Top ISO Agent Program

Selling Merchant Services

MyPortfolio- Comprehensive Sales PortalMyPortfolio is one of the best management tools to help you grow your business. It’s an Agent’s single source to see snapshots of their portfolio performance, monitor their merchants’ activity and chargebacks, review transparent residual reports, access training materials, manage sub-agents, create a deal and follow the approval process, and much more. MANAGE EFFICIENTLY Once an Agent logs into MyPortfolio, they will instantly see a snapshot of their portfolio performance. Included in this snapshot are the residual summary, top merchants by volume and residuals, chargeback stats, portfolio stats, and a twelve-month graph of overall portfolio performance. TRANSPARENT RESIDUAL ONLINE REPORTING With MyPortfolio, you'll get accurate residuals and have the confidence to build your portfolio knowing you are getting paid correctly, on time, every time. EMS’ residual system offers details down to transaction count and volume by interchange category. This way, if an Agent wants to track their residuals to the penny, they have the detail to do so. MERCHANT ACTIVITY Take the service you provide to your clients to the next level by utilizing Merchant Activity. A myriad of reports will provide historic activity for a merchant along with current batch activity. Identify merchants with volume fluctuations or increased chargeback activity. CHARGEBACK PORTAL Having an aggressive approach to managing and reducing chargebacks is essential for any merchant to maintain their merchant account. This portal gives Agents the chargeback tools they need and the ability to review and manage their merchants’ activity, which is crucial to retaining residuals. With a quick view, Agents can see all the information on a chargeback in one convenient place. Agents can even submit documentation on behalf of a merchant right in the portal.

How To Become A Digital Payment Agent —

Sell Merchant Services with the Best Merchant Services ISO Agent Program. When you become a merchant services sales agent with EMS, you'll have access to the card processing services and support you need to achieve the success you deserve. You can: Accelerate your approvals, Get access to daily residuals, Get access to a team of experts, and marketing tools, Improve your conversion rate with our 10 minute approval process, Maximize your portfolio's growth, Increase your lines of revenue with access to more sponsor banks, Offer a merchant cash discount program, Increase your residual income Get help with your ISO registration. With EMS' support, you can succeed as a Merchant Services Agent and get financial freedom. Our payment processing products and services will help you stand out in the payments industry. You'll be the merchant processing provider that businesses turn to as their merchant processing sales agent.

Best ISO Agent Program

Cash Discount Program This program allows your client to save thousands of dollars per month and boosts their bottom line. Cash Discount Program: Merchants add a small service fee to all store sales. Customers who pay cash will receive a separate discount. These discounts have the advantage of encouraging people to purchase goods or services. Research has shown that consumers spend more when they have a discount. A cash discount program could help you become the merchant services agent that businesses look to in a competitive marketplace.

Best ISO Agent Program
Top ISO Agent Program

Top ISO Agent Program

Cash Discount Program This program saves your client thousands of dollars each month. Customers will be more likely to pay cash, which can help improve their bottom lines. Cash Discount Program. A merchant may add a small service cost to any store sale and then offer a separate discount if the customer makes payment with cash. Discounts like these are a great way to encourage people to buy products and services. Research suggests that consumers will spend more when they are offered a discount. The cash discount program is a great way to be the sales representative for merchant services that businesses need in a challenging business environment.

Electronic Merchant Systems Agent Program

ISO Agent Merchant Services Program
ISO Agent Merchant Services Program

ISO Agent Program

Serving Merchants and Building Your Business We are one of the most trusted payment processing companies, and we work with payment processing professionals such as you to offer innovative credit card processing products to assist your merchant's processing credit card transactions seamlessly. You don't have to do this alone. We will work with you to create customized agreements, get merchant approvals, offer marketing assistance, and provide 24/7/365 support so you can be a leader within the credit card processing industry. We are a team! We succeed when you succeed.

Frequently Asked Questions

Becoming a Registered ISO  is a big decision for your business and not one to be taken lightly. It will require plenty of diligent work but can certainly take your business to the next level and help you grow.

Here are the steps to get registered:

1. Name Your Business

Choose something memorable and relevant to the services you provide. Don’t forget to check with your Secretary of State to ensure the name has not already been taken!

2. Decide on Your Business Form
 

3. File with Your State

Now that you have chosen your name and type of business, you’ll need to file with your Secretary of State. There will be fees involved with this step.

4. Acquire Permits and Licenses

You will need a business license before you can begin operations. Depending on your state, you may also need additional permits and licenses. 

5. Register for Taxes

To register for local and/or state taxes, you’ll need to obtain an Employer ID Number (EIN) from the IRS. 

6. Document Your Business Rules

These rules will vary depending on your business type but typically detail how profits and losses will be allocated between owners and when meetings can be called.

7. Create a Business Plan

Your sponsor(s) will want to see a business plan before working with you. There are many different types of business plans. 

8. Find a Bank Sponsor

Call around to different banks to request sponsorship. Start locally and visit their website first to ensure they are Visa or Mastercard association members.

9. Gather Business Information & Review the Contract

For this step, you will need to gather all required documents for your business, obtain credit reports for all owners, and then analyze the bank contract thoroughly.

10. Register with Your Bank Sponsor

If the bank accepts your application, all that is left is to pay the registration fee. The fee is $5,000 per credit card association. You will be required to review your registration annually and pay the fee again each year.

Keep Up To Date on Industry Trends

To be a successful merchant services ISO Agent, you must keep up with industry trends.

Again, the merchants you work with likely won't have time to do this independently.

You need to stay up-to-date on the Payment Processing Industry and changes to processing or rising fees, as well as any changes that will affect your current & future clients.

As a knowledgeable sales representative, you can educate the businesses you work with on changes in the industry.

Having this knowledge will increase your odds of closing sales because you aren't only looking out for the client's best interests. Still, your knowledge will help provide them with valuable information to keep up with the industry leaders. 

An Independent Sales Organization, or ISO, is a business owner or 1099 freelancer that sells credit card processing products and other merchant services.

ISO agents can have any experience level, whether you are brand new fresh out of school, or an industry vet with 30 years of experience.

An ISO Agent will sell credit card processing and merchant services to merchants, improving the payment processing experience for their customers and increasing customer retention.