{
  "legislationId": "119_S_4218",
  "lastUpdate": "2026-04-03T11:32:36.955Z",
  "history": [
    {
      "timestamp": "2026-04-03T11:32:36.955Z",
      "source_url": "https://www.congress.gov/119/bills/s4218/BILLS-119s4218is.htm",
      "model": "gemini-flash-lite-latest",
      "prompt_sent": "\nROLE: Fact Checker.\nZADANIE: Porównaj SOURCE (oryginał) i SUMMARY (streszczenie przygotowane przez inne AI).\n\nTwoim celem jest wykrycie \"ZMYŚLONYCH KONKRETÓW\" (Fabricated Entities) w SUMMARY.\n\nSOURCE:\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S. 4218 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. 4218 To amend title 38, United States Code, to address appraisal fees for housing loans guaranteed by the Department of Veterans Affairs, and for other purposes. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES March 26, 2026 Ms. Duckworth (for herself, Mr. Sheehy, and Mr. Banks) introduced the following bill; which was read twice and referred to the Committee on Veterans' Affairs _______________________________________________________________________ A BILL To amend title 38, United States Code, to address appraisal fees for housing loans guaranteed by the Department of Veterans Affairs, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``VA Appraisal Modernization Act''. SEC. 2. APPRAISAL FEES FOR DEPARTMENT OF VETERANS AFFAIRS HOME LOANS. (a) In General.--Chapter 37 of title 38, United States Code, is amended by inserting after section 3731 the following new section: ``Sec. 3731A. Appraisal fees ``(a) Definitions.--In this section: ``(1) Appraisal fee.--The term `appraisal fee' means the compensation paid to an appraiser for conducting an appraisal of property in connection with a loan guaranteed, insured, or made under this chapter. ``(2) High-demand county.--The term `high-demand county' means a county designated as a high-demand county under subsection (c). ``(3) Remote county.--The term `remote county' means a county designated as a remote county under subsection (c). ``(b) Annual Inflation Adjustment.-- ``(1) Baseline.--Not later than 180 days after the date of the enactment of the VA Appraisal Modernization Act, the Secretary shall establish appraisal fees for purposes of this chapter. ``(2) Adjustment.--On January 1, 2027, and annually thereafter, the Secretary shall adjust the appraisal fees established under paragraph (1) to reflect the percentage of the increase, if any, in the purchase price of homes during the previous year, as determined by the quarterly purchase-only House Price Index published by the Federal Housing Finance Agency, rounded to the nearest $25. ``(3) Publication; notice.--The Secretary shall-- ``(A) publish the appraisal fees established under this subsection on the publicly available website of the Department of Veterans Affairs; and ``(B) directly notify the appraisers on the list developed and maintained under section 3731(a)(3) of this title of such fees. ``(c) Designation of High-Demand Counties and Remote Counties.-- ``(1) High-demand counties.-- ``(A) In general.--The Secretary shall designate a county as a high-demand county for purposes of this section if-- ``(i) during the 90-day period preceding the date on which the designation is made-- ``(I) the average time to complete an appraisal in the county exceeded the timeliness standard established under section 3731 of this title by more than three business days; or ``(II) more than 15 percent of appraisal assignments in the county were unassigned for five or more business days due to insufficient appraiser availability; or ``(ii) the Secretary determines, based on data analysis and market conditions, that demand for appraisals in the county substantially exceeds available appraiser capacity. ``(B) List; updates.--The Secretary shall-- ``(i) maintain a list of high-demand counties designated under subparagraph (A); and ``(ii) on a quarterly basis, review and update such list. ``(2) Remote counties.-- ``(A) In general.