{
  "legislationId": "119_HR_8007",
  "lastUpdate": "2026-04-03T11:33:55.293Z",
  "history": [
    {
      "timestamp": "2026-04-03T11:33:55.293Z",
      "source_url": "https://www.congress.gov/119/bills/hr8007/BILLS-119hr8007ih.htm",
      "model": "gemini-3.1-pro-preview",
      "prompt_sent": "\nJesteś LEGISLATIVE SURGEON.\nTwoim zadaniem jest audyt i naprawa streszczenia (JSON) pod kątem zgodności z tekstem źródłowym (SOURCE).\nZASADA FUNDAMENTALNA: \"NO NEW INFORMATION\" (żadnych nowych informacji).\nStreszczenie może jedynie transformować informacje zawarte w SOURCE (skracać, tłumaczyć, sumować). Nie może generować nowych informacji, których nie ma w SOURCE.\n\nPROCEDURA WERYFIKACJI (wykonaj dla każdego zdania w JSON):\nZadaj sobie pytanie: \"Czy potrafię wskazać w SOURCE konkretny fragment, który potwierdza to stwierdzenie?\"\nJEŚLI ODPOWIEDŹ BRZMI \"TAK\":\nInformacja jest potwierdzona cytatem, synonimem lub wynikiem matematycznym z danych w tekście.\nDECYZJA: Zostaw bez zmian.\nJEŚLI ODPOWIEDŹ BRZMI \"NIE\":\nInformacji nie ma w tekście (jest to halucynacja, zewnętrzna wiedza modelu, nadinterpretacja lub niepotrzebna ekstrapolacja).\nDECYZJA: Usuń tę informację lub zmień ją tak, aby miała pokrycie w tekście.\nJEŚLI ODPOWIEDŹ BRZMI \"TO ZALEŻY\":\nTekst jest niejasny, a streszczenie \"zgaduje\" (np. podając konkretny przykład dla ogólnego terminu).\nDECYZJA: Bądź bezpieczny. Usuń zgadywanie. Użyj terminologii z tekstu.\n\nKATEGORIE RYZYKA (szczególna uwaga):\nDaty (start obowiązywania vs start finansowania).\nLiczby (konkretne kwoty muszą wynikać z tekstu).\nPodmioty (kto co robi).\nZakres (co ustawa obejmuje, a czego nie).\n\nINPUT:\n--- SOURCE_TEXT START ---\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8007 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8007 To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES March 19, 2026 Mr. Fulcher (for himself and Mr. Harris of North Carolina) introduced the following bill; which was referred to the Committee on Agriculture _______________________________________________________________________ A BILL To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``System Integrity through Licensed Vault Expansion and Resilience Act'' or the ``SILVER Act''. SEC. 2. FINDINGS. Congress finds the following: (1) Precious metals exchanges currently require physically traded metals to be stored within close proximity to New York City. (2) Geographic concentration creates systemic risk vulnerabilities, reduces available liquidity, and increases the cost to market participants. (3) Recent liquidity events in global metals markets underscore the need to minimize regulatory barriers that reduce the available supply of metals to the publicly traded marketplace. (4) Notwithstanding the current limited supply, the security standards of existing vaults supporting publicly traded exchanges are outstanding and have enhanced the confidence of market participants. (5) Market liquidity and participant confidence will be enhanced by the addition of storage vaults of relative scale and commercial importance in the marketplace. (6) Additional supply in lower-cost markets, especially markets that are near hubs of precious metals activity and interstate transportation networks, would also reduce storage costs, enhance competition in the storage marketplace, and promote greater market access to investors. (7) It is in the public interest for systemically important financial market utilities to provide a clear and transparent selection process for precious metals storage facilities within their network. SEC. 3. PRECIOUS METALS DEPOSITORIES USED IN CONNECTION WITH FUTURES CONTRACTS. Section 5b(c)(2) of the Commodity Exchange Act (7 U.S.C. 7a- 1(c)(2)) is amended-- (1) in subparagraph (E)(vii), by inserting ``, including risks related to the geographic concentration of depositories for the storage of gold, silver, platinum, and palladium (referred to in this paragraph as `precious metals'),'' after ``clause (vi)''; (2) in subparagraph (F)-- (A) by redesignating clause (iii) as clause (iv); and (B) by inserting after clause (ii) the following: ``(iii) Approval of precious metals depositories.-- ``(I) In general.--A derivatives clearing organization shall-- ``(aa) develop, publish, and employ objective and transparent criteria in evaluating and selecting depositories for the storage of precious metals used in connection with a contract of sale of a commodity for future delivery; and ``(bb) provide a formal process for those depositories to apply for that selection. ``(II) Selection factors.--In selecting depositories under subclause (I), a derivatives clearing organization shall-- ``(aa) assess and account for, among other factors, geographic diversity, competition, risk management, storage costs to members and participants, and systemic risk implications; and ``(bb) approve new depositories in the context of a public interest in increased geographic diversity, increased liquidity, market resiliency, market access, competition, and cost efficiency, consistent with appropriate security and quality standards. ``(III) Geographical requirement.-- ``(aa) In general.--A derivatives clearing organization shall select at least 2 depositories described in subclause (I) in each time zone described in item (bb). ``(bb) Time zone.--A time zone referred to in item (aa) is each of the following: ``(AA) Eastern time. ``(BB) Central time. ``(CC) Mountain time. ``(DD) Pacific time.''; (3) in subparagraph (I)-- (A) in clause (ii)(II), by striking ``and'' at the end; (B) in clause (iii), by striking the period at the end and inserting ``; and''; and (C) by adding at the end the following: ``(iv) periodically assess the ease of access for market participants with respect to the physical settlement of any commodity, regardless of the geographic location within the United States, to ensure system availability and resiliency.''; (4) in subparagraph (L)(iii)-- (A) in subclause (IV), by striking ``and'' at the end; (B) by redesignating subclause (V) as subclause (VI); and (C) by inserting after subclause (IV) the following: ``(V) conditions for applying to, and receiving approval from, the derivatives clearing organization as a metal service provider, such as a depository for the storage of precious metals; and''; and (5) in subparagraph (N)(i), by inserting ``, including with respect to the approval of a metal service provider, such as a depository for the storage of precious metals'' after ``trade''. <all>\n--- SOURCE_TEXT END ---\n\n--- FLAGGED_JSON START ---\n{\n  \"pl_ai_title\": \"Ustawa SILVER: Więcej bezpiecznych skarbców metali szlachetnych w całych USA\",\n  \"pl_summary\": \"Ustawa nakazuje rozproszenie miejsc przechowywania złota i srebra poza okolice Nowego Jorku na całe Stany Zjednoczone. Dzięki temu inwestycje w metale szlachetne mają być bezpieczniejsze, tańsze i łatwiej dostępne dla zwykłych obywateli.\",\n  \"pl_key_points\": [\n    \"Konieczność posiadania co najmniej dwóch skarbców w każdej strefie czasowej USA.\",\n    \"Obniżenie kosztów przechowywania metali dzięki większej konkurencji między firmami.\",\n    \"Zwiększenie bezpieczeństwa rynku poprzez uniknięcie gromadzenia wszystkich zapasów w jednym miejscu.\",\n    \"Wprowadzenie przejrzystych zasad wyboru i zatwierdzania nowych punktów składowania kruszców.\"\n  ],\n  \"eng_ai_title\": \"SILVER Act: Expanding Precious Metals Storage Across All US Time Zones\",\n  \"eng_summary\": \"This bill requires gold and silver storage facilities to be spread across the entire country instead of being concentrated near New York. This aims to lower costs for investors and protect the market from regional disasters or disruptions.\",\n  \"eng_key_points\": [\n    \"Mandates at least two storage vaults in every US time zone.\",\n    \"Promotes competition to reduce storage fees for market participants.\",\n    \"Increases market safety by reducing the risk of having all assets in one area.\",\n    \"Creates clear and transparent rules for how storage facilities are chosen and approved.\"\n  ],\n  \"de_ai_title\": \"SILVER Act: Mehr Sicherheit durch landesweite Lagerung von Edelmetallen\",\n  \"de_summary\": \"Dieses Gesetz schreibt vor, dass Lagerstätten für Gold und Silber über die gesamten USA verteilt werden müssen, anstatt nur in New York. Dies soll die Kosten senken und die Sicherheit für Anleger bei regionalen Krisen erhöhen.\",\n  \"de_key_points\": [\n    \"Mindestens zwei Tresore in jeder US-Zeitzone erforderlich.\",\n    \"Senkung der Lagergebühren durch mehr Wettbewerb zwischen den Anbietern.\",\n    \"Erhöhung der Marktstabilität durch geografische Verteilung der Vorräte.\",\n    \"Transparente Kriterien für die Auswahl und Zulassung von Lagerdienstleistern.