Willie starts with 36.0 stickers. Emily gives 7.0 to  him. How many stickers does Willie end with? Answer:

How many white dots should there be on the wings of the last ladybug?
Answer:Three. The difference between the number of black and white dots is always two. The last ladybug should have three white dots.

If a farmer buys chicken feed for £4 per tonne, pig feed for £3 per tonne and cattle feed for 40p per tonne. How much of each would he have if he had 100 tonnes for £100?
Answer: 8 tonnes of chicken feed, 12 tonnes of pig feed and 80 tonnes of cattle feed.

Sorbents Type: Mini-Boom; Absorbing Volume (Unit): 3 gal per boom; Material Absorbed: Maintenance Fluids; Length: 12 ft.
Sorbents Type: Pad; Absorbing Volume (Unit): 0.205 gal; Material Absorbed: Chemicals; Oil; Petroleum; Water; Length: 19 in.
Sorbents Type: Roll; Absorbing Volume (Unit): 10 1/2 gal; Material Absorbed: Coolants; Water-Soluble Oils; Length: 50 ft.
Sorbents Type: Particulates; Material Absorbed: Organic Chemicals; Paint; Petroleum; Oil; Capacity (Weight): 25 lbs; Color(s): Gray.
Sorbents Type: Particulates; Material Absorbed: Non-Aggressive, Non-Caustic Fluids; Capacity (Weight): 40 lbs.; Color(s): Clay.
Sorbents Type: Particulate; Material Absorbed: All liquids except Hydrofluoric Acid; Capacity (Weight): 1 lb; Color(s): Tan.
Sorbents Type: Roll; Absorbing Volume (Unit): 31 gal; Material Absorbed: Maintenance Fluids; Length: 150 ft.
Sorbents Type: Pads; Absorbing Volume (Unit): 24.3 oz; Material Absorbed: Acids; Bases; Chemicals; Coolants; Petroleum; Oil; Solvents; Water; Length: 19".
Sorbents Type: Pad; Absorbing Volume (Unit): 52 gal; Material Absorbed: Chemicals; Petroleum; Oil; Water; Length: 150 ft.

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Leonid Smotrov #27, age 16, pictured far right huddled with his teammates on Moscow Red Legion.
One of the best aspects of paintball is that players come from all walks of life, age, and places. These misfit tribes and the diverse personalities therein come together and not just play, but excel. Paintball has those intangibles needed far outside your height, your vertical leap, or your 40 yard dash time. A wide-range between the youthful and the birthday-rich stand at the box at the highest level, whether Leonid Smotrov (16) of Legion, or Brandon Cornell (18) Ironmen, or Dmitry Berdnikov (50) Red Storm, or Shane Pestana (43) Ironmen.
But is there an age that players “peak”? Is there a goldilocks zone between youth/athleticism and maturity/experience? Let’s first take a look at the Pro rosters to see if any consistent data shakes out.
Below we’ve listed each team in order by their current PSP ranking, the average age of their rostered players from World Cup 2014, and the youngest and oldest player from each roster. Individual outliers exceeding the age of their teammates by more than 10 years or only played Cup were not included but are posted for reference.
Dmitry Berdnikov, age 50, pictured 4th from left among his Red Storm teammates at the PSP Dallas Open 2014.
So the average age of a professional paintball player is 26 going on 27 years old. The top teams bare a consistent resemblance: Impact 26.55, Damage 26.1, Ironmen 26.58. The bottom two Professional teams, XSV 30 and Red Storm 34.4, happen to be the oldest.
Does this mean you have to be 26 years old to be a quality professional player? Of course not. But the average age may speak to the attributes, experience, or even maturity level needed to compete in the division. The age could also simply be a byproduct of external factors outside of the game’s on-field requirements.
Before we start drawing conclusions, we’ll follow up with the Divisional ranks to see how their age composition differs, if at all, to Professional. Then we’ll compare paintball to other sports, their ages of “peak performance,” and what that may inform us about the sport of paintball.
Special Thanks to Gary Baum and PaintballPhotography.com for photos.

On Ubuntu MATE 16.04 LTS host, TeamViewer completely hangs whenever a remote session performs any window operation (resizing/moving any window from any application).
More precisely, I found this problem since TV12, but it continues on even after upgrading to TV13 (both installed from DEB packages).
Remote sessions from Windows or other Linux machine work almost flawlessly, except whenever the moment when a user tries to resize/move any window from any application running on the host. Once that occurs, the whole TV hangs -- not only the current active session, but the whole TV (therefore, new connection attempts will all fail). The only way to "unblock" it, is the physically access the host machine, and press <Esc> (The host is visibly stuck in the window operation with the window outline displayed, pressing <Esc> cancels the window operation).
Although this situation is reproducible 100% of the time on my Ubuntu MATE 16.04 LTS host, I have no clue so far on how to debug it. Any suggestion is welcome!

Did you see UFC 71 last night?
Did you see UFC 71 last night?
I think that Liddell just got too ****y.
Liddell is the best, I just think that Jackson's style creates an impossible match-up for Chuck. I'm still surprised it was over that quick.
I think they were pretty evenly matched. I saw a post interview with Chuck's trainer and he said he had been coaching Chuck not to take those wide outside swings to the body because the gain wasn't worth the potential downfall which is exactly what Jackson did. He swung for Chuck's jaw and connected.
Who are you looking forwards to seeing match up against Jackson next? Dan Henderson is next to take him on and Dan has talent.
Are you looking forwards to seeing this one?

Freshman are a famous Scottish company selling acoustic guitars, bass guitars, ukuleles and guitar related accessories. They are most famous for their ukuleles, with over 15 different series to choose from each with their own unique tone and design. They sell a wide variety of acoustic guitars including electro-acoustic, and 12 string guitars, each one has a corresponding left-handed version ensuring everyone can play the high-quality guitars Freshman has to offer.
Freshman is no stranger to winning awards, they have won multiple ‘guitar of the year’ accolades due to their perseverance in creating high quality instruments. Their acoustic guitar range comes in a variety of different models, including the iconic Renegade, the Maple Ridge series, the Open Plains series, the Songwriter series and many more. They sell acoustic guitars in 6 string versions, 12 string and electro-acoustic, each model has their own tone and depth and most people can’t decide which one they want to buy once they’ve tried them all!
Freshman are most famous for their unmatched Ukuleles, they are renowned for their clarity, note separation, unique resonators and ease of playability. Each model has its own style and sound, using a variety of different woods such as maple, dao and koa to influence the tone. Maple is an excellent tone wood for those that want an easy ukulele to live with and play, the abalone finishes and eye-catching patterns adorn each ukulele making them an iconic range of instruments from Freshman.
Ukuleles such as the FU1 and FU2 are harmonious with every strum, the FU3 is an electro-ukulele featuring toggles that improve that can alter the tone and depth. If these don’t suit your playstyle we have the eye-catching UKMAHS, the UKMAPLEC or the UKRWC, these are more traditional ukuleles and they retain the absolute highest standard of sound and quality you will come to expect from Freshman instruments.
Freshman bass ukuleles offer unparallelled tone and quality at an unbeatable price. When you play a Freshman bass ukulele you will understand the time, care and dedication taken to construct each instrument. Freshman sell traditional bass ukuleles and electro-bass ukuleles. If you prefer a traditional bass ukulele without the hassle of wires, then we have lots of models for you to choose from.
If you prefer plugging in your ukulele and jamming via an amp, Freshman has two great bass ukuleles to take your pick from. The FA1BN sports a lovely sandy brown colour, whilst the FA1BK is adorned in black with a striking outline around the edges of the ukulele. As soon as you pick up a Freshman bass ukulele it is apparent just how much work goes into creating such a high-quality piece of equipment.
Freshman sell a variety of cool guitar accessories such as cartoon and superhero printed guitar and ukulele plectrums. If themed guitar straps are you thing Freshman have a diverse range including Superman, Batman, Adventure Time or Scooby-doo themed guitar straps.

