{
  "legislationId": "119_HR_8260",
  "lastUpdate": "2026-04-17T11:27:01.465Z",
  "history": [
    {
      "timestamp": "2026-04-17T11:27:01.465Z",
      "source_url": "https://www.congress.gov/119/bills/hr8260/BILLS-119hr8260ih.htm",
      "model": "gemini-flash-lite-latest",
      "prompt_sent": "\nROLE: Fact Checker.\nZADANIE: Porównaj SOURCE (oryginał) i SUMMARY (streszczenie przygotowane przez inne AI).\n\nTwoim celem jest wykrycie \"ZMYŚLONYCH KONKRETÓW\" (Fabricated Entities) w SUMMARY.\n\nSOURCE:\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8260 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8260 To amend title XXVII of the Public Health Service Act and titles XVIII and XIX of the Social Security Act to require coverage of certain cardiovascular tests without cost sharing under group health plans, group and individual health insurance coverage, and the Medicare and Medicaid programs. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 14, 2026 Mrs. Cherfilus-McCormick introduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned _______________________________________________________________________ A BILL To amend title XXVII of the Public Health Service Act and titles XVIII and XIX of the Social Security Act to require coverage of certain cardiovascular tests without cost sharing under group health plans, group and individual health insurance coverage, and the Medicare and Medicaid programs. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Cardiovascular Disease Early Detection and Prevention Act of 2026''. SEC. 2. FINDINGS. Congress finds the following: (1) Cardiovascular disease is the leading cause of death in the United States. (2) Routine cholesterol panels often fail to detect elevated Lipoprotein(a) (Lp(a)) and Apolipoprotein B (ApoB) levels. (3) Approximately 1 in 5 Americans have elevated Lp(a) levels. (4) Elevated ApoB levels predict cardiovascular risk better than LDL cholesterol alone. (5) Nearly 50 percent of heart attack survivors die within five years without effective risk management. SEC. 3. REQUIRING COVERAGE OF CERTAIN CARDIOVASCULAR TESTS WITHOUT COST SHARING UNDER GROUP HEALTH PLANS, GROUP AND INDIVIDUAL HEALTH INSURANCE COVERAGE, AND THE MEDICARE AND MEDICAID PROGRAMS. (a) Public Health Service Act.--Section 2713(a) of the Public Health Service Act (42 U.S.C. 300gg-13(a)) is amended-- (1) in paragraph (2), by striking ``and'' at the end; (2) in paragraph (3), by striking the period and inserting a semicolon; (3) by redesignating paragraphs (4) and (5) as paragraphs (5) and (6), respectively; and (4) by inserting after paragraph (3) the following new paragraph: ``(4) with respect to individuals with a family history of premature cardiovascular disease, a personal history of myocardial infarction, stroke, or elevated LDL cholesterol, a diagnosis of diabetes mellitus or obesity, or other recognized cardiovascular risk factors, testing for lipoprotein(a) and apolipoprotein B levels; and''. (b) Medicare.-- (1) In general.--Section 1861(xx)(1) of the Social Security Act (42 U.S.C. 1395x(xx)(1)) is amended-- (A) by redesignating subparagraph (B) as subparagraph (C); (B) by inserting after subparagraph (A) the following new subparagraph: ``(B) In the case of an individual with a family history of premature cardiovascular disease, a personal history of myocardial infarction, stroke, or elevated LDL cholesterol, a diagnosis of diabetes mellitus or obesity, or other recognized cardiovascular risk factors, lipoprotein(a) and apolipoprotein B levels.''; and (C) in the flush matter at the end, by striking ``subparagraph (B)'' and inserting ``subparagraph (C)''. (2) No application of cost sharing.--Section 1833 of the Social Security Act (42 U.S.C. 1395l) is amended-- (A) in subsection (a)(1)(Y), by inserting ``(other than tests for levels described in section 1861(ww)(1)(B) furnished to an individual described in such section)'' after ``described in subparagraph (A)''; and (B) in subsection (b)(1), by striking ``for the individual.'' inserting ``for the individual or that are tests for levels described in section 1861(ww)(1)(B) furnished to an individual described in such section''. (c) Medicaid.