\"\n  ],\n  \"fr_ai_title\": \"Loi SILVER : Diversification géographique des coffres-forts de métaux précieux\",\n  \"fr_summary\": \"Cette loi impose la répartition des lieux de stockage de l'or et de l'argent sur tout le territoire américain, et non plus seulement à New York. L'objectif est de réduire les frais pour les investisseurs et de mieux protéger le marché contre les risques régionaux.\",\n  \"fr_key_points\": [\n    \"Obligation d'avoir au moins deux dépôts dans chaque fuseau horaire des États-Unis.\",\n    \"Réduction des coûts de stockage grâce à une concurrence accrue entre les prestataires.\",\n    \"Amélioration de la sécurité du marché en évitant la concentration géographique des stocks.\",\n    \"Mise en place de critères transparents pour la sélection des centres de stockage.\"\n  ],\n  \"es_ai_title\": \"Ley SILVER: Expansión de depósitos de metales preciosos en todo EE. UU.\",\n  \"es_summary\": \"Esta ley exige que los depósitos de oro y plata se distribuyan por todo el país en lugar de concentrarse en Nueva York. Esto busca reducir los costos para los inversores y proteger el mercado ante posibles crisis regionales.\",\n  \"es_key_points\": [\n    \"Obligación de contar con al menos dos depósitos en cada zona horaria de EE. UU.\",\n    \"Reducción de las tarifas de almacenamiento mediante una mayor competencia.\",\n    \"Aumento de la seguridad del mercado al evitar la concentración de activos en un solo lugar.\",\n    \"Reglas claras y transparentes para la selección y aprobación de empresas de custodia.\"\n  ],\n  \"it_ai_title\": \"Legge SILVER: Più depositi di metalli preziosi in tutti gli Stati Uniti\",\n  \"it_summary\": \"Questa legge richiede che i depositi di oro e argento siano distribuiti in tutto il paese anziché concentrati a New York. L'obiettivo è abbassare i costi per i risparmiatori e proteggere il mercato da rischi localizzati.\",\n  \"it_key_points\": [\n    \"Obbligo di almeno due depositi in ogni fuso orario degli Stati Uniti.\",\n    \"Riduzione dei costi di custodia grazie a una maggiore concorrenza tra i fornitori.\",\n    \"Maggiore sicurezza del sistema evitando l'accumulo di metalli in un'unica area geografica.\",\n    \"Criteri trasparenti per la scelta e l'approvazione dei nuovi centri di stoccaggio.\"\n  ],\n  \"nl_ai_title\": \"SILVER Act: Spreiding van edelmetaalopslag over de gehele Verenigde Staten\",\n  \"nl_summary\": \"Deze wet verplicht dat opslagplaatsen voor goud en zilver over het hele land worden verspreid in plaats van alleen rond New York. Dit moet de kosten voor beleggers verlagen en de markt beschermen tegen regionale verstoringen.\",\n  \"nl_key_points\": [\n    \"Ten minste twee opslaglocaties vereist in elke Amerikaanse tijdzone.\",\n    \"Lagere opslagkosten door meer concurrentie tussen verschillende aanbieders.\",\n    \"Verhoogde marktveiligheid door geografische spreiding van de voorraden.\",\n    \"Duidelijke en transparante regels voor de selectie van erkende opslagbedrijven.\"\n  ],\n  \"pt_ai_title\": \"Lei SILVER: Expansão de depósitos de metais preciosos em todos os EUA\",\n  \"pt_summary\": \"Esta lei exige que os locais de armazenamento de ouro e prata sejam distribuídos por todo o país, e não apenas em Nova Iorque. O objetivo é reduzir custos para os investidores e proteger o mercado contra riscos regionais.\",\n  \"pt_key_points\": [\n    \"Exigência de pelo menos dois depósitos em cada fuso horário dos EUA.\",\n    \"Redução das taxas de armazenamento através de maior concorrência no mercado.\",\n    \"Aumento da segurança do mercado ao evitar a concentração geográfica de ativos.\",\n    \"Critérios transparentes para a seleção e aprovação de empresas de custódia de metais.\"\n  ],\n  \"category\": [\n    \"Economy\"\n  ]\n}\n--- FLAGGED_JSON END ---\n\nOUTPUT:\nWyłącznie naprawiony obiekt JSON zgodny ze strukturą:\n{\n  \"pl_ai_title\": \"...\", \"pl_summary\": \"...\", \"pl_key_points\": [...],\n  \"eng_ai_title\": \"...\", \"eng_summary\": \"...\", \"eng_key_points\": [...],\n  \"de_ai_title\": \"...\", \"de_summary\": \"...\", \"de_key_points\": [...],\n  \"fr_ai_title\": \"...\", \"fr_summary\": \"...\", \"fr_key_points\": [...],\n  \"es_ai_title\": \"...\", \"es_summary\": \"...\", \"es_key_points\": [...],\n  \"it_ai_title\": \"...\", \"it_summary\": \"...\", \"it_key_points\": [...],\n  \"nl_ai_title\": \"...\", \"nl_summary\": \"...\", \"nl_key_points\": [...],\n  \"pt_ai_title\": \"...\", \"pt_summary\": \"...\", \"pt_key_points\": [...],\n  \"category\": [\"...\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Ustawa SILVER: Zwiększenie różnorodności geograficznej skarbców metali szlachetnych\",\n  \"pl_summary\": \"Ustawa ma na celu zmniejszenie ryzyka systemowego poprzez rozproszenie miejsc przechowywania metali szlachetnych (złota, srebra, platyny i palladu) poza okolice Nowego Jorku. Wymaga od organizacji rozliczających instrumenty pochodne wyboru skarbców w różnych strefach czasowych USA, co ma zwiększyć płynność, konkurencję i obniżyć koszty dla uczestników rynku.\",\n  \"pl_key_points\": [\n    \"Wymóg wyboru co najmniej dwóch skarbców w każdej z czterech stref czasowych USA (Eastern, Central, Mountain, Pacific).\",\n    \"Obniżenie kosztów przechowywania metali dzięki większej konkurencji i dodatkowej podaży w tańszych rynkach.\",\n    \"Zmniejszenie ryzyka systemowego poprzez uniknięcie koncentracji geograficznej zapasów.\",\n    \"Wprowadzenie obiektywnych i przejrzystych kryteriów wyboru i zatwierdzania nowych punktów składowania kruszców.\"\n  ],\n  \"eng_ai_title\": \"SILVER Act: Increasing Geographical Diversity of Precious Metals Depositories\",\n  \"eng_summary\": \"This bill aims to reduce systemic risk by diversifying the storage locations of precious metals (gold, silver, platinum, and palladium) beyond the proximity of New York City. It requires derivatives clearing organizations to select depositories across different US time zones to increase liquidity, competition, and lower costs for market participants.\",\n  \"eng_key_points\": [\n    \"Mandates the selection of at least two depositories in each of the four US time zones (Eastern, Central, Mountain, Pacific).\",\n    \"Promotes competition and additional supply in lower-cost markets to reduce storage costs.\",\n    \"Reduces systemic risk by avoiding the geographic concentration of depositories.\",\n    \"Creates objective and transparent criteria for evaluating and selecting storage facilities.\"\n  ],\n  \"de_ai_title\": \"SILVER Act: Erhöhung der geografischen Vielfalt von Edelmetall-Lagerstätten\",\n  \"de_summary\": \"Dieses Gesetz zielt darauf ab, das systemische Risiko zu verringern, indem die Lagerorte für Edelmetalle (Gold, Silber, Platin und Palladium) über die Nähe von New York City hinaus verteilt werden. Es verpflichtet Derivate-Clearingorganisationen, Lagerstätten in verschiedenen US-Zeitzonen auszuwählen, um Liquidität und Wettbewerb zu erhöhen und die Kosten für Marktteilnehmer zu senken.\",\n  \"de_key_points\": [\n    \"Schreibt die Auswahl von mindestens zwei Lagerstätten in jeder der vier US-Zeitzonen (Eastern, Central, Mountain, Pacific) vor.\",\n    \"Förderung des Wettbewerbs und zusätzliches Angebot in kostengünstigeren Märkten zur Senkung der Lagerkosten.\",\n    \"Verringerung des systemischen Risikos durch Vermeidung der geografischen Konzentration von Lagerstätten.\",\n    \"Schaffung objektiver und transparenter Kriterien für die Bewertung und Auswahl von Lagerstätten.\"\n  ],\n  \"fr_ai_title\": \"Loi SILVER : Accroître la diversité géographique des dépôts de métaux précieux\",\n  \"fr_summary\": \"Ce projet de loi vise à réduire le risque systémique en diversifiant les lieux de stockage des métaux précieux (or, argent, platine et palladium) au-delà de la proximité de la ville de New York. Il oblige les chambres de compensation de produits dérivés à sélectionner des dépôts dans différents fuseaux horaires américains afin d'accroître la liquidité, la concurrence et de réduire les coûts pour les acteurs du marché.\",\n  \"fr_key_points\": [\n    \"Obligation de sélectionner au moins deux dépôts dans chacun des quatre fuseaux horaires américains (Est, Centre, Montagnes, Pacifique).\",\n    \"Promotion de la concurrence et d'une offre supplémentaire sur des marchés moins coûteux afin de réduire les coûts de stockage.\",\n    \"Réduction du risque systémique en évitant la concentration géographique des dépôts.\",\n    \"Création de critères objectifs et transparents pour l'évaluation et la sélection des installations de stockage.\"\n  ],\n  \"es_ai_title\": \"Ley SILVER: Aumento de la diversidad geográfica de los depósitos de metales preciosos\",\n  \"es_summary\": \"Este proyecto de ley tiene como objetivo reducir el riesgo sistémico diversificando los lugares de almacenamiento de metales preciosos (oro, plata, platino y paladio) más allá de la proximidad de la ciudad de Nueva York. Requiere que las organizaciones de compensación de derivados seleccionen depósitos en diferentes zonas horarias de EE. UU. para aumentar la liquidez, la competencia y reducir los costos para los participantes del mercado.