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How many apples do Jim and Wanda each have ?
Jim and Wanda both have some apples.
they will both have the same number of apples.
Jim will have twice as many as Wanda.
How many apples do Jim and Wanda each have ?

Question: To dye a single Easter egg takes 7.5 minutes if you leave it in dye. How long would it take to dye 3 eggs?
Answer: 7.5 minutes. Do them all at once.

Help me to find cronografo philip watch imakos automated online income?
I was HUNGRY and determined, - on a "paper chase" is what some might call it. I was also tired of riding the bus or asking my friends for a ride to go grocery shopping. Indeed, ambition became my best friend and rode that bus with me at 5 a. every morning off to junior college, whispering to me, "in due time, you will get yours. " You must learn to feed off your ambition because it alone is the foundation of entrepreneurial development. If you are reading this it's because you have a spark of ambition inside you, however it's discipline that will help fuel that ambitious spark into a financial flame. Discipline- "if you can't control yourself, you can't control your wealth. " When I first made $10,000 selling clothes from the trunk of my car and actually held it in my hands, I was mesmerized. Never had I made so much money in my life and since I was still driving my 1992 Cadillac de Ville, I felt I was ready for that new Lexus LS with 22-inch rims. However, discipline told me that if I purchased a new Lexus, of course, I would feel good and everyone would notice me, but I would also have less money to reinvest in my clothing inventory. Discipline repeatedly said, "purchasing that new Lexus will hold you back from making $20,000. " I decided to listen to discipline, remained patient, and wrote down daily revenue and profit goals for myself. Although everyone else had new cars, I slowly stacked my cash and reinvested my profits into more clothing and six months later I had $20,000. Seeing this investment plan (compounding profits) work in action I waited another year and reinvested all my profits back into clothes and I came out with over $50,000 in cash and assets. Ambition was the spark that I needed to quit my job as a senior financial analyst at a major corporation, and go out and hustle clothing from the trunk of my Cadillac. Discipline fueled that spark into a financial flame that enabled me to grow my capital and develop into a full-time entrepreneur. Sooner rather than later you too will encounter opportunity, which will fuel your financial flame into a wealth of fire. Opportunity: The clich , "once you get a little money, it's not hard to make more money, however the hard part is to just get that little amount," is true. For me, that little amount was the $1,000 I saved while working in college. After graduation, I started selling clothes and turned that $1,000 of capital into over $250,000 in a couple of years. I started out only working on weekends because I still had a corporate "9 to 5", but after I knew my cash flow was consistent I quit my day job and became a full-time entrepreneur. My opportunity was the hip hop industry, just as it was for Jay-Z and the computer industry was for Bill Gates. Literally, recognizing the opportunity is one of the most important skills you will have to develop to become a successful entrepreneur. Once I accumulated enough capital I transformed my business model from retailer to wholesaler, so instead of selling one item at a time, I would sell large quantities of items in bulk at a lower price. As a result, people begun to notice my business and financial reputation and proposed all kinds of business ventures. I met a guy who had an import/export company and teamed up with him to buy, or import, goods internationally. Now I had plenty of capital to invest, and could purchase clothing in bulk. Instead of selling directly from my car I could open up a retail clothing store or wholesale to other small business owners. I eventually decided to do both, but my story of opportunity did not end there. Today, I am operating on a larger scale and don't have to sell from the trunk of my Cadillac anymore, and more importantly,I am making more money. This is called leverage; getting more with less effort. I went from making $12,000 a month as a retailer to making $50,000 a month as a wholesaler. Overtime, after continuing to purchase large quantities of inventory from my partner with the import/export business, he came to trust me and eventually offered my company a line of credit. This is extremely important so please make sure you understand. Because of the good business relationship I established with my partner I no longer had to pay for my inventory up front but could pay him weeks, even months, later. Instead of spending my excess capital of $50,000 to buy and resell goods over and over I had to spend zero, that's right, nada! However, the word for this type of agreement is "consignment" and I would pay for the goods after I resold them. Recognizing this opportunity, I knew I could invest the extra $50,000 of capital into another money making business. I could go back to the corner across the street from Valley View mall and resell out the trunk of my new Lexus, but why? Instead I just taught my brother how to do what I had already done, financed his inventory, gave him my old sales route and now I make an extra $1,000 a month in residual sales, plus the $50,000 a month I do in wholesaling. Not bad for walking out of corporate America a year after college, but according to my dreams I have only just begun. Six figures and running, somebody tell Bill Gates I'm coming! If you're starting an Internet business by looking for an under-served niche market, you're on the fast-track to success. A niche market is simply a group of people with similar interests looking for a solution to the same problem. Why do people with similar interests make the best target market? Let's say you're interested in selling to people who are interested in making seashell jewelry, for example. If that's the case, you have a target market that is easy to find. There are forums, e-zines, and blogs all about making your own seashell jewelry. Sure, it's a small market, but it's one that's extremely easy to target. You can easily and precisely define this market You can find out exactly which websites seashell jewelry makers visit to find tips, advice, and products You can find forums, blogs, and social networks where they meet online to trade information and tips You can find out what keywords they are using to describe problems they're having or things they'd like to accomplish and that means you can actually make a profit by selling something to them! By taking our advice about selling to a similar market, one of our clients made $3,000 within two days of starting an Internet business! He identified a very small market of people who wanted to make a specialized type of jewelry at home; he developed a product to sell to this small niche market; and he implemented the techniques we taught him. He's living proof that online success is all about finding an easily target able market. The best places to look for people in your niche market -- and find a wealth of online business ideas -- are the different types of websites where they hang out and talk to each other about their common interests, such as blogs, forums, and groups. You know the old saying, "When in Rome, do as the Romans do," right? So when you're trying to find out about your market, do what they do. If you're exploring the comic book industry, find out where buyers go to share with, learn from, talk to, and hang out with fellow comic collectors. (That's just an example -- the same goes for back-country skiers, hot-rod builders, dressmakers, iguana breeders, etc. When you visit any of these types of interactive sites, sit back and listen to what people are saying. Find out what they like, what they don't like, and what they're looking for. People regularly visit these areas seeking advice and exchanging information. By monitoring these discussions, you will begin to notice that certain questions appear again and again. This is a great way to locate online business ideas such as potential products or services. If you see the same questions or concerns repeated in a blog, forum, or social media site, there are hundreds, possibly thousands, of other people out there with the exact same questions. Of course, if you have a big, easily targetable market, you'll make a lot of money; and if you have a small, easily targetable market, you'll make a smaller amount of money. But either way, starting an Internet business based on an easily targetable market, you'll make money! Choosing a successful and profitable idea may be the most difficult task any entrepreneur could face in starting a business. This is because by making a wrong choice from the onset, the business is as good as dead and nothing good will ever come out of it. This been the case, achieving one's goal therefore becomes an onerous task that can not be accomplished on a platter of gold without much sweat.
every morning off to junior college, whispering to me, "in due time, you will get yours.
Developing and running a small business.

What can I do in my leisure time?
Answer: You won’t have too much spare time due to study demands; however on weekends you will have time to see the sights.
Most nurses spend time going to church, seeing the cities, and seeing friends they may have in Australia.

In some previous articles we have learnt about a few interesting concepts on exponents. In this piece of articulation let us enjoy some exam focused properties of the tricky exponent!
But this could also be written as 23 = 22 x 2; also, multiplication is addition that many number of times. Eg: 2 x 3 = 2 + 2 + 2.
Likewise, for the first equation, we can write, 23 = 22 + 22.
If, 2m + 2n = 240 find the value of (m + n) , where, m & n are integers.
Using the same property, we have 2m + 2n = 240 = 239 x 239.
This is the only combination whose sum will give 240.
If, 3x x 3y x 3z = 312, where x, y & z are integers. Find the highest prime factor of xyz.
Thus, possible values for x,y & z = 11, 11 and 11.
The highest prime factor of is 113 is 11.