-- (1) In general.--Section 1905(a) of the Social Security Act (42 U.S.C. 1396d(a)) is amended-- (A) in paragraph (31), by striking ``and'' at the end; (B) by redesignating paragraph (32) as paragraph (33); and (C) by inserting after paragraph (31) the following new paragraph: ``(32) testing for lipoprotein(a) and apolipoprotein B levels furnished to an individual with a family history of premature cardiovascular disease, a personal history of myocardial infarction, stroke, or elevated LDL cholesterol, a diagnosis of diabetes mellitus or obesity, or other recognized cardiovascular risk factors; and''. (2) No cost sharing.-- (A) In general.--Subsections (a)(2) and (b)(2) of section 1916 of the Social Security Act (42 U.S.C. 1396o) are each amended-- (i) in subparagraph (I), by striking ``or'' at the end; (ii) in subparagraph (J), by striking ``; and'' and inserting ``, or''; and (iii) by adding at the end the following new subparagraph: ``(K) testing for lipoprotein(a) and apolipoprotein B levels furnished to an individual described in section 1905(a)(32); and''. (B) Application to alternative cost sharing.-- Section 1916A(b)(3)(B) of the Social Security Act (42 U.S.C. 1396o-1(b)(3)(B)) is amended by adding at the end the following new clause: ``(xv) Testing for lipoprotein(a) and apolipoprotein B levels furnished to an individual described in section 1905(a)(32).''. (3) Mandatory coverage.--Section 1902(a)(10)(A) of the Social Security Act (42 U.S.C. 1396a(a)(10)(A)) is amended by striking ``and (30)'' and inserting ``(30), and (32)''. (4) Benchmark coverage and benchmark-equivalent coverage.-- Section 1937(b) of the Social Security Act (42 U.S.C. 1396u- 7(b)) is amended by adding at the end the following new paragraph: ``(9) Coverage of certain lipid level testing.-- Notwithstanding the previous provisions of this section, a State may not provide for medical assistance through enrollment of an individual with benchmark coverage or benchmark- equivalent coverage under this section unless such coverage provides, with respect to an individual described in section 1905(a)(32), testing for lipoprotein(a) and apolipoprotein B levels.''. (d) Effective Date.--The amendments made by-- (1) subsection (a) shall apply with respect to plan years beginning on or after the date that is 180 days after the date of the enactment of this Act; and (2) subsections (b) and (c) shall apply with respect to items and services and medical assistance, respectively, furnished on or after such date. <all>\n\nSUMMARY TO EVALUATE:\nTitle: Free Heart Disease Screening for At-Risk Individuals\nSummary: This bill requires health insurance plans, Medicare, and Medicaid to cover specific heart health tests (Lp(a) and ApoB) at no cost to the patient. It targets individuals with risk factors like family history, diabetes, or obesity to improve early detection of cardiovascular issues.\nKey Points: Mandatory coverage for Lp(a) and ApoB blood tests for high-risk individuals., Zero cost-sharing, meaning no copays or deductibles for these specific screenings., Applies to private group and individual insurance, as well as Medicare and Medicaid., Focuses on early detection for those with family history, previous heart issues, or diabetes.\n\nZASADY OCENY:\n1. Sprawdź wszystkie LICZBY, DATY i KWOTY w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n2. Sprawdź wszystkie NAZWISKA, ORGANIZACJE i MIEJSCA w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n3. Sprawdź wszystkie konkretne DZIAŁANIA PRAWNE . Jeśli tego mechanizmu nie ma w SOURCE -> is_valid: false.\n\nWAŻNE: Abstrakcyjne pojęcia (np. \"transparentność\", \"zaufanie\") są dozwolone jako wnioski.\n\nOUTPUT (JSON):\n{\n  \"is_valid\": true/false,\n  \"issue\": \"fabricated_entity\" / \"contradiction\" / \"none\"\n}\n\nWYMAGANIA FORMATOWANIA:\n1. Odpowiedz WYŁĄCZNIE surowym obiektem JSON.\n2. NIE używaj bloków kodu Markdown.\n3. NIE dodawaj żadnych wstępów ani wyjaśnień przed ani po JSONie.\n4. JSON musi być poprawny i gotowy do parsowania.\n\n",
