{
  "legislationId": "119_HR_7842",
  "lastUpdate": "2026-03-27T12:23:14.618Z",
  "history": [
    {
      "timestamp": "2026-03-27T12:23:14.618Z",
      "source_url": "https://www.congress.gov/119/bills/hr7842/BILLS-119hr7842ih.htm",
      "model": "gemini-flash-lite-latest",
      "prompt_sent": "\nROLE: Fact Checker.\nZADANIE: Porównaj SOURCE (oryginał) i SUMMARY (streszczenie przygotowane przez inne AI).\n\nTwoim celem jest wykrycie \"ZMYŚLONYCH KONKRETÓW\" (Fabricated Entities) w SUMMARY.\n\nSOURCE:\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 7842 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 7842 To amend section 5318 of title 31, United States Code, to require financial institutions to verify the lawful immigration status of applicants for deposit accounts through a self-attestation form, to impose penalties on individuals for false attestations, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES March 5, 2026 Mr. Ogles (for himself, Mr. Crane, and Mr. Higgins of Louisiana) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend section 5318 of title 31, United States Code, to require financial institutions to verify the lawful immigration status of applicants for deposit accounts through a self-attestation form, to impose penalties on individuals for false attestations, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Alien Banking Act''. SEC. 2. REQUIREMENT FOR IMMIGRATION STATUS VERIFICATION IN CUSTOMER IDENTIFICATION PROGRAMS. (a) In General.--Section 5318(l) of title 31, United States Code, is amended-- (1) in paragraph (2)-- (A) in subparagraph (B), by striking ``and'' at the end; (B) in subparagraph (C), by striking the period at the end and inserting ``; and''; and (C) by adding at the end the following: ``(D) requiring any individual who is present in the United States and seeking to open an account to attest, under penalty of perjury, to the individual's lawful presence in the United States, including by checking a box or similar affirmation on the deposit account application form indicating whether the individual is a United States citizen, a lawful permanent resident, or otherwise lawfully present in the United States, as defined by the Secretary of Homeland Security in consultation with the Secretary of the Treasury.''; and (2) by adding at the end the following: ``(7) Prohibition on opening accounts for unlawfully present individuals.--A financial institution may not open or maintain an account for any individual who fails to provide the attestation required under paragraph (2)(D). ``(8) Penalties for individuals.-- ``(A) Civil penalty.--Any individual who knowingly makes a false attestation described in paragraph (2)(D) is liable for a civil penalty of not less than $10,000 and not more than $50,000. ``(B) Criminal penalty.--Any individual who knowingly makes a false attestation described in paragraph (2)(D) shall be fined under title 18, United States Code, imprisoned not more than 5 years, or both. Notwithstanding title 18, United States Code, the fine under this subparagraph shall not exceed $250,000. ``(C) Forfeiture of assets.-- ``(i) Civil forfeiture.--In the case of an individual knowingly making a false attestation described in paragraph (2)(D) in connection with an account, any property contained in the account, regardless of when such property was placed in the account, and any property otherwise traceable to the account, may be seized and forfeited to the United States in accordance with the procedures governing civil forfeitures in money laundering cases pursuant to section 981(a)(1)(A) of title 18, United States Code. ``(ii) Criminal forfeiture.-- ``(I) In general.--A court, in imposing sentence for an individual knowingly making a false attestation described in paragraph (2)(D) in connection with an account, shall order the defendant to forfeit all property contained in the account, regardless of when such property was placed in the account, and any property otherwise traceable to the account. ``(II) Procedure.