{
  "legislationId": "119_HR_7023",
  "lastUpdate": "2026-03-12T12:27:50.699Z",
  "history": [
    {
      "timestamp": "2026-03-12T12:27:50.699Z",
      "source_url": "https://www.congress.gov/119/bills/hr7023/BILLS-119hr7023ih.htm",
      "model": "gemini-flash-lite-latest",
      "prompt_sent": "\nROLE: Fact Checker.\nZADANIE: Porównaj SOURCE (oryginał) i SUMMARY (streszczenie przygotowane przez inne AI).\n\nTwoim celem jest wykrycie \"ZMYŚLONYCH KONKRETÓW\" (Fabricated Entities) w SUMMARY.\n\nSOURCE:\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 7023 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 7023 To amend the Patient Protection and Affordable Care Act to establish a public health insurance option, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES January 12, 2026 Ms. Schakowsky (for herself, Mr. Cohen, Ms. Norton, Ms. Johnson of Texas, and Ms. Moore of Wisconsin) introduced the following bill; which was referred to the Committee on Energy and Commerce _______________________________________________________________________ A BILL To amend the Patient Protection and Affordable Care Act to establish a public health insurance option, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Affordable Consumer Health Options and Insurance Competition Enhancement Act'' or the ``Affordable CHOICE Act''. SEC. 2. PUBLIC HEALTH INSURANCE OPTION. (a) In General.--Part 2 of subtitle D of title I of the Patient Protection and Affordable Care Act (42 U.S.C. 18031 et seq.) is amended by adding at the end the following: ``SEC. 1314. PUBLIC HEALTH INSURANCE OPTION. ``(a) Establishment.-- ``(1) In general.--For plan years beginning on or after January 1, 2027, the Secretary shall establish, and provide for the offering through the Exchanges of, a qualified health plan (in this section referred to as the `public health insurance option') that provides value, choice, competition, and stability of affordable, high-quality coverage throughout the United States in accordance with this section. ``(2) Primary responsibility.--In designing the public health insurance option, the primary responsibility of the Secretary shall be to create an affordable health plan without compromising quality or access to care. ``(b) Administrating the Public Health Insurance Option.-- ``(1) Offered through exchanges.-- ``(A) Exclusive to exchanges.--The public health insurance option shall be offered exclusively by the Secretary through the Exchanges and not by a health insurance issuer. ``(B) Ensuring a level playing field.--Except as otherwise provided under this section, the public health insurance option shall comply with requirements under this title, and title XXVII of the Public Health Service Act, that are applicable to health plans offered through the Exchanges, including requirements related to benefits, benefit levels, provider networks, notices, consumer protections, and cost-sharing. ``(C) Provision of benefit levels.--The public health insurance option shall offer bronze, silver, and gold plans. ``(2) Administrative contracting.-- ``(A) Authorities.--The Secretary may enter into contracts for the purpose of performing administrative functions (including functions described in subsection (a)(4) of section 1874A of the Social Security Act) with respect to the public health insurance option in the same manner as the Secretary may enter into contracts under subsection (a)(1) of such section. The Secretary shall have the same authority with respect to the public health insurance option as the Secretary has under such subsection (a)(1) and subsection (b) of section 1874A of the Social Security Act with respect to title XVIII of such Act. ``(B) Transfer of insurance risk.--Any contract under this paragraph shall not involve the transfer of insurance risk from the Secretary to the entity entering into such contract with the Secretary. ``(3) State advisory council.-- ``(A) Establishment.--A State may establish a public or nonprofit entity to serve as the State Advisory Council to provide recommendations to the Secretary on the operations and policies of the public health insurance option offered through the Exchange operating in the State. ``(B) Recommendations.--A State Advisory Council established under subparagraph (A) shall provide recommendations on at least the following: ``(i) Policies and procedures to integrate quality improvement and cost containment mechanisms into the health care delivery system. ``(ii) Mechanisms to facilitate public awareness of the availability of the public health insurance option. ``(iii) Alternative payment models and value-based insurance design under the public health insurance option that encourage quality improvement and cost control. ``(C) Members.