--The Secretary shall designate a county as a remote county for purposes of this section if-- ``(i) there are fewer than five appraisers on the list developed and maintained under section 3731(a)(3) of this title within 30 miles of the county's geographic center; ``(ii) the average distance traveled by an appraiser to complete an assignment in the county is greater than 40 miles one way; or ``(iii) the Secretary determines that the county is characterized by low appraiser density relative to loan volume. ``(B) List; updates.--The Secretary shall-- ``(i) maintain a list of remote counties designated under subparagraph (A); and ``(ii) on a quarterly basis, review and update such list. ``(d) Appraisal Fees in High-Demand Counties.-- ``(1) In general.--On January 1, 2027, and annually thereafter, the Secretary shall increase the appraisal fee for appraisals made in high-demand counties to not less than 125 percent of the appraisal fee established under subsection (b). ``(2) Increase.--In carrying out paragraph (1), the Secretary may increase the appraisal fee for appraisals made in a high-demand county to not more than 150 percent of the appraisal fee established under subsection (b) if the county has been designated as a high-demand county for four quarters or more. ``(e) Mileage Reimbursement.-- ``(1) In general.--For any appraisal made for purposes of this chapter in a high-demand county or remote county, the Secretary shall reimburse the appraiser for mileage at the rate prescribed by the Administrator of General Services under section 5707(b) of title 5 for use on official business of privately owned automobiles. ``(2) Mileage.--In this subsection, the term `mileage' means the round trip distance in miles between the appraiser's place of business and the subject property.''. (b) Clerical Amendment.--The table of sections at the beginning of such chapter is amended by inserting after the item relating to section 3731 the following new item: ``3731A. Appraisal fees.''. SEC. 3. REPORT AND STUDY. (a) Report.--Not later than 180 days after the date of the enactment of this Act, the Secretary of Veterans Affairs shall submit to the Committee on Finance of the Senate and the Committee on Ways and Means of the House of Representatives a report that includes the following: (1) An estimation of-- (A) the effects of section 3731A of title 38, United States Code, as added by section 2, on government expenditures over time; (B) the impact of such section on the number of appraisers who join the appraisal network of the Department of Veterans Affairs; (C) the impact of such section on completion times for appraisals in high-demand counties; and (D) the impact of such section on the use of housing loans guaranteed, insured, or made under chapter 37 of title 38, United States Code. (2) Recommendations to prevent fraud, waste, and abuse in the implementation of such section. (b) Study.--Not later than 180 days after the date of the enactment of this Act, the Secretary of Veterans Affairs shall-- (1) conduct on a study on the feasibility and advisability of-- (A) procuring contracts for home appraisers in areas where supply cannot meet demand; and (B) restructuring the appraisal process of the Department of Veterans Affairs to more closely mirror the appraisal process for loans insured by the Federal Housing Administration; and (2) submit to Congress, and make publicly available, a report on the results of such study. <all>\n\nSUMMARY TO EVALUATE:\nTitle: VA Appraisal Modernization Act\nSummary: This act aims to speed up the home-buying process for veterans by updating how appraisal fees are calculated and paid. It ensures appraisers are fairly compensated, especially in busy or remote areas, to reduce wait times for loan approvals.\nKey Points: Annual adjustment of appraisal fees based on national home price increases., Higher pay for appraisers in high-demand counties to attract more professionals and reduce backlogs., Mileage reimbursement for appraisers traveling to remote locations or busy areas., Faster appraisal completion times for veterans seeking VA-guaranteed housing loans.\n\nZASADY OCENY:\n1. Sprawdź wszystkie LICZBY, DATY i KWOTY w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n2. Sprawdź wszystkie NAZWISKA, ORGANIZACJE i MIEJSCA w SUMMARY. Jeśli którejś brakuje w SOURCE -> is_valid: false.\n3. Sprawdź wszystkie konkretne DZIAŁANIA PRAWNE . Jeśli tego mechanizmu nie ma w SOURCE -> is_valid: false.\n\nWAŻNE: Abstrakcyjne pojęcia (np. \"transparentność\", \"zaufanie\") są dozwolone jako wnioski.\n\nOUTPUT (JSON):\n{\n  \"is_valid\": true/false,\n  \"issue\": \"fabricated_entity\" / \"contradiction\" / \"none\"\n}\n\nWYMAGANIA FORMATOWANIA:\n1. Odpowiedz WYŁĄCZNIE surowym obiektem JSON.\n2. NIE używaj bloków kodu Markdown.\n3. NIE dodawaj żadnych wstępów ani wyjaśnień przed ani po JSONie.\n4. JSON musi być poprawny i gotowy do parsowania.\n\n",