--Forfeitures under this clause shall be governed by the procedures established in section 413 of the Controlled Substances Act. ``(9) Reporting requirement.--A financial institution that has reason to believe an individual has made a false attestation described in paragraph (2)(D) shall report such belief to the Secretary of Homeland Security and the Attorney General.''. SEC. 3. REGULATIONS. Not later than 180 days after the date of enactment of this Act, the Secretary of the Treasury, in consultation with the Secretary of Homeland Security and the Attorney General, shall issue regulations to implement the amendments made by section 2 of this Act, including-- (1) model language for the attestation described in 5318(l)(2)(D) of title 31, United States Code; and (2) guidelines for reporting suspected false attestations under section 5318(l)(9) of such title. SEC. 4. EFFECTIVE DATE. The provisions added by the amendments made by this Act shall take effect on the date that is 1 year after the date of enactment of this Act. <all>\n\nSUMMARY TO EVALUATE:\nTitle: Alien Banking Act: Mandatory Immigration Status Verification for Bank Accounts\nSummary: This bill requires financial institutions to verify the legal immigration status of anyone opening a deposit account through a signed statement. Individuals without legal status will be barred from banking services, and lying about status carries heavy penalties, including asset forfeiture.\nKey Points: Mandatory self-attestation of legal US presence under penalty of perjury when opening a bank account., Banks are prohibited from opening or maintaining accounts for individuals who fail to provide the required status proof., Severe penalties for false statements, including fines up to $250,000 and up to 5 years in prison., Full civil and criminal forfeiture of all funds and assets in the account if a false status claim is made., Banks must report suspected false immigration attestations to the Department of Homeland Security and the Attorney General.\n\nZASADY OCENY:\n1. Sprawdź wszystkie LICZBY, DATY i KWOTY w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n2. Sprawdź wszystkie NAZWISKA, ORGANIZACJE i MIEJSCA w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n3. Sprawdź wszystkie konkretne DZIAŁANIA PRAWNE . Jeśli tego mechanizmu nie ma w SOURCE -> is_valid: false.\n\nWAŻNE: Abstrakcyjne pojęcia (np. \"transparentność\", \"zaufanie\") są dozwolone jako wnioski.\n\nOUTPUT (JSON):\n{\n  \"is_valid\": true/false,\n  \"issue\": \"fabricated_entity\" / \"contradiction\" / \"none\"\n}\n\nWYMAGANIA FORMATOWANIA:\n1. Odpowiedz WYŁĄCZNIE surowym obiektem JSON.\n2. NIE używaj bloków kodu Markdown.\n3. NIE dodawaj żadnych wstępów ani wyjaśnień przed ani po JSONie.\n4. JSON musi być poprawny i gotowy do parsowania.\n\n",
      "ai_response_raw": "{\n  \"is_valid\": true,\n  \"issue\": \"none\"\n}"
    },
    {
      "timestamp": "2026-03-27T12:15:18.276Z",
      "source_url": "https://www.congress.gov/119/bills/hr7842/BILLS-119hr7842ih.htm",
      "model": "gemini-flash-latest",
      "prompt_sent": "\nJesteś ekspertem od prawa Stanów Zjednoczonych, który ma za zadanie analizować dokumenty ustaw, uchwał oraz innych dokumentów legislacyjnych, a następnie przygotowywać z nich informacje w przystępny sposób dla obywateli. Twoim celem jest przedstawienie informacji tak, aby obywatele mogli sami ocenić wpływ legislacji na ich życie, nawet bez posiadania specjalistycznej wiedzy legislacyjnej. Skup się na faktach i obiektywnych skutkach wprowadzanych zmian, unikając wartościowania i osobistych opinii. Wszelki żargon prawny jest zabroniony. Prezentuj informacje w jasny, zwięzły i angażujący sposób, tak aby były zrozumiałe dla osoby bez wykształcenia prawniczego. Unikaj długich, złożonych zdań. Zamiast pisać \"projekt ma na celu nowelizację kodeksu podatkowego...