We recommend a FICO Rating of 620 or higher to apply for an Old Navy Credit Card. A fair credit history is normally necessary to obtain authorized for an installment plan card with Old Navy. The Old Navy Visa Card has stricter needs considering that it can be used beyond Gap Inc. brand names. You will likely need an excellent credit history-- a FICO ® Rating of 670, or near that number to certify. Your credit report is utilized to determine the credit report standing of an applicant and also is a vital sign to the type of card for which you'll be authorized. Nevertheless, a credit rating alone does not ensure approval for the Old Navy Bank Card.

Old Navy Gap Inc

Frequently Asked Questions

Through the Old Navy credit card app or the store's online site, cardholders have the opportunity to make an online payment. Additionally, you have the option of paying your Old Navy bill via phone, mail, or your Old Navy Visa credit card.

Online: To view the balance on your Old Navy Credit Card, sign in to your online account. Using a mobile app: Open the iOS or Android app and log in. On the home screen, your credit card balance will be displayed. Call (866) 928-8598 and follow the voice prompts to speak with a customer care agent.

A virtual credit card number for the Old Navy Credit Card can be obtained by using the "Lookup" option or Click to Pay. The Old Navy Store Card can be used to generate virtual credit card numbers using the same techniques. By SMS: The issuer will provide you a link by texting the word "Lookup" to the number 60956.