What Will $1 Million Get You in New York City?
Answer: It’s not as bad as one might think.
What Will $1 Million Get You in New York City?
What Will $1 Million Get You in New York City?
Answer: It’s not as bad as one might think.

We bought the boat and we're going start the repairs. But first we have to transport it. Who knows the actual dry weight and overall height and other specs relevant to transporting it?
Thanks for any help you can give us. Oh how about the number of the previous owner?

How many squares can you count in the image below?
Note: squares only, NOT rectangles.
ANSWER: There are a total of 40 squares (see below).

If you don't think JamPlay is a good fit, then we recommend trying to find a teacher through a local music store. There are plenty of music stores that offer guitar classes in Scotland. JamPlay.com is the best in the business at online guitar lessons. However, it's difficult to fully replace in-person guitar teachers. JamPlay along with a local guitar teacher is often times the ultimate combination. Select a store below to find someone to provide a guitar lesson in Scotland Georgia.
One of our goals at JamPlay is to be able to provide affordable music lessons to the masses. If you decide JamPlay is not for you, then we sincerely hope that our diretory is able to help you find an appropriate teacher in or around Scotland.

Do you have a small business question?
If you have ever had a question about entrepreneurship or small business and were afraid to ask; just post your question and the SBEC and we will answer it for you! Most likely, someone else has the same question.
So, make the leap into enlightenment!!


Norma has 88.0 cards. She finds 70.0 more cards. How many cards will Norma have? Answer:

Joe’s code has 20 bugs. If Joe fixes 2 bugs per hour for 8 hours, how many bugs does Joe’s code have now? Answer: 27.

just wanted to know, during pregnancy it was advised not to eat deli meats soft cheeses and runny eggs etc. now that i have had my baby,and im breast feeding can i eat foods now?
Answer: Hi Silvana, Here is a great website that offers safe foods for pregnancy and breast feeding. Best wishes, Alex.

We will learn how to solve step-by-step the word problems on multiplication and division of whole numbers. We know, we need to do multiplication and division in our daily life. Let us solve some word problem examples.
1. The cost of a chair is $980.50. Find the cost of such 2035 chairs.
Therefore, cost of 2035 chairs is $1995317.50.
2. A tyre factory produces 6348 tyres a day. How many tyres will the factory produce in 460 days?
Therefore, the tyre factory will produce 2920080 tyres in 460 days.
3. 470988 books are to be arranged equally in shelves. If 378 books are arranged in each shelf, how many shelves will be needed?
Therefore, 1246 shelves needed to arrange 470988 books equally.
4. The cost of 534 train tickets was $457104. Find the cost of one ticket?
Therefore, cost of one train ticket is $856.

Why are popes often old and sick? Answer: Young and full of health, they'd be too trendy and would be listed in the stock market. A solution for the crisis, perhaps!

May i ask of a natural remedy that is safe for my baby, to aid with fluid retention please.
Answer: Hi Natasha, Fluid retention tends to happen later in pregnancy. This is a side effect of pregnancy as you do retain more fluid during pregnancy to support the baby. It is not advisable to try to get rid of the fluid. You can help lessen its effects by raising your legs at times through the day and getting regular exercise. Best wishes, Alex.

How might your mail be arriving in the future?
How might your mail be arriving in the future?
Answer: in a self-driving mail truck.
But don’t worry, there will still be a person in the truck for your dog to bark their head off at.
The United States Postal Service (USPS) released a report last week stating that the agency plans to integrate self-driving tech into its fleet of 228,000 vehicles. In partnership with the University of Michigan, USPS plans to build an Autonomous Rural Delivery Vehicle and start using it on 28,000 rural routes as early as 2025.

Cindy had 27 apples. She gave 13 apples to her brother. How many apples does she have now?
Uranus has 27 moons. Neptune has 13 moons. How many moons do they have altogether?
It snowed 59 inches in year 2005 and 23 inches in year 2006. How much more snowfall was there in 2005?
Matt drove 15 miles on first day and drove 24 miles on second day. How many miles did he drive in two days?
There was 19 inches snowfall in January and 21 inches snowfall in February. Calculate total snowfall in two months?

Our son was born last Monday morning. We named him Midas. Both he and his mother are fine. Words escape me to describe the joy of having brought this new life into the world.

Question: Malaria prevention in high risk group & area?
Answer: There are many effective ways to protect yourself against malaria, even in high risk areas. A full list of measures can be found in the “Malaria Overview” section of the website, which has a specific page dedicated to malaria prevention. A direct link to the prevention page can be found here: Malaria Prevention.

Joe can type 11 words in 8 seconds. At this rate, how many words can he type in two minutes?
Joe can type 11 words in 8 seconds. At this rate, how many words can he type in two minutes?
So in 120 seconds Joe can type=120 X 1.375=165 words in 2 minutes, or 165/2=82.5 words per minute!!!. That makes Joe very fast typist!!.

It is 37.7 miles according to Google Maps.
How far is Santa Barbara California from Oxnard California?
Answer: Santa Barbara is about a 45-50 minute drive from Oxnard.

This deluxe set, the culmination of almost a decade of work, features 81 cards with gold gilded edges and 308-page guidebook, packaged in a large hardcover box.
Learn to recognise when times of growth and change are approaching, and face them with confidence and a sense of anticipation.
Learn when to take action, and when to be still.
Learn to trust in your intuition.
By offering structure in the form of a major and minor arcana like that of past tarots, but combining them with bold new archetypes, symbology, and meanings more suited to the present, the Dreams of Gaia Tarot allows for a more personal, intimate, and effective system for using cards as a roadmap to navigate your life path.
Embark on this extraordinary journey of undoing, of being, and becoming, and be inspired by the knowledge that all that manifests in your future is born of choices you make today.
Box size: 18.5cm x 14cm. Box and guidebook cover also feature stamped, gold-foil lettering.

When I watch videos of people practicing kendo I often hear them make weird sounds. What is that sound for?
Answer: Thanks for your question. I am not sure what kinds of sounds you are referring to. Can you be more specific?

Question: How many words constitute a fictional short story? Not a short, short story but a short story.
Answer: Generally, a short story is any story under 7,500 words. Anything under 1,000 words is often termed flash fiction.
However, these definitions are not fixed. Sometimes works up to 20,000 words have been called short stories. You have to check with individual publishers (such as literary magazines, websites, contests, etc.) to see what length of stories they are looking for and what terms they are using to describe them (e.g. micro-fiction, novelette, novella, postcard fiction).
At the extreme lower end there are also "six word memoirs," such as this famous one attributed to Hemingway: "For sale: baby shoes. Never worn."

This combo bundle has a total of 57 cards and posters!
Read on for more details on what is included!
Each packet in this bundle sells individually for $4.00 each.
You Save 25% by purchasing this digital bundled pack!
Each packet sells for $4.00 each.
Purchasing this bundle saves you 25%!
In includes 14 Interest Center Posters and 22 Interest Center Label Signs for your preschool or prek classroom!
Use these to hang at each interest learning center at the beginning of the year, at open house, at parent conference time or any time families will be spending time in your classroom!
I have included labels for areas for the traditional preschool classroom and for specialist areas you may have in your classroom or other areas of your building. There are also blank cards for you to add your own! The labels signs are 11" X 4"
Preschoolers tell time based on activities-not by a clock!
"What do we do next?"
"Is it time to go home yet?"
This preschool packet includes 21 Schedule Cards. They include the traditional times of day as well as cards for specialists and special days such as Show & Tell and Field Trip! There are also blank ones for you to fill in your own.
Use these schedule cards by laminating and placing in a pocket chart or taping directly to the wall.
Each packet in this bundle sells individually for $4.00 each.
You Save 25% by purchasing this digital bundled pack!