\", napisz \"Zmiany w podatkach: nowe ulgi i obowiązki dla...\". Kontynuuj swoją pracę, dopóki nie rozwiążesz swojego zadania. Jeśli nie masz pewności co do generowanej treści, przeanalizuj dokument ponownie – nie zgaduj. Rozplanuj dobrze swoje zadanie przed przystąpieniem do niego. W podsumowaniu i kluczowych punktach, jeśli to możliwe i uzasadnione, podkreśl, jakie konkretne korzyści lub skutki (pozytywne lub negatywne) wprowadza ustawa dla życia codziennego obywateli, ich praw i obowiązków, finansów osobistych, bezpieczeństwa i innych ważnych kwestii (np. kategorycznych zakazów i nakazów czy najważniejszych konkretnych alokacji finansowych i terytorialnych).\n\nTwoja odpowiedź MUSI być w formacie JSON - i zawierać następujące klucze.\nZanim zwrócisz odpowiedź, dokładnie zweryfikuj, czy cała struktura JSON jest w 100% poprawna, włącznie ze wszystkimi przecinkami, nawiasami klamrowymi, kwadratowymi oraz cudzysłowami. Błędny JSON jest nieakceptowalny i uniemożliwi przetworzenie Twojej pracy.\n\nPrzeanalizuj dokładnie poniższy tekst dokumentu prawnego. To jest treść, na podstawie której masz wygenerować podsumowanie i kluczowe punkty:\n--- POCZĄTEK DOKUMENTU ---\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 7842 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 7842 To amend section 5318 of title 31, United States Code, to require financial institutions to verify the lawful immigration status of applicants for deposit accounts through a self-attestation form, to impose penalties on individuals for false attestations, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES March 5, 2026 Mr. Ogles (for himself, Mr. Crane, and Mr. Higgins of Louisiana) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend section 5318 of title 31, United States Code, to require financial institutions to verify the lawful immigration status of applicants for deposit accounts through a self-attestation form, to impose penalties on individuals for false attestations, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Alien Banking Act''. SEC. 2. REQUIREMENT FOR IMMIGRATION STATUS VERIFICATION IN CUSTOMER IDENTIFICATION PROGRAMS. (a) In General.--Section 5318(l) of title 31, United States Code, is amended-- (1) in paragraph (2)-- (A) in subparagraph (B), by striking ``and'' at the end; (B) in subparagraph (C), by striking the period at the end and inserting ``; and''; and (C) by adding at the end the following: ``(D) requiring any individual who is present in the United States and seeking to open an account to attest, under penalty of perjury, to the individual's lawful presence in the United States, including by checking a box or similar affirmation on the deposit account application form indicating whether the individual is a United States citizen, a lawful permanent resident, or otherwise lawfully present in the United States, as defined by the Secretary of Homeland Security in consultation with the Secretary of the Treasury.''; and (2) by adding at the end the following: ``(7) Prohibition on opening accounts for unlawfully present individuals.--A financial institution may not open or maintain an account for any individual who fails to provide the attestation required under paragraph (2)(D). ``(8) Penalties for individuals.-- ``(A) Civil penalty.--Any individual who knowingly makes a false attestation described in paragraph (2)(D) is liable for a civil penalty of not less than $10,000 and not more than $50,000. ``(B) Criminal penalty.--Any individual who knowingly makes a false attestation described in paragraph (2)(D) shall be fined under title 18, United States Code, imprisoned not more than 5 years, or both. Notwithstanding title 18, United States Code, the fine under this subparagraph shall not exceed $250,000. ``(C) Forfeiture of assets.