{
  "legislationId": "119_HR_8278",
  "lastUpdate": "2026-04-21T11:28:17.749Z",
  "history": [
    {
      "timestamp": "2026-04-21T11:28:17.749Z",
      "source_url": "https://www.congress.gov/119/bills/hr8278/BILLS-119hr8278ih.htm",
      "model": "gemini-flash-lite-latest",
      "prompt_sent": "\nROLE: Fact Checker.\nZADANIE: Porównaj SOURCE (oryginał) i SUMMARY (streszczenie przygotowane przez inne AI).\n\nTwoim celem jest wykrycie \"ZMYŚLONYCH KONKRETÓW\" (Fabricated Entities) w SUMMARY.\n\nSOURCE:\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8278 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8278 To require certain supervisory agencies to assess their technological capabilities, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 14, 2026 Mr. Stutzman (for himself and Mr. Foster) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To require certain supervisory agencies to assess their technological capabilities, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act''. SEC. 2. FINDINGS. Congress finds the following: (1) Banking regulators continue to examine and monitor depository institutions without sufficient access to real-time information. (2) Supervisory regulators should leverage technologies to more effectively carry out their duties. (3) When updating supervisory technology, risks surrounding technology procurement must be effectively managed. (4) Agencies' reliance on outdated technology can create vulnerabilities for the financial system, through-- (A) difficulties in collecting, compiling, and analyzing relevant information about risks and noncompliance at supervised firms; (B) reliance on information that is inaccurate, incomplete, or not timely; (C) reliance on limited and outdated tools for data analysis; (D) difficulties in using data to identify risk trends; (E) difficulties in producing accurate and timely reports; (F) inadequacy of cybersecurity safeguards; and (G) failure to detect illegal activities. (5) The rapid expansion of financial firms' use of artificial intelligence may generate opportunities to improve the financial system while also introducing a range of risks, making it essential that agencies be equipped with the technology, expertise, and skills needed to analyze these opportunities and potential risks. (6) While agencies assess their supervisory capabilities on an ongoing basis, it is imperative that there be a unified goal of enhancing supervisory technologies that ensure effective and sustainable oversight. SEC. 3. TECHNOLOGICAL CAPABILITIES AND PROCUREMENT PRACTICES ASSESSMENT. (a) In General.-- (1) Technological capabilities assessment.--Each covered agency shall, not later than 180 days after the date of the enactment of this section, assess how existing technologies used by the covered agency pose challenges to the covered agency in conducting adequate, real-time supervisory assessments of entities over which the covered agency has supervisory authority. Such technologies include, as applicable-- (A) core information technology infrastructure; (B) technologies used to supervise entities; (C) technologies for monitoring general market risks using reported data and external data; and (D) technologies for data collection, storage, processing, and security. (2) Procurement practices assessment.--Each covered agency shall, not later than 180 days after the date of the enactment of this section-- (A) assess the procurement rules and protocols adhered to by such covered agency when such covered agency acquires or develops new technological systems; and (B) identify any opportunities to further streamline procurement rules and protocols, including an assessment of the impact such rules or protocols have on the ability of the covered agency to test new technological systems, that are within the covered agency's authority to streamline. (b) Report.