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style=\"text-align: center;\"><span style=\"font-size:42px;\"><span style=\"color:#0a85ce;\">&nbsp;</span><span class=\"theme-text-color-4-4\"> “Types of Appraisals We Provide”</span><span style=\"color:#0a85ce;\"></span></span><span class=\"theme-text-color-0-0\"><u><strong></strong></u></span>​​<br></div><div><span class=\"theme-text-color-2-2\"></span><br></div><div><span class=\"theme-text-color-2-2\">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</span><span style=\"font-size:42px;\"><span class=\"theme-text-color-4-4\"> Residential Property Types</span></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-2-2\"></span><br></div><div><span class=\"theme-text-color-2-2\"></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-2-2\"></span><span class=\"theme-text-color-4-4\">• Single‑Family Residences<br>• Multi‑Family (2–4 Units)<br>• Condos &amp; Townhomes<br>• Manufactured Homes<br>• PUDs (Planned Unit Developments)<br>• REO / Foreclosure Properties<br>• Waterfront &amp; Lake Properties<br>• Land &amp; Farms<br></span></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\">• Cabins &amp; Rural Retreats<br>• Short‑Term Rentals (Airbnb / VRBO)</span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><br>These are the property types we work with every day across Middle Tennessee — from traditional neighborhoods to rural acreage, lake homes, and income‑producing rentals.</span><br></div><div style=\"text-align: center;\"><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:42px;\">Assignment Types</span><br>• FHA &amp; Conventional Appraisals<br>• Exterior (Drive‑By) Appraisals<br>• Review Appraisals (Desk &amp; Field)<br>• Estate Planning Appraisals<br>• Divorce Appraisals<br>• Tax Appeal Appraisals<br>• IRS‑Related Valuations<br>• Date‑of‑Death / Retrospective Appraisals<br>• Probate &amp; Trust Appraisals</span><br></div><div style=\"text-align: center;\"><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-2-2\">&nbsp;</span><span class=\"theme-text-color-4-4\">These assignments are handled with accuracy, clear documentation, and the level of care required for legal, financial, and family‑related decisions</span><span class=\"theme-text-color-2-2\"></span><br></div><div style=\"text-align: center;\"><br></div><div><br></div><div><br></div>","verticalAlignment":"center"},"metaData":{"position":{"left":-475,"top":127},"size":{"width":955,"height":1640}}}]},{"type":"SectionElement","id":"1407456855820","elementProperties":{"tagName":"SECTION","behaviours":null,"isLocked":false,"name":"Section 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class=\"theme-text-color-4-4\"></span>​​<br></div><div><span class=\"theme-text-color-4-4\">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <span style=\"font-size:30px;\">Why Appraisals Matter</span></span><br></div><div><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"></span></span><br></div><div><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</span>&nbsp;&nbsp;<span style=\"font-size:30px;\">What Is an Appraisal?</span></span><br></div><div><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\">An appraisal is a professional, unbiased opinion of a property’s fair market value, completed by a state‑licensed real estate appraiser. It provides clear, factual information about your home — what makes it valuable, how it compares to similar properties, and how it fits within today’s market</span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\">Unlike online estimates or price opinions, an appraisal is:<br>• Independent<br>• Data‑driven<br>• Defensible<br>• Based on real market evidence<br>Whether you’re buying, selling, refinancing, or settling an estate, an appraisal gives you the clarity and confidence needed to make smart financial decisions</span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\">Why Do I Need an Appraisal?</span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\">Real estate is often the largest investment a person makes. An appraisal protects you by ensuring the value you’re relying on is accurate, fair, and supported by the market.<br>It’s your safeguard against overpaying, underselling, or making decisions based on guesswork.</span></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"></span></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"></span></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\">Protect Yourself When Buying a Home</span></span></span></span></span></span><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"></span></span></span></span></span></span><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\"></span></span></span></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\"></span></span></span></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\">If you’re using a mortgage, your lender will require an appraisal to confirm the property is worth the amount being financed. This protects both you and the lender from overpaying.<br>Even cash buyers benefit — an appraisal provides peace of mind, just like a home inspection, by ensuring the price matches true market value.</span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\">Other Reasons You May Need an Appraisal</span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\"></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\">People order appraisals for many situations beyond a home purchase, including:<br>• Reducing or contesting property taxes<br>• Divorce, estate, or probate matters<br>• IRS‑required valuations<br>• Negotiating a fair purchase price<br>• Supporting legal cases or disputes<br>• Pre‑listing decisions for sellers<br>• FSBO pricing<br>• Investment and portfolio reviews<br>Any time a clear, defensible value is needed, an appraisal becomes essential.</span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\"></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\"></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\"><span style=\"font-size:30px;\">What a Professional Appraiser Does for You</span></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"></span></span></span></span></span></span><br></div><div style=\"text-align: center;\"><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\"></span></span></span></span></span></span><span class=\"theme-text-color-4-4\"><span style=\"font-size:18px;\"><span style=\"font-size:30px;\"><span style=\"font-size:16px;\"><span style=\"font-size:30px;\"><span style=\"font-size:18px;\">A licensed appraiser:<br>• Evaluates the property inside and out<br>• Researches comparable sales<br>• Analyzes market trends<br>• Develops a well‑supported value conclusion<br>Most reports are completed within a week and written in a way that’s easy to understand.<br>While real estate agents may offer price opinions, they typically focus on cosmetics and market activity. 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