      "ai_response_raw": "{\n  \"is_valid\": true,\n  \"issue\": \"none\"\n}"
    },
    {
      "timestamp": "2026-04-17T11:16:24.574Z",
      "source_url": "https://www.congress.gov/119/bills/hr8260/BILLS-119hr8260ih.htm",
      "model": "gemini-flash-latest",
      "prompt_sent": "\nJesteś ekspertem od prawa Stanów Zjednoczonych, który ma za zadanie analizować dokumenty ustaw, uchwał oraz innych dokumentów legislacyjnych, a następnie przygotowywać z nich informacje w przystępny sposób dla obywateli. Twoim celem jest przedstawienie informacji tak, aby obywatele mogli sami ocenić wpływ legislacji na ich życie, nawet bez posiadania specjalistycznej wiedzy legislacyjnej. Skup się na faktach i obiektywnych skutkach wprowadzanych zmian, unikając wartościowania i osobistych opinii. Wszelki żargon prawny jest zabroniony. Prezentuj informacje w jasny, zwięzły i angażujący sposób, tak aby były zrozumiałe dla osoby bez wykształcenia prawniczego. Unikaj długich, złożonych zdań. Zamiast pisać \"projekt ma na celu nowelizację kodeksu podatkowego...\", napisz \"Zmiany w podatkach: nowe ulgi i obowiązki dla...\". Kontynuuj swoją pracę, dopóki nie rozwiążesz swojego zadania. Jeśli nie masz pewności co do generowanej treści, przeanalizuj dokument ponownie – nie zgaduj. Rozplanuj dobrze swoje zadanie przed przystąpieniem do niego. W podsumowaniu i kluczowych punktach, jeśli to możliwe i uzasadnione, podkreśl, jakie konkretne korzyści lub skutki (pozytywne lub negatywne) wprowadza ustawa dla życia codziennego obywateli, ich praw i obowiązków, finansów osobistych, bezpieczeństwa i innych ważnych kwestii (np. kategorycznych zakazów i nakazów czy najważniejszych konkretnych alokacji finansowych i terytorialnych).\n\nTwoja odpowiedź MUSI być w formacie JSON - i zawierać następujące klucze.\nZanim zwrócisz odpowiedź, dokładnie zweryfikuj, czy cała struktura JSON jest w 100% poprawna, włącznie ze wszystkimi przecinkami, nawiasami klamrowymi, kwadratowymi oraz cudzysłowami. Błędny JSON jest nieakceptowalny i uniemożliwi przetworzenie Twojej pracy.\n\nPrzeanalizuj dokładnie poniższy tekst dokumentu prawnego. To jest treść, na podstawie której masz wygenerować podsumowanie i kluczowe punkty:\n--- POCZĄTEK DOKUMENTU ---\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8260 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8260 To amend title XXVII of the Public Health Service Act and titles XVIII and XIX of the Social Security Act to require coverage of certain cardiovascular tests without cost sharing under group health plans, group and individual health insurance coverage, and the Medicare and Medicaid programs. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 14, 2026 Mrs. Cherfilus-McCormick introduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned _______________________________________________________________________ A BILL To amend title XXVII of the Public Health Service Act and titles XVIII and XIX of the Social Security Act to require coverage of certain cardiovascular tests without cost sharing under group health plans, group and individual health insurance coverage, and the Medicare and Medicaid programs. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Cardiovascular Disease Early Detection and Prevention Act of 2026''. SEC. 2. FINDINGS. Congress finds the following: (1) Cardiovascular disease is the leading cause of death in the United States. (2) Routine cholesterol panels often fail to detect elevated Lipoprotein(a) (Lp(a)) and Apolipoprotein B (ApoB) levels. (3) Approximately 1 in 5 Americans have elevated Lp(a) levels. (4) Elevated ApoB levels predict cardiovascular risk better than LDL cholesterol alone. (5) Nearly 50 percent of heart attack survivors die within five years without effective risk management. SEC. 3. REQUIRING COVERAGE OF CERTAIN CARDIOVASCULAR TESTS WITHOUT COST SHARING UNDER GROUP HEALTH PLANS, GROUP AND INDIVIDUAL HEALTH INSURANCE COVERAGE, AND THE MEDICARE AND MEDICAID PROGRAMS. (a) Public Health Service Act.