--Not later than 18 months after the completion of the assessments required under subsection (a), and for every 5 years thereafter, the covered agencies shall coordinate and jointly submit to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate, in a manner that does not pose a risk to the integrity or security of any technologies, systems, or capabilities of covered agencies, regulated entities, or market participants, a report that includes, as applicable, the following with respect to each covered agency: (1) A general overview of hardware and software used for information gathering and advanced analytics during supervision activities, including categories of technology purchased from vendors and developed by the covered agency or contractors of the covered agency. (2) A description of the procurement practices and protocols of the covered agency, including a description of-- (A) whether such processes are voluntarily adhered to or mandated; and (B) any opportunities to further streamline procurement rules and protocols, including an assessment of the impact such rules or protocols have on the ability of the covered agency to test new technological systems. (3) A general overview of the portion of the workforce of the covered agency that is engaged materially in technology development within the covered agency, including-- (A) an overview of the ability of the covered agency to recruit and retain appropriate technology experts; and (B) a description of the degree to which the covered agency relies on contractors to design, develop, or deploy technology and perform technology- related tasks. (4) A general description of the processes used by the covered agency to obtain information from entities supervised by the covered agency and any impediments thereto, including regulatory obstacles. (5) General information about market and technology trends and risks in the underlying regulated markets including, specific to the covered agency's jurisdiction-- (A) market developments influenced by the adoption of new technologies; (B) the use of new technologies by supervised entities for compliance and risk management purposes; (C) the impact of new technologies on the collection and analysis of data submitted to the covered agencies by supervised entities as required by regulation, including on data quality, interoperability, and standardization; and (D) potential risks, including risks of illicit activity, related to new technologies. (6) A general description of the ways in which the covered agency shares information or system access with other covered agencies and any impediments thereto, including regulatory obstacles. (7) An estimate of the costs for supervised entities to modify systems to share data with covered agencies, as appropriate. (8) A general description of any plans of the covered agency to implement future upgrades to the technology it uses to supervise entities, including-- (A) the anticipated timeline for any planned upgrades; (B) the costs of any planned upgrades; (C) any impediments to procuring relevant technologies; (D) plans for hiring and training individuals in connection with technological upgrades; (E) any aspects of any planned upgrades that should be addressed on an interagency basis; (F) any anticipated challenges and opportunities associated with entities supervised by the covered agency adapting to the covered agency's reporting process, including-- (i) estimates of transition costs; and (ii) estimates of any potential cost reductions; and (G) as applicable, the covered agency's relationships with other covered agencies in their capacity as delegated examiners. (c) Covered Agency Defined.--In this section, the ``covered agency'' means the Board of Governors of the Federal Reserve System, the Bureau of Consumer Financial Protection, the Federal Deposit Insurance Corporation, the Department of the Treasury, including the Office of the Comptroller of the Currency and the Financial Crimes Enforcement Network, the Federal Housing Finance Agency, and the National Credit Union Administration. <all>\n\nSUMMARY TO EVALUATE:\nTitle: Modernizing Financial Supervision Technology to Enhance Consumer Safety and Security\nSummary: This bill requires financial regulators to upgrade their outdated technology to better monitor banks and protect the financial system. These changes aim to improve the detection of illegal activities and ensure that citizens' financial data is handled with modern security standards.\nKey Points: Agencies must evaluate if their current tech allows for real-time monitoring of financial risks., Regulators will focus on gaining the skills and tools needed to oversee the use of Artificial Intelligence in banking., The bill aims to simplify how government agencies buy and test new, more effective software., Regular reports will be issued on cybersecurity safeguards and the costs of keeping financial oversight up to date.\n\nZASADY OCENY:\n1. Sprawdź wszystkie LICZBY, DATY i KWOTY w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n2. Sprawdź wszystkie NAZWISKA, ORGANIZACJE i MIEJSCA w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n3. Sprawdź wszystkie konkretne DZIAŁANIA PRAWNE . Jeśli tego mechanizmu nie ma w SOURCE -> is_valid: false.\n\nWAŻNE: Abstrakcyjne pojęcia (np. \"transparentność\", \"zaufanie\") są dozwolone jako wnioski.\n\nOUTPUT (JSON):\n{\n  \"is_valid\": true/false,\n  \"issue\": \"fabricated_entity\" / \"contradiction\" / \"none\"\n}\n\nWYMAGANIA FORMATOWANIA:\n1. Odpowiedz WYŁĄCZNIE surowym obiektem JSON.\n2. NIE używaj bloków kodu Markdown.\n3. NIE dodawaj żadnych wstępów ani wyjaśnień przed ani po JSONie.\n4. JSON musi być poprawny i gotowy do parsowania.\n\n",
