■ Plain-Language Summary

Part One

Privacy Policy

01

Information We Collect

Prompts and Outputs

When you use the App, you submit text inputs ("Prompts") which are processed by our LLM routing layer and forwarded to one or more third-party AI providers. The resulting AI-generated text ("Outputs") is returned to you through the App.

Conversation History

Conversation history is only stored on our servers if you explicitly enable the History feature in the App's sidebar or settings. If History is not enabled, your conversations are not retained by us after your session ends. You can turn this on or off at any time, and you may delete any saved history from within the App.

Account and Registration Data

If you create an account, we collect the information you provide (such as your email address) for authentication and account management purposes.

Diagnostic and Usage Data

Like virtually all apps, we automatically collect certain technical and usage data to keep the App running reliably. This includes:

This diagnostic and usage data is collected in aggregate and is not linked to your identity, your account, your Prompts, or your Outputs. It cannot be used to identify you personally. Third-party crash reporting and analytics tools we use (such as crash reporting SDKs) operate under data processing agreements that restrict them from using this data for any purpose other than providing their service to us.

02

How We Use Your Information

We use the information described above exclusively to:

We do not use your Prompts, Outputs, or conversation history to:

03

Third-Party AI Providers and Data Handling

Enterprise-Grade Zero Data Retention Agreements

We have enterprise-grade agreements with our AI providers — currently Google Vertex AI and Perplexity — which contractually commit them to zero data retention for requests made through our integration. Under normal circumstances, your Prompts and Outputs are not stored, logged, or used by these providers for any purpose, including model training.

Exception: Flagged or Suspicious Activity

Our providers may retain data for longer periods if a request or pattern of requests is flagged as suspicious, abusive, or in violation of their usage policies. This exception exists for safety and legal compliance purposes. We have no control over this exception and cannot prevent it from applying if a provider independently determines it is warranted.

IP Address and Metadata

To the extent technically feasible, we route your Prompts to providers without exposing your personal information such as your IP address. However, if you include personal information within your Prompts, that information will be forwarded to the relevant provider as part of the content of your request.

04

No Tracking, No Profiling

We do not track you across websites or apps. We do not create user profiles or infer personality traits, interests, or behaviors from your conversation history. We do not serve or facilitate targeted advertising in any form. To The Point AI is completely ad-free.

05

Data Security

We implement industry-standard technical and organizational measures to protect the data we hold, including encrypted transmission (TLS) and access controls on our backend systems. If you enable conversation history, that data is stored securely and is only accessible to you through your authenticated account.

No system is perfectly secure. In the event of a data breach affecting your personal information, we will notify you in accordance with applicable law.

06

Data Retention and Deletion

If you have enabled History, your conversation data is retained until you delete it or close your account. You may delete individual conversations or your full history at any time from within the App. Upon account deletion, we will purge your stored data from our servers within 30 days, except where retention is required by law.

If History is disabled, we do not retain your conversations after the session concludes. Session data used to deliver your current response is discarded once the response is delivered.

07

Children's Privacy

The App is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will take steps to delete it promptly.

08

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy within the App and updating the effective date at the top of this document. Continued use of the App after changes are posted constitutes your acceptance of the revised policy.

09

Contact Us — Privacy

If you have any questions or concerns about this Privacy Policy or your personal data, please reach out:


Part Two

Terms & Conditions

01

Acceptance of Terms

By downloading, installing, or using To The Point AI, you agree to be bound by these Terms & Conditions. If you are using the App on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

02

Description of the Service

To The Point AI is an AI assistant application that intelligently routes your Prompts to third-party large language model providers and returns concise, clear Outputs. The App acts as an intermediary routing layer and does not itself train, host, or own the underlying AI models.

03

Eligibility

You must be at least 13 years of age to use the App. If you are under the age of majority in your jurisdiction, you must have parental or guardian consent. By using the App, you represent and warrant that you meet these eligibility requirements.

04

User Responsibilities and Acceptable Use

Your Responsibility for Prompts

You are solely responsible for the content of any Prompts you submit. You represent and warrant that your Prompts do not:

Prohibited Uses

You agree not to use the App for any of the following:

Compliance with Provider Policies

Because the App routes Prompts to third-party AI providers, your use is also subject to those providers' acceptable use policies, which broadly prohibit illegal, harmful, sexually explicit, and high-risk uses. We reserve the right to suspend or terminate your access if your use violates these policies.