--The members of any State Advisory Council shall be representatives of the public and include health care consumers and health care providers. ``(D) Applicability of recommendations.--The Secretary may apply the recommendations of a State Advisory Council to the public health insurance option in that State, in any other State, or in all States. ``(4) Data collection.--The Secretary shall collect such data as may be required-- ``(A) to establish rates for premiums and health care provider reimbursement under subsection (c); and ``(B) for other purposes under this section, including to improve quality, and reduce racial, ethnic, and other disparities, in health and health care. ``(c) Financing the Public Health Insurance Option.-- ``(1) Premiums.-- ``(A) Establishment.--The Secretary shall establish geographically adjusted premium rates for the public health insurance option-- ``(i) in a manner that complies with the requirement for premium rates under subparagraph (C) and considers the data collected under subsection (b)(4); and ``(ii) at a level sufficient to fully finance-- ``(I) the costs of health benefits provided by the public health insurance option; and ``(II) administrative costs related to operating the public health insurance option. ``(B) Contingency margin.--In establishing premium rates under subparagraph (A), the Secretary shall include an appropriate amount for a contingency margin. ``(C) Variations in premium rates.--The premium rate charged for the public health insurance option may not vary except as provided under section 2701 of the Public Health Service Act. ``(2) Health care provider payment rates for items and services.-- ``(A) In general.-- ``(i) Rates negotiated by the secretary.-- Not later than January 1, 2026, and except as provided in clause (ii), the Secretary shall, through a negotiated agreement with health care providers, establish rates for reimbursing health care providers for providing the benefits covered by the public health insurance option. ``(ii) Medicare reimbursement rates.--If the Secretary and health care providers are unable to reach a negotiated agreement on a reimbursement rate, the Secretary shall reimburse providers at rates determined for equivalent items and services under the original Medicare fee-for-service program under parts A and B of title XVIII of the Social Security Act. ``(iii) For new services.--The Secretary shall modify reimbursement rates described in clause (ii) in order to accommodate payments for services, such as well-child visits, that are not otherwise covered under the original Medicare fee-for-service program. ``(B) Prescription drugs.--Any payment rate under this subsection for a prescription drug shall be at a rate negotiated by the Secretary. If the Secretary is unable to reach a negotiated agreement on such a reimbursement rate, the Secretary shall use rates determined for equivalent drugs paid for under the original Medicare fee-for-service program. The Secretary shall modify such rates in order to accommodate payments for drugs that are not otherwise covered under the original Medicare fee-for-service program. ``(3) Account.-- ``(A) Establishment.--There is established in the Treasury of the United States an account for the receipts and disbursements attributable to the operation of the public health insurance option, including the start-up funding under subparagraph (C) and appropriations authorized under subparagraph (D). ``(B) Prohibition of state imposition of taxes.-- Section 1854(g) of the Social Security Act shall apply to receipts and disbursements described in subparagraph (A) in the same manner as such section applies to payments or premiums described in such section. ``(C) Start-up funding.-- ``(i) Authorization of funding.--There are authorized to be appropriated such sums as may be necessary to establish the public health insurance option and cover 90 days of claims reserves based on projected enrollment. ``(ii) Amortization of start-up funding.-- The Secretary shall provide for the repayment of the start-up funding provided under clause (i) to the Treasury in an amortized manner over the 10-year period beginning on January 1, 2027. ``(D) Additional authorization of appropriations.-- To carry out paragraph (2) of subsection (b), there are authorized to be appropriated such sums as may be necessary. ``(d) Health Care Provider Participation.-- ``(1) Provider participation.-- ``(A) In general.--The Secretary shall establish conditions of participation for health care providers under the public health insurance option. ``(B) Licensure or certification.