      "ai_response_raw": "{\n  \"is_valid\": true,\n  \"issue\": \"none\"\n}"
    },
    {
      "timestamp": "2026-04-21T11:14:56.188Z",
      "source_url": "https://www.congress.gov/119/bills/hr8278/BILLS-119hr8278ih.htm",
      "model": "gemini-flash-latest",
      "prompt_sent": "\nJesteś ekspertem od prawa Stanów Zjednoczonych, który ma za zadanie analizować dokumenty ustaw, uchwał oraz innych dokumentów legislacyjnych, a następnie przygotowywać z nich informacje w przystępny sposób dla obywateli. Twoim celem jest przedstawienie informacji tak, aby obywatele mogli sami ocenić wpływ legislacji na ich życie, nawet bez posiadania specjalistycznej wiedzy legislacyjnej. Skup się na faktach i obiektywnych skutkach wprowadzanych zmian, unikając wartościowania i osobistych opinii. Wszelki żargon prawny jest zabroniony. Prezentuj informacje w jasny, zwięzły i angażujący sposób, tak aby były zrozumiałe dla osoby bez wykształcenia prawniczego. Unikaj długich, złożonych zdań. Zamiast pisać \"projekt ma na celu nowelizację kodeksu podatkowego...\", napisz \"Zmiany w podatkach: nowe ulgi i obowiązki dla...\". Kontynuuj swoją pracę, dopóki nie rozwiążesz swojego zadania. Jeśli nie masz pewności co do generowanej treści, przeanalizuj dokument ponownie – nie zgaduj. Rozplanuj dobrze swoje zadanie przed przystąpieniem do niego. W podsumowaniu i kluczowych punktach, jeśli to możliwe i uzasadnione, podkreśl, jakie konkretne korzyści lub skutki (pozytywne lub negatywne) wprowadza ustawa dla życia codziennego obywateli, ich praw i obowiązków, finansów osobistych, bezpieczeństwa i innych ważnych kwestii (np. kategorycznych zakazów i nakazów czy najważniejszych konkretnych alokacji finansowych i terytorialnych).\n\nTwoja odpowiedź MUSI być w formacie JSON - i zawierać następujące klucze.\nZanim zwrócisz odpowiedź, dokładnie zweryfikuj, czy cała struktura JSON jest w 100% poprawna, włącznie ze wszystkimi przecinkami, nawiasami klamrowymi, kwadratowymi oraz cudzysłowami. Błędny JSON jest nieakceptowalny i uniemożliwi przetworzenie Twojej pracy.\n\nPrzeanalizuj dokładnie poniższy tekst dokumentu prawnego. To jest treść, na podstawie której masz wygenerować podsumowanie i kluczowe punkty:\n--- POCZĄTEK DOKUMENTU ---\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8278 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8278 To require certain supervisory agencies to assess their technological capabilities, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 14, 2026 Mr. Stutzman (for himself and Mr. Foster) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To require certain supervisory agencies to assess their technological capabilities, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act''. SEC. 2. FINDINGS. Congress finds the following: (1) Banking regulators continue to examine and monitor depository institutions without sufficient access to real-time information. (2) Supervisory regulators should leverage technologies to more effectively carry out their duties. (3) When updating supervisory technology, risks surrounding technology procurement must be effectively managed. (4) Agencies' reliance on outdated technology can create vulnerabilities for the financial system, through-- (A) difficulties in collecting, compiling, and analyzing relevant information about risks and noncompliance at supervised firms; (B) reliance on information that is inaccurate, incomplete, or not timely; (C) reliance on limited and outdated tools for data analysis; (D) difficulties in using data to identify risk trends; (E) difficulties in producing accurate and timely reports; (F) inadequacy of cybersecurity safeguards; and (G) failure to detect illegal activities. (5) The rapid expansion of financial firms' use of artificial intelligence may generate opportunities to improve the financial system while also introducing a range of risks, making it essential that agencies be equipped with the technology, expertise, and skills needed to analyze these opportunities and potential risks. (6) While agencies assess their supervisory capabilities on an ongoing basis, it is imperative that there be a unified goal of enhancing supervisory technologies that ensure effective and sustainable oversight. SEC. 3. TECHNOLOGICAL CAPABILITIES AND PROCUREMENT PRACTICES ASSESSMENT. (a) In General.