If your vehicle was involved in an accident and its structure is damaged, the vehicle may be considered to be a total loss by the insurance company. That means the cost of repairs will be greater than what the vehicle's value is. If your vehicle is deemed to be a total loss, you'll receive a settlement from the insurance company to the value of your car. If, however, your vehicle is not considered a total loss and the insurance company is not a total loss, they will pay for repairs.
A car that has bent frames could expose you to more damages to your vehicle and also possible injuries when the frame breaks while you're driving. A bent frame may cause steering problems, making it difficult to maintain control of the vehicle.
Yes, many insurance companies offer coverage for repairs to vehicles dependent on the kind of policy you have and what is covered in it. The majority of comprehensive policies include insurance against damage caused by theft, weather, vandalism, and other non-collision events. If, however, your vehicle was damaged in an accident or other type of collision, you might need to file an insurance claim with your insurer for additional protection.