--The Secretary shall not allow a health care provider to participate in the public health insurance option unless such provider is appropriately licensed or certified under State law. ``(2) Establishment of a provider network.-- ``(A) Medicare and medicaid participating providers.--A health care provider that is a participating provider of services or supplier under the Medicare program under title XVIII of the Social Security Act or under a State Medicaid plan under title XIX of such Act is a participating provider in the public health insurance option unless the health care provider opts out of participating in the public health insurance option through a process established by the Secretary. ``(B) Additional providers.--The Secretary shall establish a process to allow health care providers not described in subparagraph (A) to become participating providers in the public health insurance option.''. (b) Conforming Amendments.-- (1) Treatment as a qualified health plan.--Section 1301(a) of the Patient Protection and Affordable Care Act (42 U.S.C. 18021(a)) is amended-- (A) in paragraph (1)(C), by inserting ``except in the case of the public health insurance option established under section 1314,'' before ``is offered by''; (B) in paragraph (2)-- (i) in the paragraph heading, by inserting ``, the public health insurance option,'' before ``and''; and (ii) by inserting ``the public health insurance option under section 1314,'' before ``and a multi-State plan''; and (C) by adding at the end the following: ``(5) Public health insurance option.--The term `qualified health plan' shall include the public health insurance option established under section 1314.''. (2) Level playing field.--Section 1324(a) of the Patient Protection and Affordable Care Act (42 U.S.C. 18044(a)) is amended by inserting ``the public health insurance option under section 1314,'' before ``or a multi-State qualified health plan''. <all>\n\nSUMMARY TO EVALUATE:\nTitle: Health Insurance Changes: A New Public Option for Citizens\nSummary: This bill creates a government-run health insurance plan to offer more competition and lower costs on the insurance marketplace. Starting in 2027, it provides citizens with a new choice for high-quality, affordable medical coverage.\nKey Points: Creation of a public health insurance plan available starting in 2027., Introduction of three coverage levels: bronze, silver, and gold., Insurance premiums will be set to cover only medical and administrative costs., Most doctors will be included in the plan unless they choose to opt out., The government will negotiate drug and service prices to lower costs for patients.\n\nZASADY OCENY:\n1. Sprawdź wszystkie LICZBY, DATY i KWOTY w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n2. Sprawdź wszystkie NAZWISKA, ORGANIZACJE i MIEJSCA w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n3. Sprawdź wszystkie konkretne DZIAŁANIA PRAWNE . Jeśli tego mechanizmu nie ma w SOURCE -> is_valid: false.\n\nWAŻNE: Abstrakcyjne pojęcia (np. \"transparentność\", \"zaufanie\") są dozwolone jako wnioski.\n\nOUTPUT (JSON):\n{\n  \"is_valid\": true/false,\n  \"issue\": \"fabricated_entity\" / \"contradiction\" / \"none\"\n}\n\nWYMAGANIA FORMATOWANIA:\n1. Odpowiedz WYŁĄCZNIE surowym obiektem JSON.\n2. NIE używaj bloków kodu Markdown.\n3. NIE dodawaj żadnych wstępów ani wyjaśnień przed ani po JSONie.\n4. JSON musi być poprawny i gotowy do parsowania.\n\n",
      "ai_response_raw": "{\n  \"is_valid\": true,\n  \"issue\": \"none\"\n}"
    },
    {
      "timestamp": "2026-03-12T12:15:55.392Z",
      "source_url": "https://www.congress.gov/119/bills/hr7023/BILLS-119hr7023ih.htm",
      "model": "gemini-flash-latest",
      "prompt_sent": "\nJesteś ekspertem od prawa Stanów Zjednoczonych, który ma za zadanie analizować dokumenty ustaw, uchwał oraz innych dokumentów legislacyjnych, a następnie przygotowywać z nich informacje w przystępny sposób dla obywateli. Twoim celem jest przedstawienie informacji tak, aby obywatele mogli sami ocenić wpływ legislacji na ich życie, nawet bez posiadania specjalistycznej wiedzy legislacyjnej. Skup się na faktach i obiektywnych skutkach wprowadzanych zmian, unikając wartościowania i osobistych opinii. Wszelki żargon prawny jest zabroniony. Prezentuj informacje w jasny, zwięzły i angażujący sposób, tak aby były zrozumiałe dla osoby bez wykształcenia prawniczego. Unikaj długich, złożonych zdań. Zamiast pisać \"projekt ma na celu nowelizację kodeksu podatkowego...\", napisz \"Zmiany w podatkach: nowe ulgi i obowiązki dla...