--Section 2713(a) of the Public Health Service Act (42 U.S.C. 300gg-13(a)) is amended-- (1) in paragraph (2), by striking ``and'' at the end; (2) in paragraph (3), by striking the period and inserting a semicolon; (3) by redesignating paragraphs (4) and (5) as paragraphs (5) and (6), respectively; and (4) by inserting after paragraph (3) the following new paragraph: ``(4) with respect to individuals with a family history of premature cardiovascular disease, a personal history of myocardial infarction, stroke, or elevated LDL cholesterol, a diagnosis of diabetes mellitus or obesity, or other recognized cardiovascular risk factors, testing for lipoprotein(a) and apolipoprotein B levels; and''. (b) Medicare.-- (1) In general.--Section 1861(xx)(1) of the Social Security Act (42 U.S.C. 1395x(xx)(1)) is amended-- (A) by redesignating subparagraph (B) as subparagraph (C); (B) by inserting after subparagraph (A) the following new subparagraph: ``(B) In the case of an individual with a family history of premature cardiovascular disease, a personal history of myocardial infarction, stroke, or elevated LDL cholesterol, a diagnosis of diabetes mellitus or obesity, or other recognized cardiovascular risk factors, lipoprotein(a) and apolipoprotein B levels.''; and (C) in the flush matter at the end, by striking ``subparagraph (B)'' and inserting ``subparagraph (C)''. (2) No application of cost sharing.--Section 1833 of the Social Security Act (42 U.S.C. 1395l) is amended-- (A) in subsection (a)(1)(Y), by inserting ``(other than tests for levels described in section 1861(ww)(1)(B) furnished to an individual described in such section)'' after ``described in subparagraph (A)''; and (B) in subsection (b)(1), by striking ``for the individual.'' inserting ``for the individual or that are tests for levels described in section 1861(ww)(1)(B) furnished to an individual described in such section''. (c) Medicaid.-- (1) In general.--Section 1905(a) of the Social Security Act (42 U.S.C. 1396d(a)) is amended-- (A) in paragraph (31), by striking ``and'' at the end; (B) by redesignating paragraph (32) as paragraph (33); and (C) by inserting after paragraph (31) the following new paragraph: ``(32) testing for lipoprotein(a) and apolipoprotein B levels furnished to an individual with a family history of premature cardiovascular disease, a personal history of myocardial infarction, stroke, or elevated LDL cholesterol, a diagnosis of diabetes mellitus or obesity, or other recognized cardiovascular risk factors; and''. (2) No cost sharing.-- (A) In general.--Subsections (a)(2) and (b)(2) of section 1916 of the Social Security Act (42 U.S.C. 1396o) are each amended-- (i) in subparagraph (I), by striking ``or'' at the end; (ii) in subparagraph (J), by striking ``; and'' and inserting ``, or''; and (iii) by adding at the end the following new subparagraph: ``(K) testing for lipoprotein(a) and apolipoprotein B levels furnished to an individual described in section 1905(a)(32); and''. (B) Application to alternative cost sharing.-- Section 1916A(b)(3)(B) of the Social Security Act (42 U.S.C. 1396o-1(b)(3)(B)) is amended by adding at the end the following new clause: ``(xv) Testing for lipoprotein(a) and apolipoprotein B levels furnished to an individual described in section 1905(a)(32).''. (3) Mandatory coverage.--Section 1902(a)(10)(A) of the Social Security Act (42 U.S.C. 1396a(a)(10)(A)) is amended by striking ``and (30)'' and inserting ``(30), and (32)''. (4) Benchmark coverage and benchmark-equivalent coverage.