and(ii)by striking (g), (i), (k), (l), (m), and (n) and inserting (h), (i), (j), (k), and (l).(3)Section 7(i)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2016(i)(1)) is amended by striking section 6(o)(2) of this Act and inserting section 6(n)(2).(4)Section 11(e)(22) of the Food and Nutrition Act of 2008 (7 U.S.C. 2020(e)(22)) is amended by striking section 6(i) and inserting section 6(h).(5)Section 16 of the Food and Nutrition Act of 2008 (7 U.S.C. 2025) is amended—(A)in subsection (a)(9), by striking section 17(n) and inserting section 17(l); and(B)in subsection (h)—(i)in paragraph (1)—(I)in subparagraph (B)(ii), by striking section 6(o) and inserting section 6(n);(II)in subparagraph (E)—(aa)by striking section 6(o)(3) each place it appears and inserting section 6(n)(3);(bb)by striking section 6(o)(2) each place it appears and inserting section 6(n)(2); and(cc)in clause (ii)—(AA)in subclause (III), by striking section 6(o)(4) and inserting section 6(n)(4); and(BB)in subclause (IV), by striking section 6(o)(6) and inserting section 6(n)(6); and(III)in subparagraph (F)(ii)(III)(ee)(AA), by striking section 6(o) and inserting section 6(n); and(ii)in paragraph (5)(C)(iv)(I), by striking section 6(o)(2) and inserting section 6(n)(2).(6)Section 17 of the Food and Nutrition Act of 2008 (7 U.S.C. 2026) is amended—(A)in subsection (k) (as redesignated by subsection (a)(3)(B))—(i)by striking subsections (l) through (n) each place it appears and inserting subsections (k) through (m); and(ii)in paragraph (2)(E), by striking section 6(l)(2) and inserting section 6(k)(2); and(B)in subsection (l) (as redesignated by subsection (a)(3)(B)), in paragraph (4)(A)(i)(II), by striking and financial resources (as described in section 5(g)).(7)Section 18(g)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2027(g)(2)) is amended by striking section 5(h) and inserting section 5(g).(8)Section 103(a)(2)(D) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3113(a)(2)(D)) is amended by striking section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o)) and inserting section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n)).(9)Section 121(b)(2)(B)(iv) of the Workforce Innovation and Opportunity Act (29 U.S.C. 3151(b)(2)(B)(iv)) is amended by striking section 6(o) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(o)) and inserting section 6(n) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(n)). (10)Section 454 of the Social Security Act (42 U.S.C. 654) is amended—(A)in paragraph (4)(A)(i), by striking section 6(l)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(1)) and inserting section 6(k)(1) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(1));(B)in paragraph (6)(B)(i), by striking subsection (l) or (m) of section 6 of the Food and Nutrition Act of 2008 and inserting subsection (k) or (l) of section 6 of the Food and Nutrition Act of 2008 (7 U.S.C. 2015); and(C)in paragraph (29)(A)(ii), by striking section 6(l)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(l)(2)) and inserting section 6(k)(2) of the Food and Nutrition Act of 2008 (7 U.S.C. 2015(k)(2)).(c)Delay permitted if State legislation required(1)In generalIn the case of a State plan under section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) that the Secretary of Agriculture determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendments made by this section, the State plan shall not be regarded as failing to comply with the requirements of section 11 of the Food and Nutrition Act of 2008 (7 U.S.C. 2020) solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)Legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered a separate regular session of the State legislature.5.Eliminating asset limit in Low-Income Home Energy Assistance Program (LIHEAP)(a)Elimination of limitations on allowable financial resourcesSection 2605(b)(2) of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624(b)(2)) is amended, in the matter following subparagraph (B), by inserting , and agrees that the State may not exclude a household from eligibility in a fiscal year solely or partially on the basis of the assets of 1 or more members of the household before the semicolon.