Estimate your annual RMD from a traditional IRA or employer retirement plan using the IRS Uniform Lifetime Table.
| Year | Age | Starting balance | Divisor | RMD |
|---|
This tool estimates required minimum distributions using the IRS Uniform Lifetime Table (Treas. Reg. §1.401(a)(9)-9) and the SECURE 2.0 Act's RMD start-age rules. It assumes a constant annual growth rate applied after each year's distribution and does not account for the Joint Life and Last Survivor Table, which may produce a smaller RMD if your spouse is your sole beneficiary and more than 10 years younger than you. Results are estimates for general informational purposes only and are not tax, legal, or financial advice. Consult a qualified advisor or IRS Publication 590-B for guidance specific to your situation.