-- ``(i) Civil forfeiture.--In the case of an individual knowingly making a false attestation described in paragraph (2)(D) in connection with an account, any property contained in the account, regardless of when such property was placed in the account, and any property otherwise traceable to the account, may be seized and forfeited to the United States in accordance with the procedures governing civil forfeitures in money laundering cases pursuant to section 981(a)(1)(A) of title 18, United States Code. ``(ii) Criminal forfeiture.-- ``(I) In general.--A court, in imposing sentence for an individual knowingly making a false attestation described in paragraph (2)(D) in connection with an account, shall order the defendant to forfeit all property contained in the account, regardless of when such property was placed in the account, and any property otherwise traceable to the account. ``(II) Procedure.--Forfeitures under this clause shall be governed by the procedures established in section 413 of the Controlled Substances Act. ``(9) Reporting requirement.--A financial institution that has reason to believe an individual has made a false attestation described in paragraph (2)(D) shall report such belief to the Secretary of Homeland Security and the Attorney General.''. SEC. 3. REGULATIONS. Not later than 180 days after the date of enactment of this Act, the Secretary of the Treasury, in consultation with the Secretary of Homeland Security and the Attorney General, shall issue regulations to implement the amendments made by section 2 of this Act, including-- (1) model language for the attestation described in 5318(l)(2)(D) of title 31, United States Code; and (2) guidelines for reporting suspected false attestations under section 5318(l)(9) of such title. SEC. 4. EFFECTIVE DATE. The provisions added by the amendments made by this Act shall take effect on the date that is 1 year after the date of enactment of this Act. <all>\n--- KONIEC DOKUMENTU ---\n\nPAMIĘTAJ: Twoja odpowiedź MUSI być wyłącznie poprawnym obiektem JSON. Nie dodawaj żadnych dodatkowych znaków, komentarzy ani tekstu przed znacznikiem '{' ani po znaczniku '}'. Cała odpowiedź musi być parsowalna jako JSON.\nNa podstawie POWYŻSZEGO dokumentu, wypełnij poniższą strukturę JSON:\nOto struktura JSON, której oczekuję (wypełnij ją treścią):\n{\n  \"pl_ai_title\": \"Nowy, krótki tytuł dla aktu prawnego po polsku, oddający sedno wprowadzanych zmian (np. maksymalnie 10-12 słów).\",\n  \"pl_summary\": \"2-3 zdania zwięzłego podsumowania treści aktu prawnego po polsku, napisane z perspektywy wpływu na życie codzienne obywateli.\",\n  \"pl_key_points\": [\n    \"Pierwszy krótki punkt po polsku dotyczący najważniejszych wprowadzanych rozwiązań lub zmian.\",\n    \"Drugi krótki punkt po polsku...\"\n  ],\n  \"eng_ai_title\": \"A new, short title for the legal act in English, capturing the essence of the changes (e.g., max 10-12 words).\",\n  \"eng_summary\": \"2-3 sentences summarizing the legal act in English, from the perspective of its impact on citizens' daily lives.\",\n  \"eng_key_points\": [\n    \"First short bullet point in English regarding the most important solutions or changes being introduced.\",\n    \"Second short bullet point in English...\"\n  ],\n  \"de_ai_title\": \"Ein neuer, kurzer Titel für das Rechtsdokument auf Deutsch, der den Kern der Änderungen erfasst (z.B. max. 10-12 Wörter).\",\n  \"de_summary\": \"2-3 Sätze Zusammenfassung des Rechtsdokuments auf Deutsch, aus der Perspektive seiner Auswirkungen auf das tägliche Leben der Bürger.\",\n  \"de_key_points\": [\n    \"Erster kurzer Stichpunkt auf Deutsch zu den wichtigsten eingeführten Lösungen oder Änderungen.\",\n    \"Zweiter kurzer Stichpunkt auf Deutsch...