Electronic Merchant Systems Agent Program

Electronic Merchant Systems Agent Program

Serving Merchants and Building Your Business We are one of the most trusted payment processing companies, and we work with payment processing professionals such as you to offer innovative credit card processing products to assist your merchant's processing credit card transactions seamlessly. You don't have to do this alone. We will work with you to create customized agreements, get merchant approvals, offer marketing assistance, and provide 24/7/365 support so you can be a leader within the credit card processing industry. We are a team! We succeed when you succeed.

Selling Merchant Services —

Credit Card ISO Agent Program

Top ISO Agent Program

The Best Payment Processing Equipment We offer innovative payment solutions, and our credit card processing agent has access to other products and services that will revolutionize your merchant services business. All of our payment equipment - from countertop terminals to multistation units - has the latest features and functions to protect sensitive data and cardholders. With these credit card processing devices, you can satisfy your merchant's needs for credit card processing like Accepting swipe, dip, or tap payments EBT allows you to process Credit Cards, Debit Cards, or Gift Cards. Accept contactless payment, including Apple Pay or Google Pay. You can implement a cash discount program. You can help your merchant accounts grow by offering EMS innovative products or services. Partnering with the right ISO Agent program will make it even easier.

Top ISO Agent Program
ISO Agent Program

ISO Agent Program

Our credit cards processing agents offer innovative payment processor products and services that enable businesses to accept payment in a fast and secure way. You can work with our merchant partners program to increase your residual income and help merchants accept card payments. Let's look into some of these other benefits when you join our Merchant Services ISO Program.

ISO Merchant Services Program

Get The Best Merchant Processing Services to Accelerate Growth and Drive Revenue For credit card processing agents to succeed, the best decision is to partner up with the right partners. Our mission is to offer you card processing services for online payment portals, mobile payment systems, and card non-present payment options. This will help your merchant succeed. You will have everything you need in order to succeed within the credit card industry with our payment processor suite. Merchant Services Agent Programs should provide transparency and support, as well as help in building your portfolio. As an EMS ISO agent, you can offer: Omni-Channel Processing Your merchants will be able to concentrate on their core business by offering omnichannel options. You can simplify merchants’ payment, customer management, and inventory systems with one simple platform. Log in to view terminal, Mobile, and Virtual Terminal activity at once. Maxxpay Point of Sale MaxxPay POS connects a shop to all its customers via a cloud-based platform. MaxxPay is a cloud-based solution that allows for scalable functionality. It's ideal for small to medium-sized business owners who need simple but highly functional POS functionality. TOTAL TOUCH POS Total Touch,Point of Sale software is intuitive and simple to use. It allows restaurant and bar owners to be more focused on customer loyalty and provide the best dining experience. Total Touch is able to provide a range of services, including quick service and fine dining. CONVENUPAY Convenupay offers a rich feature set and the best security options to protect your merchants. Some of its remarkable features include: eInvoicing is a way to streamline the billing process and enable faster payments. Level III Payment: This allows merchants access to lower interchange levels and helps them monitor spending. Account Editor: This program helps merchants prevent failed transactions or gaps in their services. UNATTENDED & MULTI-LANE SOLUTIONS Agents are able to offer merchants unique and powerful solutions in multi-lane environments. EMS is able to solve problems in a wide range of environments, including unattended cafeterias, self-service kiosks, grocery, and liquor stores. It can also help to reduce labor shortages, lower management demands, and increase profitability. BIZFUNDS BizFunds is a program that provides capital to small business owners. We purchase a predetermined amount of future credit-card volume through this program to provide funds.

How To Become A Digital Payment Agent
How To Become A Digital Payment Agent

Cash Discount Program This program saves your client thousands of dollars each month. Customers will be more likely to pay cash, which can help improve their bottom lines. Cash Discount Program. A merchant may add a small service cost to any store sale and then offer a separate discount if the customer makes payment with cash. Discounts like these are a great way to encourage people to buy products and services. Research suggests that consumers will spend more when they are offered a discount. The cash discount program is a great way to be the sales representative for merchant services that businesses need in a challenging business environment.

Credit Card ISO Agent Program

Frequently Asked Questions

Becoming a Registered ISO  is a big decision for your business and not one to be taken lightly. It will require plenty of diligent work but can certainly take your business to the next level and help you grow.

Here are the steps to get registered:

1. Name Your Business

Choose something memorable and relevant to the services you provide. Don’t forget to check with your Secretary of State to ensure the name has not already been taken!

2. Decide on Your Business Form
 

3. File with Your State

Now that you have chosen your name and type of business, you’ll need to file with your Secretary of State. There will be fees involved with this step.

4. Acquire Permits and Licenses

You will need a business license before you can begin operations. Depending on your state, you may also need additional permits and licenses. 

5. Register for Taxes

To register for local and/or state taxes, you’ll need to obtain an Employer ID Number (EIN) from the IRS. 

6. Document Your Business Rules

These rules will vary depending on your business type but typically detail how profits and losses will be allocated between owners and when meetings can be called.

7. Create a Business Plan

Your sponsor(s) will want to see a business plan before working with you. There are many different types of business plans. 

8. Find a Bank Sponsor

Call around to different banks to request sponsorship. Start locally and visit their website first to ensure they are Visa or Mastercard association members.

9. Gather Business Information & Review the Contract

For this step, you will need to gather all required documents for your business, obtain credit reports for all owners, and then analyze the bank contract thoroughly.

10. Register with Your Bank Sponsor

If the bank accepts your application, all that is left is to pay the registration fee. The fee is $5,000 per credit card association. You will be required to review your registration annually and pay the fee again each year.

Keep Up To Date on Industry Trends

To be a successful merchant services ISO Agent, you must keep up with industry trends.

Again, the merchants you work with likely won't have time to do this independently.

You need to stay up-to-date on the Payment Processing Industry and changes to processing or rising fees, as well as any changes that will affect your current & future clients.

As a knowledgeable sales representative, you can educate the businesses you work with on changes in the industry.

Having this knowledge will increase your odds of closing sales because you aren't only looking out for the client's best interests. Still, your knowledge will help provide them with valuable information to keep up with the industry leaders. 

An Independent Sales Organization, or ISO, is a business owner or 1099 freelancer that sells credit card processing products and other merchant services.

ISO agents can have any experience level, whether you are brand new fresh out of school, or an industry vet with 30 years of experience.

An ISO Agent will sell credit card processing and merchant services to merchants, improving the payment processing experience for their customers and increasing customer retention.