Does Bmw Insurance Cost More
BMWs also tend to be more expensive to insure than other cars. Based on Insurify data, BMW drivers pay an average of $238 per month for full coverage insurance and $127 per month for liability-only insurance. Whether you have an X5 to drive around your family or an M4 you only take out on weekends, you should carefully research BMW insurance costs.
Discover if BMW insurance is expensive with key insights, typical costs, and tailored recommendations for various ownership types. BMW insurance costs an average of $599 for minimum coverage and $2,051 for full coverage annually, with the cheapest rates from State Farm. The average cost of auto insurance for a BMW is $244 per month.
The cheapest BMW model to insure is the BMW X1 SUV, at a rate of $192 per month. How much does it cost to insure a BMW? BMW's higher sticker prices tend to lead to higher average car insurance rates compared to more budget. The average cost per year when averaged for all BMW models is $3,145.
When this value is compared to the average car insurance rate for all vehicles in the U.S. of $2,276, BMW vehicles cost $869 more per year on average to insure. The table below shows the average BMW insurance rates by model back to the 2013 model year.
On average, BMW insurance costs around $229 per month or $2,753 per year. However, your rates can vary based on several factors. inside.
Find out the average cost of BMW insurance in 2026. You will also learn how insurance premiums vary by model. Cost of BMW Car Insurance (2026) The average cost of insurance for a BMW is $182 per month, but rates vary depending on the model, your driving history, and more.
The annual average nationwide cost of full coverage car insurance for BMW is $3,778 per year. The X3 is the cheapest BMW model to insure. Advanced safety features that come standard on BMW models help lower your insurance costs.