Okay, these cards are nice (all 52 cards PLUS the Jokers): the premium, two-ply, plastic-coated cardstock just feels right in your hand. Go on, try to resist opening your own illegal, underground casino in an abandoned warehouse downtown. *WARNING: We are not responsible for any activity you decide to pursue with these cards. MADE IN USA.

Ok, here are my top 1o cards in no particular order.
I like the "Thanks for your support" one. It made me giggle.
A lovely selection of cards! I think my favourite is the 'Thanks for your Support' one too!

How many people in a kendo match?
How many people in a kendo match?
How many people in a kendo match?
Answer: Thank you for your question. And I am so sorry for the delay and my reply.
Even in a team fight, we fight individually. It is one person vs. one person. Usually in team fight, we have three or five team members. And they fight individually.

Visualize how changes in mean and standard deviation affect the shape of the normal distribution.
Calculate and visualize quantiles out of given probability.
Suppose X, the grade on a exam, is normally distributed with mean 60 and standard deviation 3. The teacher wants to give 10% of the class an A. What should be the cutoff to determine who gets an A?
The teacher wants to give lower 15% of the class a D. What cutoff should the teacher use to determine who gets an D?
The teacher wants to give middle 50% of the class a B. What cutoff should the teacher use to determine who gets an B?
Let X be the IQ of a randomly selected student of a school. Assume X ~ N(90, 4). What is the probability that a randomly selected student has an IQ below 80?
What is the probability that a randomly selected student has an IQ above 100?
What is the probability that a randomly selected student has an IQ between 85 and 100?
Visualize how changes in number of trials and the probability of success affect the shape of the binomial distribution.
Assume twenty-percent (20%) of Magemill have no health insurance. Randomly sample n = 12 Magemillians. Let X denote the number in the sample with no health insurance. What is the probability that exactly 4 of the 15 sampled have no health insurance?
What is the probability that at most one of those sampled has no health insurance?
What is the probability that more than seven have no health insurance?
What is the probability that fewer than 5 have no health insurance?
Visualize how changes in degrees of freedom affect the shape of the chi square distribution.
Let X be a chi-square random variable with 8 degrees of freedom. What is the upper fifth percentile?
What is the tenth percentile?
Calculate probability from a given quantile.
What is the probability that a chi-square random variable with 12 degrees of freedom is greater than 8.79?
What is the probability that a chi-square random variable with 12 degrees of freedom is greater than 8.62?
Visualize how changes in degrees of freedom affect the shape of the F distribution.
Let X be an F random variable with 4 numerator degrees of freedom and 5 denominator degrees of freedom. What is the upper twenth percentile?
What is the 35th percentile?
Calculate probability from a given quantile.
What is the probability that an F random variable with 4 numerator degrees of freedom and 5 denominator degrees of freedom is greater than 3.89?
What is the probability that an F random variable with 4 numerator degrees of freedom and 5 denominator degrees of freedom is less than 2.63?
Visualize how degrees of freedom affect the shape of t distribution.
What is the upper fifteenth percentile?
What is the eleventh percentile?
What is the area of the curve that has 95% of the t values?
Calculate probability from a given quantile.
Let T follow a t-distribution with r = 6 df.
What is the probability that the value of T is less than 2?
What is the probability that the value of T is greater than 2?
What is the probability that the value of T is between -2 and 2?
What is the probability that the absolute value of T is greater than 2?

With prices starting at $32.95 for a box of 250 cards, you won't find cheaper anywhere. Pay online via our secure payment site and sit back and relax. Your business cards will be on their way in a few days ready for action.


Pamela has 50.0 Skittles. Karen gives her 7.0 more. How many Skittles will Pamela have? Answer:

The cakes change each month. Cake 1 has been made in August, Cake 2 in June, and Cake 3 in May. In what month has Cake 4 been made?
Answer:April. The number of chocolate lines on the cakes indicates the month.

John is three times younger than his father, but two times older than his brother Jim. How old is John if Jim is 40 years younger than his father?
Answer: John is 16 years old.
Let X be John’s age, F be father’s age, and J be Jim’s age. Then, 3X=F, X/2 =J, and J+40=F. Solving this system of three equations for X, we get X=16.
Next articleCan Chinese herbal medicine Zengru Gao encourage breastfeeding?

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What is the bus fare from Kajang to Butterworth ?
Bus fares from Kajang to Butterworth range from MYR 40.0 to MYR 43.0 depending on the coach class.
What is the lowest bus fare from Kajang to Butterworth ?
Currently, the lowest bus fare from Kajang to Butterworth is MYR 40.0.
How many buses currently running from Kajang to Butterworth ?
There are 3 buses running from Kajang to Butterworth.
How many bus operators operate from Kajang to Butterworth ?
What's the duration from Kajang to Butterworth by bus ?
The travel duration for buses departing from Kajang to Butterworth takes 6 H 8 M. This is subject to unforeseen factors which may prolong the journey.
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These are the best and most fun math riddles we can find. All of these tricky riddles are based on real math concepts and can be solved with purely math and logic.
Question: There are 6 sisters. Each sister has 1 brother. How many brothers are in the sisters' family?
Answer: 1 brother. If there was 6 brothers, each sister would have 6 brothers.

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Passengers are guaranteed a memorable bus travel from Klang to Singapore with CatchThatBus. Get your money's worth when you climb aboard some of our finest operators, with prices as low as MYR 50.0.
What is the bus fare from Klang to Singapore ?
Bus fares from Klang to Singapore range from MYR 50.0 to MYR 55.0 depending on the coach class.
What is the lowest bus fare from Klang to Singapore ?
Currently, the lowest bus fare from Klang to Singapore is MYR 50.0.
How many buses currently running from Klang to Singapore ?
There are 2 buses running from Klang to Singapore.
How many bus operators operate from Klang to Singapore ?
What's the duration from Klang to Singapore by bus ?
The travel duration for buses departing from Klang to Singapore takes 5 H 58 M. This is subject to unforeseen factors which may prolong the journey.
CatchThatBus is your one stop bus booking platform for bus tickets on-the-go. Now, travelers can easily travel to various destinations including Klang to Singapore . Book your bus tickets today from our website, mobile website or app, free for download from Google Play Store and App Store.

Vertical metal wall art certainly may boost the appearance of the area. There are a lot of design trend which absolutely could chosen by the people, and the pattern, style and colour of this ideas give the longer lasting gorgeous appearance. This vertical metal wall art is not only help make stunning decor style but can also enhance the look of the space itself.
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As you know that the paint colors of vertical metal wall art really affect the whole decor including the wall, decor style and furniture sets, so prepare your strategic plan about it. You can use a variety of colours choosing which provide the brighter paint like off-white and beige color. Combine the bright colours of the wall with the colorful furniture for gaining the harmony in your room. You can use the certain colour choosing for giving the decoration of each room in your interior. The several paint will give the separating area of your interior. The combination of various patterns and colour make the wall art look very different. Try to combine with a very attractive so it can provide enormous appeal.
Vertical metal wall art absolutely could make the house has stunning look. The initial thing which normally performed by people if they want to design their house is by determining design which they will use for the home. Theme is such the basic thing in interior decorating. The decor will determine how the interior will look like, the design and style also give influence for the appearance of the home. Therefore in choosing the design trend, homeowners absolutely have to be really selective. To help it useful, adding the wall art pieces in the right position, also make the right colors and combination for your decoration.
A well-designed vertical metal wall art is gorgeous for who put it to use, for both home-owner and others. Your choice of wall art is critical with regards to their design appearance and the features. With this plans, let us take a look and pick the right wall art for your room.
While you are buying vertical metal wall art, it is essential to think about aspects such as specifications, size also aesthetic appeal. Additionally you need to think about whether you need to have a design to your wall art, and whether you want a modern or classical. If your interior is combine to another space, it is in addition crucial to consider coordinating with that room as well.
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Question: There are five fish in a fish tank. Two swim away, one swims towards the ocean, and two die. How many fish are left in the tank?
Answer: Five. They never left because can’t get out of the fish tank.

