Last updated: April 19, 2026
Payoff ("the App") is developed and operated by Sandeep Mysore. This Privacy Policy explains what information is collected when you use the App and how it is used.
Payoff does not collect, transmit, or store any personal information on remote servers. All debt information you enter is stored locally on your device and never leaves it. No account creation or sign-in is required.
The App does not use any analytics or tracking services.
If you choose to unlock premium features, the purchase is processed by the Apple App Store or Google Play Store, which handles payment. Payoff receives only the purchase confirmation — no payment information passes through or is stored by Payoff.
The App does not share information with any third party because no information is collected in the first place.
Payoff is intended for users 18 and older. We do not knowingly collect information from children.
Any changes to this policy will be posted at this URL with a new "last updated" date.
For questions or concerns about privacy, email thesammonroe@gmail.com.
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