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Europe Standardises Open Banking APIs: A Turning Point for Cross‑Border Payments and Fintech Scale Introduction & context: from fragmented APIs to a European payment layer Europe is taking a decisive step toward harmonising Open Banking APIs across borders, with the objective of accelerating cross‑border payments, improving interoperability, and reducing friction for both financial institutions and […]

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I constantly explore new ways to transform data into experiences that feel natural and meaningful. For me, design is not just about interfaces - it’s about how information comes to life, gains meaning, and becomes clear, intuitive, and easy to understand within increasingly complex contexts. From intelligent dashboards to conversational interactions and connected digital ecosystems, I create products that not only look good, but also provide clarity, context, and speed in decision-making. I aim to reduce noise, simplify complexity, and build experiences where users don’t have to learn the system - the system adapts to them. Each project is a step toward a future where interacting with information becomes more natural, faster, and more intelligent.
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Discover a mobile banking design that makes every interaction effortless. Sharp black canvas, clean typography, and responsive layouts adapt seamlessly from desktop to mobile. Built for clarity, speed, and trust - UI and UX working together. ✨ Explore more on our website → https://www.habitat.cc


Open Banking API explained in 3 gifs | by Janis Graubins | Medium
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Surveys say more than 70% of people prefer banking online than in person. This shift has opened the door for banks that lack any physical location to visit.