\"\n  ],\n  \"fr_ai_title\": \"Un nouveau titre court pour l'acte juridique en français, saisissant l'essence des changements (par exemple, 10-12 mots maximum).\",\n  \"fr_summary\": \"Résumé de 2-3 phrases de l'acte juridique en français, du point de vue de son impact sur la vie quotidienne des citoyens.\",\n  \"fr_key_points\": [\n    \"Premier court point en français concernant les solutions ou changements les plus importants introduits.\",\n    \"Deuxième court point en français...\"\n  ],\n  \"es_ai_title\": \"Un nuevo título breve para el acto jurídico en español, que recoja la esencia de los cambios (por ejemplo, máximo 10-12 palabras).\",\n  \"es_summary\": \"Resumen de 2-3 frases del acto jurídico en español, desde la perspectiva de su impacto en la vida cotidiana de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Primer punto breve en español sobre las soluciones o cambios más importantes que se introducen.\",\n    \"Segundo punto breve en español...\"\n  ],\n  \"it_ai_title\": \"Un nuovo titolo breve per l'atto giuridico in italiano, che colga l'essenza delle modifiche (ad es. massimo 10-12 parole).\",\n  \"it_summary\": \"Riepilogo di 2-3 frasi dell'atto giuridico in italiano, dal punto di vista del suo impatto sulla vita quotidiana dei cittadini.\",\n  \"it_key_points\": [\n    \"Primo breve punto in italiano riguardante le soluzioni o le modifiche più importanti introdotte.\",\n    \"Secondo breve punto in italiano...\"\n  ],\n  \"nl_ai_title\": \"Een nieuwe, korte titel voor de rechtshandeling in het Nederlands, die de essentie van de wijzigingen weergeeft (bijv. max. 10-12 woorden).\",\n  \"nl_summary\": \"Samenvatting van 2-3 zinnen van de rechtshandeling in het Nederlands, vanuit het perspectief van de impact op het dagelijks leven van burgers.\",\n  \"nl_key_points\": [\n    \"Eerste korte punt in het Nederlands betreffende de belangrijkste geïntroduceerde oplossingen of wijzigingen.\",\n    \"Tweede korte punt in het Nederlands...\"\n  ],\n  \"pt_ai_title\": \"Um novo título curto para o ato jurídico em português, capturando a essência das mudanças (por exemplo, máx. 10-12 palavras).\",\n  \"pt_summary\": \"Resumo de 2-3 frases do ato jurídico em português, na perspetiva do seu impacto na vida quotidiana dos cidadãos.\",\n  \"pt_key_points\": [\n    \"Primeiro ponto curto em português sobre as soluções ou alterações mais importantes introduzidas.\",\n    \"Segundo ponto curto em português...\"\n  ],\n  \"category\": [\"Categorize the document into one category by default, based on the field it primarily concerns. Choose up to 3 if the document also touches upon SIGNIFICANT issues from other categories. You MUST select categories ONLY from the following list: Health, Education, Family, Taxes, Labor, Security, Environment, Courts and Law, Transport, Benefits, Real Estate, Media and Culture, Local Government, Migration, Agriculture, Public Investments, Informatization, Economy. If the document does not definitively fit any of these, you MUST use \"Other\". If you use \"Other\", it should be the ONLY category selected. Do NOT invent new categories. The response must be an array of strings, e.g., [\"Taxes\", \"Family\"].\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Alien Banking Act: Obowiązek potwierdzania legalnego pobytu przy zakładaniu konta bankowego\",\n  \"pl_summary\": \"Nowe przepisy nakładają na banki obowiązek weryfikacji statusu imigracyjnego osób otwierających konta poprzez pisemne oświadczenie. Osoby przebywające w USA nielegalnie stracą dostęp do usług bankowych, a za podanie nieprawdy w oświadczeniu grożą surowe kary więzienia i konfiskata pieniędzy.\",\n  \"pl_key_points\": [\n    \"Konieczność złożenia oświadczenia o legalnym pobycie w USA pod rygorem odpowiedzialności karnej przy otwieraniu konta.\",\n    \"Zakaz otwierania i prowadzenia rachunków bankowych dla osób, które nie potwierdzą swojego legalnego statusu.