\". Kontynuuj swoją pracę, dopóki nie rozwiążesz swojego zadania. Jeśli nie masz pewności co do generowanej treści, przeanalizuj dokument ponownie – nie zgaduj. Rozplanuj dobrze swoje zadanie przed przystąpieniem do niego. W podsumowaniu i kluczowych punktach, jeśli to możliwe i uzasadnione, podkreśl, jakie konkretne korzyści lub skutki (pozytywne lub negatywne) wprowadza ustawa dla życia codziennego obywateli, ich praw i obowiązków, finansów osobistych, bezpieczeństwa i innych ważnych kwestii (np. kategorycznych zakazów i nakazów czy najważniejszych konkretnych alokacji finansowych i terytorialnych).\n\nTwoja odpowiedź MUSI być w formacie JSON - i zawierać następujące klucze.\nZanim zwrócisz odpowiedź, dokładnie zweryfikuj, czy cała struktura JSON jest w 100% poprawna, włącznie ze wszystkimi przecinkami, nawiasami klamrowymi, kwadratowymi oraz cudzysłowami. Błędny JSON jest nieakceptowalny i uniemożliwi przetworzenie Twojej pracy.\n\nPrzeanalizuj dokładnie poniższy tekst dokumentu prawnego. To jest treść, na podstawie której masz wygenerować podsumowanie i kluczowe punkty:\n--- POCZĄTEK DOKUMENTU ---\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 7023 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 7023 To amend the Patient Protection and Affordable Care Act to establish a public health insurance option, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES January 12, 2026 Ms. Schakowsky (for herself, Mr. Cohen, Ms. Norton, Ms. Johnson of Texas, and Ms. Moore of Wisconsin) introduced the following bill; which was referred to the Committee on Energy and Commerce _______________________________________________________________________ A BILL To amend the Patient Protection and Affordable Care Act to establish a public health insurance option, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Affordable Consumer Health Options and Insurance Competition Enhancement Act'' or the ``Affordable CHOICE Act''. SEC. 2. PUBLIC HEALTH INSURANCE OPTION. (a) In General.--Part 2 of subtitle D of title I of the Patient Protection and Affordable Care Act (42 U.S.C. 18031 et seq.) is amended by adding at the end the following: ``SEC. 1314. PUBLIC HEALTH INSURANCE OPTION. ``(a) Establishment.-- ``(1) In general.--For plan years beginning on or after January 1, 2027, the Secretary shall establish, and provide for the offering through the Exchanges of, a qualified health plan (in this section referred to as the `public health insurance option') that provides value, choice, competition, and stability of affordable, high-quality coverage throughout the United States in accordance with this section. ``(2) Primary responsibility.--In designing the public health insurance option, the primary responsibility of the Secretary shall be to create an affordable health plan without compromising quality or access to care. ``(b) Administrating the Public Health Insurance Option.-- ``(1) Offered through exchanges.-- ``(A) Exclusive to exchanges.--The public health insurance option shall be offered exclusively by the Secretary through the Exchanges and not by a health insurance issuer. ``(B) Ensuring a level playing field.--Except as otherwise provided under this section, the public health insurance option shall comply with requirements under this title, and title XXVII of the Public Health Service Act, that are applicable to health plans offered through the Exchanges, including requirements related to benefits, benefit levels, provider networks, notices, consumer protections, and cost-sharing. ``(C) Provision of benefit levels.--The public health insurance option shall offer bronze, silver, and gold plans. ``(2) Administrative contracting.-- ``(A) Authorities.--The Secretary may enter into contracts for the purpose of performing administrative functions (including functions described in subsection (a)(4) of section 1874A of the Social Security Act) with respect to the public health insurance option in the same manner as the Secretary may enter into contracts under subsection (a)(1) of such section. The Secretary shall have the same authority with respect to the public health insurance option as the Secretary has under such subsection (a)(1) and subsection (b) of section 1874A of the Social Security Act with respect to title XVIII of such Act. ``(B) Transfer of insurance risk.--Any contract under this paragraph shall not involve the transfer of insurance risk from the Secretary to the entity entering into such contract with the Secretary. ``(3) State advisory council.-- ``(A) Establishment.--A State may establish a public or nonprofit entity to serve as the State Advisory Council to provide recommendations to the Secretary on the operations and policies of the public health insurance option offered through the Exchange operating in the State. ``(B) Recommendations.