\",\n  \"es_key_points\": [\n    \"Obliga a seleccionar al menos dos depósitos en cada una de las cuatro zonas horarias de EE. UU. (Este, Centro, Montaña, Pacífico).\",\n    \"Promueve la competencia y la oferta adicional en mercados de menor costo para reducir los costos de almacenamiento.\",\n    \"Reduce el riesgo sistémico al evitar la concentración geográfica de los depósitos.\",\n    \"Crea criterios objetivos y transparentes para evaluar y seleccionar las instalaciones de almacenamiento.\"\n  ],\n  \"it_ai_title\": \"Legge SILVER: Aumentare la diversità geografica dei depositi di metalli preziosi\",\n  \"it_summary\": \"Questo disegno di legge mira a ridurre il rischio sistemico diversificando i luoghi di stoccaggio dei metalli preziosi (oro, argento, platino e palladio) oltre la vicinanza di New York City. Richiede alle organizzazioni di compensazione dei derivati di selezionare depositi in diversi fusi orari degli Stati Uniti per aumentare la liquidità, la concorrenza e ridurre i costi per i partecipanti al mercato.\",\n  \"it_key_points\": [\n    \"Impone la selezione di almeno due depositi in ciascuno dei quattro fusi orari degli Stati Uniti (Eastern, Central, Mountain, Pacific).\",\n    \"Promuove la concorrenza e un'offerta aggiuntiva in mercati a basso costo per ridurre i costi di stoccaggio.\",\n    \"Riduce il rischio sistemico evitando la concentrazione geografica dei depositi.\",\n    \"Crea criteri oggettivi e trasparenti per la valutazione e la selezione delle strutture di stoccaggio.\"\n  ],\n  \"nl_ai_title\": \"SILVER Act: Vergroting van de geografische diversiteit van edelmetaaldepots\",\n  \"nl_summary\": \"Dit wetsvoorstel is bedoeld om het systeemrisico te verminderen door de opslaglocaties van edelmetalen (goud, zilver, platina en palladium) te diversifiëren buiten de nabijheid van New York City. Het vereist dat clearingorganisaties voor derivaten opslagplaatsen selecteren in verschillende Amerikaanse tijdzones om de liquiditeit en concurrentie te vergroten en de kosten voor marktdeelnemers te verlagen.\",\n  \"nl_key_points\": [\n    \"Verplicht de selectie van ten minste twee opslagplaatsen in elk van de vier Amerikaanse tijdzones (Eastern, Central, Mountain, Pacific).\",\n    \"Bevordert concurrentie en extra aanbod in goedkopere markten om de opslagkosten te verlagen.\",\n    \"Vermindert het systeemrisico door de geografische concentratie van opslagplaatsen te vermijden.\",\n    \"Creëert objectieve en transparante criteria voor het evalueren en selecteren van opslagfaciliteiten.\"\n  ],\n  \"pt_ai_title\": \"Lei SILVER: Aumentar a diversidade geográfica dos depósitos de metais preciosos\",\n  \"pt_summary\": \"Este projeto de lei visa reduzir o risco sistémico diversificando os locais de armazenamento de metais preciosos (ouro, prata, platina e paládio) para além da proximidade da cidade de Nova Iorque. Exige que as organizações de compensação de derivados selecionem depósitos em diferentes fusos horários dos EUA para aumentar a liquidez, a concorrência e reduzir os custos para os participantes no mercado.\",\n  \"pt_key_points\": [\n    \"Exige a seleção de pelo menos dois depósitos em cada um dos quatro fusos horários dos EUA (Leste, Central, Montanha, Pacífico).\",\n    \"Promove a concorrência e a oferta adicional em mercados de menor custo para reduzir os custos de armazenamento.\",\n    \"Reduz o risco sistémico evitando a concentração geográfica dos depósitos.\",\n    \"Cria critérios objetivos e transparentes para avaliar e selecionar as instalações de armazenamento.\"\n  ],\n  \"category\": [\n    \"Economy\"\n  ]\n}"
    },
    {
      "timestamp": "2026-04-03T11:24:26.471Z",
      "source_url": "https://www.congress.gov/119/bills/hr8007/BILLS-119hr8007ih.htm",
      "model": "gemini-flash-lite-latest",
      "prompt_sent": "\nROLE: Fact Checker.\nZADANIE: Porównaj SOURCE (oryginał) i SUMMARY (streszczenie przygotowane przez inne AI).\n\nTwoim celem jest wykrycie \"ZMYŚLONYCH KONKRETÓW\" (Fabricated Entities) w SUMMARY.\n\nSOURCE:\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8007 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8007 To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES March 19, 2026 Mr. Fulcher (for himself and Mr. Harris of North Carolina) introduced the following bill; which was referred to the Committee on Agriculture _______________________________________________________________________ A BILL To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``System Integrity through Licensed Vault Expansion and Resilience Act'' or the ``SILVER Act''. SEC. 2. FINDINGS. Congress finds the following: (1) Precious metals exchanges currently require physically traded metals to be stored within close proximity to New York City. (2) Geographic concentration creates systemic risk vulnerabilities, reduces available liquidity, and increases the cost to market participants. (3) Recent liquidity events in global metals markets underscore the need to minimize regulatory barriers that reduce the available supply of metals to the publicly traded marketplace. (4) Notwithstanding the current limited supply, the security standards of existing vaults supporting publicly traded exchanges are outstanding and have enhanced the confidence of market participants. (5) Market liquidity and participant confidence will be enhanced by the addition of storage vaults of relative scale and commercial importance in the marketplace. (6) Additional supply in lower-cost markets, especially markets that are near hubs of precious metals activity and interstate transportation networks, would also reduce storage costs, enhance competition in the storage marketplace, and promote greater market access to investors. (7) It is in the public interest for systemically important financial market utilities to provide a clear and transparent selection process for precious metals storage facilities within their network. SEC. 3. PRECIOUS METALS DEPOSITORIES USED IN CONNECTION WITH FUTURES CONTRACTS. Section 5b(c)(2) of the Commodity Exchange Act (7 U.S.C. 7a- 1(c)(2)) is amended-- (1) in subparagraph (E)(vii), by inserting ``, including risks related to the geographic concentration of depositories for the storage of gold, silver, platinum, and palladium (referred to in this paragraph as `precious metals'),'' after ``clause (vi)''; (2) in subparagraph (F)-- (A) by redesignating clause (iii) as clause (iv); and (B) by inserting after clause (ii) the following: ``(iii) Approval of precious metals depositories.-- ``(I) In general.--A derivatives clearing organization shall-- ``(aa) develop, publish, and employ objective and transparent criteria in evaluating and selecting depositories for the storage of precious metals used in connection with a contract of sale of a commodity for future delivery; and ``(bb) provide a formal process for those depositories to apply for that selection. ``(II) Selection factors.--In selecting depositories under subclause (I), a derivatives clearing organization shall-- ``(aa) assess and account for, among other factors, geographic diversity, competition, risk management, storage costs to members and participants, and systemic risk implications; and ``(bb) approve new depositories in the context of a public interest in increased geographic diversity, increased liquidity, market resiliency, market access, competition, and cost efficiency, consistent with appropriate security and quality standards. ``(III) Geographical requirement.-- ``(aa) In general.--A derivatives clearing organization shall select at least 2 depositories described in subclause (I) in each time zone described in item (bb). ``(bb) Time zone.--A time zone referred to in item (aa) is each of the following: ``(AA) Eastern time. ``(BB) Central time. ``(CC) Mountain time. ``(DD) Pacific time.''; (3) in subparagraph (I)-- (A) in clause (ii)(II), by striking ``and'' at the end; (B) in clause (iii), by striking the period at the end and inserting ``; and''; and (C) by adding at the end the following: ``(iv) periodically assess the ease of access for market participants with respect to the physical settlement of any commodity, regardless of the geographic location within the United States, to ensure system availability and resiliency.''; (4) in subparagraph (L)(iii)-- (A) in subclause (IV), by striking ``and'' at the end; (B) by redesignating subclause (V) as subclause (VI); and (C) by inserting after subclause (IV) the following: ``(V) conditions for applying to, and receiving approval from, the derivatives clearing organization as a metal service provider, such as a depository for the storage of precious metals; and''; and (5) in subparagraph (N)(i), by inserting ``, including with respect to the approval of a metal service provider, such as a depository for the storage of precious metals'' after ``trade''. <all>\n\nSUMMARY TO EVALUATE:\nTitle: SILVER Act: Expanding Precious Metals Storage Across All US Time Zones\nSummary: This bill requires gold and silver storage facilities to be spread across the entire country instead of being concentrated near New York. This aims to lower costs for investors and protect the market from regional disasters or disruptions.