How much does it cost to insure your BMW 3 Series? We compare insurance rates across dozens of insurance companies to help you find the best prices, discounts, and coverage for your 3 Series. Car insurance coverage for a BMW 3 Series is more expensive than average. Here's how to find the best insurance options for your 3 Series.
BMW 3-Series insurance costs average $1,070 yearly for state minimum and $2,074 for full coverage, with affordable rates starting at $44 monthly. Auto insurance for a BMW 3 Series costs about $3,225 per year. See how these car insurance premiums vary by age, state, credit score and driving record.
In the U.S. alone, BMW sold nearly 34,000 new 3 Series models in 2023. [2] The average cost of car insurance for a BMW 3 Series is $123 per month for liability-only insurance and $252 per month for full coverage.
This rate is nearly identical to the rates for similar vehicles, like the Subaru WRX. The auto insurance rates also change based on the vehicle's model year. For example, the 2024 BMW 3 Series costs $3,178, whereas the 2023 BMW 3 Series costs $3,108 annually.
This is $70 less than the 2024 rates. Nationwide offers the cheapest annual rate for 2024 BMW 3 Series at $2,278 per year. BMW 3 Series insurance in 2024 can cost roughly $47 to $50 a month.
Check out how these premiums vary by model year, state, and more. According to CarInsurance.com research, car insurance for a BMW 3 Series costs $265 per month on average. Your rates may differ based on factors like age, driving history and vehicle model year.
Discover the insurance group for the BMW 320d, typical costs, and tailored recommendations for different ownership situations. On average, BMW insurance costs around $229 per month or $2,753 per year. However, your rates can vary based on several factors.
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