Toyota Gold Certified Interest Rates

† 4.99% APR for up to 60 months finance offer available on Toyota GOLD Certified Pre-owned Vehicles and only through Toyota Financial Services to well-qualified buyers with premium rated credit. 60 monthly payments of $18.87 for each $1,000 financed based on zero (0) down payment on credit approval. Different deals come with different APR rates and term lengths, as well.

Just ask your local Toyota dealer about your options for Special APR finance deals. Only very well. Finance your certified used cars hassle-free.

Explore products and services such as vehicle coverage, payment protection plans, loans, lease plans, and more. Toyota often extends new-car financing rates to certified pre-owned vehicles, which can mean significant savings compared to typical used car interest rates. This financing advantage can sometimes offset much of the price premium.

See your local dealer for details. 6 Standard New-Car Financing Rates Available (applies only for Gold Certified) Rates mentioned are for standard new car rates, and do not include new car specials or subvented rates. Not all buyers will qualify.

Financing available through Toyota Financial Services for qualified buyers only. Now through September 02, 2025, well-qualified buyers can enjoy 5.49% APR financing for up to 60 months on select Gold Toyota Certified Used Vehicles (TCUV). With this limited-time offer, you can drive home a reliable, thoroughly inspected Toyota while taking advantage of an attractive financing rate.

*Subject to TFS approval. Rates based on Tiers 1+, 1, 60 monthly payments of $19.10 for each $1,000 borrowed. Price excludes $175.00 "DMV Paperwork Processing fee".

Excludes Corolla Cross. Price also excludes tax, title, and license. Offer ends 8/04/2025.

TCUV Gold Toyota Highlander, RAV4, & Tundra. Toyota often offers special low-interest financing on Gold Certified cars through its financing arm (Toyota Financial Services). These rates are typically more favourable than standard used car loans and can make the total cost more manageable over time.

*4.90% Comparison Rate is available to approved applicants of Toyota Finance to finance eligible Toyota Certified Pre-Owned Vehicles with Toyota Access. Applies only to Yaris, Corolla, Prius, C-HR, 86 and Camry vehicles. Get 5.75% APR for up to 60 Months - Toyota Gold Certified Used Camry, Corolla, RAV4, Highlander, Tundra & bZ4X - including gas, hybrid, prime and electric models.