Is Windshield Replacement Free
Some states mandate free windshield replacement under their car insurance laws. If you live in a free windshield state, your insurance company must pay for your windshield repair or replacement without you paying a deductible. However, free windshield replacement laws apply to the comprehensive portion of your auto policy, not a liability.
The "free" part kicks in when you file a covered windshield claim and the deductible is waived, which results in your insurance company paying the cost of the replacement pursuant to the terms and conditions of the applicable policy. See which states waive windshield deductibles, how $0 glass coverage works, and what to check on your policy before filing a repair or replacement claim. Most windshield repairs and replacements fall under the comprehensive portion of an auto insurance policy.
Comprehensive covers non-collision damage (rock chips, vandalism, hail) and. Find out if car insurance covers windshield replacement in your state. Learn about zero-deductible glass laws, coverage types, and claim tips.
Windshield damage is typically covered by car insurance. Learn about what coverage you need for repairs and replacements and if you should file a glass claim. Find out which states offer free windshield replacement in our guide.
Learn about state specific insurance policies that cover full windshield repair costs so you can drive safe without extra expense. Car insurance can cover windshield replacement, but the answer depends on which type of coverage you have and where you live. If you have comprehensive coverage, your policy typically pays for windshield damage caused by events outside your control-like flying rocks, hail, or weather.
However, you'll usually need to pay a deductible before the insurance kicks in, unless your state []. In a few states, you can actually get a free windshield replacement if you meet certain insurance requirements. Let's break down which states offer this perk, how it works, and what your options are if you don't live in one of these "zero deductible" states.
Information About Car Windshields.