\nKey Points: Mandates at least two storage vaults in every US time zone., Promotes competition to reduce storage fees for market participants., Increases market safety by reducing the risk of having all assets in one area., Creates clear and transparent rules for how storage facilities are chosen and approved.\n\nZASADY OCENY:\n1. Sprawdź wszystkie LICZBY, DATY i KWOTY w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n2. Sprawdź wszystkie NAZWISKA, ORGANIZACJE i MIEJSCA w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n3. Sprawdź wszystkie konkretne DZIAŁANIA PRAWNE . Jeśli tego mechanizmu nie ma w SOURCE -> is_valid: false.\n\nWAŻNE: Abstrakcyjne pojęcia (np. \"transparentność\", \"zaufanie\") są dozwolone jako wnioski.\n\nOUTPUT (JSON):\n{\n  \"is_valid\": true/false,\n  \"issue\": \"fabricated_entity\" / \"contradiction\" / \"none\"\n}\n\nWYMAGANIA FORMATOWANIA:\n1. Odpowiedz WYŁĄCZNIE surowym obiektem JSON.\n2. NIE używaj bloków kodu Markdown.\n3. NIE dodawaj żadnych wstępów ani wyjaśnień przed ani po JSONie.\n4. JSON musi być poprawny i gotowy do parsowania.\n\n",
      "ai_response_raw": "{\n  \"is_valid\": false,\n  \"issue\": \"fabricated_entity\"\n}"
    },
    {
      "timestamp": "2026-04-03T11:13:50.785Z",
      "source_url": "https://www.congress.gov/119/bills/hr8007/BILLS-119hr8007ih.htm",
      "model": "gemini-flash-latest",
      "prompt_sent": "\nJesteś ekspertem od prawa Stanów Zjednoczonych, który ma za zadanie analizować dokumenty ustaw, uchwał oraz innych dokumentów legislacyjnych, a następnie przygotowywać z nich informacje w przystępny sposób dla obywateli. Twoim celem jest przedstawienie informacji tak, aby obywatele mogli sami ocenić wpływ legislacji na ich życie, nawet bez posiadania specjalistycznej wiedzy legislacyjnej. Skup się na faktach i obiektywnych skutkach wprowadzanych zmian, unikając wartościowania i osobistych opinii. Wszelki żargon prawny jest zabroniony. Prezentuj informacje w jasny, zwięzły i angażujący sposób, tak aby były zrozumiałe dla osoby bez wykształcenia prawniczego. Unikaj długich, złożonych zdań. Zamiast pisać \"projekt ma na celu nowelizację kodeksu podatkowego...\", napisz \"Zmiany w podatkach: nowe ulgi i obowiązki dla...\". Kontynuuj swoją pracę, dopóki nie rozwiążesz swojego zadania. Jeśli nie masz pewności co do generowanej treści, przeanalizuj dokument ponownie – nie zgaduj. Rozplanuj dobrze swoje zadanie przed przystąpieniem do niego. W podsumowaniu i kluczowych punktach, jeśli to możliwe i uzasadnione, podkreśl, jakie konkretne korzyści lub skutki (pozytywne lub negatywne) wprowadza ustawa dla życia codziennego obywateli, ich praw i obowiązków, finansów osobistych, bezpieczeństwa i innych ważnych kwestii (np. kategorycznych zakazów i nakazów czy najważniejszych konkretnych alokacji finansowych i terytorialnych).\n\nTwoja odpowiedź MUSI być w formacie JSON - i zawierać następujące klucze.\nZanim zwrócisz odpowiedź, dokładnie zweryfikuj, czy cała struktura JSON jest w 100% poprawna, włącznie ze wszystkimi przecinkami, nawiasami klamrowymi, kwadratowymi oraz cudzysłowami. Błędny JSON jest nieakceptowalny i uniemożliwi przetworzenie Twojej pracy.\n\nPrzeanalizuj dokładnie poniższy tekst dokumentu prawnego. To jest treść, na podstawie której masz wygenerować podsumowanie i kluczowe punkty:\n--- POCZĄTEK DOKUMENTU ---\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8007 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8007 To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES March 19, 2026 Mr. Fulcher (for himself and Mr. Harris of North Carolina) introduced the following bill; which was referred to the Committee on Agriculture _______________________________________________________________________ A BILL To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``System Integrity through Licensed Vault Expansion and Resilience Act'' or the ``SILVER Act''. SEC. 2. FINDINGS. Congress finds the following: (1) Precious metals exchanges currently require physically traded metals to be stored within close proximity to New York City. (2) Geographic concentration creates systemic risk vulnerabilities, reduces available liquidity, and increases the cost to market participants. (3) Recent liquidity events in global metals markets underscore the need to minimize regulatory barriers that reduce the available supply of metals to the publicly traded marketplace. (4) Notwithstanding the current limited supply, the security standards of existing vaults supporting publicly traded exchanges are outstanding and have enhanced the confidence of market participants. (5) Market liquidity and participant confidence will be enhanced by the addition of storage vaults of relative scale and commercial importance in the marketplace. (6) Additional supply in lower-cost markets, especially markets that are near hubs of precious metals activity and interstate transportation networks, would also reduce storage costs, enhance competition in the storage marketplace, and promote greater market access to investors. (7) It is in the public interest for systemically important financial market utilities to provide a clear and transparent selection process for precious metals storage facilities within their network. SEC. 3. PRECIOUS METALS DEPOSITORIES USED IN CONNECTION WITH FUTURES CONTRACTS. Section 5b(c)(2) of the Commodity Exchange Act (7 U.S.C. 7a- 1(c)(2)) is amended-- (1) in subparagraph (E)(vii), by inserting ``, including risks related to the geographic concentration of depositories for the storage of gold, silver, platinum, and palladium (referred to in this paragraph as `precious metals'),'' after ``clause (vi)''; (2) in subparagraph (F)-- (A) by redesignating clause (iii) as clause (iv); and (B) by inserting after clause (ii) the following: ``(iii) Approval of precious metals depositories.-- ``(I) In general.--A derivatives clearing organization shall-- ``(aa) develop, publish, and employ objective and transparent criteria in evaluating and selecting depositories for the storage of precious metals used in connection with a contract of sale of a commodity for future delivery; and ``(bb) provide a formal process for those depositories to apply for that selection. ``(II) Selection factors.--In selecting depositories under subclause (I), a derivatives clearing organization shall-- ``(aa) assess and account for, among other factors, geographic diversity, competition, risk management, storage costs to members and participants, and systemic risk implications; and ``(bb) approve new depositories in the context of a public interest in increased geographic diversity, increased liquidity, market resiliency, market access, competition, and cost efficiency, consistent with appropriate security and quality standards. ``(III) Geographical requirement.-- ``(aa) In general.--A derivatives clearing organization shall select at least 2 depositories described in subclause (I) in each time zone described in item (bb). ``(bb) Time zone.--A time zone referred to in item (aa) is each of the following: ``(AA) Eastern time. ``(BB) Central time. ``(CC) Mountain time. ``(DD) Pacific time.''; (3) in subparagraph (I)-- (A) in clause (ii)(II), by striking ``and'' at the end; (B) in clause (iii), by striking the period at the end and inserting ``; and''; and (C) by adding at the end the following: ``(iv) periodically assess the ease of access for market participants with respect to the physical settlement of any commodity, regardless of the geographic location within the United States, to ensure system availability and resiliency.''; (4) in subparagraph (L)(iii)-- (A) in subclause (IV), by striking ``and'' at the end; (B) by redesignating subclause (V) as subclause (VI); and (C) by inserting after subclause (IV) the following: ``(V) conditions for applying to, and receiving approval from, the derivatives clearing organization as a metal service provider, such as a depository for the storage of precious metals; and''; and (5) in subparagraph (N)(i), by inserting ``, including with respect to the approval of a metal service provider, such as a depository for the storage of precious metals'' after ``trade''. <all>\n--- KONIEC DOKUMENTU ---\n\nPAMIĘTAJ: Twoja odpowiedź MUSI być wyłącznie poprawnym obiektem JSON. Nie dodawaj żadnych dodatkowych znaków, komentarzy ani tekstu przed znacznikiem '{' ani po znaczniku '}'. Cała odpowiedź musi być parsowalna jako JSON.