1981 was an eventful year. The Iran Hostage Crisis had finally ended. Ronald Reagan became the 40th President of the United States, and shortly thereafter, survived an assassination attempt. In the soap opera General Hospital, the marriage of two beloved characters became (and remains today) the highest-rated episode in daytime television history. And on June 5th, the CDC reported 5 cases of a rare lung infection in young, previously healthy, gay men—all with apparent immune system deficiencies. This marked the beginning of the AIDS epidemic.
The NAMES Project AIDS Quilt was made in remembrance of loved ones that died from AIDS-related causes. It memorializes more than 94,000 people, and weighs an estimated 54 tons.
RNF115 is climbing the BioGPS popularity charts, with a newly published paper demonstrating (for the 1st time) that RNF115 is a restriction factor. In just a few weeks, this PloS article’s been viewed more than 1000 times!
The origin of modern-day HIV traces back nearly 100 years to South Cameroon, where a single transmission event of Simian Immunodeficiency Virus (SIV) crossed from chimpanzee to human, eventually mutating to become the primary strain of HIV driving today’s AIDS pandemic.4 The first humans to be infected were likely to be early 20th century bushmeat hunters, but primates have been battling SIV for tens of thousands of years. Locked in an evolutionary arms race with these retroviruses, host species have developed a complex system of “restriction factors” that suppress virus production at various stages of the virus life-cycle. Proteins that contribute towards this innate immunity to HIV are of intense interest for therapeutic strategy; one of the newest restriction factors to be discovered is encoded by the gene RNF115.
A scanning electron micrograph of an HIV-infected T cell. Newly replicated HIV virions (yellow) are budding off the cell, getting ready to infect other cells. RNF115 prevents the assembly and release of these viral particles. Credit: NIAID.
The first hope with discoveries such as these is that knowledge of genes like RNF115 can be translated into direct therapies against HIV. Of course it’s too early to speculate, but as with much of biology… it’s complicated. RNF115 goes by many other names, but the most commonly used one is BCA2, for Breast Cancer-Associated gene 2. In fact, this gene is actually up-regulated in more than 50% of breast cancers.8 So, increasing RNF115/BCA2 might not be the best strategy for developing an anti-retroviral drug. Even so, any insight into the mechanisms of HIV progression or innate immunity can still have far-reaching impact on future therapies—just look at how far we’ve come in the last thirty years.

We offer private dental care in Adlingfleet DN14 8 including regular family check ups, smile makeovers, all on 4 and cosmetic treatments. Our team of professionals are here to help you keep your teeth healthy, and fix any imperfections your may be worried about. We'd be happy to answer any questions you have about our services, and an expert would be happy to advise you on everything we have to offer.
Many things, both hereditary and environmental, could have an effect on the look of our teeth. We can provide a choice of cosmetic solutions to take care of smile imperfections and improve the way your smile looks. The methods of cosmetic dentistry are done to improve the appearance of someone's smile. We have a wide range of options for you to choose from and one of our experts in Adlingfleet can talk you through each process in detail. If you have any specific requests in mind please feel free to let us know and we'll try out best to accomodate your needs.
You’ll be able to eat any foods you choose, the same as if you had got a full set of healthy teeth. These will deliver more than aesthetic features as they supply the overall performance you would get by having a full set of natural teeth. For those who have stains on a tooth, you could plan to have them whitened by having a laser treatment. Consult with a specialist in Adlingfleet to see if this would be the best course of action for you. We'd be happy to advise you on all of the possibilities we offer, and an expert can gladly speak to you about costs and different options.
Feel free to talk with our staff if you have any questions with regards to the wide array of cosmetic treatments we offer. Our team will be able to discuss just what is needed and also arrange an appointment straight away. Just complete the contact form to discuss private dental care in Adlingfleet DN14 8 and we'll get back to you as soon as we can.

Mars 3D - Virtual Red Planet is a complete three dimensional VRML globe model of planet Mars. The input for the VRML 3D Mars model is taken from the 1/128 MOLA data set published by NASA. The 1/128 MOLA dataset is a digital elevation model (DEM) of planet Mars with a horizontal grid spacing of approximately 28 arc seconds (less than 1 kilometer / about a quarter mile).
Mars 3D - Virtual Red Planet also displays planetary feature location information of about 1500 places derived from the USGS Mars Nomenclature dataset. This dataset is provided here with a searchable index, you can search for any planetary feature mentioned in the USGS Mars Nomenclature dataset.
Mars 3D - Virtual Red Planet consists of a 3D virtual model of the entire planet Mars of about 1 000 million VRML polygons that get seamlessly downloaded while you browse the model.
Mars 3D - Virtual Red Planet can be viewed with a VRML browser like blaxxun Contact that can be downloaded from blaxxun interactive. This program runs only on WINDOWS computers that have a graphics card with at least 16 MB of video memory. A setup with WINDOWS XP and with DirectX 8 and at least a 32 MB AGP video card is prefered.
Other VRML Viewers like Parallel Graphics' Cortona or SGI's Cosmo Player should also work. Please let me know if you experience problems with any of those players.
Select a place on Mars where you want to start: A random place on Mars.
The NASA Rover "Spirit" Landing Site: GUSEV CRATER, latitude 14 36 S, longitude 175 24 E.
Tip: Search for "site" to see a list of all landing sites of missions to Mars or search for "mons" to see all mountains listed in the dataset or "vall" to see all valleys.
Enter Mars 3D - Virtual Red Planet as a blaxxun multi-user world, this requires blaxxun Contact.
The music played is the piece "Mars needs a theme song" from the Martian Music Series by Robert G Stein.
This original piece of music was specially composed for the project Mars 3D - Virtual Red Planet by Robert G Stein.
Note: For performance reasons I took the music out from Mars 3D - Virtual Red Planet, you can listen to it if you have a powerfull machine and click on the Mars 3D with music link.
I have a similar digital elevation model which I want to visualize, would that work?
Well, if you can access your dataset from a cgi script and can write a cgi script that outputs the elevation data of a certain tile of your data if asked for a specific latitude and longitude, we can talk about it.
E.g. the cgi request url mars?TPL=mars/tilemars&LAT=480000N&LON=0120000E fetches the data of one tile located at 48 North, 12 degrees East.
Seriously, I did this project for fun and I enjoyed it very much, so if you have a data set that promises to show something new I am more than happy to collaborate.
What perspective and projection are you using?
The elevation data is taken from MOLA. This data is only cached for processing, no further calculations are done.
How does the seamless browsing work?
When you enter the model the main world with the HUD, the map, etc. gets loaded. This world inlines 9 sub tiles. The sub tiles are arranged in a square so that the user position is on the middle one of the 9 tiles. If you move off of the middle tile, the 3 tiles that are now far behind you are moved in front of you and new geometry gets loaded into those 3 tiles.
If you move too fast or your internet connection is too slow you will notice that the tiles are not loaded underneath or in front of you. Stop moving and wait a little while in this case.
What is the little red spot on the globe?
The marker shows your current position on the globe, it moves over the globe while you move around.
Why is the search label displayed?
All name flags of planetary feature names are anchors that start a search on Google with the feature name as query string.
The coloring is entirely mine. I find out whether a given point is on a hill, on a slope or in a valley and use different colors for these three cases.
Are the altitude readings on the HUD correct?
Yes, while you move around the HUD continously displays your current position in degrees and your altitude in meters.
Can you say more about the inner workings of the program?
The program reads a 64 by 64 elevation point square with the given location at the upper left corner from the MOLA data.
Last the program prints a VRML template and fills the heights and color values into an ElevationGrid with colorPerVertex color. The resulting VRML file gets gzip'ed on the fly and then sent on its way to your browser.
In order to display the entire scene the program gets called with a request to print the main world first.
/cgi-bin/mars?TPL=mars/mars&LAT=480000N&LON=0120000E. This uses a different VRML template for the main world. The main world VRML in turn calles the program 9 times to print the 9 subtiles.
The main world VRML also contains the code that loads the tiles needed while you walk around. This code is written in VRML script.
The Nasa site linking to this page, NASA Marsoweb links page.
Mars 3D - Virtual Red Planet has been selected by WEB3DART 2004, category scientific models.
Thank you to NASA for making the MOLA data set available on the net.
Thank you to USGS for making the Mars Nomenclature dataset available on the net.
Thanks to the web 3D consortium for providing the mailing list and the GeoVRML working group.
Thanks to SPACE-GRAPHICS for providing the map image used on the Mars globe.
Thank you to Google for their wonderful search engine.
Special thanks to Holger Grahn for writing the best VRML browser and for support on VRML questions.
And last not least thanks to Robert G Stein for supplying the music" for the project.

