Semi Truck Law Firm
If you've been involved in an auto accident and were the driver, the insurer's first offer to you might be a low one. These offers are based on computer-generated estimates that favor the insurance company's interests. The low offer is intended to protect the insurance company's bottom line, and it's easy to accept a low one because of lack of knowledge or the temptation of quick cash. Fortunately, there are some steps you can take to maximize your settlement offer. First, you should try to remain calm. Don't panic if the insurance company makes the first offer. In most cases, they would not offer a fair amount at the start. However, your lawyer can analyze the first offer and explain why it's low. He can also call the insurance company to find out why it made the first offer, and refute any inaccurate facts presented by the insurer. Aside from being a helpful ally, it will be your best course of action if the insurance company offers low settlements to people in their auto accident cases.
When an insurance company makes an initial offer to settle your auto accident case, they'll often be low. That's because they're under the impression that a lawyer will cost them money. But the truth is that it's not uncommon for insurance companies to offer low settlements for one reason or another. This is because the adjusters are typically paid bonuses for convincing claimants to settle for a low amount. Furthermore, you may never get an MMI in your case, and if you don't have legal representation, you'll almost certainly get a lowball offer. To avoid this situation, you'll want to keep yourself calm, and try to avoid any pushy adjusters. If you feel funny or cynical, you'll need to leave. Also, never sign anything without consulting your attorney. An insurance company may offer low settlements in auto accident cases when they can't cover medical expenses. If you're unable to work, your case will be worth more. Depending on the circumstances of your case, the compensation can cover all costs associated with your accident, including legal fees. It's important to remember that insurance companies rarely offer reasonable settlements without any effort on your part. A personal injury attorney will know how to negotiate with insurance companies to get a fair settlement.