If you're wondering, "Can you use 2 cards on an Amazon purchase?" the answer isn't as straightforward as it seems. While you can't directly use two cards for a single purchase, Amazon does offer a few methods to use more than one payment method for a transaction.
First, let's discuss why you might want to use more than one card. Perhaps you have a compelling cashback credit card for everyday purchases and another with better rewards for those over a certain amount. Or maybe you're splitting the cost of a large order among family members. Regardless of your reasons, Amazon has you covered.
Using Multiple Cards for an Amazon Purchase
Amazon doesn't allow splitting a single order between two credit cards at checkout. However, you can use multiple cards for a single purchase in a few creative ways.
Amazon Store Card and Credit Card
One option is to use the Amazon Store Card for the revolving line of credit it offers and another card for the cashback or rewards. The amazon.com Store Card lets you finance large purchases over time. You can use this card for the larger part of the purchase and a rewards card for the rest.
Remember, you'll still need to pay off the minimum monthly payment to avoid interest charges. And, while the Amazon Store Card does offer 5% back on Amazon.com purchases, it's only for purchases made using the card, not added to a balance.
Combine Amazon and Non-Amazon Gift Cards
Another approach is to use a combination of Amazon gift cards and non-Amazon gift cards to make a purchase. For example, you might use an Amazon gift card for the bulk of your purchase and a target.com gift card for the rest. This way, you're essentially splitting your purchase between two payment methods.
Amazon Gift Cards are available in denominations ranging from $15 to $2,000. If you're planning a large purchase, using multiple gift cards can help manage the cost and maximize any rewards or cashback you earn.
Amazon Gift Cards and Cash
If you're partial to using both gift cards and cash for Amazon purchases, you have a couple of options. One is to use an Amazon Cash account. Amazon Cash lets you originate a contactless, cash-based payment on your mobile device.
Here's how it works: You add cash to your Amazon Balance at an in-store cashier or using a cash reload partner. Once the funds have been applied to your Amazon account, you can use them for purchases just like any other payment method. You can even combine your Amazon Cash balance with a gift card or other payment method for a single purchase.
Using Amazon Cash for Gift Cards
Another cash-based option is to use PayNearMe to pay for Amazon gift cards with cash. You can find a participating CVS, Family Dollar, or 7-Eleven nearby and pay with cash at the cashier. The gift card value will then be applied to your Amazon account within 24 hours.
You can use this method to effectively pay for Amazon purchases with cash. Simply purchase a gift card for the amount you want to use, and the remainder with another payment method. Keep in mind that the maximum single purchase limit for gift cards is $400, and you'll need to go through the process for each $400 increment.
As you can see, while Amazon doesn't allow you to use two cards for a single purchase directly, there are several workarounds to make it happen. Whether you're using the Amazon Store Card in combination with a cashback credit card or combining gift cards to stretch your budget, there are plenty of creative ways to use more than one payment method for an Amazon purchase.