      "ai_response_raw": "{\n  \"is_valid\": true,\n  \"issue\": \"none\"\n}"
    },
    {
      "timestamp": "2026-04-03T11:22:10.303Z",
      "source_url": "https://www.congress.gov/119/bills/s4218/BILLS-119s4218is.htm",
      "model": "gemini-flash-latest",
      "prompt_sent": "\nJesteś ekspertem od prawa Stanów Zjednoczonych, który ma za zadanie analizować dokumenty ustaw, uchwał oraz innych dokumentów legislacyjnych, a następnie przygotowywać z nich informacje w przystępny sposób dla obywateli. Twoim celem jest przedstawienie informacji tak, aby obywatele mogli sami ocenić wpływ legislacji na ich życie, nawet bez posiadania specjalistycznej wiedzy legislacyjnej. Skup się na faktach i obiektywnych skutkach wprowadzanych zmian, unikając wartościowania i osobistych opinii. Wszelki żargon prawny jest zabroniony. Prezentuj informacje w jasny, zwięzły i angażujący sposób, tak aby były zrozumiałe dla osoby bez wykształcenia prawniczego. Unikaj długich, złożonych zdań. Zamiast pisać \"projekt ma na celu nowelizację kodeksu podatkowego...\", napisz \"Zmiany w podatkach: nowe ulgi i obowiązki dla...\". Kontynuuj swoją pracę, dopóki nie rozwiążesz swojego zadania. Jeśli nie masz pewności co do generowanej treści, przeanalizuj dokument ponownie – nie zgaduj. Rozplanuj dobrze swoje zadanie przed przystąpieniem do niego. W podsumowaniu i kluczowych punktach, jeśli to możliwe i uzasadnione, podkreśl, jakie konkretne korzyści lub skutki (pozytywne lub negatywne) wprowadza ustawa dla życia codziennego obywateli, ich praw i obowiązków, finansów osobistych, bezpieczeństwa i innych ważnych kwestii (np. kategorycznych zakazów i nakazów czy najważniejszych konkretnych alokacji finansowych i terytorialnych).\n\nTwoja odpowiedź MUSI być w formacie JSON - i zawierać następujące klucze.\nZanim zwrócisz odpowiedź, dokładnie zweryfikuj, czy cała struktura JSON jest w 100% poprawna, włącznie ze wszystkimi przecinkami, nawiasami klamrowymi, kwadratowymi oraz cudzysłowami. Błędny JSON jest nieakceptowalny i uniemożliwi przetworzenie Twojej pracy.\n\nPrzeanalizuj dokładnie poniższy tekst dokumentu prawnego. To jest treść, na podstawie której masz wygenerować podsumowanie i kluczowe punkty:\n--- POCZĄTEK DOKUMENTU ---\n[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S. 4218 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. 4218 To amend title 38, United States Code, to address appraisal fees for housing loans guaranteed by the Department of Veterans Affairs, and for other purposes. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES March 26, 2026 Ms. Duckworth (for herself, Mr. Sheehy, and Mr. Banks) introduced the following bill; which was read twice and referred to the Committee on Veterans' Affairs _______________________________________________________________________ A BILL To amend title 38, United States Code, to address appraisal fees for housing loans guaranteed by the Department of Veterans Affairs, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``VA Appraisal Modernization Act''. SEC. 2. APPRAISAL FEES FOR DEPARTMENT OF VETERANS AFFAIRS HOME LOANS. (a) In General.--Chapter 37 of title 38, United States Code, is amended by inserting after section 3731 the following new section: ``Sec. 3731A. Appraisal fees ``(a) Definitions.--In this section: ``(1) Appraisal fee.--The term `appraisal fee' means the compensation paid to an appraiser for conducting an appraisal of property in connection with a loan guaranteed, insured, or made under this chapter. ``(2) High-demand county.--The term `high-demand county' means a county designated as a high-demand county under subsection (c). ``(3) Remote county.