
Life doesn’t ask for permission before it changes. One moment you’re cruising through your routine, the next you’ve welcomed a new child, inherited a second property,

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint a trusted individual (your attorney) to make decisions on

It’s not always easy thinking about the future, especially when you want to make sure your family and friends are protected from inheritance tax (IHT).

Discretionary: You don’t have to itemize who gets what. The trustees determine when and how the trust’s beneficiaries grandchildren or perhaps your children receive distributions.