--A State Advisory Council established under subparagraph (A) shall provide recommendations on at least the following: ``(i) Policies and procedures to integrate quality improvement and cost containment mechanisms into the health care delivery system. ``(ii) Mechanisms to facilitate public awareness of the availability of the public health insurance option. ``(iii) Alternative payment models and value-based insurance design under the public health insurance option that encourage quality improvement and cost control. ``(C) Members.--The members of any State Advisory Council shall be representatives of the public and include health care consumers and health care providers. ``(D) Applicability of recommendations.--The Secretary may apply the recommendations of a State Advisory Council to the public health insurance option in that State, in any other State, or in all States. ``(4) Data collection.--The Secretary shall collect such data as may be required-- ``(A) to establish rates for premiums and health care provider reimbursement under subsection (c); and ``(B) for other purposes under this section, including to improve quality, and reduce racial, ethnic, and other disparities, in health and health care. ``(c) Financing the Public Health Insurance Option.-- ``(1) Premiums.-- ``(A) Establishment.--The Secretary shall establish geographically adjusted premium rates for the public health insurance option-- ``(i) in a manner that complies with the requirement for premium rates under subparagraph (C) and considers the data collected under subsection (b)(4); and ``(ii) at a level sufficient to fully finance-- ``(I) the costs of health benefits provided by the public health insurance option; and ``(II) administrative costs related to operating the public health insurance option. ``(B) Contingency margin.--In establishing premium rates under subparagraph (A), the Secretary shall include an appropriate amount for a contingency margin. ``(C) Variations in premium rates.--The premium rate charged for the public health insurance option may not vary except as provided under section 2701 of the Public Health Service Act. ``(2) Health care provider payment rates for items and services.-- ``(A) In general.-- ``(i) Rates negotiated by the secretary.-- Not later than January 1, 2026, and except as provided in clause (ii), the Secretary shall, through a negotiated agreement with health care providers, establish rates for reimbursing health care providers for providing the benefits covered by the public health insurance option. ``(ii) Medicare reimbursement rates.--If the Secretary and health care providers are unable to reach a negotiated agreement on a reimbursement rate, the Secretary shall reimburse providers at rates determined for equivalent items and services under the original Medicare fee-for-service program under parts A and B of title XVIII of the Social Security Act. ``(iii) For new services.--The Secretary shall modify reimbursement rates described in clause (ii) in order to accommodate payments for services, such as well-child visits, that are not otherwise covered under the original Medicare fee-for-service program. ``(B) Prescription drugs.--Any payment rate under this subsection for a prescription drug shall be at a rate negotiated by the Secretary. If the Secretary is unable to reach a negotiated agreement on such a reimbursement rate, the Secretary shall use rates determined for equivalent drugs paid for under the original Medicare fee-for-service program. The Secretary shall modify such rates in order to accommodate payments for drugs that are not otherwise covered under the original Medicare fee-for-service program. ``(3) Account.-- ``(A) Establishment.--There is established in the Treasury of the United States an account for the receipts and disbursements attributable to the operation of the public health insurance option, including the start-up funding under subparagraph (C) and appropriations authorized under subparagraph (D). ``(B) Prohibition of state imposition of taxes.-- Section 1854(g) of the Social Security Act shall apply to receipts and disbursements described in subparagraph (A) in the same manner as such section applies to payments or premiums described in such section. ``(C) Start-up funding.-- ``(i) Authorization of funding.--There are authorized to be appropriated such sums as may be necessary to establish the public health insurance option and cover 90 days of claims reserves based on projected enrollment. ``(ii) Amortization of start-up funding.