Big and Bad this Wolf is well known for his tough reputation. But does he have a soft heart underneath it all?
Answer: I’ve had a few problems with little girls in red hoods and woodcutters.
Answer: A nice Welsh Rabbit on toast.
Answer:  I belong to the Nibbleswick Howlers. A fantastic group of wolves who get together to howl and chew the fat.
Answer: To be able to huff and puff a whole house down.
Answer: My lucky rabbit’s paw.
Answer: I like to prowl and howl by night.

Answer: Not really now. It is too soon.
Answer: Dear you can't feel the baby heart beat by only touching... Yes when your pregnancy will reach in more than 20th weeks than you feel baby movements.. .

Answer: What have you asked??
Answer: Bcoz all questions ans not given by dr some ans are given by some pregnant women . May b they don't know about your problem that's why you not get your questions answers.

- It's important, at times, to recognize when cells are blank. It's also important, at times, to be able to tabulate how many blank cells there might be. This is a small amount of data we're seeing on this worksheet, Columns A through G, only goes down to Row 16. But let's imagine a simple little test here to see if a cell is blank or not. Now, let's imagine that, maybe, we're going to have some additional bonuses, possibly, additional thoughts related to the benefits package that some people have here. Let's make a simple test to see if an entry in Column F is blank.
We can do this with a function called ISBLANK. Now, sometimes you'll use this with the IF function. You can use it by itself as well. *isblank, left parentheses. I'm clicking Cell F2, and we don't have to put in the right parentheses. I'll press Control+Enter here, and then simply drag it down the column. Now, first of all, that is not blank, therefore, we get the answer FALSE. If it were blank, we'd see TRUE. Drag this down the column for the remainder. And it certainly makes sense, there it's true.
In other words, is it blank? This is blank. Now, possibly, as I suggested, this could be inside of an IF function to test and see if it is blank, then do such and such or not do such and such. We can certainly look at it that way. There are times when it's important to actually count how many blanks there are, and so there's a function called COUNTBLANK. Now, if I click this for Column F that might seem the right approach. However, the answer we get here I think immediately raises a flag that says, "Well, I guess we're looking "through the entire worksheet." We are.
Many times using a Column Reference makes good sense, but in this case, not. Now, with certain kinds of math we could figure out how many entries within this range are blank, or how many of them have data, and do some subtraction, something along those lines, but if we select the actual cells in question, in other words F2 down through F16, we have an answer. The problem with that kind of a function is that, as the list grows, we'd have to keep redefining this limit here. So, a possible workaround is we could turn this data into a table.
But do recognize, that gives us the correct answer, too. In other words, these are truly blank. Let's look at a slightly different situation in Column G. I put in formulas here, I'll make the column wider momentarily. We're going to provide a service bonus for people with so many years of service, so there's an IF function in here. And look what it's doing. It's saying, in effect, that if the years of service are over 20, the bonus is 2000. If not, let's check to see if the years are 10 or more, it's going to be 1000, but if not, we'll simply put in NOTHING.
"" means put in NOTHING, put in a blank. And so we see blanks here. So, let's now use our ISBLANK, but, instead of Column F, let's use it right here on G2. Is that blank? No, it isn't, and that should say FALSE. Let's copy this down the column. I'll simply double-click. In other words, these are not recognized as blanks, even though we put in "", meaning NOTHING. So, the ISBLANK doesn't pick up on that.
Meanwhile, let's take our COUNTBLANK, which counts totals, and instead of it focusing on Column F, let's change those Fs to G. We're looking in Column G. Let's see what happens. And it's counting eight of them, so these two, this one, this one, this one. So on and so on. In other words, it's getting it correct. So, a little bit of discrepancy here about how COUNTBLANK and ISBLANK work when counting cells that have these kinds of entries in them. Now, another thought here is, if the original data had been a table, or if we make it a table now, so I'll get rid of Column H here, the data in Column H.
Let's approach this differently, and we can make Column G part of the table as well, too. So, simply clicking within the data here. If you're not familiar with converting data to a table, it's a feature introduced in Excel 2007. It's primarily visual, but we also get some content benefit out of it, as well. It eases sorting and filtering. It also means when we add adjacent data it's being treated as part of the table immediately. It makes handling large amounts of data more efficient. Also has a special feature, makes it easier to expand charts.
Also works smoothly with Pivot Tables. We can convert data to a table by pressing Control+T or Control+L, or from the HOME tab, we see Format as Table, or from the INSERT tab, so at least four different ways. Turn this into a table. Click OK. Now, when we have data in a table, remember earlier what we tried here, =countblank. If we were to click Column F we get the same answer.
But let's try it now with the table reference. Now, when you refer to tables, they have names. I didn't look to see what the name of the table is, but if I type T, the name will appear in there, Table 1. Had I created others, it might be a Table 2, Table 3, so sometimes there's some guesswork. I'm going to use Table 2, I'm going to use Table 1 here, and you can just tab it in, or type it. Now, you wouldn't know this, but in tables we can use brackets to pick up field names. There we are right there. And I'm concerned with Column F, that's the Benefits column.
I can tab that into place. Right bracket, and then Enter. So, that's counting the blanks within the Benefits column, but it's not looking at all of Column F. So, again, another advantage to using the table concept. Another way to use COUNTBLANK, situation like this. This represents some salespeople. Maybe they sell cars or real estate. In certain weeks they had no sales. Other weeks, better. We want to know how many of these are blank. Function's already here in cell S2.
COUNTBLANK, now this is done in a way that you wouldn't normally use. It's an Array formula, a more standard way, and I'll come back to that momentarily, but a more standard way would be to use COUNTBLANK. In other words, we're looking at all these cells here. How many blanks do we have? 23. The Array formula example here, a bit unusual, and I wouldn't say it's better, in fact, maybe it's more cumbersome, does allow us to use ISBLANK, but it uses it in a way that you might not be too familiar with.
What's great about Array functions, is they can deal with massive amounts of data as if we're treating each of them one by one. In other words, we're saying here, "We're going to check every cell in here, "and every time we find a blank, "we're going to hold on, or keep this value one, "and then we're going to add them all up." Now, Array formulas do things we can't typically do, and what is odd about them is, when you have completed typing them, you don't press Enter, you press Control+Shift+Enter. So, for some people you might not ever see those again.
For others, you might have more advanced knowledge of formulas and functions, but in this example here I think COUNTBLANK is better, and we see what it's doing. So, what COUNTBLANK is telling us here, is saying that throughout this time period here, and this covers a lot of different salespeople, covers a five-week period, so we're actually looking at 95 items of data there. On how many different sales-weeks, you might say, or salesperson weeks, were there no sales? In other words, there were 23 entries here that are blank.
So, in 23 different situations we had a salesperson who had an empty week. So, we've seen different examples of using ISBLANK and COUNTBLANK to tabulate the number of blank cells.