-- (1) Technological capabilities assessment.--Each covered agency shall, not later than 180 days after the date of the enactment of this section, assess how existing technologies used by the covered agency pose challenges to the covered agency in conducting adequate, real-time supervisory assessments of entities over which the covered agency has supervisory authority. Such technologies include, as applicable-- (A) core information technology infrastructure; (B) technologies used to supervise entities; (C) technologies for monitoring general market risks using reported data and external data; and (D) technologies for data collection, storage, processing, and security. (2) Procurement practices assessment.--Each covered agency shall, not later than 180 days after the date of the enactment of this section-- (A) assess the procurement rules and protocols adhered to by such covered agency when such covered agency acquires or develops new technological systems; and (B) identify any opportunities to further streamline procurement rules and protocols, including an assessment of the impact such rules or protocols have on the ability of the covered agency to test new technological systems, that are within the covered agency's authority to streamline. (b) Report.--Not later than 18 months after the completion of the assessments required under subsection (a), and for every 5 years thereafter, the covered agencies shall coordinate and jointly submit to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate, in a manner that does not pose a risk to the integrity or security of any technologies, systems, or capabilities of covered agencies, regulated entities, or market participants, a report that includes, as applicable, the following with respect to each covered agency: (1) A general overview of hardware and software used for information gathering and advanced analytics during supervision activities, including categories of technology purchased from vendors and developed by the covered agency or contractors of the covered agency. (2) A description of the procurement practices and protocols of the covered agency, including a description of-- (A) whether such processes are voluntarily adhered to or mandated; and (B) any opportunities to further streamline procurement rules and protocols, including an assessment of the impact such rules or protocols have on the ability of the covered agency to test new technological systems. (3) A general overview of the portion of the workforce of the covered agency that is engaged materially in technology development within the covered agency, including-- (A) an overview of the ability of the covered agency to recruit and retain appropriate technology experts; and (B) a description of the degree to which the covered agency relies on contractors to design, develop, or deploy technology and perform technology- related tasks. (4) A general description of the processes used by the covered agency to obtain information from entities supervised by the covered agency and any impediments thereto, including regulatory obstacles. (5) General information about market and technology trends and risks in the underlying regulated markets including, specific to the covered agency's jurisdiction-- (A) market developments influenced by the adoption of new technologies; (B) the use of new technologies by supervised entities for compliance and risk management purposes; (C) the impact of new technologies on the collection and analysis of data submitted to the covered agencies by supervised entities as required by regulation, including on data quality, interoperability, and standardization; and (D) potential risks, including risks of illicit activity, related to new technologies. (6) A general description of the ways in which the covered agency shares information or system access with other covered agencies and any impediments thereto, including regulatory obstacles. (7) An estimate of the costs for supervised entities to modify systems to share data with covered agencies, as appropriate. (8) A