(b)Delay permitted if State legislation required(1)In generalIn the case of a State plan under section 2605 of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8624) that the Secretary of Health and Human Services determines requires State legislation (other than legislation appropriating funds) in order for the plan to meet the additional requirements imposed by the amendment made by this section, the State plan shall not be regarded as failing to comply with the requirements of such section 2605 solely on the basis of the failure of the plan to meet those additional requirements before the first day of the first calendar quarter that begins after the close of the first regular session of the State legislature that begins after the date of enactment of this Act.(2)2-year legislative sessionFor purposes of paragraph (1), in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature. 6.Updating and indexing the resource limit for supplemental security income (SSI)(a)In general(1)Update in resource limit for individuals and couplesSection 1611(a)(3) of such Act (42 U.S.C. 1382(a)(3)) is amended—(A)in subparagraph (A), by striking $2,250 and all that follows through the end of the subparagraph and inserting $20,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year.; and(B)in subparagraph (B), by striking $1,500 and all that follows through the end of the subparagraph and inserting $10,000 in calendar year 2024, and shall be increased as described in section 1617(d) for each subsequent calendar year..(2)Inflation adjustmentSection 1617 of such Act (42 U.S.C. 1382f) is amended—(A)in the section heading, by inserting ; inflation adjustment after benefits; and(B)by adding at the end the following:(d)In the case of any calendar year after 2024, each of the amounts specified in section 1611(a)(3) shall be increased by multiplying each such amount by the quotient (not less than 1) obtained by dividing—(1)the average of the Consumer Price Index for Elderly Consumers (CPI–E, as published by the Bureau of Labor Statistics of the Department of Labor) for the 12-month period ending with September of the preceding calendar year, by(2)such average for the 12-month period ending with September 2023..(b)Effective dateThe amendments made by this section shall take effect as if enacted on January 1, 2024. 7.Effective dateExcept as otherwise provided, the amendments made by this Act shall apply to benefits for calendar months beginning on or after the date that is 30 days after the date of enactment of this Act.\n--- KONIEC DOKUMENTU ---\n\nPAMIĘTAJ: Twoja odpowiedź MUSI być wyłącznie poprawnym obiektem JSON. Nie dodawaj żadnych dodatkowych znaków, komentarzy ani tekstu przed znacznikiem '{' ani po znaczniku '}'. Cała odpowiedź musi być parsowalna jako JSON.\nNa podstawie POWYŻSZEGO dokumentu, wypełnij poniższą strukturę JSON:\nOto struktura JSON, której oczekuję (wypełnij ją treścią):\n{\n  \"pl_ai_title\": \"Nowy, krótki tytuł dla aktu prawnego po polsku, oddający sedno wprowadzanych zmian (np. maksymalnie 10-12 słów).\",\n  \"pl_summary\": \"2-3 zdania zwięzłego podsumowania treści aktu prawnego po polsku, napisane z perspektywy wpływu na życie codzienne obywateli.\",\n  \"pl_key_points\": [\n    \"Pierwszy krótki punkt po polsku dotyczący najważniejszych wprowadzanych rozwiązań lub zmian.\",\n    \"Drugi krótki punkt po polsku...\"\n  ],\n  \"eng_ai_title\": \"A new, short title for the legal act in English, capturing the essence of the changes (e.g., max 10-12 words).\",\n  \"eng_summary\": \"2-3 sentences summarizing the legal act in English, from the perspective of its impact on citizens' daily lives.\",\n  \"eng_key_points\": [\n    \"First short bullet point in English regarding the most important solutions or changes being introduced.\",\n    \"Second short bullet point in English...\"\n  ],\n  \"de_ai_title\": \"Ein neuer, kurzer Titel für das Rechtsdokument auf Deutsch, der den Kern der Änderungen erfasst (z.B. max. 10-12 Wörter).