-- Section 1937(b) of the Social Security Act (42 U.S.C. 1396u- 7(b)) is amended by adding at the end the following new paragraph: ``(9) Coverage of certain lipid level testing.-- Notwithstanding the previous provisions of this section, a State may not provide for medical assistance through enrollment of an individual with benchmark coverage or benchmark- equivalent coverage under this section unless such coverage provides, with respect to an individual described in section 1905(a)(32), testing for lipoprotein(a) and apolipoprotein B levels.''. (d) Effective Date.--The amendments made by-- (1) subsection (a) shall apply with respect to plan years beginning on or after the date that is 180 days after the date of the enactment of this Act; and (2) subsections (b) and (c) shall apply with respect to items and services and medical assistance, respectively, furnished on or after such date. <all>\n--- KONIEC DOKUMENTU ---\n\nPAMIĘTAJ: Twoja odpowiedź MUSI być wyłącznie poprawnym obiektem JSON. Nie dodawaj żadnych dodatkowych znaków, komentarzy ani tekstu przed znacznikiem '{' ani po znaczniku '}'. Cała odpowiedź musi być parsowalna jako JSON.\nNa podstawie POWYŻSZEGO dokumentu, wypełnij poniższą strukturę JSON:\nOto struktura JSON, której oczekuję (wypełnij ją treścią):\n{\n  \"pl_ai_title\": \"Nowy, krótki tytuł dla aktu prawnego po polsku, oddający sedno wprowadzanych zmian (np. maksymalnie 10-12 słów).\",\n  \"pl_summary\": \"2-3 zdania zwięzłego podsumowania treści aktu prawnego po polsku, napisane z perspektywy wpływu na życie codzienne obywateli.\",\n  \"pl_key_points\": [\n    \"Pierwszy krótki punkt po polsku dotyczący najważniejszych wprowadzanych rozwiązań lub zmian.\",\n    \"Drugi krótki punkt po polsku...\"\n  ],\n  \"eng_ai_title\": \"A new, short title for the legal act in English, capturing the essence of the changes (e.g., max 10-12 words).\",\n  \"eng_summary\": \"2-3 sentences summarizing the legal act in English, from the perspective of its impact on citizens' daily lives.\",\n  \"eng_key_points\": [\n    \"First short bullet point in English regarding the most important solutions or changes being introduced.\",\n    \"Second short bullet point in English...\"\n  ],\n  \"de_ai_title\": \"Ein neuer, kurzer Titel für das Rechtsdokument auf Deutsch, der den Kern der Änderungen erfasst (z.B. max. 10-12 Wörter).\",\n  \"de_summary\": \"2-3 Sätze Zusammenfassung des Rechtsdokuments auf Deutsch, aus der Perspektive seiner Auswirkungen auf das tägliche Leben der Bürger.\",\n  \"de_key_points\": [\n    \"Erster kurzer Stichpunkt auf Deutsch zu den wichtigsten eingeführten Lösungen oder Änderungen.\",\n    \"Zweiter kurzer Stichpunkt auf Deutsch...\"\n  ],\n  \"fr_ai_title\": \"Un nouveau titre court pour l'acte juridique en français, saisissant l'essence des changements (par exemple, 10-12 mots maximum).\",\n  \"fr_summary\": \"Résumé de 2-3 phrases de l'acte juridique en français, du point de vue de son impact sur la vie quotidienne des citoyens.\",\n  \"fr_key_points\": [\n    \"Premier court point en français concernant les solutions ou changements les plus importants introduits.\",\n    \"Deuxième court point en français...\"\n  ],\n  \"es_ai_title\": \"Un nuevo título breve para el acto jurídico en español, que recoja la esencia de los cambios (por ejemplo, máximo 10-12 palabras).\",\n  \"es_summary\": \"Resumen de 2-3 frases del acto jurídico en español, desde la perspectiva de su impacto en la vida cotidiana de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Primer punto breve en español sobre las soluciones o cambios más importantes que se introducen.\",\n    \"Segundo punto breve en español...\"\n  ],\n  \"it_ai_title\": \"Un nuovo titolo breve per l'atto giuridico in italiano, che colga l'essenza delle modifiche (ad es. massimo 10-12 parole).\",\n  \"it_summary\": \"Riepilogo di 2-3 frasi dell'atto giuridico in italiano, dal punto di vista del suo impatto sulla vita quotidiana dei cittadini.