\",\n    \"Wysokie kary finansowe (od 10 000 do 50 000 USD) oraz do 5 lat więzienia za świadome podanie nieprawdy.\",\n    \"Możliwość konfiskaty wszystkich środków zgromadzonych na koncie w przypadku wykrycia fałszywego oświadczenia.\",\n    \"Obowiązek zgłaszania przez banki podejrzeń o fałszywe oświadczenia do organów ścigania i bezpieczeństwa narodowego.\"\n  ],\n  \"eng_ai_title\": \"Alien Banking Act: Mandatory Immigration Status Verification for Bank Accounts\",\n  \"eng_summary\": \"This bill requires financial institutions to verify the legal immigration status of anyone opening a deposit account through a signed statement. Individuals without legal status will be barred from banking services, and lying about status carries heavy penalties, including asset forfeiture.\",\n  \"eng_key_points\": [\n    \"Mandatory self-attestation of legal US presence under penalty of perjury when opening a bank account.\",\n    \"Banks are prohibited from opening or maintaining accounts for individuals who fail to provide the required status proof.\",\n    \"Severe penalties for false statements, including fines up to $250,000 and up to 5 years in prison.\",\n    \"Full civil and criminal forfeiture of all funds and assets in the account if a false status claim is made.\",\n    \"Banks must report suspected false immigration attestations to the Department of Homeland Security and the Attorney General.\"\n  ],\n  \"de_ai_title\": \"Alien Banking Act: Verpflichtender Nachweis des Einwanderungsstatus bei Bankgeschäften\",\n  \"de_summary\": \"Dieses Gesetz verpflichtet Banken, den legalen Aufenthaltsstatus von Personen bei der Kontoeröffnung durch eine eidesstattliche Erklärung zu prüfen. Personen ohne legalen Status erhalten keinen Zugang zu Bankkonten, und Falschangaben werden mit hohen Strafen und Einziehung des Vermögens geahndet.\",\n  \"de_key_points\": [\n    \"Pflicht zur schriftlichen Bestätigung des legalen Aufenthaltsstatus in den USA bei jeder Kontoeröffnung.\",\n    \"Verbot für Banken, Konten für Personen zu führen, die ihren legalen Status nicht nachweisen können.\",\n    \"Hohe Geldstrafen und bis zu 5 Jahre Haft bei bewussten Falschangaben zum Einwanderungsstatus.\",\n    \"Einziehung des gesamten Kontoguthabens und damit verbundener Vermögenswerte im Falle einer Falschaussage.\",\n    \"Meldepflicht der Banken an Bundesbehörden bei Verdacht auf betrügerische Angaben zum Aufenthaltsstatus.\"\n  ],\n  \"fr_ai_title\": \"Alien Banking Act : Vérification obligatoire du statut d'immigration pour les comptes bancaires\",\n  \"fr_summary\": \"Cette loi impose aux banques de vérifier le statut légal de résidence de toute personne ouvrant un compte via une attestation sur l'honneur. L'accès aux services bancaires sera refusé aux personnes en situation irrégulière, avec de lourdes sanctions pénales et financières en cas de fraude.\",\n  \"fr_key_points\": [\n    \"Obligation de signer une attestation de présence légale aux États-Unis sous peine de parjure lors de l'ouverture d'un compte.\",\n    \"Interdiction pour les banques d'ouvrir ou de maintenir des comptes pour les personnes ne fournissant pas cette attestation.\",\n    \"Amendes importantes et jusqu'à 5 ans de prison pour toute fausse déclaration intentionnelle sur le statut migratoire.\",\n    \"Saisie et confiscation de la totalité des fonds du compte en cas de découverte d'une fausse attestation.\",\n    \"Obligation pour les banques de signaler les soupçons de fausses déclarations aux autorités fédérales.\"\n  ],\n  \"es_ai_title\": \"Ley de Banca para Extranjeros: Verificación obligatoria del estatus migratorio en bancos\",\n  \"es_summary\": \"Esta ley exige que los bancos verifiquen el estatus legal de residencia de quienes abran cuentas mediante una declaración jurada. Se prohibirá el acceso a servicios bancarios a personas sin estatus legal y se aplicarán penas severas, incluyendo la pérdida de sus ahorros, por mentir.