Additional State Pension, also known as the State Second Pension or SERPS, is extra money on top of your basic State Pension. There is no fixed amount for the additional state pension. The amount of additional state pension you'll get depends on how many years you paid National Insurance for, how much you earned and whether you contracted out of the scheme.
The maximum additional state pension you can get in 2025-26 is £222.10 a week (not including state pension top-up). Additional State Pension elements and deferred State Pensions rise each year with the September CPI figure. If you paid into the Additional State Pension before 2016 and would have got more State Pension under the old rules, you'll get a 'protected payment'.
The Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you're a man born before 6 April 1951 or a woman born before 6 April 1953. The full rate of the new State Pension will be £221.20 per week (in 2024-25) but what you will get could be more or less. at Age UK.
A guide to the UK State Pension system: Basic, New and Additional State Pensions. Plus, eligibility and starting amount calculations explained. The full state pension is £230.25 per week.
Find out how much state pension you will get with MoneySavingExpert. Discover who qualifies for the Additional State Pension, how much you can get, and how it's calculated. Understand your entitlements and inheritance rules.
Additional State Pension Amount This extra bonus payment has no fixed amount. How much you can get will depend on: Your earnings and how many qualifying years of National Insurance you have. Whether you chose to contract out of the scheme.
Whether you topped up your basic State Pension (only possible between 12 October 2015 and 5 April 2017). Note: The online State Pension forecast checker. In 2025-26, the new state pension is £230.25 a week - but not everyone gets that amount.
Find out what determines how much you'll get.
