Who We Are
Who is providing this notice? USAlliance Federal Credit Union is doing business as USALLIANCE Financial,
USA Specialty Lending and Dora.
What We Do
How does USALLIANCE
Financial protect my personal
information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
Where appropriate, we will use security coding techniques to protect against
unauthorized access to personal records, ensure accuracy and integrity of
communications and transactions, and protect member confidentiality.
How does USALLIANCE
Financial collect my personal
information?
We collect your personal information, for example, when you
lOpen an account lApply for a loan
lDeposit money lUse your credit or debit card
lPay your bills
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
lsharing for affiliates' everyday business purposes - information about your
creditworthiness
laffiliates from using your information to market to you
lsharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and
non-financial companies.
lUSALLIANCE Financial has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and
non-financial companies.
lUSALLIANCE Financial does not share with nonaffiliates so they can market to
you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
lOur joint marketing partners include investment, financial product, brand
loyalty, credit card or insurance companies.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with
nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Members. We will not share personal information with nonaffiliates either for them to market to you or
for joint marketing - without your authorization. We will also limit our sharing of personal information about you with
our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or
share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
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FEE SCHEDULE
ATM Withdrawals: $1.00
Restart`s account holders are encouraged to use the surcharge-free network. If you use an ATM machine
that is out of surcharge-free network there will be $1.00 fee per withdrawal.
Foreign Debit Card Transaction: 1% of transaction
If you make a purchase with a merchant outside of the United States, there is a foreign transaction
fee. The fee is equal to 1% of the transaction amount. Visa charges us this fee and we pass it along.
Stop Payment: $12.00
We manually process stop payments on requested items, and charge $12.00 per item.
Check Withdrawal: $1.00
We manually process checks submitted in the “Mail a Check” section of the Restart app. We charge a
$1.00 fee for this process.
www.restartbank.com • +1 844 651 0707
Restart Financial Inc.
Rev. July 2021
FACTS WHAT DOES RESTART FINANCIAL INC. DO WITH YOUR PERSONAL
INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we
do.
What? The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
•Social Security number
•Account balances
•Payment history
•Credit history
•Credit scores
•Credit card or other debt
When you are no longer a member, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their members' personal
information; the reasons Restart Financial Inc. chooses to share; and whether you can limit this
sharing.
Reasons we can share your personal information Does Restart
Financial Inc. share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call toll-free +1 844 651 0707 or go to www.restartbank.com
Who We Are
Who is providing this notice? Restart Financial Inc. is doing business as Restart.
Restart Financial Inc. Restart Financial Inc. is doing business as ,
USA Specialty Lending and Restart Financial Inc.
What We Do
How does Restart Financial
Inc. protect my information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
Where appropriate, we will use security coding techniques to protect against
unauthorized access to personal records, ensure accuracy and integrity of
communications and transactions, and protect member confidentiality.
How does Restart Financial
Inc. collect my personal
information?
We collect your personal information, for example, when you
•Apply for a loan
•Use your credit or debit card
•Open an account
•Deposit money
•Pay your bills
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
•sharing for affiliates' everyday business purposes - information about your
creditworthiness
•affiliates from using your information to market to you
•sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and
non-financial companies.
•Restart Financial Inc. has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and
non-financial companies.
•Restart Financial Inc. does not share with nonaffiliates so they can market
to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
•Our joint marketing partners include investment, financial product, brand
loyalty, credit card or insurance companies.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with
nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Members. We will not share personal information with nonaffiliates either for them to market to you or
for joint marketing - without your authorization. We will also limit our sharing of personal information about you with
our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or
share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
Page 2