--The term `remote county' means a county designated as a remote county under subsection (c). ``(b) Annual Inflation Adjustment.-- ``(1) Baseline.--Not later than 180 days after the date of the enactment of the VA Appraisal Modernization Act, the Secretary shall establish appraisal fees for purposes of this chapter. ``(2) Adjustment.--On January 1, 2027, and annually thereafter, the Secretary shall adjust the appraisal fees established under paragraph (1) to reflect the percentage of the increase, if any, in the purchase price of homes during the previous year, as determined by the quarterly purchase-only House Price Index published by the Federal Housing Finance Agency, rounded to the nearest $25. ``(3) Publication; notice.--The Secretary shall-- ``(A) publish the appraisal fees established under this subsection on the publicly available website of the Department of Veterans Affairs; and ``(B) directly notify the appraisers on the list developed and maintained under section 3731(a)(3) of this title of such fees. ``(c) Designation of High-Demand Counties and Remote Counties.-- ``(1) High-demand counties.-- ``(A) In general.--The Secretary shall designate a county as a high-demand county for purposes of this section if-- ``(i) during the 90-day period preceding the date on which the designation is made-- ``(I) the average time to complete an appraisal in the county exceeded the timeliness standard established under section 3731 of this title by more than three business days; or ``(II) more than 15 percent of appraisal assignments in the county were unassigned for five or more business days due to insufficient appraiser availability; or ``(ii) the Secretary determines, based on data analysis and market conditions, that demand for appraisals in the county substantially exceeds available appraiser capacity. ``(B) List; updates.--The Secretary shall-- ``(i) maintain a list of high-demand counties designated under subparagraph (A); and ``(ii) on a quarterly basis, review and update such list. ``(2) Remote counties.-- ``(A) In general.--The Secretary shall designate a county as a remote county for purposes of this section if-- ``(i) there are fewer than five appraisers on the list developed and maintained under section 3731(a)(3) of this title within 30 miles of the county's geographic center; ``(ii) the average distance traveled by an appraiser to complete an assignment in the county is greater than 40 miles one way; or ``(iii) the Secretary determines that the county is characterized by low appraiser density relative to loan volume. ``(B) List; updates.--The Secretary shall-- ``(i) maintain a list of remote counties designated under subparagraph (A); and ``(ii) on a quarterly basis, review and update such list. ``(d) Appraisal Fees in High-Demand Counties.-- ``(1) In general.--On January 1, 2027, and annually thereafter, the Secretary shall increase the appraisal fee for appraisals made in high-demand counties to not less than 125 percent of the appraisal fee established under subsection (b). ``(2) Increase.--In carrying out paragraph (1), the Secretary may increase the appraisal fee for appraisals made in a high-demand county to not more than 150 percent of the appraisal fee established under subsection (b) if the county has been designated as a high-demand county for four quarters or more. ``(e) Mileage Reimbursement.-- ``(1) In general.--For any appraisal made for purposes of this chapter in a high-demand county or remote county, the Secretary shall reimburse the appraiser for mileage at the rate prescribed by the Administrator of General Services under section 5707(b) of title 5 for use on official business of privately owned automobiles. ``(2) Mileage.--In this subsection, the term `mileage' means the round trip distance in miles between the appraiser's place of business and the subject property.''. (b) Clerical Amendment.--The table of sections at the beginning of such chapter is amended by inserting after the item relating to section 3731 the following new item: ``3731A. Appraisal fees.''. SEC. 3. REPORT AND STUDY. (a) Report.