\",\n  \"de_summary\": \"2-3 Sätze Zusammenfassung des Rechtsdokuments auf Deutsch, aus der Perspektive seiner Auswirkungen auf das tägliche Leben der Bürger.\",\n  \"de_key_points\": [\n    \"Erster kurzer Stichpunkt auf Deutsch zu den wichtigsten eingeführten Lösungen oder Änderungen.\",\n    \"Zweiter kurzer Stichpunkt auf Deutsch...\"\n  ],\n  \"fr_ai_title\": \"Un nouveau titre court pour l'acte juridique en français, saisissant l'essence des changements (par exemple, 10-12 mots maximum).\",\n  \"fr_summary\": \"Résumé de 2-3 phrases de l'acte juridique en français, du point de vue de son impact sur la vie quotidienne des citoyens.\",\n  \"fr_key_points\": [\n    \"Premier court point en français concernant les solutions ou changements les plus importants introduits.\",\n    \"Deuxième court point en français...\"\n  ],\n  \"es_ai_title\": \"Un nuevo título breve para el acto jurídico en español, que recoja la esencia de los cambios (por ejemplo, máximo 10-12 palabras).\",\n  \"es_summary\": \"Resumen de 2-3 frases del acto jurídico en español, desde la perspectiva de su impacto en la vida cotidiana de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Primer punto breve en español sobre las soluciones o cambios más importantes que se introducen.\",\n    \"Segundo punto breve en español...\"\n  ],\n  \"it_ai_title\": \"Un nuovo titolo breve per l'atto giuridico in italiano, che colga l'essenza delle modifiche (ad es. massimo 10-12 parole).\",\n  \"it_summary\": \"Riepilogo di 2-3 frasi dell'atto giuridico in italiano, dal punto di vista del suo impatto sulla vita quotidiana dei cittadini.\",\n  \"it_key_points\": [\n    \"Primo breve punto in italiano riguardante le soluzioni o le modifiche più importanti introdotte.\",\n    \"Secondo breve punto in italiano...\"\n  ],\n  \"nl_ai_title\": \"Een nieuwe, korte titel voor de rechtshandeling in het Nederlands, die de essentie van de wijzigingen weergeeft (bijv. max. 10-12 woorden).\",\n  \"nl_summary\": \"Samenvatting van 2-3 zinnen van de rechtshandeling in het Nederlands, vanuit het perspectief van de impact op het dagelijks leven van burgers.\",\n  \"nl_key_points\": [\n    \"Eerste korte punt in het Nederlands betreffende de belangrijkste geïntroduceerde oplossingen of wijzigingen.\",\n    \"Tweede korte punt in het Nederlands...\"\n  ],\n  \"pt_ai_title\": \"Um novo título curto para o ato jurídico em português, capturando a essência das mudanças (por exemplo, máx. 10-12 palavras).\",\n  \"pt_summary\": \"Resumo de 2-3 frases do ato jurídico em português, na perspetiva do seu impacto na vida quotidiana dos cidadãos.\",\n  \"pt_key_points\": [\n    \"Primeiro ponto curto em português sobre as soluções ou alterações mais importantes introduzidas.\",\n    \"Segundo ponto curto em português...\"\n  ],\n  \"category\": [\"Categorize the document into one category by default, based on the field it primarily concerns. Choose up to 3 if the document also touches upon SIGNIFICANT issues from other categories. You MUST select categories ONLY from the following list: Health, Education, Family, Taxes, Labor, Security, Environment, Courts and Law, Transport, Benefits, Real Estate, Media and Culture, Local Government, Migration, Agriculture, Public Investments, Informatization, Economy. If the document does not definitively fit any of these, you MUST use \"Other\". If you use \"Other\", it should be the ONLY category selected. Do NOT invent new categories. The response must be an array of strings, e.g., [\"Taxes\", \"Family\"].\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Koniec limitów oszczędności dla pomocy społecznej i wyższe limity SSI.\",\n  \"pl_summary\": \"Ustawa znosi limity posiadanych oszczędności i zasobów finansowych dla większości federalnych programów pomocy, takich jak bony żywnościowe (SNAP), pomoc energetyczna (LIHEAP) i TANF. Dzięki temu obywatele o niskich dochodach mogą gromadzić oszczędności bez ryzyka utraty świadczeń. Dodatkowo, znacznie podnosi i indeksuje limity majątkowe dla osób otrzymujących zasiłek SSI, aby umożliwić im większą stabilność finansową.