\",\n  \"es_key_points\": [\n    \"Obligación de declarar bajo juramento el estatus legal en EE. UU. al solicitar la apertura de una cuenta bancaria.\",\n    \"Prohibición a los bancos de abrir o mantener cuentas para quienes no certifiquen su estancia legal en el país.\",\n    \"Multas de hasta 250.000 dólares y penas de hasta 5 años de cárcel por realizar declaraciones falsas.\",\n    \"Confiscación total del dinero y bienes en la cuenta si se descubre que el titular mintió sobre su estatus migratorio.\",\n    \"Los bancos deberán informar a las autoridades federales sobre cualquier sospecha de declaraciones falsas.\"\n  ],\n  \"it_ai_title\": \"Alien Banking Act: Verifica obbligatoria dello status di immigrazione per i conti correnti\",\n  \"it_summary\": \"Questa legge impone alle banche di verificare la regolarità del soggiorno di chi apre un conto tramite un'autocertificazione obbligatoria. L'accesso ai servizi bancari sarà negato a chi è privo di status legale, con gravi sanzioni penali e la confisca dei beni per chi dichiara il falso.\",\n  \"it_key_points\": [\n    \"Obbligo di autocertificare la presenza legale negli Stati Uniti, sotto responsabilità penale, all'apertura di un conto.\",\n    \"Divieto per le banche di gestire conti per individui che non forniscono la prova del soggiorno legale.\",\n    \"Sanzioni fino a 5 anni di reclusione e multe elevate per chi fornisce consapevolmente informazioni false.\",\n    \"Confisca immediata di tutti i fondi presenti sul conto in caso di accertata falsità dello status dichiarato.\",\n    \"Obbligo per gli istituti finanziari di segnalare i sospetti di frode alle autorità di sicurezza e giudiziarie.\"\n  ],\n  \"nl_ai_title\": \"Alien Banking Act: Verplichte controle van immigratiestatus bij bankrekeningen\",\n  \"nl_summary\": \"Deze wet verplicht banken om de legale verblijfsstatus van rekeninghouders te controleren via een eigen verklaring. Personen zonder legale status krijgen geen toegang tot bankdiensten, en op valse verklaringen staan zware straffen zoals gevangenisstraf en verbeurdverklaring van tegoeden.\",\n  \"nl_key_points\": [\n    \"Verplichte verklaring van legaal verblijf in de VS bij het openen van een bankrekening, op straffe van meineed.\",\n    \"Verbod voor banken om rekeningen te openen of aan te houden voor personen die geen statusbewijs overleggen.\",\n    \"Boetes tot 250.000 dollar en gevangenisstraffen tot 5 jaar voor opzettelijk valse verklaringen over de status.\",\n    \"Inbeslagname en verbeurdverklaring van al het geld op de rekening bij fraude met de verblijfsstatus.\",\n    \"Banken moeten vermoedens van valse verklaringen direct melden bij de federale overheid.\"\n  ],\n  \"pt_ai_title\": \"Alien Banking Act: Verificação obrigatória do estatuto de imigração para contas bancárias\",\n  \"pt_summary\": \"Esta lei exige que os bancos verifiquem a legalidade da permanência de quem abre uma conta através de uma declaração sob compromisso de honra. O acesso a serviços bancários será vedado a pessoas em situação irregular, com penas severas e confisco de bens para falsas declarações.\",\n  \"pt_key_points\": [\n    \"Obrigatoriedade de declarar a presença legal nos EUA, sob pena de perjúrio, ao abrir uma conta de depósito.\",\n    \"Proibição de os bancos abrirem ou manterem contas para indivíduos que não comprovem o seu estatuto legal.\",\n    \"Multas elevadas e até 5 anos de prisão por prestar conscientemente informações falsas sobre a imigração.\",\n    \"Confisco civil e criminal de todos os bens na conta bancária em caso de falsidade ideológica comprovada.\",\n    \"Dever dos bancos de comunicar suspeitas de declarações falsas ao Departamento de Segurança Interna e à Procuradoria-Geral.\"\n  ],\n  \"category\": [\"Migration\", \"Economy\", \"Security\"]\n}"
    }
  ]
}