Toyota Financial Interest Rates Reddit

What is everyone paying for an interest rate on their new Toyotas? through Toyota or a bank I am looking to finance my new Sienna 2024, so wondering what is the best those days? Thanks. Welcome to Reddit, Become a Redditor 5 6 Insane interest rates (TFS) (self.Toyota) submitted 4 hours ago by Spirited. Different deals come with different APR rates and term lengths, as well.

Just ask your local Toyota dealer about your options for Special APR finance deals. Only very well. I got approved by Chase for $38k at 7.27%.

Toyota Financial offered something like $34k at 8.84%. I think my university credit union had something at around 7%. All for 60 months.

At the end of the day I went with Toyota to get a $500 college grad rebate and ended up paying it off after 2 payments. Toyota isn't giving special rates on Tacomas right now, so probably 7-9%. Your dealer will likely have other options from other banks, but you'd be wise to go get a pre approval from a local credit union.

Toyota finance rates depend on the vehicle you are looking for. For example, 3.99% 48months for Tacomas. I believe in the case of 4Runners is something like 8-9%.

Where are folks seeing the best used car interest rates lately? I'm getting hammered at 9.14% through Chase via the dealership. 84 months (no difference between that and 72 months they said) for a used 2021 Highlander LE that I'm scheduled to pick up in the next day or so. I'm comparing that.

Toyota Financial Services (TFS) doesn't always offer the lowest rates on high-demand vehicles like the RAV4 Prime, so your credit union's 2.39% might be the better option. Some buyers have reported getting rates around 3-4% through TFS, but it depends on region, credit score, and current promotions. Unlike Honda's aggressive financing deals, Toyota tends to focus more on lease incentives.

It. It seems only Toyota, among a few other manufacturers I checked, has lease or finance rates at 5.39% and higher. A credit union approved me for 8.08%, but I'm not sure if that's a good rate for my score.

I'm hoping to use it to negotiate a better deal with Toyota financing. We're planning to put $5,000 down but haven't told the dealership yet-I've heard it's better to wait so they don't adjust the deal to eat up the down payment.