--Not later than 180 days after the date of the enactment of this Act, the Secretary of Veterans Affairs shall submit to the Committee on Finance of the Senate and the Committee on Ways and Means of the House of Representatives a report that includes the following: (1) An estimation of-- (A) the effects of section 3731A of title 38, United States Code, as added by section 2, on government expenditures over time; (B) the impact of such section on the number of appraisers who join the appraisal network of the Department of Veterans Affairs; (C) the impact of such section on completion times for appraisals in high-demand counties; and (D) the impact of such section on the use of housing loans guaranteed, insured, or made under chapter 37 of title 38, United States Code. (2) Recommendations to prevent fraud, waste, and abuse in the implementation of such section. (b) Study.--Not later than 180 days after the date of the enactment of this Act, the Secretary of Veterans Affairs shall-- (1) conduct on a study on the feasibility and advisability of-- (A) procuring contracts for home appraisers in areas where supply cannot meet demand; and (B) restructuring the appraisal process of the Department of Veterans Affairs to more closely mirror the appraisal process for loans insured by the Federal Housing Administration; and (2) submit to Congress, and make publicly available, a report on the results of such study. <all>\n--- KONIEC DOKUMENTU ---\n\nPAMIĘTAJ: Twoja odpowiedź MUSI być wyłącznie poprawnym obiektem JSON. Nie dodawaj żadnych dodatkowych znaków, komentarzy ani tekstu przed znacznikiem '{' ani po znaczniku '}'. Cała odpowiedź musi być parsowalna jako JSON.\nNa podstawie POWYŻSZEGO dokumentu, wypełnij poniższą strukturę JSON:\nOto struktura JSON, której oczekuję (wypełnij ją treścią):\n{\n  \"pl_ai_title\": \"Nowy, krótki tytuł dla aktu prawnego po polsku, oddający sedno wprowadzanych zmian (np. maksymalnie 10-12 słów).\",\n  \"pl_summary\": \"2-3 zdania zwięzłego podsumowania treści aktu prawnego po polsku, napisane z perspektywy wpływu na życie codzienne obywateli.\",\n  \"pl_key_points\": [\n    \"Pierwszy krótki punkt po polsku dotyczący najważniejszych wprowadzanych rozwiązań lub zmian.\",\n    \"Drugi krótki punkt po polsku...\"\n  ],\n  \"eng_ai_title\": \"A new, short title for the legal act in English, capturing the essence of the changes (e.g., max 10-12 words).\",\n  \"eng_summary\": \"2-3 sentences summarizing the legal act in English, from the perspective of its impact on citizens' daily lives.\",\n  \"eng_key_points\": [\n    \"First short bullet point in English regarding the most important solutions or changes being introduced.\",\n    \"Second short bullet point in English...\"\n  ],\n  \"de_ai_title\": \"Ein neuer, kurzer Titel für das Rechtsdokument auf Deutsch, der den Kern der Änderungen erfasst (z.B. max. 10-12 Wörter).\",\n  \"de_summary\": \"2-3 Sätze Zusammenfassung des Rechtsdokuments auf Deutsch, aus der Perspektive seiner Auswirkungen auf das tägliche Leben der Bürger.\",\n  \"de_key_points\": [\n    \"Erster kurzer Stichpunkt auf Deutsch zu den wichtigsten eingeführten Lösungen oder Änderungen.\",\n    \"Zweiter kurzer Stichpunkt auf Deutsch...\"\n  ],\n  \"fr_ai_title\": \"Un nouveau titre court pour l'acte juridique en français, saisissant l'essence des changements (par exemple, 10-12 mots maximum).\",\n  \"fr_summary\": \"Résumé de 2-3 phrases de l'acte juridique en français, du point de vue de son impact sur la vie quotidienne des citoyens.\",\n  \"fr_key_points\": [\n    \"Premier court point en français concernant les solutions ou changements les plus importants introduits.\",\n    \"Deuxième court point en français...\"\n  ],\n  \"es_ai_title\": \"Un nuevo título breve para el acto jurídico en español, que recoja la esencia de los cambios (por ejemplo, máximo 10-12 palabras).\",\n  \"es_summary\": \"Resumen de 2-3 frases del acto jurídico en español, desde la perspectiva de su impacto en la vida cotidiana de los ciudadanos.\",\n  \"es_key_points\": [\n    \"Primer punto breve en español sobre las soluciones o cambios más importantes que se introducen.\",\n    \"Segundo punto breve en español...\"\n  ],\n  \"it_ai_title\": \"Un nuovo titolo breve per l'atto giuridico in italiano, che colga l'essenza delle modifiche (ad es. massimo 10-12 parole).