Gold Certified Toyota Interest Rates

† 5.49% APR for up to 60 months finance offer available on Toyota GOLD Certified Pre-owned Vehicles and only through Toyota Financial Services to well-qualified buyers with premium rated credit. 60 monthly payments of $19.10 per $1,000 financed based on zero (0) down payment on credit approval. Different deals come with different APR rates and term lengths, as well.

Just ask your local Toyota dealer about your options for Special APR finance deals. Only very well. Finance your certified used cars hassle-free.

Explore products and services such as vehicle coverage, payment protection plans, loans, lease plans, and more. See your local dealer for details. 6 Standard New-Car Financing Rates Available (applies only for Gold Certified) Rates mentioned are for standard new car rates, and do not include new car specials or subvented rates.

Not all buyers will qualify. Financing available through Toyota Financial Services for qualified buyers only. Now through September 02, 2025, well-qualified buyers can enjoy 5.49% APR financing for up to 60 months on select Gold Toyota Certified Used Vehicles (TCUV).

With this limited-time offer, you can drive home a reliable, thoroughly inspected Toyota while taking advantage of an attractive financing rate. Toyota often extends new-car financing rates to certified pre-owned vehicles, which can mean significant savings compared to typical used car interest rates. This financing advantage can sometimes offset much of the price premium.

Discover the Toyota Gold Certified Program at Toyota of Kirkland. Learn about its benefits, how it compares to Silver Certified, the warranty coverage, and the rigorous inspection process. Find Toyota Gold Certified vehicles near you today!

Toyota often offers special low-interest financing on Gold Certified cars through its financing arm (Toyota Financial Services). These rates are typically more favourable than standard used car loans and can make the total cost more manageable over time. Toyota Gold Certified Select Models - 4.99% APR on Toyota of Glendora.

Get 5.75% APR for up to 60 Months - Toyota Gold Certified Used Camry, Corolla, RAV4, Highlander, Tundra & bZ4X - including gas, hybrid, prime and electric models.