Mark Santas is the President of Alongi Santas Moss Insurance Agency and Macktown Insurance Agency. He has been in the insurance business since 1985. He is licensed in Life & Health and Property & Casualty. He takes great pride in customer service and is dedicated in maintaining that hometown feel within his locally owned agencies.
Matt is an Account Executive at Alongi Santas Moss Insurance Agency and is licensed in Property and Casualty. He has been working at the agency since 2012.
Pam, CISR, is a licensed Property and Casualty agent and has been in the insurance industry for 29 years. The majority of this time has been as an Account Executive handling commercial accounts. This includes all types of businesses—large and small. She is responsible for handling changes, renewal and quoting policies, claims, and daily questions. She has been working with the agency since 2007.
Jen is a Commercial Lines Account Manager licensed in Property and Casualty. She started with the agency in 2014. She enjoys running and spending time with her husband and dog.
Nick is a Personal Lines Account Manager at Alongi Santas Moss Insurance Agency. He is licensed in Property and Casualty and has been working for the agency since 2005. His primary responsibilities are to handle all personal lines business which includes auto, home, cycle, boat, mobile home, condo, and rental insurance.
Devarius is licensed in Property & Casualty and Life & Health and has been working at the agency since 2018.
Jean has worked in the accounting field since 2002 and started with the agency in 2015. She is married with 3 children and enjoys camping, volleyball, and bowling.
JoAnn has been the receptionist at Alongi Santas Moss Insurance Agency since 2000. Her primary responsibilities are to assist clients with payments, answer phones, and other various clerical duties. She is always happy to help direct client questions and concerns.
Jason is licensed in Property & Casualty. He started with the agency in 2017.
David has worked in the Employee Benefits field since 1996. He is licensed in Property & Casualty and Life & Health. He has worked with some of the largest companies and associations in the Midwest. His forward thinking has benefited his clients with financial savings as well as satisfaction from their employees.
Kellie is a Personal Lines Account Manager. She is licensed in Property and Casualty. Her primary responsibilities are to handle client requests and to assist the producer in the renewal and bidding processes. Kellie started working at the agency in 2013.
Ashlee started working part-time at the agency helping other CSRs while she was in college studying organizational management. She received her Property and Casualty license and started working full-time for the agency at the start of 2013. Her primary responsibilities are to handle client requests and process claims and renewals. She is available to clients during normal business hours, five days a week.
Stephanie has been working at the Pederson Agency since 2018.

Volunteer Collections Centre guide Cameron Slater tells an interesting story relating to nostalgia and how one car in the collection brought back teenage memories.
One of the satisfying things about being a guide in the Collections Centre is seeing people’s reactions to cars that were once important to them. It’s the Nostalgia Factor and we see it all the time. “I passed my test in one of those” or “My dad used to have one of those” or “That was my very first car”. Now, although I can tick off four cars in the Museum that I have owned at some point in my classic car career, I was never particularly affected by the Nostalgia Factor because I’ve got loads of photographs of them and some very vivid memories of good and bad times with all of them.
Until, that is, I started putting together my tour for visitors to the Collections Centre. I usually begin on the first floor with the 1900 Daimler and contrast it with the 1950 Green Goddess Daimler which neatly illustrates 50 years of automotive development by the same company. It’s a good talking point and gets people thinking about the differences between the two Daimlers and about the way cars have developed over the years.
My next talking point is the 1912 Rover Landaulette which, at some stage, belonged to Lord Catto, who became Governor of the Bank of England in the 1940’s. So there’s a lot of mileage (sorry!) in this car in terms of the changing role of the motor car and the rise of the car as a part of business life and the distinction between the wealthy owner and the not-so-wealthy driver or chauffeur.
As I did some research into the history of the Rover, however, I discovered that it had been part of the Sword Collection. Now for those of you who think this is part of the Royal Armouries in Leeds, let me set you right. John Cuthill Sword, born in Airdrie in 1892, was a wealthy businessman in the West of Scotland who built up a transport empire which included Western SMT Buses, well known to all who travelled in Glasgow and the west of Scotland in the 40’s and 50’s and Midland and Scottish Air Ferries, which flew out of Renfrew airport and which, much later, became British Midland. Over a number of years, Sword amassed an outstanding collection of veteran and vintage cars, many with a Scottish connection. So there were Albions, Arroll-Johnsons, Beardmores and Argylls as well as Daimlers, Sunbeams and other famous and exotic marques.
Sword died in 1960 and part of the car collection was put up for auction in 1962, and this is where my nostalgic memories begin. I would be about 15 or 16 at the time and totally obsessed with cars of all kinds since childhood. My dear old Dad suggested that he would take me to East Balgray, the Sword estate in Ayrshire to the viewing day for the Sword Collection auction. Of course I jumped at the chance and we made our way into rural Ayrshire along with a large proportion of the petrol heads of all ages in Glasgow and the West of Scotland and places much further afield.
The cars were stored in barns and sheds and my recollection, at a distance of more than fifty years, is that most of them seemed to be in pretty poor condition. But this was a major sale because some of the cars were very rare and most of them had never been seen since Sword acquired them.
All this came back to me when I was looking into the history of the Collections Centre’s Rover Landaulette. And the Nostalgia Factor was not so much about the cars, but about my old Dad who’s been dead for more than twenty years now. He was often a bit distant and his job meant he spent a lot of time away from home, but on that weekend in 1962, he must have thought that I would enjoy seeing these marvellous old cars and that it would be a day out for just the two of us. It had the added effect that it brought us a bit closer together; not only did he start letting me drive his company car – which was a pretty risky thing for him to do (away from the public roads of course) - but when the time came, he got me through my driving test at the first attempt, aged 17.
And I never looked back – at least not until I discovered that the 1912 Rover Landaulette in the Collections Centre had been in the Sword Collection all those years ago.