general description of any plans of the covered agency to implement future upgrades to the technology it uses to supervise entities, including-- (A) the anticipated timeline for any planned upgrades; (B) the costs of any planned upgrades; (C) any impediments to procuring relevant technologies; (D) plans for hiring and training individuals in connection with technological upgrades; (E) any aspects of any planned upgrades that should be addressed on an interagency basis; (F) any anticipated challenges and opportunities associated with entities supervised by the covered agency adapting to the covered agency's reporting process, including-- (i) estimates of transition costs; and (ii) estimates of any potential cost reductions; and (G) as applicable, the covered agency's relationships with other covered agencies in their capacity as delegated examiners. (c) Covered Agency Defined.--In this section, the ``covered agency'' means the Board of Governors of the Federal Reserve System, the Bureau of Consumer Financial Protection, the Federal Deposit Insurance Corporation, the Department of the Treasury, including the Office of the Comptroller of the Currency and the Financial Crimes Enforcement Network, the Federal Housing Finance Agency, and the National Credit Union Administration. <all>\n--- KONIEC DOKUMENTU ---\n\nPAMIĘTAJ: Twoja odpowiedź MUSI być wyłącznie poprawnym obiektem JSON. Nie dodawaj żadnych dodatkowych znaków, komentarzy ani tekstu przed znacznikiem '{' ani po znaczniku '}'. Cała odpowiedź musi być parsowalna jako JSON.\nNa podstawie POWYŻSZEGO dokumentu, wypełnij poniższą strukturę JSON:\nOto struktura JSON, której oczekuję (wypełnij ją treścią):\n{\n  \"pl_ai_title\": \"Nowy, krótki tytuł dla aktu prawnego po polsku, oddający sedno wprowadzanych zmian (np. maksymalnie 10-12 słów).\",\n  \"pl_summary\": \"2-3 zdania zwięzłego podsumowania treści aktu prawnego po polsku, napisane z perspektywy wpływu na życie codzienne obywateli.\",\n  \"pl_key_points\": [\n    \"Pierwszy krótki punkt po polsku dotyczący najważniejszych wprowadzanych rozwiązań lub zmian.\",\n    \"Drugi krótki punkt po polsku...\"\n  ],\n  \"eng_ai_title\": \"A new, short title for the legal act in English, capturing the essence of the changes (e.g., max 10-12 words).\",\n  \"eng_summary\": \"2-3 sentences summarizing the legal act in English, from the perspective of its impact on citizens' daily lives.\",\n  \"eng_key_points\": [\n    \"First short bullet point in English regarding the most important solutions or changes being introduced.\",\n    \"Second short bullet point in English...\"\n  ],\n  \"de_ai_title\": \"Ein neuer, kurzer Titel für das Rechtsdokument auf Deutsch, der den Kern der Änderungen erfasst (z.B. max. 10-12 Wörter).\",\n  \"de_summary\": \"2-3 Sätze Zusammenfassung des Rechtsdokuments auf Deutsch, aus der Perspektive seiner Auswirkungen auf das tägliche Leben der Bürger.\",\n  \"de_key_points\": [\n    \"Erster kurzer Stichpunkt auf Deutsch zu den wichtigsten eingeführten Lösungen oder Änderungen.\",\n    \"Zweiter kurzer Stichpunkt auf Deutsch...\"\n  ],\n  \"fr_ai_title\": \"Un nouveau titre court pour l'acte juridique en français, saisissant l'essence des changements (par exemple, 10-12 mots maximum).\",\n  \"fr_summary\": \"Résumé de 2-3 phrases de l'acte juridique en français, du point de vue de son impact sur la vie quotidienne des citoyens.\",\n  \"fr_key_points\": [\n    \"Premier court point en français concernant les solutions ou changements les plus importants introduits.\",\n    \"Deuxième court point en français...\"\n  ],\n  \"es_ai_title\": \"Un nuevo título breve para el acto jurídico en español, que recoja la esencia de los cambios (por ejemplo, máximo 10-12 palabras).\",\n  \"es_summary\": \"Resumen de 2-3 frases del acto jurídico en español, desde la perspectiva de su impacto en la vida cotidiana de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Primer punto breve en español sobre las soluciones o cambios más importantes que se introducen.\",\n    \"Segundo punto breve en español...\"\n  ],\n  \"it_ai_title\": \"Un nuovo titolo breve per l'atto giuridico in italiano, che colga l'essenza delle modifiche (ad es. massimo 10-12 parole).\",\n  \"it_summary\": \"Riepilogo di 2-3 frasi dell'atto giuridico in italiano, dal punto di vista del suo impatto sulla vita quotidiana dei cittadini.\",\n  \"it_key_points\": [\n    \"Primo breve punto in italiano riguardante le soluzioni o le modifiche più importanti introdotte.