\",\n  \"it_summary\": \"Riepilogo di 2-3 frasi dell'atto giuridico in italiano, dal punto di vista del suo impatto sulla vita quotidiana dei cittadini.\",\n  \"it_key_points\": [\n    \"Primo breve punto in italiano riguardante le soluzioni o le modifiche più importanti introdotte.\",\n    \"Secondo breve punto in italiano...\"\n  ],\n  \"nl_ai_title\": \"Een nieuwe, korte titel voor de rechtshandeling in het Nederlands, die de essentie van de wijzigingen weergeeft (bijv. max. 10-12 woorden).\",\n  \"nl_summary\": \"Samenvatting van 2-3 zinnen van de rechtshandeling in het Nederlands, vanuit het perspectief van de impact op het dagelijks leven van burgers.\",\n  \"nl_key_points\": [\n    \"Eerste korte punt in het Nederlands betreffende de belangrijkste geïntroduceerde oplossingen of wijzigingen.\",\n    \"Tweede korte punt in het Nederlands...\"\n  ],\n  \"pt_ai_title\": \"Um novo título curto para o ato jurídico em português, capturando a essência das mudanças (por exemplo, máx. 10-12 palavras).\",\n  \"pt_summary\": \"Resumo de 2-3 frases do ato jurídico em português, na perspetiva do seu impacto na vida quotidiana dos cidadãos.\",\n  \"pt_key_points\": [\n    \"Primeiro ponto curto em português sobre as soluções ou alterações mais importantes introduzidas.\",\n    \"Segundo ponto curto em português...\"\n  ],\n  \"category\": [\"Categorize the document into one category by default, based on the field it primarily concerns. Choose up to 3 if the document also touches upon SIGNIFICANT issues from other categories. You MUST select categories ONLY from the following list: Health, Education, Family, Taxes, Labor, Security, Environment, Courts and Law, Transport, Benefits, Real Estate, Media and Culture, Local Government, Migration, Agriculture, Public Investments, Informatization, Economy. If the document does not definitively fit any of these, you MUST use \"Other\". If you use \"Other\", it should be the ONLY category selected. Do NOT invent new categories. The response must be an array of strings, e.g., [\"Taxes\", \"Family\"].\"]\n}\n\n",
      "ai_response_raw": "{\n  \"pl_ai_title\": \"Ustawa o modernizacji wycen nieruchomości dla weteranów (VA)\",\n  \"pl_summary\": \"Ustawa ma na celu przyspieszenie procesu zakupu domów przez weteranów poprzez urealnienie stawek dla rzeczoznawców majątkowych. Zmiany te mają zachęcić specjalistów do pracy w trudnodostępnych miejscach i skrócić czas oczekiwania na wycenę niezbędną do uzyskania kredytu.\",\n  \"pl_key_points\": [\n    \"Wprowadzenie corocznej waloryzacji opłat za wycenę nieruchomości w oparciu o wzrost cen domów.\",\n    \"Podniesienie wynagrodzeń dla rzeczoznawców w powiatach o dużym popycie, gdzie brakuje specjalistów.\",\n    \"Wprowadzenie zwrotu kosztów dojazdu dla rzeczoznawców pracujących w odległych lub trudno dostępnych regionach.\",\n    \"Skrócenie czasu oczekiwania weteranów na decyzję o przyznaniu gwarantowanego kredytu mieszkaniowego.\"\n  ],\n  \"eng_ai_title\": \"VA Appraisal Modernization Act\",\n  \"eng_summary\": \"This act aims to speed up the home-buying process for veterans by updating how appraisal fees are calculated and paid. It ensures appraisers are fairly compensated, especially in busy or remote areas, to reduce wait times for loan approvals.\",\n  \"eng_key_points\": [\n    \"Annual adjustment of appraisal fees based on national home price increases.\",\n    \"Higher pay for appraisers in high-demand counties to attract more professionals and reduce backlogs.\",\n    \"Mileage reimbursement for appraisers traveling to remote locations or busy areas.\",\n    \"Faster appraisal completion times for veterans seeking VA-guaranteed housing loans.\"\n  ],\n  \"de_ai_title\": \"Gesetz zur Modernisierung der Immobilienbewertung für Veteranen (VA)\",\n  \"de_summary\": \"Dieses Gesetz soll den Hauskauf für Veteranen beschleunigen, indem die Gebühren für Immobiliengutachter angepasst werden. Durch höhere Vergütungen in abgelegenen oder stark nachgefragten Gebieten sollen die Wartezeiten für Kreditgenehmigungen verkürzt werden.\",\n  \"de_key_points\": [\n    \"Jährliche Anpassung der Gutachtergebühren an die Entwicklung der Immobilienpreise.