Toyota Canada Interest Rates

Save with Toyota Canada's special deals & promotions. Take advantage of incentives like car finance & lease deals when you purchase or lease a new Toyota. Only very well-qualified buyers will qualify for the lowest APR.

APR stands for Annual Percentage Rate and reflects the interest on top of your car payment. Interested in Toyota financing deals? Find a local dealer today and inquire about Special APR financing Toyota offers. Make that dream car a reality today.

Finance your Certified Used Vehicle with Toyota's special financial rates, choose from 24 to 72 months on all vehicles. Conditions apply. See your Toyota retailer for details.

**Up to 1% rate reduction is available for current Toyota owners with an active Toyota Canada contract only (standard rates excluded). Lease or finance 2024/2025/2026 Toyota models and qualify for a 1% loyalty rate reduction. Rates can not be lower than 0%.

Offer ends September 30, 2025. Use Ens Toyota's payment calculator to easily estimate and compare monthly payments on your next vehicle purchase. Interest rates for Toyota car loans in Canada vary based on credit score, loan term, and vehicle type.

As of 2025, the average rate is around 6.86%, with new vehicles ranging from 0% (promotional) to 7.5% and used vehicles from 8% to 10%. Toyota Explore Offers & Promotions from Toyota Discover a selection of promotional offers, rates, and incentives currently provided by Toyota Canada and its authorized dealerships. All details are based on publicly available information and are subject to change.

Please confirm availability and terms directly with your local Toyota dealer. Other Ways To Finance Your Toyota In Canada Besides applying for a car loan through a Toyota dealership, you can obtain financing through other avenues, including the following. Finance A Toyota Through A Car Loan You can apply for a car loan through a conventional lender, such as a bank or credit union, or an alternative online lender.

Toyota Canada offers are valid for a limited time only and are subject to changes or cancellation without notice. Low interest car loans are available for customers with existing loans. Toyota On The Park can also help you refinance your car loan or adjust the term of the contract.

It's that easy! Simple Interest Financing The Toyota finance plan uses the simple interest method to calculate daily interest charges. This is the fairest of all methods.