\nNa podstawie POWYŻSZEGO dokumentu, wypełnij poniższą strukturę JSON:\nOto struktura JSON, której oczekuję (wypełnij ją treścią):\n{\n  \"pl_ai_title\": \"Nowy, krótki tytuł dla aktu prawnego po polsku, oddający sedno wprowadzanych zmian (np. maksymalnie 10-12 słów).\",\n  \"pl_summary\": \"2-3 zdania zwięzłego podsumowania treści aktu prawnego po polsku, napisane z perspektywy wpływu na życie codzienne obywateli.\",\n  \"pl_key_points\": [\n    \"Pierwszy krótki punkt po polsku dotyczący najważniejszych wprowadzanych rozwiązań lub zmian.\",\n    \"Drugi krótki punkt po polsku...\"\n  ],\n  \"eng_ai_title\": \"A new, short title for the legal act in English, capturing the essence of the changes (e.g., max 10-12 words).\",\n  \"eng_summary\": \"2-3 sentences summarizing the legal act in English, from the perspective of its impact on citizens' daily lives.\",\n  \"eng_key_points\": [\n    \"First short bullet point in English regarding the most important solutions or changes being introduced.\",\n    \"Second short bullet point in English...\"\n  ],\n  \"de_ai_title\": \"Ein neuer, kurzer Titel für das Rechtsdokument auf Deutsch, der den Kern der Änderungen erfasst (z.B. max. 10-12 Wörter).\",\n  \"de_summary\": \"2-3 Sätze Zusammenfassung des Rechtsdokuments auf Deutsch, aus der Perspektive seiner Auswirkungen auf das tägliche Leben der Bürger.\",\n  \"de_key_points\": [\n    \"Erster kurzer Stichpunkt auf Deutsch zu den wichtigsten eingeführten Lösungen oder Änderungen.\",\n    \"Zweiter kurzer Stichpunkt auf Deutsch...\"\n  ],\n  \"fr_ai_title\": \"Un nouveau titre court pour l'acte juridique en français, saisissant l'essence des changements (par exemple, 10-12 mots maximum).\",\n  \"fr_summary\": \"Résumé de 2-3 phrases de l'acte juridique en français, du point de vue de son impact sur la vie quotidienne des citoyens.\",\n  \"fr_key_points\": [\n    \"Premier court point en français concernant les solutions ou changements les plus importants introduits.\",\n    \"Deuxième court point en français...\"\n  ],\n  \"es_ai_title\": \"Un nuevo título breve para el acto jurídico en español, que recoja la esencia de los cambios (por ejemplo, máximo 10-12 palabras).\",\n  \"es_summary\": \"Resumen de 2-3 frases del acto jurídico en español, desde la perspectiva de su impacto en la vida cotidiana de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Primer punto breve en español sobre las soluciones o cambios más importantes que se introducen.\",\n    \"Segundo punto breve en español...\"\n  ],\n  \"it_ai_title\": \"Un nuovo titolo breve per l'atto giuridico in italiano, che colga l'essenza delle modifiche (ad es. massimo 10-12 parole).\",\n  \"it_summary\": \"Riepilogo di 2-3 frasi dell'atto giuridico in italiano, dal punto di vista del suo impatto sulla vita quotidiana dei cittadini.\",\n  \"it_key_points\": [\n    \"Primo breve punto in italiano riguardante le soluzioni o le modifiche più importanti introdotte.\",\n    \"Secondo breve punto in italiano...\"\n  ],\n  \"nl_ai_title\": \"Een nieuwe, korte titel voor de rechtshandeling in het Nederlands, die de essentie van de wijzigingen weergeeft (bijv. max. 10-12 woorden).\",\n  \"nl_summary\": \"Samenvatting van 2-3 zinnen van de rechtshandeling in het Nederlands, vanuit het perspectief van de impact op het dagelijks leven van burgers.\",\n  \"nl_key_points\": [\n    \"Eerste korte punt in het Nederlands betreffende de belangrijkste geïntroduceerde oplossingen of wijzigingen.\",\n    \"Tweede korte punt in het Nederlands...\"\n  ],\n  \"pt_ai_title\": \"Um novo título curto para o ato jurídico em português, capturando a essência das mudanças (por exemplo, máx. 10-12 palavras).\",\n  \"pt_summary\": \"Resumo de 2-3 frases do ato jurídico em português, na perspetiva do seu impacto na vida quotidiana dos cidadãos.\",\n  \"pt_key_points\": [\n    \"Primeiro ponto curto em português sobre as soluções ou alterações mais importantes introduzidas.\",\n    \"Segundo ponto curto em português...\"\n  ],\n  \"category\": [\"Categorize the document into one category by default, based on the field it primarily concerns. Choose up to 3 if the document also touches upon SIGNIFICANT issues from other categories. You MUST select categories ONLY from the following list: Health, Education, Family, Taxes, Labor, Security, Environment, Courts and Law, Transport, Benefits, Real Estate, Media and Culture, Local Government, Migration, Agriculture, Public Investments, Informatization, Economy. If the document does not definitively fit any of these, you MUST use \"Other\". If you use \"Other\", it should be the ONLY category selected. Do NOT invent new categories. The response must be an array of strings, e.g., [\"Taxes\", \"Family\"].\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Ustawa SILVER: Więcej bezpiecznych skarbców metali szlachetnych w całych USA\",\n  \"pl_summary\": \"Ustawa nakazuje rozproszenie miejsc przechowywania złota i srebra poza okolice Nowego Jorku na całe Stany Zjednoczone. Dzięki temu inwestycje w metale szlachetne mają być bezpieczniejsze, tańsze i łatwiej dostępne dla zwykłych obywateli.\",\n  \"pl_key_points\": [\n    \"Konieczność posiadania co najmniej dwóch skarbców w każdej strefie czasowej USA.\",\n    \"Obniżenie kosztów przechowywania metali dzięki większej konkurencji między firmami.\",\n    \"Zwiększenie bezpieczeństwa rynku poprzez uniknięcie gromadzenia wszystkich zapasów w jednym miejscu.\",\n    \"Wprowadzenie przejrzystych zasad wyboru i zatwierdzania nowych punktów składowania kruszców.\"\n  ],\n  \"eng_ai_title\": \"SILVER Act: Expanding Precious Metals Storage Across All US Time Zones\",\n  \"eng_summary\": \"This bill requires gold and silver storage facilities to be spread across the entire country instead of being concentrated near New York. This aims to lower costs for investors and protect the market from regional disasters or disruptions.\",\n  \"eng_key_points\": [\n    \"Mandates at least two storage vaults in every US time zone.\",\n    \"Promotes competition to reduce storage fees for market participants.\",\n    \"Increases market safety by reducing the risk of having all assets in one area.\",\n    \"Creates clear and transparent rules for how storage facilities are chosen and approved.\"\n  ],\n  \"de_ai_title\": \"SILVER Act: Mehr Sicherheit durch landesweite Lagerung von Edelmetallen\",\n  \"de_summary\": \"Dieses Gesetz schreibt vor, dass Lagerstätten für Gold und Silber über die gesamten USA verteilt werden müssen, anstatt nur in New York. Dies soll die Kosten senken und die Sicherheit für Anleger bei regionalen Krisen erhöhen.\",\n  \"de_key_points\": [\n    \"Mindestens zwei Tresore in jeder US-Zeitzone erforderlich.\",\n    \"Senkung der Lagergebühren durch mehr Wettbewerb zwischen den Anbietern.\",\n    \"Erhöhung der Marktstabilität durch geografische Verteilung der Vorräte.\",\n    \"Transparente Kriterien für die Auswahl und Zulassung von Lagerdienstleistern.\"\n  ],\n  \"fr_ai_title\": \"Loi SILVER : Diversification géographique des coffres-forts de métaux précieux\",\n  \"fr_summary\": \"Cette loi impose la répartition des lieux de stockage de l'or et de l'argent sur tout le territoire américain, et non plus seulement à New York. L'objectif est de réduire les frais pour les investisseurs et de mieux protéger le marché contre les risques régionaux.\",\n  \"fr_key_points\": [\n    \"Obligation d'avoir au moins deux dépôts dans chaque fuseau horaire des États-Unis.\",\n    \"Réduction des coûts de stockage grâce à une concurrence accrue entre les prestataires.\",\n    \"Amélioration de la sécurité du marché en évitant la concentration géographique des stocks.\",\n    \"Mise en place de critères transparents pour la sélection des centres de stockage.\"\n  ],\n  \"es_ai_title\": \"Ley SILVER: Expansión de depósitos de metales preciosos en todo EE. UU.\",\n  \"es_summary\": \"Esta ley exige que los depósitos de oro y plata se distribuyan por todo el país en lugar de concentrarse en Nueva York. Esto busca reducir los costos para los inversores y proteger el mercado ante posibles crisis regionales.\",\n  \"es_key_points\": [\n    \"Obligación de contar con al menos dos depósitos en cada zona horaria de EE. UU.\",\n    \"Reducción de las tarifas de almacenamiento mediante una mayor competencia.\",\n    \"Aumento de la seguridad del mercado al evitar la concentración de activos en un solo lugar.\",\n    \"Reglas claras y transparentes para la selección y aprobación de empresas de custodia.\"\n  ],\n  \"it_ai_title\": \"Legge SILVER: Più depositi di metalli preziosi in tutti gli Stati Uniti\",\n  \"it_summary\": \"Questa legge richiede che i depositi di oro e argento siano distribuiti in tutto il paese anziché concentrati a New York. L'obiettivo è abbassare i costi per i risparmiatori e proteggere il mercato da rischi localizzati.\",\n  \"it_key_points\": [\n    \"Obbligo di almeno due depositi in ogni fuso orario degli Stati Uniti.