SR22 Insurance policy is not really an insurance coverage plan; rather, it is actually a type that displays an individual brings the needed lowest car insurance protection as mandated through the condition. High-Risk Drivers When somebody is actually needed to acquire SR22 Insurance policy, their insurance supplier files the SR22 type with the state's Division of Electric motor Vehicles (DMV) on their sr22 certificate account. In enhancement to the raised insurance superiors, people along with SR22 insurance coverage may additionally experience limited alternatives when it happens to choosing insurance policy companies.