\",\n    \"Höhere Honorare in Gebieten mit hohem Bedarf, um mehr Fachkräfte für Gutachten zu gewinnen.\",\n    \"Erstattung von Fahrtkosten für Gutachter in ländlichen oder schwer erreichbaren Regionen.\",\n    \"Schnellere Bearbeitung von Immobilienbewertungen für Veteranen beim Hauskauf.\"\n  ],\n  \"fr_ai_title\": \"Loi sur la modernisation de l'évaluation immobilière pour les anciens combattants (VA)\",\n  \"fr_summary\": \"Cette loi vise à accélérer l'achat de logements pour les vétérans en révisant les tarifs des experts immobiliers. Elle propose des incitations financières pour réduire les délais d'attente dans les zones tendues ou isolées.\",\n  \"fr_key_points\": [\n    \"Ajustement annuel des frais d'expertise immobilière selon l'augmentation des prix des logements.\",\n    \"Augmentation des tarifs pour les experts dans les comtés à forte demande afin de réduire les retards.\",\n    \"Remboursement des frais de déplacement pour les expertises réalisées dans des zones rurales ou éloignées.\",\n    \"Réduction des délais d'obtention des prêts immobiliers garantis par le VA pour les vétérans.\"\n  ],\n  \"es_ai_title\": \"Ley de Modernización de Tasaciones para Veteranos (VA)\",\n  \"es_summary\": \"Esta ley busca agilizar la compra de viviendas para veteranos actualizando las tarifas de los tasadores de propiedades. El objetivo es reducir los tiempos de espera ofreciendo mejores pagos en zonas remotas o de alta demanda.\",\n  \"es_key_points\": [\n    \"Ajuste anual de las tarifas de tasación basado en el incremento de los precios de las viviendas.\",\n    \"Pagos más altos para tasadores en condados con mucha demanda para atraer a más profesionales.\",\n    \"Reembolso de gastos de kilometraje para tasaciones en áreas rurales o de difícil acceso.\",\n    \"Procesos de préstamo más rápidos para veteranos gracias a una mayor disponibilidad de tasadores.\"\n  ],\n  \"it_ai_title\": \"Legge sulla modernizzazione delle valutazioni immobiliari per i veterani (VA)\",\n  \"it_summary\": \"Questa legge mira a velocizzare l'acquisto di case per i veterani aggiornando i compensi per i periti immobiliari. L'obiettivo è ridurre i tempi di attesa garantendo pagamenti equi anche in zone remote o molto richieste.\",\n  \"it_key_points\": [\n    \"Adeguamento annuale delle tariffe dei periti in base all'aumento dei prezzi delle case sul mercato.\",\n    \"Compensi più alti per i periti nelle contee ad alta richiesta per ridurre i tempi di attesa.\",\n    \"Rimborso chilometrico per le perizie effettuate in zone isolate o distanti.\",\n    \"Tempi di approvazione dei prestiti garantiti per i veterani più rapidi ed efficienti.\"\n  ],\n  \"nl_ai_title\": \"Wet modernisering taxaties voor veteranen (VA)\",\n  \"nl_summary\": \"Deze wet is bedoeld om het koopproces van woningen voor veteranen te versnellen door de vergoedingen voor taxateurs te actualiseren. Door hogere betalingen in drukke of afgelegen gebieden worden de wachttijden voor leningen verkort.\",\n  \"nl_key_points\": [\n    \"Jaarlijkse aanpassing van taxatiekosten op basis van de stijging van de huizenprijzen.\",\n    \"Hogere vergoedingen voor taxateurs in regio's met een grote vraag om meer professionals aan te trekken.\",\n    \"Kilometervergoeding voor taxateurs die werken in afgelegen of moeilijk bereikbare gebieden.\",\n    \"Snellere afhandeling van woningtaxaties voor veteranen die een lening aanvragen.\"\n  ],\n  \"pt_ai_title\": \"Lei de Modernização da Avaliação de Imóveis para Veteranos (VA)\",\n  \"pt_summary\": \"Esta lei visa acelerar a compra de casas por veteranos, atualizando as taxas pagas aos avaliadores de imóveis. O objetivo é reduzir o tempo de espera através de melhores compensações em áreas remotas ou de alta procura.\",\n  \"pt_key_points\": [\n    \"Ajuste anual das taxas de avaliação com base no aumento dos preços das casas no mercado.\",\n    \"Pagamentos mais elevados para avaliadores em condados com muita procura para evitar atrasos.\",\n    \"Reembolso de despesas de deslocação para avaliações em zonas rurais ou distantes.\",\n    \"Aprovação de empréstimos habitacionais para veteranos de forma mais rápida e eficiente.\"\n  ],\n  \"category\": [\"Real Estate\", \"Benefits\", \"Economy\"]\n}"
    }
  ]
}