Copyright © 2024 by Dana Miranda

Cover design by Julianna Lee

Cover © 2024 Hachette Book Group, Inc.

Dana Miranda does not provide tax, investment, legal, or financial services. The information available through this book is provided solely for informational purposes on an “as is” basis at user’s sole risk. The information is not meant to be, and should not be, construed as advice or used for investment purposes. Reader is solely responsible for verifying the information as being appropriate for their personal use, including without limitation, seeking the advice of a qualified professional regarding any specific financial questions they may have. Dana Miranda is not endorsed by or affiliated with FINRA or any other financial regulatory authority, agency, or association.

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First Edition: December 2024

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Library of Congress Control Number: 2024936048

ISBN 978-0-316-56894-4

E3-20241108-JV-NF-ORI

Contents

Cover

Title Page

Copyright

Dedication

Introduction: I Was Sure I’d Hate Personal Finance

Chapter 1:   Budget Culture Has Ruined Our Relationship with Money

Chapter 2:   Budgeting Doesn’t Work

Chapter 3:   You Don’t Need a Budget

Chapter 4:   You Don’t Have to Earn Your Living

Chapter 5:   You Don’t Have to Work So Hard

Chapter 6:   You Don’t Have to Pay All of Your Bills

Chapter 7:   You Don’t Have to Pay Off Debt

Chapter 8:   You Don’t Need an Emergency Fund

Chapter 9:   You Don’t Need an Investment Account

Chapter 10: You Can Spend Money

Chapter 11: You Can Give Money Away

Chapter 12: Your Budget-Free Life

Chapter 13: Toward a Budget-Free Society

Your Money Map

Acknowledgments

Discover More

About the Author

Notes

Cover

Table of Contents

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