\",\n  \"pl_key_points\": [\n    \"Osoby korzystające z bonów żywnościowych (SNAP), pomocy energetycznej (LIHEAP) i TANF mogą teraz posiadać dowolną kwotę oszczędności bez utraty uprawnień do tych świadczeń.\",\n    \"Limit oszczędności dla osób otrzymujących zasiłek dla niepełnosprawnych i starszych (SSI) wzrasta do 20 000 USD dla osób samotnych i 10 000 USD dla par, z coroczną waloryzacją o inflację.\",\n    \"Zmiany mają zachęcać rodziny o niskich dochodach do budowania poduszki finansowej na nieprzewidziane wydatki, eliminując karę za oszczędzanie.\"\n  ],\n  \"eng_ai_title\": \"Eliminating Asset Limits for Key Federal Assistance Programs and Raising SSI Savings Caps.\",\n  \"eng_summary\": \"This Act removes asset and savings limits for major federal assistance programs like SNAP (food stamps), TANF, and LIHEAP (energy assistance). This allows low-income citizens to build financial stability without jeopardizing their benefits. Furthermore, it significantly increases and indexes the resource limits for Supplemental Security Income (SSI) recipients, promoting greater financial security.\",\n  \"eng_key_points\": [\n    \"Recipients of SNAP, TANF, and LIHEAP can now hold unlimited savings or assets without losing eligibility for these benefits.\",\n    \"The savings limit for individuals receiving SSI (disability/elderly benefits) increases substantially to $20,000 for individuals and $10,000 for couples, with annual inflation adjustments.\",\n    \"The goal is to encourage low-income families to save money for emergencies and reduce dependence on public aid by removing penalties for saving.\"\n  ],\n  \"de_ai_title\": \"Abschaffung von Vermögensgrenzen für Sozialleistungen und Erhöhung der SSI-Sparlimits.\",\n  \"de_summary\": \"Dieses Gesetz beseitigt die Vermögens- und Spargrenzen für wichtige staatliche Hilfsprogramme wie SNAP (Lebensmittelmarken), TANF und LIHEAP (Energiehilfe). Dies ermöglicht es Bürgern mit geringem Einkommen, finanzielle Stabilität aufzubauen, ohne ihre Leistungen zu gefährden. Darüber hinaus werden die Vermögensgrenzen für Empfänger der ergänzenden Sozialversicherung (SSI) erheblich angehoben und jährlich an die Inflation angepasst.\",\n  \"de_key_points\": [\n    \"Empfänger von SNAP, TANF und LIHEAP dürfen nun unbegrenzte Ersparnisse oder Vermögenswerte besitzen, ohne ihren Anspruch auf diese Leistungen zu verlieren.\",\n    \"Die Spargrenze für Einzelpersonen, die SSI (Leistungen für Behinderte/Ältere) erhalten, steigt auf 20.000 USD für Einzelpersonen und 10.000 USD für Paare, mit jährlicher Inflationsanpassung.\",\n    \"Die Änderungen sollen einkommensschwache Familien ermutigen, finanzielle Rücklagen für Notfälle zu bilden, ohne Angst vor dem Verlust von Sozialleistungen haben zu müssen.\"\n  ],\n  \"fr_ai_title\": \"Suppression des limites d'actifs pour l'aide fédérale et augmentation des plafonds d'épargne SSI.\",\n  \"fr_summary\": \"Cette loi supprime les limites d'actifs et d'épargne pour les principaux programmes d'aide fédérale tels que SNAP (bons alimentaires), TANF et LIHEAP (aide énergétique). Cela permet aux citoyens à faible revenu de se constituer une stabilité financière sans risquer de perdre leurs prestations. De plus, elle augmente et indexe considérablement les limites de ressources pour les bénéficiaires de la Sécurité Sociale Supplémentaire (SSI).\",\n  \"fr_key_points\": [\n    \"Les bénéficiaires de SNAP, TANF et LIHEAP peuvent désormais détenir des économies ou des actifs illimités sans perdre leur éligibilité à ces aides.\",\n    \"La limite d'épargne pour les personnes recevant le SSI (prestations pour personnes handicapées/âgées) augmente à 20 000 USD pour les individus et 10 000 USD pour les couples, avec des ajustements annuels à l'inflation.\",\n    \"L'objectif est d'encourager les familles à faible revenu à épargner pour les urgences, en supprimant les obstacles à la constitution d'une épargne.\"\n  ],\n  \"es_ai_title\": \"Eliminación de límites de activos para asistencia federal clave y aumento de topes de ahorro SSI.