\",\n  \"it_key_points\": [\n    \"Primo breve punto in italiano riguardante le soluzioni o le modifiche più importanti introdotte.\",\n    \"Secondo breve punto in italiano...\"\n  ],\n  \"nl_ai_title\": \"Een nieuwe, korte titel voor de rechtshandeling in het Nederlands, die de essentie van de wijzigingen weergeeft (bijv. max. 10-12 woorden).\",\n  \"nl_summary\": \"Samenvatting van 2-3 zinnen van de rechtshandeling in het Nederlands, vanuit het perspectief van de impact op het dagelijks leven van burgers.\",\n  \"nl_key_points\": [\n    \"Eerste korte punt in het Nederlands betreffende de belangrijkste geïntroduceerde oplossingen of wijzigingen.\",\n    \"Tweede korte punt in het Nederlands...\"\n  ],\n  \"pt_ai_title\": \"Um novo título curto para o ato jurídico em português, capturando a essência das mudanças (por exemplo, máx. 10-12 palavras).\",\n  \"pt_summary\": \"Resumo de 2-3 frases do ato jurídico em português, na perspetiva do seu impacto na vida quotidiana dos cidadãos.\",\n  \"pt_key_points\": [\n    \"Primeiro ponto curto em português sobre as soluções ou alterações mais importantes introduzidas.\",\n    \"Segundo ponto curto em português...\"\n  ],\n  \"category\": [\"Categorize the document into one category by default, based on the field it primarily concerns. Choose up to 3 if the document also touches upon SIGNIFICANT issues from other categories. You MUST select categories ONLY from the following list: Health, Education, Family, Taxes, Labor, Security, Environment, Courts and Law, Transport, Benefits, Real Estate, Media and Culture, Local Government, Migration, Agriculture, Public Investments, Informatization, Economy. If the document does not definitively fit any of these, you MUST use \"Other\". If you use \"Other\", it should be the ONLY category selected. Do NOT invent new categories. The response must be an array of strings, e.g., [\"Taxes\", \"Family\"].\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Bezpłatne badania serca dla osób z grup ryzyka\",\n  \"pl_summary\": \"Ustawa wprowadza obowiązek bezpłatnego wykonywania specjalistycznych badań krwi (Lp(a) i ApoB) dla osób zagrożonych chorobami serca. Dzięki temu pacjenci z historią rodzinną lub cukrzycą nie zapłacą za te testy w ramach ubezpieczenia, Medicare i Medicaid.\",\n  \"pl_key_points\": [\n    \"Darmowe testy Lp(a) i ApoB dla osób z grup ryzyka (np. historia rodzinna, cukrzyca, otyłość).\",\n    \"Całkowity brak opłat dodatkowych, takich jak wkład własny czy współpłacenie za te badania.\",\n    \"Obowiązek pokrycia kosztów przez prywatne plany ubezpieczeniowe oraz programy Medicare i Medicaid.\",\n    \"Lepsza wykrywalność zagrożeń sercowo-naczyniowych, których nie wykazują standardowe testy cholesterolu.\"\n  ],\n  \"eng_ai_title\": \"Free Heart Disease Screening for At-Risk Individuals\",\n  \"eng_summary\": \"This bill requires health insurance plans, Medicare, and Medicaid to cover specific heart health tests (Lp(a) and ApoB) at no cost to the patient. It targets individuals with risk factors like family history, diabetes, or obesity to improve early detection of cardiovascular issues.\",\n  \"eng_key_points\": [\n    \"Mandatory coverage for Lp(a) and ApoB blood tests for high-risk individuals.\",\n    \"Zero cost-sharing, meaning no copays or deductibles for these specific screenings.\",\n    \"Applies to private group and individual insurance, as well as Medicare and Medicaid.\",\n    \"Focuses on early detection for those with family history, previous heart issues, or diabetes.\"\n  ],\n  \"de_ai_title\": \"Kostenlose Herzuntersuchungen für Risikogruppen\",\n  \"de_summary\": \"Dieses Gesetz verpflichtet Versicherungen, Medicare und Medicaid, spezielle Herztests (Lp(a) und ApoB) ohne Zuzahlung für Risikopatienten zu übernehmen. Ziel ist die Früherkennung von Herzkrankheiten bei Personen mit Vorerkrankungen oder familiärer Belastung.\",\n  \"de_key_points\": [\n    \"Kostenlose Lp(a)- und ApoB-Tests für Personen mit entsprechenden Risikofaktoren.