\",\n    \"Riduzione dei costi di custodia grazie a una maggiore concorrenza tra i fornitori.\",\n    \"Maggiore sicurezza del sistema evitando l'accumulo di metalli in un'unica area geografica.\",\n    \"Criteri trasparenti per la scelta e l'approvazione dei nuovi centri di stoccaggio.\"\n  ],\n  \"nl_ai_title\": \"SILVER Act: Spreiding van edelmetaalopslag over de gehele Verenigde Staten\",\n  \"nl_summary\": \"Deze wet verplicht dat opslagplaatsen voor goud en zilver over het hele land worden verspreid in plaats van alleen rond New York. Dit moet de kosten voor beleggers verlagen en de markt beschermen tegen regionale verstoringen.\",\n  \"nl_key_points\": [\n    \"Ten minste twee opslaglocaties vereist in elke Amerikaanse tijdzone.\",\n    \"Lagere opslagkosten door meer concurrentie tussen verschillende aanbieders.\",\n    \"Verhoogde marktveiligheid door geografische spreiding van de voorraden.\",\n    \"Duidelijke en transparante regels voor de selectie van erkende opslagbedrijven.\"\n  ],\n  \"pt_ai_title\": \"Lei SILVER: Expansão de depósitos de metais preciosos em todos os EUA\",\n  \"pt_summary\": \"Esta lei exige que os locais de armazenamento de ouro e prata sejam distribuídos por todo o país, e não apenas em Nova Iorque. O objetivo é reduzir custos para os investidores e proteger o mercado contra riscos regionais.\",\n  \"pt_key_points\": [\n    \"Exigência de pelo menos dois depósitos em cada fuso horário dos EUA.\",\n    \"Redução das taxas de armazenamento através de maior concorrência no mercado.\",\n    \"Aumento da segurança do mercado ao evitar a concentração geográfica de ativos.\",\n    \"Critérios transparentes para a seleção e aprovação de empresas de custódia de metais.\"\n  ],\n  \"category\": [\"Economy\"]\n}"
    },
    {
      "timestamp": "2026-04-02T11:23:08.470Z",
      "source_url": "https://www.congress.gov/119/bills/hr8007/BILLS-119hr8007ih.htm",
      "model": "gemini-flash-lite-latest",
      "prompt_sent": "\nROLE: Fact Checker.\nZADANIE: Porównaj SOURCE (oryginał) i SUMMARY (streszczenie przygotowane przez inne AI).\n\nTwoim celem jest wykrycie \"ZMYŚLONYCH KONKRETÓW\" (Fabricated Entities) w SUMMARY.\n\nSOURCE:\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8007 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8007 To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES March 19, 2026 Mr. Fulcher (for himself and Mr. Harris of North Carolina) introduced the following bill; which was referred to the Committee on Agriculture _______________________________________________________________________ A BILL To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``System Integrity through Licensed Vault Expansion and Resilience Act'' or the ``SILVER Act''. SEC. 2. FINDINGS. Congress finds the following: (1) Precious metals exchanges currently require physically traded metals to be stored within close proximity to New York City. (2) Geographic concentration creates systemic risk vulnerabilities, reduces available liquidity, and increases the cost to market participants. (3) Recent liquidity events in global metals markets underscore the need to minimize regulatory barriers that reduce the available supply of metals to the publicly traded marketplace. (4) Notwithstanding the current limited supply, the security standards of existing vaults supporting publicly traded exchanges are outstanding and have enhanced the confidence of market participants. (5) Market liquidity and participant confidence will be enhanced by the addition of storage vaults of relative scale and commercial importance in the marketplace. (6) Additional supply in lower-cost markets, especially markets that are near hubs of precious metals activity and interstate transportation networks, would also reduce storage costs, enhance competition in the storage marketplace, and promote greater market access to investors. (7) It is in the public interest for systemically important financial market utilities to provide a clear and transparent selection process for precious metals storage facilities within their network. SEC. 3. PRECIOUS METALS DEPOSITORIES USED IN CONNECTION WITH FUTURES CONTRACTS. Section 5b(c)(2) of the Commodity Exchange Act (7 U.S.C. 7a- 1(c)(2)) is amended-- (1) in subparagraph (E)(vii), by inserting ``, including risks related to the geographic concentration of depositories for the storage of gold, silver, platinum, and palladium (referred to in this paragraph as `precious metals'),'' after ``clause (vi)''; (2) in subparagraph (F)-- (A) by redesignating clause (iii) as clause (iv); and (B) by inserting after clause (ii) the following: ``(iii) Approval of precious metals depositories.-- ``(I) In general.--A derivatives clearing organization shall-- ``(aa) develop, publish, and employ objective and transparent criteria in evaluating and selecting depositories for the storage of precious metals used in connection with a contract of sale of a commodity for future delivery; and ``(bb) provide a formal process for those depositories to apply for that selection. ``(II) Selection factors.--In selecting depositories under subclause (I), a derivatives clearing organization shall-- ``(aa) assess and account for, among other factors, geographic diversity, competition, risk management, storage costs to members and participants, and systemic risk implications; and ``(bb) approve new depositories in the context of a public interest in increased geographic diversity, increased liquidity, market resiliency, market access, competition, and cost efficiency, consistent with appropriate security and quality standards. ``(III) Geographical requirement.-- ``(aa) In general.--A derivatives clearing organization shall select at least 2 depositories described in subclause (I) in each time zone described in item (bb). ``(bb) Time zone.--A time zone referred to in item (aa) is each of the following: ``(AA) Eastern time. ``(BB) Central time. ``(CC) Mountain time. ``(DD) Pacific time.''; (3) in subparagraph (I)-- (A) in clause (ii)(II), by striking ``and'' at the end; (B) in clause (iii), by striking the period at the end and inserting ``; and''; and (C) by adding at the end the following: ``(iv) periodically assess the ease of access for market participants with respect to the physical settlement of any commodity, regardless of the geographic location within the United States, to ensure system availability and resiliency.''; (4) in subparagraph (L)(iii)-- (A) in subclause (IV), by striking ``and'' at the end; (B) by redesignating subclause (V) as subclause (VI); and (C) by inserting after subclause (IV) the following: ``(V) conditions for applying to, and receiving approval from, the derivatives clearing organization as a metal service provider, such as a depository for the storage of precious metals; and''; and (5) in subparagraph (N)(i), by inserting ``, including with respect to the approval of a metal service provider, such as a depository for the storage of precious metals'' after ``trade''. <all>\n\nSUMMARY TO EVALUATE:\nTitle: SILVER Act: Expanding Precious Metals Storage Across All US Time Zones\nSummary: This bill requires gold and silver storage facilities to be spread across the entire country instead of being concentrated near New York. This aims to lower costs for investors and protect the market from regional disasters or disruptions.\nKey Points: Mandates at least two storage vaults in every US time zone., Promotes competition to reduce storage fees for market participants., Increases market safety by reducing the risk of having all assets in one area., Creates clear and transparent rules for how storage facilities are chosen and approved.\n\nZASADY OCENY:\n1. Sprawdź wszystkie LICZBY, DATY i KWOTY w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n2. Sprawdź wszystkie NAZWISKA, ORGANIZACJE i MIEJSCA w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n3. Sprawdź wszystkie konkretne DZIAŁANIA PRAWNE . Jeśli tego mechanizmu nie ma w SOURCE -> is_valid: false.\n\nWAŻNE: Abstrakcyjne pojęcia (np. \"transparentność\", \"zaufanie\") są dozwolone jako wnioski.\n\nOUTPUT (JSON):\n{\n  \"is_valid\": true/false,\n  \"issue\": \"fabricated_entity\" / \"contradiction\" / \"none\"\n}\n\nWYMAGANIA FORMATOWANIA:\n1. Odpowiedz WYŁĄCZNIE surowym obiektem JSON.\n2. NIE używaj bloków kodu Markdown.\n3. NIE dodawaj żadnych wstępów ani wyjaśnień przed ani po JSONie.\n4. JSON musi być poprawny i gotowy do parsowania.\n\n",
      "ai_response_raw": "{\n  \"is_valid\": false,\n  \"issue\": \"fabricated_entity\"\n}"
    },
    {
      "timestamp": "2026-04-02T11:16:32.498Z",
      "source_url": "https://www.congress.gov/119/bills/hr8007/BILLS-119hr8007ih.htm",
      "model": "gemini-flash-latest",
