How is my data stored?
Everything is stored locally on your device. Nothing is uploaded to any server. If you delete the app, all your data is erased.
How are "months to debt-free" calculated?
Each month we accrue interest on every debt, apply the minimum payment on each, then direct any remaining budget (including freed-up minimums from paid-off debts) to your priority debt. The process repeats until every balance hits zero.
What's the difference between Snowball and Avalanche?
Avalanche targets the highest-APR debt first — mathematically optimal, saves the most money. Snowball targets the smallest balance first — slightly less efficient, but you see wins sooner, which helps momentum.
How do I restore a purchase?
Open Settings → Upgrade → Restore purchase. Works for purchases made with the same App Store / Play Store account.