\",\n    \"Keine Selbstbeteiligung, Zuzahlungen oder Abzüge für diese Untersuchungen.\",\n    \"Gilt für private Krankenversicherungen sowie die staatlichen Programme Medicare und Medicaid.\",\n    \"Ermöglicht eine genauere Risikoeinschätzung als herkömmliche Cholesterintests.\"\n  ],\n  \"fr_ai_title\": \"Dépistage cardiaque gratuit pour les personnes à risque\",\n  \"fr_summary\": \"Cette loi impose aux assurances et aux programmes Medicare et Medicaid de couvrir gratuitement certains tests cardiaques (Lp(a) et ApoB). Elle s'adresse aux personnes ayant des antécédents familiaux ou des facteurs de risque comme le diabète.\",\n  \"fr_key_points\": [\n    \"Prise en charge totale des tests sanguins Lp(a) et ApoB pour les patients à risque.\",\n    \"Suppression de tout reste à charge (pas de quote-part ni de franchise) pour ces examens.\",\n    \"Obligation de couverture pour les assurances privées et les systèmes publics Medicare/Medicaid.\",\n    \"Amélioration de la détection précoce des maladies cardiovasculaires graves.\"\n  ],\n  \"es_ai_title\": \"Pruebas cardíacas gratuitas para personas en riesgo\",\n  \"es_summary\": \"Esta ley exige que los seguros médicos, Medicare y Medicaid cubran pruebas específicas del corazón (Lp(a) y ApoB) sin costo para el paciente. Está diseñada para personas con factores de riesgo como antecedentes familiares o diabetes.\",\n  \"es_key_points\": [\n    \"Cobertura obligatoria de las pruebas de Lp(a) y ApoB para individuos en riesgo.\",\n    \"Sin costos compartidos: se eliminan copagos y deducibles para estos exámenes.\",\n    \"Aplicable a seguros privados, planes de grupo, Medicare y Medicaid.\",\n    \"Detección temprana para personas con antecedentes de infarto, obesidad o diabetes.\"\n  ],\n  \"it_ai_title\": \"Esami cardiaci gratuiti per i soggetti a rischio\",\n  \"it_summary\": \"Questa legge richiede che le assicurazioni sanitarie, Medicare e Medicaid coprano specifici test cardiaci (Lp(a) e ApoB) senza costi per il paziente. È rivolta a chi ha fattori di rischio come familiarità o diabete.\",\n  \"it_key_points\": [\n    \"Copertura obbligatoria per i test ematici Lp(a) e ApoB per i soggetti a rischio.\",\n    \"Nessun costo a carico del cittadino, eliminando ticket e franchigie per questi esami.\",\n    \"Valido per le assicurazioni private e per i programmi pubblici Medicare e Medicaid.\",\n    \"Migliore prevenzione rispetto ai normali esami del colesterolo per prevenire infarti.\"\n  ],\n  \"nl_ai_title\": \"Gratis hartonderzoek voor risicogroepen\",\n  \"nl_summary\": \"Deze wet verplicht verzekeraars, Medicare en Medicaid om specifieke harttesten (Lp(a) en ApoB) volledig te vergoeden voor risicopatiënten. Dit helpt bij de vroege opsporing van hart- en vaatziekten zonder extra kosten voor de burger.\",\n  \"nl_key_points\": [\n    \"Verplichte dekking voor Lp(a)- en ApoB-bloedtesten bij personen met risicofactoren.\",\n    \"Geen eigen bijdrage of eigen risico voor deze specifieke screenings.\",\n    \"Geldt voor zowel private verzekeringen als de overheidsprogramma's Medicare en Medicaid.\",\n    \"Gericht op mensen met een familiegeschiedenis van hartziekten, diabetes of overgewicht.\"\n  ],\n  \"pt_ai_title\": \"Exames cardíacos gratuitos para grupos de risco\",\n  \"pt_summary\": \"Esta lei exige que os planos de saúde, o Medicare e o Medicaid cubram exames cardíacos específicos (Lp(a) e ApoB) sem custos para o paciente. O foco são pessoas com fatores de risco, como histórico familiar ou diabetes.\",\n  \"pt_key_points\": [\n    \"Cobertura obrigatória para testes de Lp(a) e ApoB para indivíduos qualificados.\",\n    \"Isenção total de copagamentos ou franquias para estes exames específicos.\",\n    \"Aplica-se a seguros de saúde privados e aos programas Medicare e Medicaid.\",\n    \"Melhora a detecção de riscos que exames comuns de colesterol podem não identificar.\"\n  ],\n  \"category\": [\n    \"Health\"\n  ]\n}"
    }
  ]
}