05

Intellectual Property

Your Prompts and Outputs

You retain all intellectual property rights in your Prompts. To the extent any intellectual property rights exist in Outputs generated in response to your Prompts, we do not claim ownership of them. You are responsible for ensuring that your use of Outputs complies with applicable law and does not infringe third-party rights.

Our Intellectual Property

All rights in the App itself — including its design, code, routing logic, branding, and documentation — are owned by or licensed to us. You are granted a limited, non-exclusive, non-transferable, revocable license to use the App for personal or internal business purposes, subject to these Terms.

06

Disclaimer of Warranties

THE APP AND ALL OUTPUTS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, OR RELIABILITY OF OUTPUTS. OUTPUTS ARE GENERATED BY AI MODELS AND MAY CONTAIN ERRORS, INACCURACIES, OR OUTDATED INFORMATION. YOU SHOULD INDEPENDENTLY VERIFY ANY OUTPUT BEFORE RELYING ON IT.
07

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE APP OR ANY OUTPUTS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE THREE MONTHS PRECEDING THE CLAIM, OR (B) €10.
08

Indemnification

You agree to indemnify, defend, and hold harmless To The Point AI, its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, and expenses (including reasonable legal fees) arising from: (a) your use of the App; (b) your Prompts or your use of any Outputs; (c) your breach of these Terms; or (d) your violation of any applicable law or third-party rights.

09

Modifications to the Service and Terms

We reserve the right to modify, suspend, or discontinue the App or any features at any time, with or without notice. We may also update these Terms from time to time. We will notify you of material changes within the App. Continued use of the App after updates are posted constitutes your acceptance of the revised Terms.

10

Suspension and Termination

We may suspend or terminate your access to the App at any time if we reasonably believe you have violated these Terms, engaged in fraudulent or abusive conduct, or if required to do so by law. Upon termination, your right to use the App will cease immediately. You may delete your account at any time via the in-app account settings.

11

Governing Law

These Terms are governed by and construed in accordance with applicable law. If you are located in the European Union, you may also benefit from mandatory consumer protection provisions of the law of your country of residence. Users in the EEA may access our internal complaints handling process by contacting us at the address below.

12

Contact Us — Legal

For questions about these Terms & Conditions, please contact:


Part Three

Apple App Store — EULA Requirements

The following clauses are required by Apple's Schedule 2 (Instructions for Minimum Terms of Developer's End-User License Agreement) and Apple's App Store Review Guidelines. They apply to users who download To The Point AI through the Apple App Store.

A1

Acknowledgement — Agreement with Developer, Not Apple

You acknowledge that this End-User License Agreement (EULA) is concluded between you and To The Point AI only, and not with Apple, Inc. ("Apple"). To The Point AI, not Apple, is solely responsible for the Licensed Application (To The Point AI) and its content. This EULA does not provide for usage rules that conflict with the Apple Media Services Terms and Conditions.

A2

Scope of License

The license granted to you for To The Point AI is a limited, non-exclusive, non-transferable license to use the Licensed Application on any Apple-branded products that you own or control, as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions. This license may be accessed and used by other accounts associated with you via Family Sharing or volume purchasing, where applicable. You may not distribute or make the Licensed Application available over a network where it could be used by multiple devices at the same time. You may not transfer, redistribute, or sublicense the Licensed Application. If you sell your Apple device to a third party, you must remove the Licensed Application from that device before doing so.

A3

Maintenance and Support

To The Point AI is solely responsible for providing maintenance and support services with respect to the Licensed Application, as specified in these Terms or as required under applicable law. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance or support services with respect to the Licensed Application. For support, please contact us at contact@tothepointchat.com.

A4

Warranty

To The Point AI is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed in these Terms. In the event of any failure of the Licensed Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Licensed Application to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Licensed Application. Any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty are the sole responsibility of To The Point AI.

A5

Product Claims

You and To The Point AI acknowledge that To The Point AI, not Apple, is responsible for addressing any claims you or any third party may have relating to the Licensed Application or your possession and use of it, including but not limited to: (i) product liability claims; (ii) any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation.

A6

Intellectual Property Rights — Third-Party Claims

You and To The Point AI acknowledge that, in the event of any third-party claim that the Licensed Application or your possession and use of it infringes a third party's intellectual property rights, To The Point AI — not Apple — will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.

