May 18, 2026 — Digital Edition
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Unlock Low Down Payment Options with the HMFA Multifamily Loan Program

PDF UNIAP Part I Guidelines

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Image result for New Jersey Housing and Mortgage Finance Agency

OTHER HMFA MULTIFAMILY LOAN PROGRAMS Special Needs Financing Programs - These Programs are designed to provide financing to create permanent supportive housing and community residences for individuals with special needs.

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Image result for New Jersey Housing and Mortgage Finance Agency

HMFA's Multifamily Rental Housing Program provides low-interest financing for construction and/or permanent mortgage loans . The funding source is through the sale of tax-exempt and taxable mortgage revenue bonds.

New Jersey Housing and Mortgage Finance Agency

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Important General Information for Multifamily Developers Start here for basic information regarding HMFA's financing programs , eligibility and how to apply. Current Multifamily Pooled Bond Interest Rates View the current interest rates for our various multifamily financing programs .

What is UNIAP? UNIAP is the Uni ed Application for HMFA Multifamily Rental Housing Production Programs . It is the one place to go to apply for:

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Image result for Seven Facts About FHA Multifamily Loans

PDF Presentation

ABOUT US: The New Jersey Housing and Mortgage Finance Agency (NJHMFA) provides funding for affordable home ownership and housing opportunities for New Jersey residents. NJHMFA is the State's housing finance agency. We respond to the needs of residents by implementing creative programs and establishing alliances that: fund affordable home mortgages for first- time home buyers. NJHMFA's ...

NJHMFA Credit History Requirements To qualify for New Jersey Housing and Mortgage Finance Agency (NJHMFA) loan programs , you'll need to demonstrate responsible credit management. Here's what NJHMFA looks for: Basic Requirement: Minimum credit score of 620 At least 2 credit accounts (tradelines) with 12+ months of history What is a tradeline?

Image result for Multifamily Bridge Loans | What they are and How to Use them
Image result for Multifamily Bridge Loans | What they are and How to Use them

New Jersey Housing and Mortgage Finance Agency

The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective homebuyers and homeowners. The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey. In some cases this may mean working with ..

The New York State Housing Finance Agency is a public benefit corporation created in 1960 to finance low- and moderate-income rental housing. HFA issues taxable and tax-exempt bonds to provide mortgage loans to developers of affordable multifamily rental housing. HFA's mission is to create and preserve high quality affordable multifamily rental housing that serves communities across the State ...

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Office of Multifamily Housing

The Office of Multifamily Housing (MFH) Programs provides mortgage insurance originated by FHA-approved lenders to facilitate the construction, rehabilitation, repair, refinancing, and purchase of multifamily rental housing properties. In addition, we administer rental assistance and preservation programs to provide stability, climate resilience, energy efficiency, affordability, and increased ...

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