-- The Secretary shall provide for the repayment of the start-up funding provided under clause (i) to the Treasury in an amortized manner over the 10-year period beginning on January 1, 2027. ``(D) Additional authorization of appropriations.-- To carry out paragraph (2) of subsection (b), there are authorized to be appropriated such sums as may be necessary. ``(d) Health Care Provider Participation.-- ``(1) Provider participation.-- ``(A) In general.--The Secretary shall establish conditions of participation for health care providers under the public health insurance option. ``(B) Licensure or certification.--The Secretary shall not allow a health care provider to participate in the public health insurance option unless such provider is appropriately licensed or certified under State law. ``(2) Establishment of a provider network.-- ``(A) Medicare and medicaid participating providers.--A health care provider that is a participating provider of services or supplier under the Medicare program under title XVIII of the Social Security Act or under a State Medicaid plan under title XIX of such Act is a participating provider in the public health insurance option unless the health care provider opts out of participating in the public health insurance option through a process established by the Secretary. ``(B) Additional providers.--The Secretary shall establish a process to allow health care providers not described in subparagraph (A) to become participating providers in the public health insurance option.''. (b) Conforming Amendments.-- (1) Treatment as a qualified health plan.--Section 1301(a) of the Patient Protection and Affordable Care Act (42 U.S.C. 18021(a)) is amended-- (A) in paragraph (1)(C), by inserting ``except in the case of the public health insurance option established under section 1314,'' before ``is offered by''; (B) in paragraph (2)-- (i) in the paragraph heading, by inserting ``, the public health insurance option,'' before ``and''; and (ii) by inserting ``the public health insurance option under section 1314,'' before ``and a multi-State plan''; and (C) by adding at the end the following: ``(5) Public health insurance option.--The term `qualified health plan' shall include the public health insurance option established under section 1314.''. (2) Level playing field.--Section 1324(a) of the Patient Protection and Affordable Care Act (42 U.S.C. 18044(a)) is amended by inserting ``the public health insurance option under section 1314,'' before ``or a multi-State qualified health plan''. <all>\n--- KONIEC DOKUMENTU ---\n\nPAMIĘTAJ: Twoja odpowiedź MUSI być wyłącznie poprawnym obiektem JSON. Nie dodawaj żadnych dodatkowych znaków, komentarzy ani tekstu przed znacznikiem '{' ani po znaczniku '}'. Cała odpowiedź musi być parsowalna jako JSON.\nNa podstawie POWYŻSZEGO dokumentu, wypełnij poniższą strukturę JSON:\nOto struktura JSON, której oczekuję (wypełnij ją treścią):\n{\n  \"pl_ai_title\": \"Nowy, krótki tytuł dla aktu prawnego po polsku, oddający sedno wprowadzanych zmian (np. maksymalnie 10-12 słów).\",\n  \"pl_summary\": \"2-3 zdania zwięzłego podsumowania treści aktu prawnego po polsku, napisane z perspektywy wpływu na życie codzienne obywateli.\",\n  \"pl_key_points\": [\n    \"Pierwszy krótki punkt po polsku dotyczący najważniejszych wprowadzanych rozwiązań lub zmian.\",\n    \"Drugi krótki punkt po polsku...\"\n  ],\n  \"eng_ai_title\": \"A new, short title for the legal act in English, capturing the essence of the changes (e.g., max 10-12 words).\",\n  \"eng_summary\": \"2-3 sentences summarizing the legal act in English, from the perspective of its impact on citizens' daily lives.\",\n  \"eng_key_points\": [\n    \"First short bullet point in English regarding the most important solutions or changes being introduced.\",\n    \"Second short bullet point in English...\"\n  ],\n  \"de_ai_title\": \"Ein neuer, kurzer Titel für das Rechtsdokument auf Deutsch, der den Kern der Änderungen erfasst (z.B. max. 10-12 Wörter).\",\n  \"de_summary\": \"2-3 Sätze Zusammenfassung des Rechtsdokuments auf Deutsch, aus der Perspektive seiner Auswirkungen auf das tägliche Leben der Bürger.\",\n  \"de_key_points\": [\n    \"Erster kurzer Stichpunkt auf Deutsch zu den wichtigsten eingeführten Lösungen oder Änderungen.\",\n    \"Zweiter kurzer Stichpunkt auf Deutsch...\"\n  ],\n  \"fr_ai_title\": \"Un nouveau titre court pour l'acte juridique en français, saisissant l'essence des changements (par exemple, 10-12 mots maximum).\",\n  \"fr_summary\": \"Résumé de 2-3 phrases de l'acte juridique en français, du point de vue de son impact sur la vie quotidienne des citoyens.