A7

Legal Compliance — Export and Sanctions

You represent and warrant that: (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

A8

Third-Party Terms of Agreement

When using To The Point AI, you must comply with applicable third-party terms of agreement. Because the App routes queries to external AI providers (Google Vertex AI and Perplexity), you must not use the App in any manner that would put you in violation of those providers' terms of service or acceptable use policies. You must also ensure your use does not violate any wireless data service agreement applicable to your device.

A9

Apple as Third-Party Beneficiary

You and To The Point AI acknowledge and agree that Apple, and Apple's subsidiaries, are third-party beneficiaries of this EULA. Upon your acceptance of the terms and conditions of this EULA, Apple will have the right — and will be deemed to have accepted the right — to enforce this EULA against you as a third-party beneficiary thereof.


Part Four

Subscription Terms

To The Point AI may offer auto-renewable subscription plans. The following terms apply to all subscription purchases.

S1

Subscription Plans and Pricing

To The Point AI offers one or more subscription plans providing access to premium features on an ongoing basis. The title, duration, and price of each available subscription plan are clearly displayed at the point of purchase within the App. Prices are shown in your local currency (inclusive of applicable taxes where required by law) and may vary by region.

S2

Auto-Renewal Disclosure

Subscriptions automatically renew at the end of each billing period unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period, at the then-current subscription price. You will not receive a separate notice before each automatic renewal — by subscribing, you authorize recurring charges.

If we change the price of your subscription, we will notify you in advance and give you the opportunity to cancel before the new price takes effect.

S3

Apple App Store Subscriptions — Billing and Cancellation

If you purchase a subscription through the Apple App Store, the following terms apply:

S4

Google Play Subscriptions — Billing and Cancellation

If you purchase a subscription through Google Play, the following terms apply:

S5

Free Trials and Introductory Offers

We may offer free trial periods or introductory pricing for new subscribers. The duration and terms of any such offer will be clearly disclosed at the point of sign-up. At the end of any free trial or introductory period, your subscription will automatically convert to the standard paid plan at the then-current price unless you cancel before the trial ends.

S6

Access After Cancellation

When you cancel a subscription, you will continue to have access to the paid features until the end of your current billing period. No partial refunds are issued for unused time in the current billing period, except as required by applicable law or the policies of the relevant app store platform.


Part Five

Google Play — Additional Terms

The following terms apply specifically to users who download To The Point AI through the Google Play Store.

G1

Agreement with Developer, Not Google

This agreement is concluded between you and To The Point AI only, and not with Google LLC ("Google"). To The Point AI, not Google, is solely responsible for the App and its content, operation, and support. Google has no obligation or liability to you under this agreement.

G2

Scope of License — Google Play

Your license to use To The Point AI on Android is a limited, non-exclusive, non-transferable, revocable license, subject to the Google Play Terms of Service. You may only use the App on Android devices that you own or control. You may not redistribute, sublicense, reverse engineer, or create derivative works of the App.

G3

Pricing Transparency

All in-app purchase prices displayed within the App accurately reflect the pricing set in the Google Play Console and the price shown in the Google Play billing interface. We will not misrepresent the cost of any subscription or in-app purchase. If a discrepancy exists, the price displayed in the Google Play billing interface takes precedence.

G4

Subscription Transparency

In compliance with Google Play's Subscriptions policy, we clearly and explicitly disclose: the title of the subscription plan, the price and billing frequency, that the subscription auto-renews until cancelled, and how to cancel. We do not use deceptive or manipulative practices in our subscription or purchase flows.

G5

Privacy Policy — Google Play Requirement

Our Privacy Policy (Part One of this document) is publicly accessible at a non-geofenced, active URL and is linked in the App's Google Play Store listing as required by Google Play policy. It comprehensively discloses how we access, collect, use, and share personal and sensitive user data.

G6

Product Liability and Claims

To The Point AI — not Google — is solely responsible for any product liability claims, warranty claims, or claims that the App fails to conform to any applicable legal or regulatory requirement. Google bears no responsibility for any such claims.

G7

Google as Third-Party Beneficiary

You acknowledge and agree that Google and its affiliates are third-party beneficiaries of this agreement with respect to your use of the App distributed via Google Play, and that Google shall have the right to enforce this agreement against you as a third-party beneficiary.