\",\n    \"Secondo breve punto in italiano...\"\n  ],\n  \"nl_ai_title\": \"Een nieuwe, korte titel voor de rechtshandeling in het Nederlands, die de essentie van de wijzigingen weergeeft (bijv. max. 10-12 woorden).\",\n  \"nl_summary\": \"Samenvatting van 2-3 zinnen van de rechtshandeling in het Nederlands, vanuit het perspectief van de impact op het dagelijks leven van burgers.\",\n  \"nl_key_points\": [\n    \"Eerste korte punt in het Nederlands betreffende de belangrijkste geïntroduceerde oplossingen of wijzigingen.\",\n    \"Tweede korte punt in het Nederlands...\"\n  ],\n  \"pt_ai_title\": \"Um novo título curto para o ato jurídico em português, capturando a essência das mudanças (por exemplo, máx. 10-12 palavras).\",\n  \"pt_summary\": \"Resumo de 2-3 frases do ato jurídico em português, na perspetiva do seu impacto na vida quotidiana dos cidadãos.\",\n  \"pt_key_points\": [\n    \"Primeiro ponto curto em português sobre as soluções ou alterações mais importantes introduzidas.\",\n    \"Segundo ponto curto em português...\"\n  ],\n  \"category\": [\"Categorize the document into one category by default, based on the field it primarily concerns. Choose up to 3 if the document also touches upon SIGNIFICANT issues from other categories. You MUST select categories ONLY from the following list: Health, Education, Family, Taxes, Labor, Security, Environment, Courts and Law, Transport, Benefits, Real Estate, Media and Culture, Local Government, Migration, Agriculture, Public Investments, Informatization, Economy. If the document does not definitively fit any of these, you MUST use \"Other\". If you use \"Other\", it should be the ONLY category selected. Do NOT invent new categories. The response must be an array of strings, e.g., [\"Taxes\", \"Family\"].\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Modernizacja technologii w nadzorze finansowym dla lepszego bezpieczeństwa obywateli\",\n  \"pl_summary\": \"Ustawa nakłada na urzędy nadzorujące banki obowiązek unowocześnienia systemów informatycznych, aby lepiej wykrywać zagrożenia i nielegalne działania. Dzięki temu pieniądze i dane finansowe obywateli mają być lepiej chronione przed nowoczesnymi ryzykami, takimi jak cyberataki czy błędy systemowe.\",\n  \"pl_key_points\": [\n    \"Urzędy muszą sprawdzić, czy ich obecna technologia pozwala na skuteczne śledzenie zagrożeń finansowych w czasie rzeczywistym.\",\n    \"Wprowadzenie lepszych narzędzi do analizy sztucznej inteligencji (AI) stosowanej przez instytucje finansowe.\",\n    \"Usprawnienie procesów zakupu nowoczesnego oprogramowania i sprzętu przez agencje rządowe.\",\n    \"Regularne raportowanie o stanie zabezpieczeń cyfrowych i kosztach modernizacji systemów nadzoru.\"\n  ],\n  \"eng_ai_title\": \"Modernizing Financial Supervision Technology to Enhance Consumer Safety and Security\",\n  \"eng_summary\": \"This bill requires financial regulators to upgrade their outdated technology to better monitor banks and protect the financial system. These changes aim to improve the detection of illegal activities and ensure that citizens' financial data is handled with modern security standards.\",\n  \"eng_key_points\": [\n    \"Agencies must evaluate if their current tech allows for real-time monitoring of financial risks.\",\n    \"Regulators will focus on gaining the skills and tools needed to oversee the use of Artificial Intelligence in banking.\",\n    \"The bill aims to simplify how government agencies buy and test new, more effective software.\",\n    \"Regular reports will be issued on cybersecurity safeguards and the costs of keeping financial oversight up to date.\"\n  ],\n  \"de_ai_title\": \"Modernisierung der Finanzaufsichtstechnologie zur Erhöhung der Sicherheit für Bürger\",\n  \"de_summary\": \"Dieses Gesetz verpflichtet Finanzaufsichtsbehörden, ihre veraltete Technik zu bewerten und zu modernisieren, um Banken besser zu überwachen. Ziel ist es, illegale Aktivitäten schneller zu erkennen und die Finanzstabilität durch modernere IT-Systeme zu gewährleisten.\",\n  \"de_key_points\": [\n    \"Behörden müssen prüfen, ob ihre Technik eine Risikoüberwachung in Echtzeit ermöglicht.\",\n    \"Verbesserung der Fähigkeiten zur Analyse von Risiken durch Künstliche Intelligenz im Finanzsektor.\",\n    \"Vereinfachung der Beschaffung moderner Software und Hardware durch Regierungsstellen.\",\n    \"Regelmäßige Berichte über Cybersicherheit und die Kosten für technologische Upgrades.