\",\n  \"es_summary\": \"Esta Ley elimina los límites de activos y ahorros para programas federales de asistencia importantes como SNAP (cupones de alimentos), TANF y LIHEAP (asistencia energética). Esto permite a los ciudadanos de bajos ingresos construir estabilidad financiera sin poner en peligro sus beneficios. Además, aumenta e indexa significativamente los límites de recursos para los beneficiarios del Ingreso de Seguridad Suplementario (SSI).\",\n  \"es_key_points\": [\n    \"Los beneficiarios de SNAP, TANF y LIHEAP ahora pueden poseer ahorros o activos ilimitados sin perder la elegibilidad para estos beneficios.\",\n    \"El límite de ahorro para las personas que reciben SSI (beneficios por discapacidad/ancianos) aumenta sustancialmente a $20,000 para individuos y $10,000 para parejas, con ajustes anuales por inflación.\",\n    \"El cambio busca alentar a las familias de bajos ingresos a ahorrar dinero para emergencias, eliminando la penalización por tener ahorros.\"\n  ],\n  \"it_ai_title\": \"Eliminazione dei limiti di patrimonio per l'assistenza federale e aumento dei massimali di risparmio SSI.\",\n  \"it_summary\": \"Questa legge elimina i limiti di patrimonio e risparmio per i principali programmi di assistenza federale come SNAP (buoni alimentari), TANF e LIHEAP (assistenza energetica). Ciò consente ai cittadini a basso reddito di costruire stabilità finanziaria senza compromettere i loro benefici. Inoltre, aumenta e indicizza significativamente i limiti di risorse per i beneficiari del Reddito di Sicurezza Supplementare (SSI).\",\n  \"it_key_points\": [\n    \"I beneficiari di SNAP, TANF e LIHEAP possono ora detenere risparmi o beni illimitati senza perdere l'idoneità a tali benefici.\",\n    \"Il limite di risparmio per gli individui che ricevono SSI (benefici per disabili/anziani) aumenta a $20.000 per gli individui e $10.000 per le coppie, con adeguamenti annuali all'inflazione.\",\n    \"L'obiettivo è incoraggiare le famiglie a basso reddito a risparmiare denaro per le emergenze, rimuovendo gli ostacoli al risparmio.\"\n  ],\n  \"nl_ai_title\": \"Afschaffing van vermogensgrenzen voor federale hulp en verhoging van SSI-spaarplafonds.\",\n  \"nl_summary\": \"Deze wet schaft de vermogens- en spaargrenzen af voor belangrijke federale hulpprogramma's zoals SNAP (voedselbonnen), TANF en LIHEAP (energiehulp). Dit stelt burgers met lage inkomens in staat financiële stabiliteit op te bouwen zonder hun uitkeringen in gevaar te brengen. Bovendien verhoogt en indexeert het de vermogensgrenzen voor ontvangers van de Aanvullende Sociale Zekerheid (SSI) aanzienlijk.\",\n  \"nl_key_points\": [\n    \"Ontvangers van SNAP, TANF en LIHEAP mogen nu onbeperkte spaargelden of bezittingen aanhouden zonder hun recht op deze uitkeringen te verliezen.\",\n    \"De spaarlimiet voor personen die SSI (uitkeringen voor gehandicapten/ouderen) ontvangen, stijgt naar $20.000 voor individuen en $10.000 voor paren, met jaarlijkse inflatiecorrecties.\",\n    \"De wijzigingen zijn bedoeld om gezinnen met lage inkomens aan te moedigen een financiële buffer op te bouwen voor onvoorziene uitgaven.\"\n  ],\n  \"pt_ai_title\": \"Eliminação de Limites de Ativos para Assistência Federal e Aumento dos Tetos de Poupança SSI.\",\n  \"pt_summary\": \"Este Ato remove os limites de ativos e poupanças para os principais programas de assistência federal, como SNAP (cupões de alimentos), TANF e LIHEAP (assistência energética). Isso permite que cidadãos de baixa renda construam estabilidade financeira sem comprometer os seus benefícios. Além disso, aumenta e indexa significativamente os limites de recursos para os beneficiários do Rendimento de Segurança Suplementar (SSI).\",\n  \"pt_key_points\": [\n    \"Os beneficiários do SNAP, TANF e LIHEAP podem agora deter poupanças ou ativos ilimitados sem perder a elegibilidade para estes benefícios.\",\n    \"O limite de poupança para indivíduos que recebem SSI (benefícios para deficientes/idosos) aumenta para $20.000 para indivíduos e $10.000 para casais, com ajustes anuais de inflação.\",\n    \"O objetivo é incentivar as famílias de baixa renda a poupar dinheiro para emergências, eliminando a penalização por ter poupanças.\"\n  ],\n  \"category\": [\n    \"Benefits\"\n  ]\n}"
    }
  ]
}