      "prompt_sent": "\nJesteś ekspertem od prawa Stanów Zjednoczonych, który ma za zadanie analizować dokumenty ustaw, uchwał oraz innych dokumentów legislacyjnych, a następnie przygotowywać z nich informacje w przystępny sposób dla obywateli. Twoim celem jest przedstawienie informacji tak, aby obywatele mogli sami ocenić wpływ legislacji na ich życie, nawet bez posiadania specjalistycznej wiedzy legislacyjnej. Skup się na faktach i obiektywnych skutkach wprowadzanych zmian, unikając wartościowania i osobistych opinii. Wszelki żargon prawny jest zabroniony. Prezentuj informacje w jasny, zwięzły i angażujący sposób, tak aby były zrozumiałe dla osoby bez wykształcenia prawniczego. Unikaj długich, złożonych zdań. Zamiast pisać \"projekt ma na celu nowelizację kodeksu podatkowego...\", napisz \"Zmiany w podatkach: nowe ulgi i obowiązki dla...\". Kontynuuj swoją pracę, dopóki nie rozwiążesz swojego zadania. Jeśli nie masz pewności co do generowanej treści, przeanalizuj dokument ponownie – nie zgaduj. Rozplanuj dobrze swoje zadanie przed przystąpieniem do niego. W podsumowaniu i kluczowych punktach, jeśli to możliwe i uzasadnione, podkreśl, jakie konkretne korzyści lub skutki (pozytywne lub negatywne) wprowadza ustawa dla życia codziennego obywateli, ich praw i obowiązków, finansów osobistych, bezpieczeństwa i innych ważnych kwestii (np. kategorycznych zakazów i nakazów czy najważniejszych konkretnych alokacji finansowych i terytorialnych).\n\nTwoja odpowiedź MUSI być w formacie JSON - i zawierać następujące klucze.\nZanim zwrócisz odpowiedź, dokładnie zweryfikuj, czy cała struktura JSON jest w 100% poprawna, włącznie ze wszystkimi przecinkami, nawiasami klamrowymi, kwadratowymi oraz cudzysłowami. Błędny JSON jest nieakceptowalny i uniemożliwi przetworzenie Twojej pracy.\n\nPrzeanalizuj dokładnie poniższy tekst dokumentu prawnego. To jest treść, na podstawie której masz wygenerować podsumowanie i kluczowe punkty:\n--- POCZĄTEK DOKUMENTU ---\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8007 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8007 To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES March 19, 2026 Mr. Fulcher (for himself and Mr. Harris of North Carolina) introduced the following bill; which was referred to the Committee on Agriculture _______________________________________________________________________ A BILL To amend the Commodity Exchange Act to reduce systemic risk while increasing geographical diversity and competition with respect to depositories for the storage of precious metals, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``System Integrity through Licensed Vault Expansion and Resilience Act'' or the ``SILVER Act''. SEC. 2. FINDINGS. Congress finds the following: (1) Precious metals exchanges currently require physically traded metals to be stored within close proximity to New York City. (2) Geographic concentration creates systemic risk vulnerabilities, reduces available liquidity, and increases the cost to market participants. (3) Recent liquidity events in global metals markets underscore the need to minimize regulatory barriers that reduce the available supply of metals to the publicly traded marketplace. (4) Notwithstanding the current limited supply, the security standards of existing vaults supporting publicly traded exchanges are outstanding and have enhanced the confidence of market participants. (5) Market liquidity and participant confidence will be enhanced by the addition of storage vaults of relative scale and commercial importance in the marketplace. (6) Additional supply in lower-cost markets, especially markets that are near hubs of precious metals activity and interstate transportation networks, would also reduce storage costs, enhance competition in the storage marketplace, and promote greater market access to investors. (7) It is in the public interest for systemically important financial market utilities to provide a clear and transparent selection process for precious metals storage facilities within their network. SEC. 3. PRECIOUS METALS DEPOSITORIES USED IN CONNECTION WITH FUTURES CONTRACTS. Section 5b(c)(2) of the Commodity Exchange Act (7 U.S.C. 7a- 1(c)(2)) is amended-- (1) in subparagraph (E)(vii), by inserting ``, including risks related to the geographic concentration of depositories for the storage of gold, silver, platinum, and palladium (referred to in this paragraph as `precious metals'),'' after ``clause (vi)''; (2) in subparagraph (F)-- (A) by redesignating clause (iii) as clause (iv); and (B) by inserting after clause (ii) the following: ``(iii) Approval of precious metals depositories.-- ``(I) In general.--A derivatives clearing organization shall-- ``(aa) develop, publish, and employ objective and transparent criteria in evaluating and selecting depositories for the storage of precious metals used in connection with a contract of sale of a commodity for future delivery; and ``(bb) provide a formal process for those depositories to apply for that selection. ``(II) Selection factors.--In selecting depositories under subclause (I), a derivatives clearing organization shall-- ``(aa) assess and account for, among other factors, geographic diversity, competition, risk management, storage costs to members and participants, and systemic risk implications; and ``(bb) approve new depositories in the context of a public interest in increased geographic diversity, increased liquidity, market resiliency, market access, competition, and cost efficiency, consistent with appropriate security and quality standards. ``(III) Geographical requirement.-- ``(aa) In general.--A derivatives clearing organization shall select at least 2 depositories described in subclause (I) in each time zone described in item (bb). ``(bb) Time zone.--A time zone referred to in item (aa) is each of the following: ``(AA) Eastern time. ``(BB) Central time. ``(CC) Mountain time. ``(DD) Pacific time.''; (3) in subparagraph (I)-- (A) in clause (ii)(II), by striking ``and'' at the end; (B) in clause (iii), by striking the period at the end and inserting ``; and''; and (C) by adding at the end the following: ``(iv) periodically assess the ease of access for market participants with respect to the physical settlement of any commodity, regardless of the geographic location within the United States, to ensure system availability and resiliency.''; (4) in subparagraph (L)(iii)-- (A) in subclause (IV), by striking ``and'' at the end; (B) by redesignating subclause (V) as subclause (VI); and (C) by inserting after subclause (IV) the following: ``(V) conditions for applying to, and receiving approval from, the derivatives clearing organization as a metal service provider, such as a depository for the storage of precious metals; and''; and (5) in subparagraph (N)(i), by inserting ``, including with respect to the approval of a metal service provider, such as a depository for the storage of precious metals'' after ``trade''. <all>\n--- KONIEC DOKUMENTU ---\n\nPAMIĘTAJ: Twoja odpowiedź MUSI być wyłącznie poprawnym obiektem JSON. Nie dodawaj żadnych dodatkowych znaków, komentarzy ani tekstu przed znacznikiem '{' ani po znaczniku '}'. Cała odpowiedź musi być parsowalna jako JSON.\nNa podstawie POWYŻSZEGO dokumentu, wypełnij poniższą strukturę JSON:\nOto struktura JSON, której oczekuję (wypełnij ją treścią):\n{\n  \"pl_ai_title\": \"Nowy, krótki tytuł dla aktu prawnego po polsku, oddający sedno wprowadzanych zmian (np. maksymalnie 10-12 słów).\",\n  \"pl_summary\": \"2-3 zdania zwięzłego podsumowania treści aktu prawnego po polsku, napisane z perspektywy wpływu na życie codzienne obywateli.\",\n  \"pl_key_points\": [\n    \"Pierwszy krótki punkt po polsku dotyczący najważniejszych wprowadzanych rozwiązań lub zmian.\",\n    \"Drugi krótki punkt po polsku...\"\n  ],\n  \"eng_ai_title\": \"A new, short title for the legal act in English, capturing the essence of the changes (e.g., max 10-12 words).\",\n  \"eng_summary\": \"2-3 sentences summarizing the legal act in English, from the perspective of its impact on citizens' daily lives.\",\n  \"eng_key_points\": [\n    \"First short bullet point in English regarding the most important solutions or changes being introduced.\",\n    \"Second short bullet point in English...\"\n  ],\n  \"de_ai_title\": \"Ein neuer, kurzer Titel für das Rechtsdokument auf Deutsch, der den Kern der Änderungen erfasst (z.B. max. 10-12 Wörter).\",\n  \"de_summary\": \"2-3 Sätze Zusammenfassung des Rechtsdokuments auf Deutsch, aus der Perspektive seiner Auswirkungen auf das tägliche Leben der Bürger.\",\n  \"de_key_points\": [\n    \"Erster kurzer Stichpunkt auf Deutsch zu den wichtigsten eingeführten Lösungen oder Änderungen.\",\n    \"Zweiter kurzer Stichpunkt auf Deutsch...\"\n  ],\n  \"fr_ai_title\": \"Un nouveau titre court pour l'acte juridique en français, saisissant l'essence des changements (par exemple, 10-12 mots maximum).\",\n  \"fr_summary\": \"Résumé de 2-3 phrases de l'acte juridique en français, du point de vue de son impact sur la vie quotidienne des citoyens.