\"\n  ],\n  \"fr_ai_title\": \"Modernisation des technologies de surveillance financière pour une meilleure sécurité des citoyens\",\n  \"fr_summary\": \"Cette loi oblige les régulateurs financiers à évaluer et moderniser leurs outils technologiques pour mieux surveiller les banques. L'objectif est de renforcer la détection des activités illégales et de mieux protéger les finances des citoyens face aux nouveaux risques numériques.\",\n  \"fr_key_points\": [\n    \"Les agences doivent vérifier si leur technologie actuelle permet une surveillance des risques en temps réel.\",\n    \"Renforcement des compétences pour analyser l'usage de l'intelligence artificielle dans le secteur financier.\",\n    \"Simplification des procédures d'achat de nouveaux logiciels et matériels performants par l'État.\",\n    \"Rapports réguliers sur la cybersécurité et les coûts liés à la modernisation des systèmes de contrôle.\"\n  ],\n  \"es_ai_title\": \"Modernización tecnológica de la supervisión financiera para proteger a los ciudadanos\",\n  \"es_summary\": \"Esta ley exige que los reguladores financieros actualicen su tecnología obsoleta para supervisar mejor a los bancos y proteger el sistema financiero. El objetivo es detectar actividades ilegales de manera más eficaz y garantizar la seguridad de los datos de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Las agencias deben evaluar si su tecnología actual permite vigilar riesgos financieros en tiempo real.\",\n    \"Mejora de las herramientas para analizar el impacto de la inteligencia artificial en los servicios bancarios.\",\n    \"Agilización de los procesos para que el gobierno adquiera y pruebe software más avanzado.\",\n    \"Informes periódicos sobre ciberseguridad y los costes de mantener actualizada la supervisión tecnológica.\"\n  ],\n  \"it_ai_title\": \"Modernizzazione delle tecnologie di vigilanza finanziaria per la sicurezza dei cittadini\",\n  \"it_summary\": \"Questa legge impone alle autorità di vigilanza finanziaria di aggiornare le proprie tecnologie per monitorare meglio le banche e prevenire frodi. L'obiettivo è proteggere i risparmi e i dati dei cittadini attraverso sistemi informatici più moderni ed efficienti.\",\n  \"it_key_points\": [\n    \"Le agenzie devono verificare se i loro sistemi attuali consentono un controllo dei rischi in tempo reale.\",\n    \"Potenziamento degli strumenti per analizzare l'uso dell'intelligenza artificiale nel settore bancario.\",\n    \"Semplificazione delle procedure per l'acquisto di nuovi software e tecnologie da parte dello Stato.\",\n    \"Rapporti periodici sulla sicurezza informatica e sui costi necessari per l'aggiornamento dei sistemi.\"\n  ],\n  \"nl_ai_title\": \"Modernisering van financieel toezicht door technologie voor betere burgerveiligheid\",\n  \"nl_summary\": \"Deze wet verplicht financiële toezichthouders om hun verouderde technologie te vernieuwen om banken beter te kunnen controleren. Dit moet leiden tot een snellere detectie van illegale activiteiten en een betere bescherming van de financiële gegevens van burgers.\",\n  \"nl_key_points\": [\n    \"Instanties moeten onderzoeken of hun huidige techniek realtime toezicht op financiële risico's mogelijk maakt.\",\n    \"Verbetering van de kennis en middelen om het gebruik van kunstmatige intelligentie in de banksector te controleren.\",\n    \"Versoepeling van de regels voor de overheid om nieuwe, effectievere software aan te schaffen.\",\n    \"Regelmatige rapportage over cyberbeveiliging en de kosten van technologische vernieuwingen.\"\n  ],\n  \"pt_ai_title\": \"Modernização da tecnologia de supervisão financeira para maior segurança dos cidadãos\",\n  \"pt_summary\": \"Esta lei exige que os reguladores financeiros atualizem as suas tecnologias obsoletas para monitorizar melhor os bancos e proteger o sistema financeiro. O objetivo é detetar atividades ilegais com mais eficácia e garantir a segurança dos dados financeiros dos cidadãos.\",\n  \"pt_key_points\": [\n    \"As agências devem avaliar se a sua tecnologia atual permite vigiar riscos financeiros em tempo real.\",\n    \"Melhoria das ferramentas para analisar o impacto da inteligência artificial nos serviços bancários.\",\n    \"Simplificação dos processos para o governo adquirir e testar novos softwares mais avançados.\",\n    \"Relatórios periódicos sobre cibersegurança e os custos de manter a supervisão tecnológica atualizada.\"\n  ],\n  \"category\": [\"Informatization\", \"Economy\", \"Security\"]\n}"
    }
  ]
}