\",\n  \"fr_key_points\": [\n    \"Premier court point en français concernant les solutions ou changements les plus importants introduits.\",\n    \"Deuxième court point en français...\"\n  ],\n  \"es_ai_title\": \"Un nuevo título breve para el acto jurídico en español, que recoja la esencia de los cambios (por ejemplo, máximo 10-12 palabras).\",\n  \"es_summary\": \"Resumen de 2-3 frases del acto jurídico en español, desde la perspectiva de su impacto en la vida cotidiana de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Primer punto breve en español sobre las soluciones o cambios más importantes que se introducen.\",\n    \"Segundo punto breve en español...\"\n  ],\n  \"it_ai_title\": \"Un nuovo titolo breve per l'atto giuridico in italiano, che colga l'essenza delle modifiche (ad es. massimo 10-12 parole).\",\n  \"it_summary\": \"Riepilogo di 2-3 frasi dell'atto giuridico in italiano, dal punto di vista del suo impatto sulla vita quotidiana dei cittadini.\",\n  \"it_key_points\": [\n    \"Primo breve punto in italiano riguardante le soluzioni o le modifiche più importanti introdotte.\",\n    \"Secondo breve punto in italiano...\"\n  ],\n  \"nl_ai_title\": \"Een nieuwe, korte titel voor de rechtshandeling in het Nederlands, die de essentie van de wijzigingen weergeeft (bijv. max. 10-12 woorden).\",\n  \"nl_summary\": \"Samenvatting van 2-3 zinnen van de rechtshandeling in het Nederlands, vanuit het perspectief van de impact op het dagelijks leven van burgers.\",\n  \"nl_key_points\": [\n    \"Eerste korte punt in het Nederlands betreffende de belangrijkste geïntroduceerde oplossingen of wijzigingen.\",\n    \"Tweede korte punt in het Nederlands...\"\n  ],\n  \"pt_ai_title\": \"Um novo título curto para o ato jurídico em português, capturando a essência das mudanças (por exemplo, máx. 10-12 palavras).\",\n  \"pt_summary\": \"Resumo de 2-3 frases do ato jurídico em português, na perspetiva do seu impacto na vida quotidiana dos cidadãos.\",\n  \"pt_key_points\": [\n    \"Primeiro ponto curto em português sobre as soluções ou alterações mais importantes introduzidas.\",\n    \"Segundo ponto curto em português...\"\n  ],\n  \"category\": [\"Categorize the document into one category by default, based on the field it primarily concerns. Choose up to 3 if the document also touches upon SIGNIFICANT issues from other categories. You MUST select categories ONLY from the following list: Health, Education, Family, Taxes, Labor, Security, Environment, Courts and Law, Transport, Benefits, Real Estate, Media and Culture, Local Government, Migration, Agriculture, Public Investments, Informatization, Economy. If the document does not definitively fit any of these, you MUST use \"Other\". If you use \"Other\", it should be the ONLY category selected. Do NOT invent new categories. The response must be an array of strings, e.g., [\"Taxes\", \"Family\"].\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Zmiany w ubezpieczeniach: nowa publiczna opcja zdrowotna dla obywateli\",\n  \"pl_summary\": \"Projekt wprowadza państwowy plan ubezpieczeniowy, który będzie konkurował z prywatnymi firmami na rynku. Dzięki temu obywatele zyskają dostęp do tańszych i sprawdzonych opcji ochrony zdrowia od 2027 roku.\",\n  \"pl_key_points\": [\n    \"Utworzenie publicznego planu ubezpieczeń zdrowotnych dostępnego od 2027 roku.\",\n    \"Wprowadzenie trzech poziomów ochrony: brązowego, srebrnego i złotego.\",\n    \"Składki ubezpieczeniowe będą pokrywać wyłącznie koszty leczenia i administracji.\",\n    \"Większość lekarzy będzie dostępna w nowym planie, chyba że sami zrezygnują.\",\n    \"Rząd będzie negocjował ceny leków i usług, aby obniżyć koszty dla pacjentów.\"\n  ],\n  \"eng_ai_title\": \"Health Insurance Changes: A New Public Option for Citizens\",\n  \"eng_summary\": \"This bill creates a government-run health insurance plan to offer more competition and lower costs on the insurance marketplace. Starting in 2027, it provides citizens with a new choice for high-quality, affordable medical coverage.\",\n  \"eng_key_points\": [\n    \"Creation of a public health insurance plan available starting in 2027.\",\n    \"Introduction of three coverage levels: bronze, silver, and gold.\",\n    \"Insurance premiums will be set to cover only medical and administrative costs.\",\n    \"Most doctors will be included in the plan unless they choose to opt out.\",\n    \"The government will negotiate drug and service prices to lower costs for patients.