\",\n  \"fr_key_points\": [\n    \"Premier court point en français concernant les solutions ou changements les plus importants introduits.\",\n    \"Deuxième court point en français...\"\n  ],\n  \"es_ai_title\": \"Un nuevo título breve para el acto jurídico en español, que recoja la esencia de los cambios (por ejemplo, máximo 10-12 palabras).\",\n  \"es_summary\": \"Resumen de 2-3 frases del acto jurídico en español, desde la perspectiva de su impacto en la vida cotidiana de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Primer punto breve en español sobre las soluciones o cambios más importantes que se introducen.\",\n    \"Segundo punto breve en español...\"\n  ],\n  \"it_ai_title\": \"Un nuovo titolo breve per l'atto giuridico in italiano, che colga l'essenza delle modifiche (ad es. massimo 10-12 parole).\",\n  \"it_summary\": \"Riepilogo di 2-3 frasi dell'atto giuridico in italiano, dal punto di vista del suo impatto sulla vita quotidiana dei cittadini.\",\n  \"it_key_points\": [\n    \"Primo breve punto in italiano riguardante le soluzioni o le modifiche più importanti introdotte.\",\n    \"Secondo breve punto in italiano...\"\n  ],\n  \"nl_ai_title\": \"Een nieuwe, korte titel voor de rechtshandeling in het Nederlands, die de essentie van de wijzigingen weergeeft (bijv. max. 10-12 woorden).\",\n  \"nl_summary\": \"Samenvatting van 2-3 zinnen van de rechtshandeling in het Nederlands, vanuit het perspectief van de impact op het dagelijks leven van burgers.\",\n  \"nl_key_points\": [\n    \"Eerste korte punt in het Nederlands betreffende de belangrijkste geïntroduceerde oplossingen of wijzigingen.\",\n    \"Tweede korte punt in het Nederlands...\"\n  ],\n  \"pt_ai_title\": \"Um novo título curto para o ato jurídico em português, capturando a essência das mudanças (por exemplo, máx. 10-12 palavras).\",\n  \"pt_summary\": \"Resumo de 2-3 frases do ato jurídico em português, na perspetiva do seu impacto na vida quotidiana dos cidadãos.\",\n  \"pt_key_points\": [\n    \"Primeiro ponto curto em português sobre as soluções ou alterações mais importantes introduzidas.\",\n    \"Segundo ponto curto em português...\"\n  ],\n  \"category\": [\"Categorize the document into one category by default, based on the field it primarily concerns. Choose up to 3 if the document also touches upon SIGNIFICANT issues from other categories. You MUST select categories ONLY from the following list: Health, Education, Family, Taxes, Labor, Security, Environment, Courts and Law, Transport, Benefits, Real Estate, Media and Culture, Local Government, Migration, Agriculture, Public Investments, Informatization, Economy. If the document does not definitively fit any of these, you MUST use \"Other\". If you use \"Other\", it should be the ONLY category selected. Do NOT invent new categories. The response must be an array of strings, e.g., [\"Taxes\", \"Family\"].\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Ustawa SILVER: Więcej bezpiecznych skarbców metali szlachetnych w całych USA\",\n  \"pl_summary\": \"Ustawa nakazuje rozproszenie miejsc przechowywania złota i srebra poza okolice Nowego Jorku na całe Stany Zjednoczone. Dzięki temu inwestycje w metale szlachetne mają być bezpieczniejsze, tańsze i łatwiej dostępne dla zwykłych obywateli.\",\n  \"pl_key_points\": [\n    \"Konieczność posiadania co najmniej dwóch skarbców w każdej strefie czasowej USA.\",\n    \"Obniżenie kosztów przechowywania metali dzięki większej konkurencji między firmami.\",\n    \"Zwiększenie bezpieczeństwa rynku poprzez uniknięcie gromadzenia wszystkich zapasów w jednym miejscu.\",\n    \"Wprowadzenie przejrzystych zasad wyboru i zatwierdzania nowych punktów składowania kruszców.\"\n  ],\n  \"eng_ai_title\": \"SILVER Act: Expanding Precious Metals Storage Across All US Time Zones\",\n  \"eng_summary\": \"This bill requires gold and silver storage facilities to be spread across the entire country instead of being concentrated near New York. This aims to lower costs for investors and protect the market from regional disasters or disruptions.\",\n  \"eng_key_points\": [\n    \"Mandates at least two storage vaults in every US time zone.\",\n    \"Promotes competition to reduce storage fees for market participants.\",\n    \"Increases market safety by reducing the risk of having all assets in one area.\",\n    \"Creates clear and transparent rules for how storage facilities are chosen and approved.\"\n  ],\n  \"de_ai_title\": \"SILVER Act: Mehr Sicherheit durch landesweite Lagerung von Edelmetallen\",\n  \"de_summary\": \"Dieses Gesetz schreibt vor, dass Lagerstätten für Gold und Silber über die gesamten USA verteilt werden müssen, anstatt nur in New York. Dies soll die Kosten senken und die Sicherheit für Anleger bei regionalen Krisen erhöhen.\",\n  \"de_key_points\": [\n    \"Mindestens zwei Tresore in jeder US-Zeitzone erforderlich.\",\n    \"Senkung der Lagergebühren durch mehr Wettbewerb zwischen den Anbietern.\",\n    \"Erhöhung der Marktstabilität durch geografische Verteilung der Vorräte.\",\n    \"Transparente Kriterien für die Auswahl und Zulassung von Lagerdienstleistern.\"\n  ],\n  \"fr_ai_title\": \"Loi SILVER : Diversification géographique des coffres-forts de métaux précieux\",\n  \"fr_summary\": \"Cette loi impose la répartition des lieux de stockage de l'or et de l'argent sur tout le territoire américain, et non plus seulement à New York. L'objectif est de réduire les frais pour les investisseurs et de mieux protéger le marché contre les risques régionaux.\",\n  \"fr_key_points\": [\n    \"Obligation d'avoir au moins deux dépôts dans chaque fuseau horaire des États-Unis.\",\n    \"Réduction des coûts de stockage grâce à une concurrence accrue entre les prestataires.\",\n    \"Amélioration de la sécurité du marché en évitant la concentration géographique des stocks.\",\n    \"Mise en place de critères transparents pour la sélection des centres de stockage.\"\n  ],\n  \"es_ai_title\": \"Ley SILVER: Expansión de depósitos de metales preciosos en todo EE. UU.\",\n  \"es_summary\": \"Esta ley exige que los depósitos de oro y plata se distribuyan por todo el país en lugar de concentrarse en Nueva York. Esto busca reducir los costos para los inversores y proteger el mercado ante posibles crisis regionales.\",\n  \"es_key_points\": [\n    \"Obligación de contar con al menos dos depósitos en cada zona horaria de EE. UU.\",\n    \"Reducción de las tarifas de almacenamiento mediante una mayor competencia.\",\n    \"Aumento de la seguridad del mercado al evitar la concentración de activos en un solo lugar.\",\n    \"Reglas claras y transparentes para la selección y aprobación de empresas de custodia.\"\n  ],\n  \"it_ai_title\": \"Legge SILVER: Più depositi di metalli preziosi in tutti gli Stati Uniti\",\n  \"it_summary\": \"Questa legge richiede che i depositi di oro e argento siano distribuiti in tutto il paese anziché concentrati a New York. L'obiettivo è abbassare i costi per i risparmiatori e proteggere il mercato da rischi localizzati.\",\n  \"it_key_points\": [\n    \"Obbligo di almeno due depositi in ogni fuso orario degli Stati Uniti.\",\n    \"Riduzione dei costi di custodia grazie a una maggiore concorrenza tra i fornitori.\",\n    \"Maggiore sicurezza del sistema evitando l'accumulo di metalli in un'unica area geografica.\",\n    \"Criteri trasparenti per la scelta e l'approvazione dei nuovi centri di stoccaggio.\"\n  ],\n  \"nl_ai_title\": \"SILVER Act: Spreiding van edelmetaalopslag over de gehele Verenigde Staten\",\n  \"nl_summary\": \"Deze wet verplicht dat opslagplaatsen voor goud en zilver over het hele land worden verspreid in plaats van alleen rond New York. Dit moet de kosten voor beleggers verlagen en de markt beschermen tegen regionale verstoringen.\",\n  \"nl_key_points\": [\n    \"Ten minste twee opslaglocaties vereist in elke Amerikaanse tijdzone.\",\n    \"Lagere opslagkosten door meer concurrentie tussen verschillende aanbieders.\",\n    \"Verhoogde marktveiligheid door geografische spreiding van de voorraden.\",\n    \"Duidelijke en transparante regels voor de selectie van erkende opslagbedrijven.\"\n  ],\n  \"pt_ai_title\": \"Lei SILVER: Expansão de depósitos de metais preciosos em todos os EUA\",\n  \"pt_summary\": \"Esta lei exige que os locais de armazenamento de ouro e prata sejam distribuídos por todo o país, e não apenas em Nova Iorque. O objetivo é reduzir custos para os investidores e proteger o mercado contra riscos regionais.\",\n  \"pt_key_points\": [\n    \"Exigência de pelo menos dois depósitos em cada fuso horário dos EUA.\",\n    \"Redução das taxas de armazenamento através de maior concorrência no mercado.\",\n    \"Aumento da segurança do mercado ao evitar a concentração geográfica de ativos.\",\n    \"Critérios transparentes para a seleção e aprovação de empresas de custódia de metais.\"\n  ],\n  \"category\": [\"Economy\"]\n}"
    }
  ]
}