Private companies seeking to raise capital without going public must deal with a confusing array of choices under federal securities laws.
“We should take a critical look at our exemption landscape, which can be fairly described as an elaborate patchwork,” SEC Chairman Jay Clayton said in a recent speech. He has promised a forthcoming “concept release” with ideas on how to harmonize the various exemptions with the goal of obtaining input from startups, investors, entrepreneurs and others.
While proposed adjustments won’t directly impact directors’ duties or company governance, boards should be aware of the potential new and improved ways for the companies they oversee to raise capital. Further, when directors are considering private offerings for approval, they should make sure they understand the exemptions being relied upon as well as the types of investors participating.
The JOBS Act created new exemptions and expanded existing ones to give private companies more options to reach so-called “Mom and Pop” investors. Less affluent investors — traditionally left out of venture capital, private equity and later stage financings — were perceived as not having access to the next big company IPO.
The problem with the new regulations is that while they contain restrictions designed to protect investors from scams and fraud, those same regulations generate more compliance burdens than exemptions available only to “accredited investors.” Further, the various exemptions often both overlap and differ in significant ways, making compliance challenging even for the most sophisticated companies and advisors.
Clayton’s proposals will hopefully “rationalize and streamline the framework,” he says. But it will take time to produce definitive improvements.
While the JOBS Act regulations designed to allow access to all types of investors (not just accredited) have been utilized to some degree, they have not been widely embraced. There have been some notable failures of companies, such as LongFin Corp. and Elio Motors Inc. that have raised money via these newer exemptions.
In contrast, according to the SEC, private offerings under Rule 506(b), the most utilized exemption by far — which existed long before the JOBS Act — accounted for over $1.7 trillion raised in 2017. Rule 506(b) is also generally the least onerous exemption for private companies in terms of conditions and required information.
This exemption, however, is typically only used for offerings to accredited investors. Currently, in order to qualify as an accredited investor, an individual person must have an annual income of $200,000 (or $300,000 with a spouse) or a net worth of $1 million. Corporations, partnerships and other entities face higher thresholds.
One of the main questions Clayton posed in his speech is whether the definition of accredited investor should be expanded “to focus on the sophistication of the investor, the amount of the investment, or other criteria rather than just the wealth of the investor.” Doing so will allow the more widely used, more traditional exemption to be available to reach a wider array of investors.
This idea was included in the JOBS and Investor Confidence Act of 2018, which passed in the House of Representatives in July 2018 and is now in the Senate with an unclear future.
The relevant section of the bill would expand the definition of accredited investor to include individuals, regardless of their net income or net worth, who are brokers or investment advisers licensed by the SEC, the Financial Industry Regulatory Authority, Inc., or other relevant authorities. In addition, individuals whom the SEC determines (under rules they would have to write) to have demonstrable, verified education or job experience qualify as having professional knowledge of a subject related to a particular investment.
Incidentally, other parts of the bill would allow additional categories to qualify, such as certain large family offices, and more freely allow “demo days” and other presentations to angel investors, colleges, nonprofits and venture capital associations without running afoul of advertising restrictions in Rule 506(b).
Together, these changes would expand the pool of potential investors with capital to support private companies. While there would still be disparities (educational and professional qualifications by their nature would continue to exclude large groups of people who do not have access or opportunity), the changes could bring additional sophisticated investors to the table. Certain exemptions like regulation crowdfunding currently allow a limited amount of widely solicited capital raising from investors that don’t meet any real qualifying criteria — strangers in the cloud who may be neither well-off nor experienced. Many companies will prefer their shareholders to be educated or trained professionals if they are expanding the scope of their investor outreach.
Obviously a high salary or ownership of a large estate does not necessarily make a person sophisticated about investing in private companies, but there is some logic to allowing investors who are educated about investments or have relevant experience to more widely participate in offerings, regardless of their wealth.
These changes would enable private companies to reach a broader group of potential investors and those investors could reasonably be expected to make informed decisions.
Howard E. Berkenblit is a partner at Sullivan & Worcester and leads the firm’s Capital Markets Group where he specializes in counseling public and private companies in equity and debt financings; ongoing corporate governance and disclosure matters; stock exchange listing standards; and Sarbanes-Oxley Act and Dodd-Frank Act compliance.

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All tailored Bentley car covers are hand-made to order on site and will be made to fit the factory-default shape of the vehicle. If you have made any custom modifications to the exterior of the vehicle, please let us know on email and if possible, please send photos of the modifications to see if we are able to make the tailored cover for you or not. The colour of our logo at the back of the tailored car cover is black/ greyscale (different to semi-tailored version).
All Bentley product names, trademarks, and registered trademarks are the property of their respective owners. All company, product and service names used on this website are for identification purposes only. Use of these names, trademarks, and brands do not imply endorsement nor affiliation. Please read our Trademark Legal Notice.

Exodus 25:17 And thou shalt make a mercy seat of pure gold: two cubits and a half shall be the length thereof, and a cubit and a half the breadth thereof.
Exodus 26:1 Moreover thou shalt make the tabernacle with ten curtains of fine twined linen, and blue, and purple, and scarlet: with cherubims of cunning work shalt thou make them.
Exodus 36:8 And every wise hearted man among them that wrought the work of the tabernacle made ten curtains of fine twined linen, and blue, and purple, and scarlet: with cherubims of cunning work made he them.
Exodus 37:6 And he made the mercy seat of pure gold: two cubits and a half was the length thereof, and one cubit and a half the breadth thereof.
1 Samuel 4:4 So the people sent to Shiloh, that they might bring from thence the ark of the covenant of the LORD of hosts, which dwelleth between the cherubims: and the two sons of Eli, Hophni and Phinehas, were there with the ark of the covenant of God.
2 Samuel 6:2 And David arose, and went with all the people that were with him from Baale of Judah, to bring up from thence the ark of God, whose name is called by the name of the LORD of hosts that dwelleth between the cherubims.
1 Kings 7:13 And king Solomon sent and fetched Hiram out of Tyre.
1 Kings 7:27 And he made ten bases of brass; four cubits was the length of one base, and four cubits the breadth thereof, and three cubits the height of it.
1 Kings 7:35 And in the top of the base was there a round compass of half a cubit high: and on the top of the base the ledges thereof and the borders thereof were of the same.
1 Kings 8:6 And the priests brought in the ark of the covenant of the LORD unto his place, into the oracle of the house, to the most holy place, even under the wings of the cherubims.
2 Kings 19:15 And Hezekiah prayed before the LORD, and said, O LORD God of Israel, which dwellest between the cherubims, thou art the God, even thou alone, of all the kingdoms of the earth; thou hast made heaven and earth.
1 Chronicles 13:6 And David went up, and all Israel, to Baalah, that is, to Kirjathjearim, which belonged to Judah, to bring up thence the ark of God the LORD, that dwelleth between the cherubims, whose name is called on it.
2 Chronicles 3:7 He overlaid also the house, the beams, the posts, and the walls thereof, and the doors thereof, with gold; and graved cherubims on the walls.
2 Chronicles 3:10 And in the most holy house he made two cherubims of image work, and overlaid them with gold.
Psalms 18:6 In my distress I called upon the LORD, and cried unto my God: he heard my voice out of his temple, and my cry came before him, even into his ears.
Psalms 80:1 Give ear, O Shepherd of Israel, thou that leadest Joseph like a flock; thou that dwellest between the cherubims, shine forth.
Psalms 99:1 The LORD reigneth; let the people tremble: he sitteth between the cherubims; let the earth be moved.
Ezekiel 10:1 Then I looked, and, behold, in the firmament that was above the head of the cherubims there appeared over them as it were a sapphire stone, as the appearance of the likeness of a throne.
Ezekiel 11:22 Then did the cherubims lift up their wings, and the wheels beside them; and the glory of the God of Israel was over them above.
Ezekiel 40:2 In the visions of God brought he me into the land of Israel, and set me upon a very high mountain, by which was as the frame of a city on the south.
Ezekiel 41:1 Afterward he brought me to the temple, and measured the posts, six cubits broad on the one side, and six cubits broad on the other side, which was the breadth of the tabernacle.
Ezekiel 41:23 And the temple and the sanctuary had two doors.

The teacher says, "The examinations will begin on Monday.
Answer: he teacher says that the examinations will begin on Monday.
Jhonson will say, "Books have become very costly."
Answer: Jhonson will say that books have become very costly.
Mother said, "The breakfast is ready"
Answer: Mother said that the breakfast was ready.
He said, "Stephen needs a new uniform."
Answer: He said that Stephen needed a new uniform.
Stephen said, "Mrs. Bajaj works in a school"
(A) Stephen said that Mrs. Bajaj is working in a school.
(B) Stephen said that Mrs. Bajaj worked in a school.
(C) Stephen said Mrs. Bajaj works in a school.
Explanation: Stephen said that Mrs. Bajaj worked m a school.
The manager said, "Mathew is working sincerely."
(A) The manager said that Mathew has worked sincerely.
(B) The manager said that Mathew is working sincerely.
(C) The manager said that Mathew was working sincerely.
(D) The manager said that Mathew has been working sincerely.
Explanation: The manager said that Mathew was working sincerely.