\"\n  ],\n  \"de_ai_title\": \"Änderungen in der Krankenversicherung: Eine neue öffentliche Option für Bürger\",\n  \"de_summary\": \"Dieses Gesetz führt eine staatliche Krankenversicherungsoption ein, die mit privaten Plänen konkurriert. Ab 2027 erhalten Bürger dadurch Zugang zu erschwinglicheren und qualitativ hochwertigen Versicherungsmodellen.\",\n  \"de_key_points\": [\n    \"Schaffung einer öffentlichen Krankenversicherung ab dem Jahr 2027.\",\n    \"Einführung von drei Versicherungsstufen: Bronze, Silber und Gold.\",\n    \"Die Versicherungsprämien decken ausschließlich die Behandlungs- und Verwaltungskosten.\",\n    \"Die meisten Ärzte nehmen automatisch teil, sofern sie sich nicht aktiv abmelden.\",\n    \"Der Staat verhandelt Preise für Medikamente und Leistungen, um Kosten zu senken.\"\n  ],\n  \"fr_ai_title\": \"Changements dans l'assurance maladie : une nouvelle option publique pour les citoyens\",\n  \"fr_summary\": \"Ce projet de loi introduit une option d'assurance maladie publique pour concurrencer les plans privés. Dès 2027, les citoyens auront accès à des choix de couverture plus abordables et de haute qualité.\",\n  \"fr_key_points\": [\n    \"Création d'un plan public d'assurance maladie disponible dès 2027.\",\n    \"Introduction de trois niveaux de couverture : bronze, argent et or.\",\n    \"Les primes d'assurance couvriront uniquement les frais médicaux et administratifs.\",\n    \"La plupart des médecins seront inclus dans le plan, sauf s'ils choisissent de se retirer.\",\n    \"Le gouvernement négociera les prix des médicaments et des services pour réduire les coûts.\"\n  ],\n  \"es_ai_title\": \"Cambios en el seguro médico: una nueva opción pública para los ciudadanos\",\n  \"es_summary\": \"Esta ley introduce una opción de seguro médico administrada por el gobierno para competir con los planes privados. A partir de 2027, los ciudadanos tendrán acceso a opciones de cobertura más asequibles y de alta calidad.\",\n  \"es_key_points\": [\n    \"Creación de un plan público de seguro médico disponible a partir de 2027.\",\n    \"Introducción de tres niveles de cobertura: planes de bronce, plata y oro.\",\n    \"Las primas de seguro se fijarán para cubrir solo los costos médicos y administrativos.\",\n    \"La mayoría de los médicos estarán incluidos en el plan a menos que decidan salir.\",\n    \"El gobierno negociará los precios de medicamentos y servicios para reducir costos.\"\n  ],\n  \"it_ai_title\": \"Modifiche all'assicurazione sanitaria: una nuova opzione pubblica per i cittadini\",\n  \"it_summary\": \"Questa legge introduce un'opzione di assicurazione sanitaria pubblica per competere con i piani privati. Dal 2027, i cittadini avranno accesso a scelte di copertura più convenienti e di alta qualità.\",\n  \"it_key_points\": [\n    \"Creazione di un piano di assicurazione sanitaria pubblica disponibile dal 2027.\",\n    \"Introduzione di tre livelli di copertura: piani bronzo, argento e oro.\",\n    \"I premi assicurativi copriranno solo i costi medici e amministrativi.\",\n    \"La maggior parte dei medici sarà inclusa nel piano, a meno che non decida di rinunciare.\",\n    \"Il governo negozierà i prezzi di farmaci e servizi per ridurre i costi per i pazienti.\"\n  ],\n  \"nl_ai_title\": \"Wijzigingen in de zorgverzekering: een nieuwe publieke optie voor burgers\",\n  \"nl_summary\": \"Dit wetsvoorstel introduceert een publieke zorgverzekering die concurreert met private plannen. Vanaf 2027 krijgen burgers hierdoor toegang tot meer betaalbare en hoogwaardige verzekeringsopties.\",\n  \"nl_key_points\": [\n    \"Oprichting van een publieke zorgverzekering die beschikbaar is vanaf 2027.\",\n    \"Introductie van drie dekkingsniveaus: brons, zilver en goud.\",\n    \"De verzekeringspremies dekken alleen de medische en administratieve kosten.\",\n    \"De meeste artsen worden in het plan opgenomen, tenzij ze zich afmelden.\",\n    \"De overheid onderhandelt over prijzen van medicijnen en diensten om kosten te verlagen.\"\n  ],\n  \"pt_ai_title\": \"Mudanças no seguro de saúde: uma nova opção pública para os cidadãos\",\n  \"pt_summary\": \"Esta lei introduz uma opção pública de seguro de saúde para competir com os planos privados. A partir de 2027, os cidadãos terão acesso a opções de cobertura mais acessíveis e de alta qualidade.\",\n  \"pt_key_points\": [\n    \"Criação de um plano público de seguro de saúde disponível a partir de 2027.\",\n    \"Introdução de três níveis de cobertura: planos bronze, prata e ouro.\",\n    \"Os prêmios de seguro cobrirão apenas os custos médicos e administrativos.\",\n    \"A maioria dos médicos será incluída no plano, a menos que opte por sair.\",\n    \"O governo negociará preços de medicamentos e serviços para reduzir os custos.\"\n  ],\n  \"category\": [\"Health\"]\n}"
    }
  ]
}